Annual Consumer Insolvency Rates by Province and Economic Region

(Per 1,000 Population Aged 18 Years and Older)

Annual Consumer Insolvency Rates by Province and Economic Region—2010–2011
  Rate 2010 2011
Canada Insolvency 5.1 4.6
Bankruptcy 3.5 2.9
Proposal 1.6 1.7
  Rate 2010 2011
Newfoundland and Labrador Insolvency 6.1 5.0
Bankruptcy 5.8 4.7
Proposal 0.3 0.3
Avalon Peninsula Insolvency 5.1 4.1
Bankruptcy 4.7 3.7
Proposal 0.4 0.4
South Coast – Burin Peninsula Insolvency 8.5 6.0
Bankruptcy 8.2 5.9
Proposal 0.3 0.1
West Coast – Northern Peninsula – Labrador Insolvency 5.9 5.2
Bankruptcy 5.5 5.0
Proposal 0.4 0.2
Notre Dame – Central Bonavista Bay Insolvency 8.0 6.8
Bankruptcy 7.8 6.6
Proposal 0.3 0.2
  Rate 2010 2011
Prince Edward Island Insolvency 5.2 5.5
Bankruptcy 4.6 4.6
Proposal 0.6 0.9
  Rate 2010 2011
Nova Scotia Insolvency 6.9 6.1
Bankruptcy 5.6 4.8
Proposal 1.3 1.3
Cape Breton Insolvency 9.0 7.9
Bankruptcy 7.0 5.8
Proposal 2.0 2.1
North Shore Insolvency 7.3 5.9
Bankruptcy 5.7 4.4
Proposal 1.6 1.5
Annapolis Valley Insolvency 7.5 6.7
Bankruptcy 6.5 5.7
Proposal 1.0 1.0
Southern Insolvency 6.7 6.4
Bankruptcy 5.4 5.3
Proposal 1.3 1.2
Halifax Insolvency 5.9 5.3
Bankruptcy 4.9 4.2
Proposal 1.0 1.1
  Rate 2010 2011
New Brunswick Insolvency 6.3 5.9
Bankruptcy 5.3 4.8
Proposal 1.0 1.1
Campbellton – Miramichi Insolvency 5.8 5.4
Bankruptcy 5.0 4.6
Proposal 0.8 0.8
Moncton – Richibucto Insolvency 6.6 6.3
Bankruptcy 5.4 5.1
Proposal 1.2 1.1
Saint John – St. Stephen Insolvency 6.3 6.2
Bankruptcy 5.3 5.0
Proposal 1.0 1.2
Fredericton – Oromocto Insolvency 6.1 5.3
Bankruptcy 5.0 4.1
Proposal 1.1 1.3
Edmundston – Woodstock Insolvency 7.0 6.1
Bankruptcy 6.1 5.1
Proposal 0.9 1.0
  Rate 2010 2011
Quebec Insolvency 6.1 5.7
Bankruptcy 4.5 4.1
Proposal 1.6 1.6
Gaspésie – Îles-de-la-Madeleine Insolvency 4.6 5.2
Bankruptcy 3.1 3.8
Proposal 1.5 1.4
Bas-Saint-Laurent Insolvency 4.3 4.1
Bankruptcy 3.4 2.8
Proposal 0.9 1.3
Capitale-Nationale Insolvency 4.4 4.1
Bankruptcy 3.5 3.1
Proposal 0.9 1.0
Chaudière - Appalaches Insolvency 4.1 3.8
Bankruptcy 3.1 2.7
Proposal 1.0 1.1
Estrie Insolvency 5.6 5.1
Bankruptcy 4.6 4.1
Proposal 1.0 1.0
Centre-du-Québec Insolvency 5.9 5.5
Bankruptcy 4.6 4.3
Proposal 1.2 1.2
Montérégie Insolvency 6.0 5.8
Bankruptcy 4.4 4.1
Proposal 1.6 1.7
Montréal Insolvency 6.5 5.9
Bankruptcy 4.9 4.3
Proposal 1.6 1.6
Laval Insolvency 6.6 6.0
Bankruptcy 4.7 4.2
Proposal 2.0 1.8
Lanaudière Insolvency 7.8 7.2
Bankruptcy 5.3 4.6
Proposal 2.5 2.6
Laurentides Insolvency 8.3 8.1
Bankruptcy 5.6 5.5
Proposal 2.6 2.6
Outaouais Insolvency 7.6 7.2
Bankruptcy 5.4 5.0
Proposal 2.2 2.2
Abitibi – Témiscamingue Insolvency 5.3 4.3
Bankruptcy 4.3 3.2
Proposal 1.0 1.2
Mauricie Insolvency 5.5 5.2
Bankruptcy 4.4 4.2
Proposal 1.1 1.0
Saguenay – Lac-Saint-Jean Insolvency 5.1 4.7
Bankruptcy 4.1 3.4
Proposal 0.9 1.2
Côte-Nord and Nord-du-Québec Insolvency 3.5 2.9
Bankruptcy 2.7 2.3
Proposal 0.8 0.5
  Rate 2010 2011
Ontario Insolvency 5.5 4.8
Bankruptcy 3.2 2.4
Proposal 2.3 2.4
Ottawa Insolvency 4.4 4.0
Bankruptcy 2.9 2.5
Proposal 1.5 1.5
Kingston – Pembroke Insolvency 5.6 5.1
Bankruptcy 3.8 3.4
Proposal 1.8 1.7
Muskoka – Kawarthas Insolvency 4.8 4.7
Bankruptcy 3.1 2.6
Proposal 1.8 2.1
Toronto Insolvency 5.2 4.5
Bankruptcy 2.5 1.8
Proposal 2.7 2.7
Kitchener – Waterloo – Barrie Insolvency 5.8 5.1
Bankruptcy 3.5 2.6
Proposal 2.3 2.5
Hamilton – Niagara Peninsula Insolvency 6.1 5.5
Bankruptcy 3.6 2.7
Proposal 2.5 2.8
London Insolvency 7.4 6.7
Bankruptcy 5.2 4.0
Proposal 2.2 2.7
Windsor – Sarnia Insolvency 7.1 5.9
Bankruptcy 5.0 3.8
Proposal 2.2 2.1
Stratford – Bruce Peninsula Insolvency 3.7 3.9
Bankruptcy 2.8 2.5
Proposal 0.9 1.4
Northeast Insolvency 6.5 5.6
Bankruptcy 4.9 3.7
Proposal 1.6 1.9
Northwest Insolvency 4.8 3.7
Bankruptcy 3.7 2.8
Proposal 1.1 0.9
  Rate 2010 2011
Manitoba Insolvency 3.0 2.4
Bankruptcy 2.2 1.7
Proposal 0.8 0.7
Southeast Insolvency 2.5 1.7
Bankruptcy 1.9 1.4
Proposal 0.6 0.3
South Central Insolvency 2.6 2.0
Bankruptcy 2.1 1.4
Proposal 0.4 0.5
Southwest Insolvency 4.1 3.2
Bankruptcy 2.6 2.0
Proposal 1.4 1.3
North Central Insolvency 2.3 1.6
Bankruptcy 1.5 1.2
Proposal 0.8 0.5
Winnipeg Insolvency 3.1 2.5
Bankruptcy 2.4 1.8
Proposal 0.7 0.7
Interlake Insolvency 1.9 1.6
Bankruptcy 1.6 1.2
Proposal 0.3 0.4
Parklands and North Insolvency 3.0 2.7
Bankruptcy 2.1 1.6
Proposal 0.9 1.1
  Rate 2010 2011
Saskatchewan Insolvency 3.1 2.7
Bankruptcy 2.0 1.7
Proposal 1.1 1.0
Regina – Moose Mountain Insolvency 3.0 2.5
Bankruptcy 1.8 1.3
Proposal 1.2 1.2
Swift Current – Moose Jaw Insolvency 3.2 2.5
Bankruptcy 2.1 1.7
Proposal 1.1 0.8
Saskatoon – Biggar Insolvency 3.0 2.6
Bankruptcy 2.0 1.7
Proposal 1.0 0.9
Yorkton – Melville Insolvency 3.1 2.9
Bankruptcy 2.0 2.1
Proposal 1.0 0.8
Prince Albert and Northern Insolvency 3.4 3.2
Bankruptcy 2.4 2.1
Proposal 1.0 1.1
  Rate 2010 2011
Alberta Insolvency 3.8 3.5
Bankruptcy 2.9 2.5
Proposal 1.0 1.0
Lethbridge – Medicine Hat Insolvency 5.0 4.4
Bankruptcy 3.9 3.1
Proposal 1.1 1.2
Camrose – Drumheller Insolvency 3.0 2.8
Bankruptcy 2.2 2.0
Proposal 0.8 0.8
Calgary Insolvency 3.6 3.5
Bankruptcy 2.8 2.6
Proposal 0.8 0.9
Banff – Jasper – Rocky Mountain House Insolvency 3.3 3.3
Bankruptcy 2.6 2.6
Proposal 0.7 0.7
Red Deer Insolvency 3.8 3.7
Bankruptcy 3.1 2.5
Proposal 0.7 1.2
Edmonton Insolvency 4.1 3.5
Bankruptcy 2.9 2.3
Proposal 1.2 1.2
Athabasca – Grande Prairie – Peace River Insolvency 4.4 3.4
Bankruptcy 3.2 2.5
Proposal 1.2 0.9
Wood Buffalo – Cold Lake Insolvency 2.3 1.9
