Deal with debt

Money
problems?


Find the right debt solution

If you feel your financial situation is out of control,
contact a Licensed Insolvency Trustee (LIT).

What is an LIT?

An LIT is a qualified, experienced, federally regulated professional who can help guide you and get you discharged from your debt.

Seeking help early can get you back on track faster and, in most cases, the first consultation is free.

More information on LITs

Talk to an LIT today!

Not all debt advisors are created equal

Only an LIT has regulated fees and can work with your creditors to help relieve your debt.

Don't sign a contract until you understand your options. Avoid paying unnecessary fees and getting further into debt.

If an offer to reduce your debt seems too good to be true, it probably is. Protect yourself.

Learn more about "too good to be true" offers.

The difference between a Licensed Insolvency Trustee and a debt consultant

Find out how the Office of the Superintendent of Bankruptcy (OSB) can protect you. If you are having difficulty with your LIT or if you suspect misrepresentation, please contact our Service Centre at 1-877-376-9902.

You have options

Whether you are an individual or have a business, LITs can provide you with a range of options, and they are the only professionals who can provide access to regulated insolvency options, such as consumer proposals and bankruptcies.

Still not sure if you need professional help?

Recognize the danger signs.

Continually go over your spending limit or use your credit cards out of necessity

Always borrowing money to make it to payday

Creditors pressure you for payment

Utility companies cut off service due to unpaid bills

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