Interactions autour d'une règle : la mise en place d'un encadrement canadien pour les paiements en ligne (in French only)


Jacques Saint-Amant


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Interac is diversifying. After conquering the Canadian market for debit card payments, the Association is now seeking to dominate the market for Internet payments. Should consumers be glad? Implementation of a service such as Interac on-line demanded a review of the rules governing the processing of payments made by this means by Canadian deposit institutions. The matter was referred to the Canadian Payments Association. In the course of the CPA’s deliberations, especially in the period from 2003 to early 2005, all interested parties tried to establish a framework which would be, both technically and otherwise, likely to suit all parties to a payment such that it could be made to work. This means describing this new service, taking into account the work done to implement consumer protection mechanisms within the framework of the applicable rules, with a report on the status of the process and a look to the future.

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French only

OCA Funded Research
This research received funding support through the Office of Consumer Affairs' Contributions Program.

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Source: Consumer Policy Research Database

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