Bankruptcy 1.5 1.2
Proposal 0.7 0.7
  Rate 2010 2011
British Columbia Insolvency 3.6 3.2
Bankruptcy 2.7 2.2
Proposal 0.9 1.0
Vancouver Island and Coast Insolvency 4.1 3.9
Bankruptcy 3.3 2.8
Proposal 0.8 1.1
Lower Mainland – Southwest Insolvency 3.1 2.8
Bankruptcy 2.3 1.9
Proposal 0.8 0.9
Thompson – Okanagan Insolvency 4.6 4.3
Bankruptcy 3.4 2.8
Proposal 1.3 1.5
Kootenay Insolvency 3.5 2.9
Bankruptcy 2.5 2.0
Proposal 0.9 0.9
Cariboo Insolvency 4.8 4.1
Bankruptcy 3.7 3.1
Proposal 1.1 1.0
North Coast and Nechako Insolvency 4.5 2.4
Bankruptcy 3.8 1.9
Proposal 0.7 0.6
Northeast Insolvency 4.4 2.3
Bankruptcy 3.5 1.8
Proposal 1.0 0.5
  Rate 2010 2011
Yukon Territory Insolvency 1.6 1.4
Bankruptcy 1.4 1.2
Proposal 0.2 0.2
  Rate 2010 2011
Northwest Territories Insolvency 1.5 1.5
Bankruptcy 1.1 1.1
Proposal 0.4 0.4
  Rate 2010 2011
Nunavut Insolvency 0.2 0.4
Bankruptcy 0.2 0.4
Proposal 0.0 0.0

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Annual Consumer Insolvency Rates by Province and Economic Region — 2000–2009
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Canada Insolvency 3.7 3.9 3.8 4.1 4.0 4.1 3.8 3.9 4.4 5.8
Bankruptcy 3.2 3.3 3.2 3.4 3.4 3.3 3.1 3.1 3.4 4.5
Proposal 0.5 0.6 0.6 0.7 0.7 0.7 0.7 0.8 1.0 1.4
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Newfoundland and Labrador Insolvency 3.8 4.7 4.8 5.3 5.7 6.6 6.1 5.4 5.3 6.5
Bankruptcy 3.8 4.6 4.7 5.2 5.6 6.5 5.9 5.2 5.2 6.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.2 0.1 0.3
Avalon Peninsula Insolvency 4.0 4.7 4.4 4.9 5.2 5.7 5.8 5.3 5.3 5.4
Bankruptcy 4.0 4.7 4.3 4.8 5.1 5.5 5.4 4.9 5.1 5.0
Proposal 0.1 0.1 0.1 0.1 0.1 0.2 0.4 0.4 0.2 0.3
South Coast – Burin Peninsula Insolvency 3.1 4.1 4.7 6.2 9.1 11.1 10.0 8.4 6.2 9.0
Bankruptcy 3.1 4.1 4.7 6.1 9.1 11.1 9.9 8.3 6.1 8.7
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.0 0.0 0.3
West Coast – Northern Peninsula – Labrador Insolvency 4.1 4.7 4.8 5.6 5.3 5.4 5.2 5.5 4.7 6.5
Bankruptcy 4.1 4.6 4.8 5.5 5.2 5.4 5.1 5.4 4.6 6.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.0 0.1 0.0 0.2
Notre Dame – Central Bonavista Bay Insolvency 3.7 5.1 5.8 5.8 6.1 8.1 6.7 4.7 5.6 8.2
Bankruptcy 3.7 5.1 5.8 5.8 6.1 8.1 6.6 4.7 5.5 7.9
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.3
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Prince Edward Island Insolvency 1.8 1.7 1.6 2.0 2.5 3.3 3.1 3.0 4.2 5.0
Bankruptcy 1.8 1.7 1.6 1.9 2.4 3.1 3.0 2.7 4.0 4.7
Proposal 0.1 0.1 0.1 0.1 0.1 0.2 0.1 0.3 0.2 0.3
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Nova Scotia Insolvency 4.7 5.4 5.0 5.3 5.6 6.0 5.3 5.3 6.0 7.2
Bankruptcy 3.9 4.7 4.4 4.7 5.0 5.3 4.6 4.6 5.2 6.2
Proposal 0.8 0.7 0.6 0.6 0.5 0.7 0.7 0.7 0.8 1.0
Cape Breton Insolvency 6.8 8.1 7.8 6.9 8.2 9.2 7.5 7.0 8.1 9.3
Bankruptcy 4.6 6.3 6.1 5.4 6.9 7.5 6.4 6.0 6.5 7.5
Proposal 2.2 1.9 1.7 1.5 1.3 1.7 1.1 1.0 1.6 1.8
North Shore Insolvency 4.9 5.8 4.9 5.6 5.8 6.5 5.5 6.0 5.9 7.0
Bankruptcy 4.3 5.0 4.5 5.0 5.3 5.9 4.7 5.2 5.0 6.0
Proposal 0.6 0.8 0.4 0.7 0.5 0.6 0.8 0.8 0.9 1.1
Annapolis Valley Insolvency 4.8 4.8 4.7 5.7 5.5 5.6 5.0 5.2 6.4 7.5
Bankruptcy 4.3 4.5 4.2 5.3 5.2 5.3 4.5 4.7 5.9 6.8
Proposal 0.5 0.2 0.5 0.3 0.3 0.3 0.4 0.5 0.5 0.7
Southern Insolvency 3.2 4.1 4.0 4.5 4.6 5.6 5.5 5.8 5.8 6.8
Bankruptcy 3.0 3.9 3.7 4.2 4.2 5.0 4.9 5.2 5.3 6.0
Proposal 0.2 0.3 0.3 0.3 0.4 0.6 0.6 0.6 0.5 0.8
Halifax Insolvency 4.6 5.1 4.9 5.2 5.3 5.3 4.9 4.8 5.2 6.5
Bankruptcy 4.0 4.7 4.5 4.7 4.9 4.8 4.3 4.1 4.6 5.7
Proposal 0.6 0.4 0.5 0.4 0.4 0.5 0.6 0.7 0.6 0.8
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
New Brunswick Insolvency 2.5 3.1 3.2 4.0 4.5 4.6 4.4 4.5 5.1 6.5
Bankruptcy 2.4 3.0 3.1 3.8 4.3 4.3 4.0 4.1 4.4 5.5
Proposal 0.1 0.1 0.1 0.2 0.3 0.3 0.4 0.5 0.7 0.9
Campbellton – Miramichi Insolvency 2.4 3.0 2.9 3.4 4.3 4.6 4.0 4.5 4.6 5.8
Bankruptcy 2.3 2.9 2.8 3.2 4.1 4.4 3.8 4.2 4.2 5.4
Proposal 0.1 0.2 0.1 0.2 0.2 0.2 0.2 0.3 0.4 0.4
Moncton – Richibucto Insolvency 2.6 3.4 3.3 4.1 4.7 5.0 4.6 4.4 5.4 7.6
Bankruptcy 2.5 3.3 3.2 3.8 4.4 4.7 4.2 3.8 4.7 6.4
Proposal 0.0 0.1 0.1 0.3 0.3 0.3 0.4 0.6 0.7 1.2
Saint John – St. Stephen Insolvency 2.2 3.3 3.6 4.3 4.9 4.7 4.9 5.0 5.0 5.5
Bankruptcy 2.1 3.1 3.5 4.2 4.6 4.3 4.5 4.4 4.2 4.5
Proposal 0.1 0.1 0.1 0.2 0.3 0.4 0.4 0.5 0.7 1.0
Fredericton – Oromocto Insolvency 3.0 3.2 3.4 5.1 5.5 4.9 5.0 5.5 5.5 6.9
Bankruptcy 2.9 3.1 3.3 4.9 5.1 4.6 4.5 4.7 4.4 5.7
Proposal 0.1 0.1 0.1 0.2 0.4 0.4 0.6 0.7 1.1 1.2
Edmundston – Woodstock Insolvency 2.8 3.0 3.2 3.9 3.6 4.4 4.0 4.1 4.9 6.3
Bankruptcy 2.6 2.9 3.1 3.7 3.4 4.0 3.7 3.8 4.4 5.6
Proposal 0.1 0.2 0.1 0.1 0.2 0.3 0.3 0.3 0.5 0.6
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Quebec Insolvency 4.8 4.9 4.3 4.4 4.5 4.5 4.7 4.8 5.5 6.8
Bankruptcy 4.0 4.1 3.7 3.8 3.9 3.9 4.0 4.1 4.6 5.5
Proposal 0.8 0.8 0.6 0.6 0.6 0.6 0.8 0.8 1.0 1.2
Gaspésie – Îles-de-la-Madeleine Insolvency 4.0 4.2 3.8 3.7 3.9 4.1 4.3 4.1 4.2 5.5
Bankruptcy 3.7 3.7 3.7 3.4 3.5 3.5 3.4 3.4 3.2 4.1
Proposal 0.3 0.5 0.1 0.3 0.4 0.5 0.8 0.7 1.0 1.4
Bas-Saint-Laurent Insolvency 3.6 4.0 3.5 3.5 3.8 3.6 3.8 3.7 4.2 4.4
Bankruptcy 3.4 3.6 3.1 3.1 3.2 3.1 3.2 3.2 3.4 3.5
Proposal 0.1 0.5 0.4 0.4 0.6 0.4 0.6 0.5 0.8 0.9
Capitale-Nationale Insolvency 4.7 4.5 3.8 4.0 4.0 4.4 4.4 4.1 4.1 5.0
Bankruptcy 3.9 3.8 3.2 3.5 3.5 3.9 3.8 3.6 3.7 4.3
Proposal 0.9 0.7 0.5 0.5 0.4 0.5 0.6 0.5 0.4 0.6
Chaudière – Appalaches Insolvency 3.0 3.2 3.2 3.3 3.2 3.3 3.6 3.6 3.9 4.6
Bankruptcy 2.6 2.8 2.8 3.0 2.9 3.1 3.3 3.3 3.4 3.9
Proposal 0.4 0.4 0.3 0.4 0.3 0.2 0.4 0.3 0.5 0.7
Estrie Insolvency 3.8 4.1 3.8 3.9 4.0 4.3 4.6 4.2 5.2 6.1
Bankruptcy 3.3 3.5 3.5 3.5 3.7 4.0 4.3 3.9 4.7 5.5
Proposal 0.5 0.6 0.4 0.4 0.3 0.3 0.3 0.3 0.5 0.6
Centre-du-Québec Insolvency 3.7 3.9 3.5 3.7 3.9 4.5 4.1 4.4 4.8 6.9
Bankruptcy 3.2 3.4 2.9 3.2 3.4 3.9 3.7 3.8 4.1 5.8
Proposal 0.5 0.5 0.7 0.4 0.6 0.6 0.4 0.6 0.7 1.1
Montérégie Insolvency 5.3 5.2 4.4 4.3 4.3 4.3 4.4 4.6 5.4 6.7
Bankruptcy 4.2 4.3 3.7 3.7 3.7 3.6 3.7 3.8 4.4 5.4
Proposal 1.0 0.9 0.7 0.7 0.6 0.7 0.7 0.8 1.0 1.2
Montréal Insolvency 4.8 4.9 4.5 4.8 4.9 4.7 5.1 5.3 5.7 7.0
Bankruptcy 4.2 4.3 4.0 4.2 4.3 4.1 4.2 4.4 4.6 5.7
Proposal 0.6 0.6 0.5 0.6 0.6 0.6 0.9 0.9 1.1 1.3
Laval Insolvency 5.2 5.3 4.4 4.7 4.3 4.7 5.0 5.1 6.0 7.3
Bankruptcy 4.2 4.5 3.8 4.0 3.7 3.8 4.0 4.1 4.7 5.6
Proposal 1.0 0.8 0.6 0.7 0.7 0.9 1.0 1.0 1.3 1.7
Lanaudière Insolvency 5.9 6.1 4.9 4.7 4.7 4.6 4.7 5.4 6.8 8.5
Bankruptcy 4.8 5.1 4.1 3.8 3.8 3.6 3.8 4.2 5.2 6.5
Proposal 1.1 1.0 0.8 0.9 0.9 0.9 0.9 1.2 1.6 2.0
Laurentides Insolvency 6.2 6.3 5.3 5.6 5.4 5.2 6.0 6.3 7.0 8.9
Bankruptcy 5.2 5.2 4.3 4.3 4.4 4.3 4.7 5.0 5.5 7.0
Proposal 1.0 1.1 1.0 1.3 1.0 1.0 1.3 1.3 1.5 1.9
Outaouais Insolvency 8.0 8.2 7.8 7.8 7.6 7.9 7.4 7.5 8.1 9.0
Bankruptcy 6.2 6.1 5.7 5.9 6.0 6.4 5.9 5.9 6.7 7.3
Proposal 1.9 2.1 2.1 1.9 1.6 1.5 1.4 1.5 1.4 1.7
Abitibi – Témiscamingue Insolvency 5.0 5.1 5.4 5.4 5.4 5.8 5.5 6.0 5.5 7.2
Bankruptcy 4.7 4.8 5.1 5.1 5.0 5.4 5.2 5.6 4.9 6.3
Proposal 0.3 0.4 0.3 0.3 0.4 0.5 0.3 0.4 0.6 0.9
Mauricie Insolvency 4.7 4.6 4.2 3.7 4.0 4.2 4.8 4.8 5.0 6.5
Bankruptcy 3.7 3.9 3.6 3.3 3.6 3.7 4.1 4.1 4.4 5.5
Proposal 1.0 0.6 0.6 0.4 0.5 0.5 0.6 0.7 0.6 1.0
Saguenay – Lac-Saint-Jean Insolvency 4.2 4.8 4.3 4.4 5.2 4.9 4.9 4.5 5.1 6.4
Bankruptcy 3.5 4.0 3.5 3.8 4.5 4.3 4.3 4.0 4.5 5.6
Proposal 0.7 0.9 0.8 0.5 0.7 0.6 0.6 0.5 0.6 0.8
Côte-Nord and Nord-du-Québec Insolvency 3.7 4.6 3.6 3.5 3.5 3.9 4.0 3.9 4.1 5.1
Bankruptcy 3.4 4.3 3.3 3.3 3.2 3.5 3.7 3.6 3.6 4.5
Proposal 0.3 0.3 0.4 0.2 0.3 0.4 0.3 0.4 0.5 0.6
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Ontario Insolvency 3.3 3.5 3.7 4.1 4.1 4.2 4.0 4.3 5.0 6.6
Bankruptcy 2.6 2.8 2.9 3.2 3.2 3.2 3.0 3.1 3.6 4.6
Proposal 0.6 0.7 0.8 0.9 0.9 1.0 1.0 1.2 1.4 2.0
Ottawa Insolvency 3.6 3.8 3.9 4.5 4.4 4.6 4.4 4.5 4.7 5.5
Bankruptcy 2.7 2.6 2.8 3.4 3.3 3.5 3.3 3.3 3.6 4.2
Proposal 0.9 1.1 1.1 1.2 1.1 1.1 1.1 1.1 1.2 1.3
Kingston – Pembroke Insolvency 4.6 4.7 5.0 5.4 4.8 5.1 4.7 5.1 5.8 7.0
Bankruptcy 3.8 3.9 3.8 4.2 3.9 4.2 3.7 4.0 4.5 5.5
Proposal 0.8 0.8 1.2 1.2 0.9 0.9 1.0 1.1 1.3 1.5
Muskoka – Kawarthas Insolvency 3.6 4.0 3.8 3.8 3.8 3.7 3.3 3.9 4.1 5.7
Bankruptcy 2.8 3.1 2.8 3.0 3.0 2.9 2.6 3.2 3.3 4.1
Proposal 0.8 0.9 1.0 0.8 0.8 0.8 0.6 0.8 0.8 1.6
Toronto Insolvency 2.8 3.0 3.3 3.6 3.7 3.8 3.7 3.9 4.4 6.0
Bankruptcy 2.2 2.3 2.4 2.7 2.7 2.7 2.5 2.5 2.8 3.6
Proposal 0.6 0.7 0.8 0.9 1.0 1.1 1.2 1.4 1.6 2.4
Kitchener – Waterloo – Barrie Insolvency 3.4 3.8 3.6 4.0 4.2 4.2 4.0 4.3 5.2 7.4
Bankruptcy 2.7 3.0 2.8 3.1 3.2 3.1 2.9 3.0 3.7 5.3
Proposal 0.6 0.8 0.8 0.9 1.0 1.1 1.1 1.2 1.5 2.1
Hamilton – Niagara Peninsula Insolvency 4.0 4.3 4.6 4.8 4.8 4.5 4.2 4.6 5.2 7.1
Bankruptcy 3.3 3.6 3.6 3.7 3.8 3.6 3.3 3.5 3.9 5.0
Proposal 0.7 0.8 1.0 1.1 1.0 0.9 0.9 1.1 1.3 2.0
London Insolvency 4.7 5.1 5.4 5.7 5.4 5.1 4.8 5.4 6.5 8.8
Bankruptcy 4.0 4.5 4.6 4.8 4.6 4.3 3.8 4.2 5.1 7.1
Proposal 0.7 0.6 0.8 0.9 0.8 0.8 0.9 1.1 1.4 1.8
Windsor – Sarnia Insolvency 2.9 3.7 3.6 4.2 4.8 5.2 5.8 6.5 7.5 9.5
Bankruptcy 2.6 3.4 3.2 3.7 4.2 4.5 4.7 5.3 6.0 7.6
Proposal 0.3 0.3 0.3 0.5 0.6 0.7 1.1 1.2 1.5 1.8
Stratford – Bruce Peninsula Insolvency 2.8 2.3 2.4 2.9 2.8 2.8 2.7 3.0 3.5 4.8
Bankruptcy 2.5 2.1 2.1 2.5 2.3 2.4 2.2 2.5 2.9 3.9
Proposal 0.2 0.2 0.4 0.4 0.5 0.5 0.5 0.5 0.7 0.9
Northeast Insolvency 4.4 5.0 5.6 6.4 6.1 6.2 5.9 5.9 6.1 8.1
Bankruptcy 4.0 4.7 5.3 5.9 5.6 5.6 5.2 5.2 5.2 6.8
Proposal 0.4 0.3 0.3 0.5 0.6 0.6 0.7 0.7 0.9 1.3
Northwest Insolvency 2.2 2.2 2.5 3.1 3.3 3.5 3.6 4.2 4.5 6.5
Bankruptcy 2.0 2.0 2.2 2.9 3.0 3.0 3.2 3.7 3.8 5.5
Proposal 0.1 0.2 0.3 0.2 0.3 0.5 0.4 0.5 0.7 1.0
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Manitoba Insolvency 3.2 3.3 3.5 3.8 3.4 3.6 3.1 2.8 2.8 3.5
Bankruptcy 2.8 2.9 2.8 3.0 2.6 2.8 2.5 2.2 2.2 2.8
Proposal 0.4 0.4 0.7 0.8 0.8 0.8 0.6 0.6 0.6 0.7
Southeast Insolvency 2.1 2.3 2.3 2.2 1.8 1.7 1.6 1.4 2.1 2.5
Bankruptcy 1.9 1.8 1.9 1.9 1.4 1.2 1.3 1.2 1.7 2.1
Proposal 0.2 0.4 0.4 0.3 0.4 0.5 0.3 0.2 0.4 0.4
South Central Insolvency 1.7 1.0 1.9 1.6 2.4 2.7 2.2 2.1 2.3 2.3
Bankruptcy 1.5 0.9 1.6 1.4 2.0 2.3 1.9 1.8 2.0 1.9
Proposal 0.2 0.1 0.3 0.2 0.5 0.4 0.2 0.3 0.3 0.4
Southwest Insolvency 3.3 4.3 4.0 4.8 4.9 4.9 4.2 3.6 3.2 4.5
Bankruptcy 3.1 3.9 3.4 3.8 3.8 3.9 3.4 2.9 2.3 3.3
Proposal 0.2 0.4 0.6 0.9 1.1 1.0 0.8 0.7 1.0 1.1
North Central Insolvency 2.3 2.3 2.6 2.9 2.5 3.1 2.8 2.4 2.3 2.8
Bankruptcy 2.1 2.2 2.3 2.6 1.9 2.6 2.4 2.0 1.8 2.2
Proposal 0.2 0.1 0.3 0.3 0.6 0.5 0.4 0.3 0.4 0.7
Winnipeg Insolvency 4.0 4.1 4.3 4.7 4.0 4.3 3.7 3.5 3.0 3.9
Bankruptcy 3.5 3.5 3.4 3.6 3.1 3.3 3.0 2.7 2.4 3.1
Proposal 0.5 0.6 0.9 1.0 1.0 1.0 0.8 0.8 0.7 0.8
Interlake Insolvency 2.6 2.6 2.5 2.7 2.5 2.6 2.2 1.9 1.8 2.1
Bankruptcy 2.3 2.3 2.0 2.1 1.9 2.0 1.8 1.5 1.4 1.7
Proposal 0.3 0.3 0.5 0.6 0.6 0.6 0.4 0.4 0.4 0.4
Parklands and North Insolvency 2.6 2.4 3.0 2.9 3.6 3.6 2.9 2.7 3.0 3.3
Bankruptcy 2.2 2.1 2.6 2.3 2.7 2.8 2.4 2.2 2.2 2.6
Proposal 0.4 0.3 0.4 0.6 0.9 0.8 0.6 0.6 0.7 0.7
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Saskatchewan Insolvency 2.8 3.3 3.4 3.6 3.6 3.6 3.1 2.6 2.4 3.3
Bankruptcy 2.5 2.7 2.7 2.9 2.9 2.7 2.4 1.9 1.9 2.4
Proposal 0.3 0.5 0.7 0.7 0.7 0.8 0.7 0.7 0.5 0.9
Regina – Moose Mountain Insolvency 3.0 3.6 3.5 3.8 4.1 3.9 3.2 3.0 2.4 3.0
Bankruptcy 2.7 2.9 2.8 3.2 3.2 2.9 2.4 2.1 1.8 2.1
Proposal 0.4 0.7 0.8 0.6 0.9 1.0 0.9 1.0 0.6 0.9
Swift Current – Moose Jaw Insolvency 2.4 2.8 2.9 3.5 3.4 2.8 2.7 2.5 2.2 3.2
Bankruptcy 2.1 2.5 2.5 3.0 2.9 2.3 2.3 2.0 1.8 2.6
Proposal 0.3 0.3 0.4 0.5 0.6 0.5 0.4 0.5 0.5 0.7
Saskatoon – Biggar Insolvency 3.2 3.9 4.1 4.4 4.0 4.0 3.6 2.7 2.1 3.1
Bankruptcy 2.8 3.1 3.4 3.5 3.2 2.9 2.6 1.9 1.5 2.3
Proposal 0.4 0.8 0.8 0.9 0.9 1.0 1.0 0.8 0.5 0.9
Yorkton – Melville Insolvency 1.9 1.7 1.9 2.3 2.6 2.6 2.6 2.8 2.9 3.3
Bankruptcy 1.7 1.6 1.6 1.9 2.2 2.0 2.2 2.3 2.4 2.6
Proposal 0.1 0.2 0.3 0.4 0.3 0.5 0.5 0.5 0.5 0.7
Prince Albert and Northern Insolvency 3.2 3.8 3.9 4.0 4.2 4.4 3.6 2.9 2.8 4.1
Bankruptcy 2.9 3.4 3.2 3.2 3.4 3.6 2.9 2.2 2.3 3.1
Proposal 0.3 0.4 0.8 0.8 0.7 0.8 0.7 0.7 0.5 1.0
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Alberta Insolvency 4.2 4.0 4.0 4.4 4.1 3.5 2.5 2.2 2.7 4.4
Bankruptcy 3.9 3.5 3.5 3.8 3.6 3.0 2.0 1.8 2.2 3.7
Proposal 0.3 0.5 0.5 0.6 0.5 0.5 0.4 0.4 0.5 0.8
Lethbridge – Medicine Hat Insolvency 4.1 4.0 3.9 4.4 4.6 3.9 3.2 3.1 3.8 5.8
Bankruptcy 4.0 3.8 3.7 4.2 4.4 3.7 2.9 2.7 3.1 5.0
Proposal 0.1 0.1 0.2 0.3 0.1 0.2 0.3 0.4 0.7 0.8
Camrose – Drumheller Insolvency 3.2 2.9 2.5 3.0 3.2 2.9 1.8 1.7 2.1 3.0
Bankruptcy 3.1 2.6 2.2 2.8 2.9 2.5 1.6 1.4 1.8 2.7
Proposal 0.1 0.3 0.3 0.3 0.3 0.4 0.3 0.3 0.3 0.4
Calgary Insolvency 3.6 3.8 3.9 4.1 3.8 3.5 2.1 1.9 2.3 4.1
Bankruptcy 3.3 3.3 3.3 3.6 3.3 3.0 1.8 1.6 1.9 3.4
Proposal 0.3 0.5 0.6 0.5 0.4 0.5 0.4 0.3 0.3 0.7
Banff – Jasper – Rocky Mountain House Insolvency 3.6 3.5 3.9 3.5 3.7 3.2 2.2 2.1 2.5 4.5
Bankruptcy 3.5 3.2 3.6 3.2 3.1 2.8 1.8 1.7 2.1 3.8
Proposal 0.1 0.3 0.3 0.3 0.6 0.4 0.4 0.4 0.4 0.7
Red Deer Insolvency 3.7 3.9 4.8 5.1 5.2 4.1 2.8 3.0 3.1 5.5
Bankruptcy 3.5 3.7 4.4 4.3 4.6 3.5 2.3 2.4 2.6 4.8
Proposal 0.3 0.2 0.3 0.8 0.5 0.5 0.5 0.5 0.6 0.7
Edmonton Insolvency 5.6 5.0 4.7 5.3 4.8 4.2 3.0 2.5 2.9 4.5
Bankruptcy 5.2 4.4 4.0 4.6 4.1 3.5 2.4 1.9 2.3 3.6
Proposal 0.4 0.7 0.7 0.8 0.8 0.7 0.6 0.6 0.6 1.0
Athabasca – Grande Prairie – Peace River Insolvency 4.4 3.3 3.9 4.5 4.1 3.1 2.8 2.5 3.0 5.4
Bankruptcy 4.1 2.9 3.4 3.9 3.4 2.5 2.1 2.0 2.6 4.5
Proposal 0.4 0.4 0.5 0.6 0.6 0.6 0.6 0.5 0.5 0.9
Wood Buffalo – Cold Lake Insolvency 3.9 2.7 3.0 3.5 3.7 2.1 2.3 1.9 1.8 2.4
Bankruptcy 3.6 2.3 2.6 2.7 2.8 1.6 1.7 1.4 1.4 2.0
Proposal 0.3 0.4 0.4 0.8 0.9 0.6 0.6 0.5 0.4 0.4
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
British Columbia Insolvency 3.2 3.3 3.3 3.2 2.9 2.8 2.4 2.3 2.5 3.7
Bankruptcy 2.9 3.0 3.0 2.9 2.5 2.4 2.0 1.9 2.1 3.0
Proposal 0.3 0.3 0.4 0.4 0.4 0.4 0.4 0.4 0.5 0.7
Vancouver Island and Coast Insolvency 3.9 4.0 4.1 4.0 3.4 3.4 3.0 3.0 3.0 4.4
Bankruptcy 3.7 3.7 3.8 3.5 2.9 2.9 2.3 2.4 2.4 3.6
Proposal 0.3 0.4 0.4 0.5 0.5 0.6 0.6 0.6 0.6 0.8
Lower Mainland – Southwest Insolvency 2.9 2.9 2.9 2.9 2.6 2.5 2.3 2.2 2.3 3.3
Bankruptcy 2.6 2.6 2.5 2.5 2.3 2.1 1.9 1.8 1.9 2.6
Proposal 0.3 0.3 0.4 0.4 0.3 0.3 0.4 0.4 0.4 0.7
Thompson – Okanagan Insolvency 4.2 4.5 4.5 4.2 3.7 3.4 2.7 2.4 2.8 4.5
Bankruptcy 3.9 4.1 4.0 3.7 3.2 2.9 2.3 2.2 2.4 3.8
Proposal 0.3 0.4 0.5 0.5 0.5 0.5 0.4 0.3 0.3 0.8
Kootenay Insolvency 2.4 2.8 3.0 3.3 3.1 3.0 2.2 2.0 1.7 3.5
Bankruptcy 2.2 2.6 2.7 2.9 2.6 2.6 1.9 1.7 1.5 2.9
Proposal 0.2 0.2 0.3 0.4 0.5 0.3 0.2 0.3 0.2 0.6
Cariboo Insolvency 5.0 5.3 5.5 5.7 4.7 4.8 3.3 3.1 3.7 5.4
Bankruptcy 4.8 5.0 5.2 5.3 4.3 4.2 2.9 2.6 3.2 4.7
Proposal 0.2 0.3 0.2 0.4 0.4 0.6 0.4 0.5 0.5 0.6
North Coast and Nechako Insolvency 2.6 3.4 3.6 3.7 3.8 3.5 3.0 2.5 2.5 3.8
Bankruptcy 2.5 3.3 3.3 3.4 3.6 3.2 2.6 2.1 2.2 3.4
Proposal 0.1 0.1 0.2 0.3 0.2 0.3 0.4 0.5 0.3 0.4
Northeast Insolvency 3.2 2.6 2.5 2.8 2.7 3.0 1.9 2.1 2.1 2.9
Bankruptcy 2.9 2.6 2.5 2.7 2.6 2.3 1.5 1.6 1.6 2.5
Proposal 0.3 0.0 0.1 0.1 0.2 0.6 0.4 0.5 0.5 0.5
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Yukon Territory Insolvency 1.8 1.5 1.4 1.0 1.3 1.5 1.2 0.9 1.2 1.9
Bankruptcy 1.7 1.2 1.3 0.7 0.9 1.4 1.0 0.8 1.0 1.8
Proposal 0.1 0.3 0.1 0.3 0.4 0.1 0.1 0.1 0.2 0.1
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Northwest Territories Insolvency 2.4 1.4 1.3 1.2 1.3 1.4 1.6 1.1 0.8 1.6
Bankruptcy 2.4 1.3 1.0 0.9 1.1 1.2 1.3 1.0 0.7 1.3
Proposal 0.0 0.1 0.3 0.2 0.2 0.2 0.2 0.1 0.1 0.3
  Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Nunavut Insolvency 0.4 0.4 0.6 0.2 0.2 0.3 0.2 0.2 0.5 0.5
Bankruptcy 0.4 0.3 0.5 0.1 0.1 0.2 0.1 0.2 0.4 0.5
Proposal 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.1 0.1

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Annual Consumer Insolvency Rates by Province and Economic Region — 1990–1999
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Canada Insolvency 2.1 3.0 2.9 2.6 2.6 3.1 3.7 4.0 3.6 3.6
Bankruptcy 2.1 2.9 2.9 2.5 2.4 2.9 3.5 3.8 3.3 3.1
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.2 0.3 0.4
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Newfoundland and Labrador Insolvency 1.1 1.6 1.5 1.3 1.6 1.8 1.9 2.5 2.8 3.3
Bankruptcy 1.1 1.6 1.5 1.2 1.6 1.7 1.9 2.5 2.8 3.2
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.0 0.0 0.1
Avalon Peninsula Insolvency 1.4 2.0 1.7 1.6 2.1 2.5 2.7 3.3 3.6 3.7
Bankruptcy 1.4 2.0 1.7 1.5 2.1 2.3 2.7 3.2 3.5 3.6
Proposal 0.0 0.0 0.0 0.1 0.0 0.2 0.0 0.0 0.1 0.1
South Coast – Burin Peninsula Insolvency 0.7 0.8 1.0 1.0 0.8 0.9 1.2 1.9 1.7 2.9
Bankruptcy 0.7 0.8 1.0 1.0 0.8 0.9 1.2 1.9 1.6 2.9
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0
West Coast – Northern Peninsula – Labrador Insolvency 0.7 1.4 1.4 1.2 1.4 1.3 1.4 2.0 2.7 3.4
Bankruptcy 0.7 1.4 1.4 1.2 1.3 1.3 1.3 2.0 2.7 3.4
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Notre Dame – Central Bonavista Bay Insolvency 1.1 1.6 1.4 1.0 1.3 1.5 1.5 2.0 2.0 2.8
Bankruptcy 1.1 1.6 1.4 1.0 1.3 1.5 1.4 2.0 2.0 2.7
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Prince Edward Island Insolvency 0.5 0.6 0.6 0.5 0.5 0.7 0.8 1.1 1.6 1.6
Bankruptcy 0.5 0.6 0.6 0.5 0.5 0.6 0.8 1.0 1.5 1.5
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Nova Scotia Insolvency 2.3 3.2 2.7 2.4 2.4 2.7 3.8 4.5 4.5 4.4
Bankruptcy 2.3 3.2 2.7 2.3 2.1 2.4 2.9 3.4 3.6 3.7
Proposal 0.0 0.0 0.0 0.1 0.2 0.3 0.9 1.1 0.9 0.8
Cape Breton Insolvency 3.2 3.7 3.0 3.0 3.1 4.4 6.6 7.5 6.7 6.4
Bankruptcy 3.2 3.6 3.0 3.0 2.8 3.5 3.4 3.9 4.0 4.3
Proposal 0.0 0.0 0.0 0.0 0.3 0.9 3.3 3.6 2.6 2.1
North Shore Insolvency 1.5 2.3 2.4 1.6 1.8 2.0 2.7 3.3 3.9 3.9
Bankruptcy 1.5 2.3 2.4 1.5 1.7 1.9 2.2 2.7 3.3 3.4
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.4 0.6 0.6 0.4
Annapolis Valley Insolvency 1.7 3.2 2.4 2.2 2.2 2.2 2.7 3.8 4.2 4.7
Bankruptcy 1.7 3.2 2.4 2.1 2.0 2.1 2.5 3.3 3.7 4.3
Proposal 0.0 0.0 0.0 0.1 0.3 0.1 0.3 0.5 0.5 0.4
Southern Insolvency 2.1 2.4 2.5 1.7 2.1 2.0 2.2 2.5 3.2 3.4
Bankruptcy 2.1 2.4 2.5 1.6 1.9 2.0 2.0 2.2 2.7 2.9
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.3 0.5 0.5
Halifax Insolvency 2.8 4.0 3.0 3.1 2.8 2.9 4.3 5.0 4.8 4.6
Bankruptcy 2.8 4.0 3.0 2.8 2.4 2.8 3.7 4.3 4.2 3.9
Proposal 0.0 0.0 0.0 0.2 0.4 0.2 0.6 0.7 0.6 0.7
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
New Brunswick Insolvency 0.8 1.0 1.0 0.9 0.8 0.9 1.4 2.1 2.0 2.2
Bankruptcy 0.8 0.9 1.0 0.8 0.8 0.9 1.4 2.0 1.9 2.1
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1
Campbellton – Miramichi Insolvency 0.9 1.0 1.1 0.9 0.9 0.9 1.4 2.2 1.8 2.3
Bankruptcy 0.8 1.0 1.1 0.9 0.9 0.9 1.4 2.2 1.7 2.2
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
Moncton – Richibucto Insolvency 1.1 1.4 1.1 0.8 0.8 1.0 1.6 2.2 2.3 2.4
Bankruptcy 1.1 1.4 1.1 0.8 0.8 0.9 1.6 2.1 2.2 2.2
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.2
Saint John – St. Stephen Insolvency 0.6 1.0 0.9 1.0 0.8 1.0 1.6 2.1 2.3 2.4
Bankruptcy 0.6 0.9 0.9 1.0 0.8 1.0 1.6 2.1 2.2 2.2
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1
Fredericton – Oromocto Insolvency 0.7 0.5 0.9 0.7 0.7 0.9 1.3 2.4 2.3 2.4
Bankruptcy 0.7 0.5 0.9 0.7 0.7 0.8 1.3 2.3 2.1 2.3
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.2
Edmundston – Woodstock Insolvency 0.9 0.9 0.8 1.0 0.8 0.9 1.2 1.6 1.5 1.7
Bankruptcy 0.9 0.9 0.8 0.9 0.8 0.8 1.2 1.5 1.4 1.6
Proposal 0.0 0.0 0.0 0.1 0.0 0.0 0.0 0.0 0.1 0.1
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Quebec Insolvency 2.6 3.4 3.1 2.9 3.0 3.9 4.6 5.0 4.7 4.6
Bankruptcy 2.6 3.4 3.1 2.9 2.9 3.8 4.5 4.8 4.4 4.1
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.4 0.5
Gaspésie – Îles-de-la-Madeleine Insolvency 1.9 2.2 2.0 1.6 1.5 2.0 2.9 3.9 4.4 4.9
Bankruptcy 1.9 2.2 2.0 1.6 1.5 2.0 2.9 3.8 4.2 4.6
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.3 0.2
Bas-Saint-Laurent Insolvency 2.0 2.4 2.7 2.4 2.0 2.9 3.4 3.9 3.7 3.5
Bankruptcy 2.0 2.4 2.7 2.4 1.9 2.8 3.4 3.8 3.4 3.2
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.3 0.3
Capitale-Nationale Insolvency 2.9 3.7 3.1 2.9 3.2 4.3 4.8 5.3 5.1 4.6
Bankruptcy 2.9 3.6 3.1 2.9 3.1 4.2 4.6 5.1 4.6 4.0
Proposal 0.0 0.1 0.1 0.0 0.1 0.1 0.1 0.2 0.5 0.6
Chaudière – Appalaches Insolvency 2.2 2.4 2.2 2.0 2.2 2.6 2.8 2.9 3.1 2.9
Bankruptcy 2.2 2.4 2.1 2.0 2.1 2.6 2.8 2.8 2.8 2.6
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.3
Estrie Insolvency 2.4 2.8 2.3 2.0 2.1 2.6 2.8 3.1 3.2 3.7
Bankruptcy 2.4 2.8 2.3 2.0 2.1 2.6 2.8 3.1 3.1 3.3
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.3
Centre-du-Québec Insolvency 1.7 2.8 2.5 2.0 2.3 2.8 3.1 3.5 3.1 3.3
Bankruptcy 1.7 2.8 2.5 2.0 2.3 2.8 3.1 3.5 3.0 3.0
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.3
Montérégie Insolvency 2.8 3.8 3.4 3.3 3.3 4.3 5.0 5.4 4.8 4.9
Bankruptcy 2.8 3.8 3.4 3.2 3.2 4.1 4.9 5.2 4.4 4.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.2 0.2 0.2 0.5 0.7
Montréal Insolvency 2.5 3.3 3.0 2.9 3.0 3.9 4.8 5.4 4.9 4.7
Bankruptcy 2.5 3.3 3.0 2.8 3.0 3.9 4.8 5.3 4.7 4.3
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.2 0.4
Laval Insolvency 2.8 3.8 3.5 3.4 3.4 4.6 5.4 5.5 5.2 5.3
Bankruptcy 2.7 3.8 3.4 3.4 3.4 4.5 5.3 5.3 4.9 4.6
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.1 0.3 0.7
Lanaudière Insolvency 2.5 3.6 3.4 3.7 3.8 4.9 5.5 5.6 5.9 5.8
Bankruptcy 2.5 3.6 3.4 3.7 3.7 4.7 5.4 5.5 5.4 5.0
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.5 0.8
Laurentides Insolvency 3.5 4.6 4.3 4.4 4.2 5.1 6.2 6.2 6.2 5.9
Bankruptcy 3.5 4.6 4.3 4.3 4.1 5.1 6.2 6.1 5.8 5.2
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.4 0.7
Outaouais Insolvency 5.8 7.4 6.4 5.9 5.5 7.2 9.3 10.9 9.9 8.7
Bankruptcy 5.8 7.3 6.2 5.7 5.2 6.9 8.9 9.0 7.6 6.9
Proposal 0.0 0.1 0.2 0.2 0.3 0.3 0.4 1.9 2.3 1.7
Abitibi – Témiscamingue Insolvency 3.5 4.1 3.8 2.9 2.4 2.7 3.4 3.3 3.9 4.9
Bankruptcy 3.5 4.1 3.7 2.9 2.4 2.7 3.4 3.3 3.8 4.8
Proposal 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
Mauricie Insolvency 1.9 2.5 2.3 1.8 2.0 2.7 2.7 3.4 3.3 3.8
Bankruptcy 1.9 2.5 2.3 1.8 1.9 2.7 2.6 3.4 3.2 3.4
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.3
Saguenay – Lac-Saint-Jean Insolvency 1.9 2.3 2.3 1.9 2.1 2.5 3.0 3.4 3.4 3.5
Bankruptcy 1.8 2.2 2.2 1.8 2.1 2.4 2.8 3.3 3.2 3.1
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.1 0.3 0.3
Côte-Nord and Nord-du-Québec Insolvency 1.7 2.3 2.1 2.2 1.6 1.8 2.3 2.9 3.6 3.8
Bankruptcy 1.7 2.3 2.1 2.1 1.6 1.7 2.2 2.9 3.4 3.6
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.0 0.1 0.3
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Ontario Insolvency 2.1 3.4 3.5 3.0 2.7 3.1 3.7 3.9 3.4 3.2
Bankruptcy 2.1 3.3 3.4 2.8 2.6 3.0 3.6 3.7 3.0 2.6
Proposal 0.1 0.1 0.1 0.2 0.1 0.2 0.2 0.2 0.3 0.5
Ottawa Insolvency 2.6 3.6 3.1 2.8 2.8 3.5 4.3 5.0 4.0 3.9
Bankruptcy 2.6 3.5 2.9 2.5 2.4 3.2 4.0 4.4 3.2 2.9
Proposal 0.0 0.1 0.2 0.2 0.3 0.3 0.3 0.7 0.8 1.0
Kingston – Pembroke Insolvency 2.4 3.4 3.5 3.3 2.9 3.5 4.1 4.2 4.1 3.8
Bankruptcy 2.4 3.3 3.2 2.7 2.5 3.0 3.8 3.9 3.6 3.3
Proposal 0.0 0.1 0.3 0.6 0.4 0.4 0.3 0.3 0.5 0.5
Muskoka – Kawarthas Insolvency 2.2 3.5 4.1 3.2 3.3 3.5 4.8 4.3 3.6 3.9
Bankruptcy 2.1 3.4 4.1 3.2 3.2 3.4 4.6 4.1 3.1 2.9
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.2 0.2 0.6 0.9
Toronto Insolvency 2.3 3.9 4.0 3.4 2.9 3.2 3.6 3.7 3.1 2.8
Bankruptcy 2.2 3.7 3.9 3.3 2.9 3.1 3.5 3.6 2.8 2.3
Proposal 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.3 0.5
Kitchener – Waterloo – Barrie Insolvency 1.8 3.5 3.5 3.1 2.8 3.3 3.9 3.9 3.5 3.3
Bankruptcy 1.8 3.4 3.4 2.9 2.7 3.0 3.7 3.6 3.1 2.8
Proposal 0.0 0.1 0.1 0.1 0.1 0.2 0.2 0.2 0.4 0.5
Hamilton – Niagara Peninsula Insolvency 2.3 3.4 3.2 3.1 2.8 3.3 4.0 4.5 4.1 4.0
Bankruptcy 2.3 3.3 3.1 3.0 2.7 3.2 3.8 4.3 3.8 3.4
Proposal 0.0 0.1 0.0 0.1 0.1 0.1 0.2 0.2 0.3 0.6
London Insolvency 1.9 2.8 3.0 2.6 2.7 3.5 4.4 4.7 4.0 4.2
Bankruptcy 1.9 2.7 2.8 2.3 2.5 3.2 4.2 4.4 3.7 3.6
Proposal 0.0 0.2 0.2 0.3 0.2 0.3 0.3 0.3 0.4 0.6
Windsor – Sarnia Insolvency 2.0 2.4 2.4 2.1 1.9 2.3 2.8 3.0 2.6 2.4
Bankruptcy 2.0 2.4 2.3 1.8 1.8 2.1 2.6 2.9 2.4 2.2
Proposal 0.0 0.0 0.0 0.2 0.1 0.2 0.2 0.1 0.2 0.3
Stratford – Bruce Peninsula Insolvency 0.9 1.4 1.4 1.5 1.8 2.1 2.4 2.3 2.3 2.1
Bankruptcy 0.9 1.3 1.4 1.3 1.6 1.9 2.4 2.2 2.2 1.8
Proposal 0.0 0.0 0.0 0.2 0.2 0.1 0.0 0.1 0.2 0.3
Northeast Insolvency 3.0 4.9 5.0 3.7 3.4 3.7 4.9 5.2 4.6 4.6
Bankruptcy 3.0 4.9 4.9 3.6 3.3 3.5 4.7 5.0 4.3 4.2
Proposal 0.0 0.1 0.0 0.1 0.1 0.2 0.2 0.1 0.3 0.4
Northwest Insolvency 0.7 1.1 1.4 1.3 1.3 1.2 1.5 1.9 1.7 2.0
Bankruptcy 0.7 1.0 1.3 1.3 1.3 1.2 1.5 1.9 1.7 1.8
Proposal 0.0 0.1 0.1 0.0 0.0 0.1 0.0 0.0 0.1 0.1
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Manitoba Insolvency 2.3 3.2 3.1 3.0 2.9 3.2 3.5 3.5 3.1 3.2
Bankruptcy 2.3 3.1 3.1 2.8 2.7 3.0 3.2 3.2 2.8 2.8
Proposal 0.0 0.0 0.0 0.1 0.2 0.3 0.3 0.2 0.3 0.4
Southeast Insolvency 1.2 2.0 2.3 2.0 1.5 1.6 1.9 1.9 1.7 1.7
Bankruptcy 1.2 2.0 2.3 1.9 1.3 1.5 1.8 1.9 1.5 1.4
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.1 0.2 0.2
South Central Insolvency 0.9 1.3 1.2 0.7 0.9 0.9 1.1 1.2 1.2 1.2
Bankruptcy 0.9 1.3 1.2 0.7 0.9 0.8 1.1 1.2 1.1 1.1
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.1
Southwest Insolvency 1.8 2.2 2.4 2.5 2.5 2.7 3.2 3.4 2.7 3.1
Bankruptcy 1.8 2.2 2.4 2.4 2.2 2.3 2.8 3.3 2.4 2.8
Proposal 0.0 0.0 0.0 0.1 0.3 0.4 0.4 0.1 0.3 0.3
North Central Insolvency 1.5 2.3 1.9 1.5 1.6 1.5 1.6 1.9 1.3 2.3
Bankruptcy 1.5 2.3 1.9 1.5 1.5 1.4 1.5 1.7 1.3 2.1
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.2 0.2 0.1 0.2
Winnipeg Insolvency 3.2 4.3 4.1 3.9 3.9 4.5 4.8 4.6 4.0 4.2
Bankruptcy 3.1 4.3 4.1 3.7 3.7 4.1 4.4 4.3 3.7 3.7
Proposal 0.0 0.0 0.0 0.2 0.2 0.4 0.4 0.3 0.3 0.5
Interlake Insolvency 1.5 1.9 1.9 2.5 1.3 2.1 2.0 2.1 2.4 2.1
Bankruptcy 1.5 1.8 1.8 2.4 1.3 2.0 1.8 2.1 2.2 1.8
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.2 0.0 0.2 0.3
Parklands and North Insolvency 1.1 1.2 1.9 2.3 1.8 1.6 2.3 2.0 2.8 2.8
Bankruptcy 1.1 1.2 1.9 2.2 1.6 1.5 2.0 1.8 2.6 2.5
Proposal 0.0 0.0 0.0 0.1 0.2 0.1 0.3 0.2 0.2 0.3
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Saskatchewan Insolvency 1.9 2.2 2.2 1.8 1.8 2.2 2.7 2.8 2.5 2.5
Bankruptcy 1.9 2.2 2.2 1.7 1.7 2.1 2.5 2.4 2.1 2.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.3 0.4 0.4
Regina – Moose Mountain Insolvency 2.5 2.9 2.7 2.1 2.3 2.4 3.1 3.4 2.7 3.1
Bankruptcy 2.5 2.8 2.7 2.1 2.2 2.3 2.9 3.1 2.3 2.6
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.3 0.4 0.4 0.5
Swift Current – Moose Jaw Insolvency 1.4 1.5 1.5 1.1 0.9 1.9 1.8 1.8 2.0 2.1
Bankruptcy 1.4 1.5 1.5 1.0 0.9 1.8 1.7 1.7 1.8 1.9
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.2
Saskatoon – Biggar Insolvency 2.8 3.4 3.2 2.7 2.7 3.2 3.9 3.6 3.2 2.7
Bankruptcy 2.8 3.4 3.2 2.5 2.5 2.9 3.6 3.1 2.6 2.3
Proposal 0.0 0.0 0.0 0.1 0.2 0.2 0.4 0.6 0.6 0.5
Yorkton – Melville Insolvency 0.7 0.7 0.9 0.9 0.9 1.0 1.2 1.4 1.6 1.4
Bankruptcy 0.7 0.7 0.9 0.9 0.9 1.0 1.0 1.3 1.4 1.3
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.2 0.2
Prince Albert and Northern Insolvency 0.9 1.4 1.5 1.2 1.3 1.7 2.1 2.5 2.6 2.9
Bankruptcy 0.9 1.4 1.5 1.1 1.2 1.6 2.0 2.2 2.3 2.5
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.2 0.3 0.3
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Alberta Insolvency 2.1 2.9 3.1 2.9 3.2 4.2 5.0 5.0 4.0 4.3
Bankruptcy 2.0 2.9 3.1 2.8 3.0 4.1 4.9 4.8 3.8 4.0
Proposal 0.0 0.0 0.0 0.2 0.1 0.1 0.1 0.2 0.3 0.3
Lethbridge – Medicine Hat Insolvency 2.1 3.0 3.1 2.9 3.1 4.0 4.5 3.9 3.7 3.9
Bankruptcy 2.1 3.0 3.1 2.8 3.1 3.9 4.4 3.8 3.6 3.9
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Camrose – Drumheller Insolvency 0.8 1.3 1.7 1.5 1.6 2.3 2.6 2.7 2.9 2.9
Bankruptcy 0.8 1.3 1.6 1.4 1.6 2.2 2.5 2.6 2.8 2.7
Proposal 0.0 0.0 0.0 0.1 0.0 0.0 0.1 0.1 0.1 0.2
Calgary Insolvency 2.8 3.9 4.4 4.2 4.3 5.1 5.5 4.8 3.4 3.5
Bankruptcy 2.8 3.9 4.4 3.9 4.1 4.9 5.2 4.5 3.2 3.3
Proposal 0.0 0.0 0.0 0.3 0.2 0.2 0.3 0.2 0.2 0.3
Banff – Jasper – Rocky Mountain House Insolvency 1.1 2.3 2.5 2.4 1.6 2.3 3.1 3.8 3.4 4.2
Bankruptcy 1.1 2.3 2.5 2.4 1.6 2.2 3.1 3.6 3.3 4.2
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.2 0.1 0.1
Red Deer Insolvency 1.9 2.5 3.0 2.0 2.1 2.8 4.3 4.1 3.7 4.1
Bankruptcy 1.9 2.5 3.0 2.0 2.0 2.8 4.3 4.1 3.6 4.0
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.0 0.0 0.0 0.1
Edmonton Insolvency 2.1 2.9 2.8 2.8 3.3 4.9 6.3 6.8 5.4 5.7
Bankruptcy 2.1 2.9 2.8 2.7 3.2 4.8 6.2 6.5 5.1 5.3
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.2 0.4 0.4
Athabasca – Grande Prairie – Peace River Insolvency 1.2 1.7 2.0 1.6 1.6 2.5 3.7 4.1 3.7 4.8
Bankruptcy 1.2 1.7 2.0 1.6 1.5 2.5 3.6 3.9 3.4 4.5
Proposal 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.2 0.3 0.4
Wood Buffalo – Cold Lake Insolvency 1.8 2.4 2.5 1.9 2.5 3.0 3.9 4.2 4.5 4.5
Bankruptcy 1.8 2.4 2.5 1.7 2.3 3.0 3.8 4.2 4.2 4.2
Proposal 0.0 0.0 0.0 0.2 0.1 0.0 0.1 0.1 0.3 0.3
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
British Columbia Insolvency 1.2 1.7 1.9 1.5 1.5 1.7 2.3 2.6 2.6 2.9
Bankruptcy 1.2 1.7 1.9 1.5 1.5 1.6 2.2 2.4 2.4 2.6
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.2 0.2 0.2
Vancouver Island and Coast Insolvency n.a. n.a. n.a. n.a. n.a. 2.1 2.5 2.9 3.1 3.6
Bankruptcy n.a. n.a. n.a. n.a. n.a. 2.0 2.3 2.7 2.9 3.4
Proposal n.a. n.a. n.a. n.a. n.a. 0.1 0.2 0.2 0.1 0.2
Lower Mainland – Southwest Insolvency n.a. n.a. n.a. n.a. n.a. 1.7 2.4 2.7 2.5 2.6
Bankruptcy n.a. n.a. n.a. n.a. n.a. 1.7 2.3 2.5 2.3 2.4
Proposal n.a. n.a. n.a. n.a. n.a. 0.1 0.1 0.2 0.2 0.3
Thompson – Okanagan Insolvency n.a. n.a. n.a. n.a. n.a. 2.0 2.7 3.1 3.1 3.5
Bankruptcy n.a. n.a. n.a. n.a. n.a. 2.0 2.7 3.0 3.0 3.4
Proposal n.a. n.a. n.a. n.a. n.a. 0.1 0.1 0.1 0.1 0.2
Kootenay Insolvency n.a. n.a. n.a. n.a. n.a. 0.8 1.3 1.8 1.7 2.1
Bankruptcy n.a. n.a. n.a. n.a. n.a. 0.8 1.2 1.7 1.6 2.0
Proposal n.a. n.a. n.a. n.a. n.a. 0.0 0.1 0.1 0.1 0.1
Cariboo Insolvency n.a. n.a. n.a. n.a. n.a. 1.6 2.2 2.4 3.3 4.5
Bankruptcy n.a. n.a. n.a. n.a. n.a. 1.6 2.2 2.3 3.0 4.1
Proposal n.a. n.a. n.a. n.a. n.a. 0.1 0.1 0.1 0.3 0.4
North Coast and Nechako Insolvency n.a. n.a. n.a. n.a. n.a. 0.9 1.4 1.4 1.7 2.4
Bankruptcy n.a. n.a. n.a. n.a. n.a. 0.8 1.4 1.4 1.6 2.1
Proposal n.a. n.a. n.a. n.a. n.a. 0.0 0.1 0.0 0.1 0.3
Northeast Insolvency n.a. n.a. n.a. n.a. n.a. 1.5 1.5 2.1 1.8 2.6
Bankruptcy n.a. n.a. n.a. n.a. n.a. 1.5 1.5 1.9 1.6 2.6
Proposal n.a. n.a. n.a. n.a. n.a. 0.0 0.0 0.1 0.2 0.0
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Yukon Territory Insolvency 0.6 0.7 0.3 1.0 0.6 0.9 1.3 1.6 1.9 2.0
Bankruptcy 0.5 0.6 0.3 1.0 0.5 0.8 1.3 1.6 1.6 1.8
Proposal 0.1 0.0 0.0 0.0 0.0 0.1 0.0 0.0 0.3 0.2
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Northwest Territories Insolvency n.a. 0.8 0.6 1.1 1.0 1.0 1.5 2.5 2.0 2.2
Bankruptcy n.a. 0.8 0.6 1.0 0.7 0.8 1.4 2.3 1.7 2.1
Proposal n.a. 0.0 0.0 0.1 0.3 0.1 0.1 0.2 0.3 0.1
  Rate 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Nunavut Insolvency n.a. 0.2 0.2 0.0 0.1 0.1 0.1 0.3 0.3 0.1
Bankruptcy n.a. 0.2 0.2 0.0 0.1 0.1 0.1 0.3 0.2 0.1
Proposal n.a. 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.0

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Annual Consumer Insolvency Rates by Province and Economic Region — 1987–1989
  Rate 1987 1988 1989
Canada Insolvency 1.3 1.3 1.4
Bankruptcy 1.2 1.3 1.4
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
Newfoundland and Labrador Insolvency 0.6 0.5 0.6
Bankruptcy 0.6 0.5 0.6
Proposal 0.0 0.0 0.0
Avalon Peninsula Insolvency 0.9 0.9 1.0
Bankruptcy 0.9 0.9 0.9
Proposal 0.0 0.0 0.0
South Coast – Burin Peninsula Insolvency 0.3 0.1 0.1
Bankruptcy 0.3 0.1 0.1
Proposal 0.0 0.0 0.0
West Coast – Northern Peninsula – Labrador Insolvency 0.3 0.2 0.3
Bankruptcy 0.3 0.2 0.3
Proposal 0.0 0.0 0.0
Notre Dame – Central Bonavista Bay Insolvency 0.7 0.4 0.5
Bankruptcy 0.7 0.4 0.5
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
Prince Edward Island Insolvency 0.3 0.6 0.3
Bankruptcy 0.3 0.5 0.3
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
Nova Scotia Insolvency 1.5 1.6 1.7
Bankruptcy 1.4 1.6 1.7
Proposal 0.0 0.0 0.0
Cape Breton Insolvency 1.7 1.6 1.9
Bankruptcy 1.7 1.6 1.9
Proposal 0.0 0.0 0.0
North Shore Insolvency 0.9 1.2 1.1
Bankruptcy 0.9 1.2 1.1
Proposal 0.0 0.0 0.0
Annapolis Valley Insolvency 1.3 1.2 1.0
Bankruptcy 1.3 1.2 1.0
Proposal 0.0 0.0 0.0
Southern Insolvency 1.2 1.0 1.3
Bankruptcy 1.2 1.0 1.3
Proposal 0.0 0.0 0.0
Halifax Insolvency 2.0 2.4 2.4
Bankruptcy 1.9 2.3 2.4
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
New Brunswick Insolvency 0.4 0.5 0.5
Bankruptcy 0.4 0.5 0.5
Proposal 0.0 0.0 0.0
Campbellton – Miramichi Insolvency 0.3 0.4 0.3
Bankruptcy 0.3 0.3 0.3
Proposal 0.0 0.0 0.0
Moncton – Richibucto Insolvency 0.4 0.6 0.6
Bankruptcy 0.3 0.5 0.6
Proposal 0.0 0.0 0.0
Saint John – St. Stephen Insolvency 0.6 0.6 0.7
Bankruptcy 0.6 0.6 0.7
Proposal 0.0 0.0 0.0
Fredericton – Oromocto Insolvency 0.5 0.4 0.5
Bankruptcy 0.4 0.4 0.4
Proposal 0.0 0.0 0.0
Edmundston – Woodstock Insolvency 0.6 0.5 0.6
Bankruptcy 0.6 0.5 0.6
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
Quebec Insolvency 1.5 1.9 2.1
Bankruptcy 1.5 1.9 2.1
Proposal 0.0 0.0 0.0
Gaspésie – Îles-de-la-Madeleine Insolvency 1.2 1.4 1.6
Bankruptcy 1.2 1.4 1.6
Proposal 0.0 0.0 0.0
Bas-Saint-Laurent Insolvency 1.2 1.5 1.5
Bankruptcy 1.2 1.5 1.4
Proposal 0.0 0.0 0.0
Capitale-Nationale Insolvency 1.5 1.9 2.6
Bankruptcy 1.5 1.9 2.5
Proposal 0.0 0.0 0.0
Chaudière – Appalaches Insolvency 0.9 1.3 1.8
Bankruptcy 0.9 1.2 1.8
Proposal 0.0 0.0 0.0
Estrie Insolvency 1.2 2.0 2.1
Bankruptcy 1.2 2.0 2.1
Proposal 0.0 0.0 0.0
Centre-du-Québec Insolvency 1.1 1.5 1.6
Bankruptcy 1.1 1.5 1.6
Proposal 0.0 0.0 0.0
Montérégie Insolvency 1.6 2.0 2.2
Bankruptcy 1.6 2.0 2.2
Proposal 0.0 0.0 0.0
Montréal Insolvency 1.6 1.9 2.0
Bankruptcy 1.6 1.9 2.0
Proposal 0.0 0.0 0.0
Laval Insolvency 1.7 2.3 2.2
Bankruptcy 1.7 2.3 2.2
Proposal 0.0 0.0 0.0
Lanaudière Insolvency 1.4 1.9 2.1
Bankruptcy 1.4 1.9 2.1
Proposal 0.0 0.0 0.0
Laurentides Insolvency 2.0 2.3 2.3
Bankruptcy 2.0 2.3 2.3
Proposal 0.0 0.0 0.0
Outaouais Insolvency 3.6 4.1 4.8
Bankruptcy 3.6 4.1 4.8
Proposal 0.0 0.0 0.0
Abitibi – Témiscamingue Insolvency 1.5 1.8 2.5
Bankruptcy 1.5 1.8 2.5
Proposal 0.0 0.0 0.0
Mauricie Insolvency 0.9 1.2 1.6
Bankruptcy 0.9 1.2 1.6
Proposal 0.0 0.0 0.0
Saguenay – Lac-Saint-Jean Insolvency 1.2 1.6 1.8
Bankruptcy 1.2 1.5 1.8
Proposal 0.0 0.0 0.0
Côte-Nord and Nord-du-Québec Insolvency 1.5 1.2 1.7
Bankruptcy 1.4 1.2 1.7
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
Ontario Insolvency 1.1 1.0 1.2
Bankruptcy 1.1 1.0 1.2
Proposal 0.0 0.0 0.0
Ottawa Insolvency 1.7 1.7 1.7
Bankruptcy 1.6 1.7 1.7
Proposal 0.0 0.0 0.0
Kingston – Pembroke Insolvency 1.1 1.1 1.4
Bankruptcy 1.1 1.1 1.4
Proposal 0.0 0.0 0.0
Muskoka – Kawarthas Insolvency 1.0 0.9 1.1
Bankruptcy 1.0 0.9 1.1
Proposal 0.0 0.0 0.0
Toronto Insolvency 1.0 1.0 1.2
Bankruptcy 1.0 0.9 1.1
Proposal 0.0 0.1 0.1
Kitchener – Waterloo – Barrie Insolvency 1.0 0.9 1.1
Bankruptcy 0.9 0.9 1.1
Proposal 0.0 0.0 0.0
Hamilton – Niagara Peninsula Insolvency 1.5 1.1 1.4
Bankruptcy 1.4 1.1 1.3
Proposal 0.0 0.0 0.0
London Insolvency 1.0 1.0 1.3
Bankruptcy 0.9 0.9 1.3
Proposal 0.0 0.0 0.0
Windsor – Sarnia Insolvency 1.2 1.1 1.1
Bankruptcy 1.2 1.1 1.1
Proposal 0.0 0.0 0.0
Stratford – Bruce Peninsula Insolvency 0.7 0.4 0.5
Bankruptcy 0.7 0.4 0.5
Proposal 0.0 0.0 0.0
Northeast Insolvency 1.7 1.4 1.6
Bankruptcy 1.7 1.4 1.6
Proposal 0.0 0.0 0.0
Northwest Insolvency 0.6 0.5 0.5
Bankruptcy 0.6 0.5 0.5
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
Manitoba Insolvency 1.3 1.3 1.7
Bankruptcy 1.3 1.3 1.7
Proposal 0.0 0.0 0.0
Southeast Insolvency 0.7 0.8 0.8
Bankruptcy 0.7 0.8 0.8
Proposal 0.0 0.1 0.0
South Central Insolvency 0.9 0.4 1.0
Bankruptcy 0.9 0.4 0.9
Proposal 0.0 0.0 0.1
Southwest Insolvency 1.3 1.5 1.5
Bankruptcy 1.3 1.5 1.5
Proposal 0.0 0.0 0.0
North Central Insolvency 1.0 0.7 1.2
Bankruptcy 1.0 0.7 1.2
Proposal 0.0 0.0 0.0
Winnipeg Insolvency 1.6 1.8 2.4
Bankruptcy 1.6 1.8 2.4
Proposal 0.0 0.0 0.0
Interlake Insolvency 0.8 0.7 0.9
Bankruptcy 0.8 0.7 0.9
Proposal 0.0 0.0 0.0
Parklands and North Insolvency 0.7 0.5 0.7
Bankruptcy 0.7 0.5 0.7
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
Saskatchewan Insolvency 0.9 1.1 1.4
Bankruptcy 0.9 1.1 1.4
Proposal 0.0 0.0 0.0
Regina – Moose Mountain Insolvency 1.0 1.3 1.7
Bankruptcy 1.0 1.3 1.7
Proposal 0.0 0.0 0.0
Swift Current – Moose Jaw Insolvency 0.5 0.8 1.0
Bankruptcy 0.5 0.8 1.0
Proposal 0.0 0.0 0.0
Saskatoon – Biggar Insolvency 1.2 1.6 2.2
Bankruptcy 1.2 1.6 2.2
Proposal 0.0 0.0 0.0
Yorkton – Melville Insolvency 0.4 0.5 0.7
Bankruptcy 0.4 0.5 0.6
Proposal 0.0 0.0 0.0
Prince Albert and Northern Insolvency 0.8 0.7 0.7
Bankruptcy 0.8 0.7 0.7
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
Alberta Insolvency 1.5 1.4 1.4
Bankruptcy 1.5 1.4 1.4
Proposal 0.0 0.0 0.0
Lethbridge – Medicine Hat Insolvency 1.2 1.3 1.5
Bankruptcy 1.2 1.3 1.5
Proposal 0.0 0.0 0.0
Camrose – Drumheller Insolvency 0.7 0.6 0.6
Bankruptcy 0.7 0.6 0.6
Proposal 0.0 0.0 0.0
Calgary Insolvency 2.0 1.8 1.9
Bankruptcy 2.0 1.8 1.9
Proposal 0.0 0.0 0.0
Banff – Jasper – Rocky Mountain House Insolvency 1.5 1.2 0.9
Bankruptcy 1.4 1.2 0.9
Proposal 0.0 0.0 0.0
Red Deer Insolvency 1.1 1.1 1.5
Bankruptcy 1.1 1.1 1.5
Proposal 0.0 0.0 0.0
Edmonton Insolvency 1.7 1.6 1.5
Bankruptcy 1.7 1.6 1.5
Proposal 0.0 0.0 0.0
Athabasca – Grande Prairie – Peace River Insolvency 1.0 1.0 0.8
Bankruptcy 1.0 1.0 0.8
Proposal 0.0 0.0 0.0
Wood Buffalo – Cold Lake Insolvency 0.9 1.1 0.9
Bankruptcy 0.9 1.1 0.9
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
British Columbia Insolvency 1.3 1.1 1.0
Bankruptcy 1.3 1.1 1.0
Proposal 0.0 0.0 0.0
Vancouver Island and Coast Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
Lower Mainland – Southwest Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
Thompson – Okanagan Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
Kootenay Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
Cariboo Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
North Coast and Nechako Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
Northeast Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
  Rate 1987 1988 1989
Yukon Territory Insolvency 0.4 0.3 0.4
Bankruptcy 0.4 0.3 0.4
Proposal 0.0 0.0 0.0
  Rate 1987 1988 1989
Northwest Territories Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
  Rate 1987 1988 1989
Nunavut Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.