Office of the superintendent of bankruptcy Canada | Bureau du surintendant des faillites Canada
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Annual Consumer Insolvency Rates by Province and Economic Region

(Per 1000 Population Aged 18 Years and Older)

2000-2008

  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Canada Insolvency 3.7 3.9 3.8 4.1 4.0 4.1 3.8 3.9 4.4
Bankruptcy 3.2 3.3 3.2 3.4 3.4 3.3 3.1 3.1 3.4
Proposal 0.5 0.6 0.6 0.7 0.7 0.7 0.7 0.8 1.0
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Newfoundland and Labrador Insolvency 3.8 4.7 4.8 5.3 5.7 6.6 6.1 5.4 5.3
Bankruptcy 3.8 4.6 4.7 5.2 5.6 6.5 5.9 5.2 5.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.2 0.1
Avalon Peninsula Insolvency 4.0 4.7 4.4 4.9 5.2 5.7 5.8 5.3 5.3
Bankruptcy 4.0 4.7 4.3 4.8 5.1 5.5 5.4 4.9 5.1
Proposal 0.1 0.1 0.1 0.1 0.1 0.2 0.4 0.4 0.2
South Coast - Burin Peninsula Insolvency 3.1 4.1 4.7 6.2 9.1 11.1 10.0 8.4 6.2
Bankruptcy 3.1 4.1 4.7 6.1 9.1 11.1 9.9 8.3 6.1
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.0 0.0
West Coast - Northern Peninsula - Labrador Insolvency 4.1 4.7 4.8 5.6 5.3 5.4 5.2 5.5 4.7
Bankruptcy 4.1 4.6 4.8 5.5 5.2 5.4 5.1 5.4 4.6
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.0 0.1 0.0
Notre Dame - Central Bonavista Bay Insolvency 3.7 5.1 5.8 5.8 6.1 8.1 6.7 4.7 5.6
Bankruptcy 3.7 5.1 5.8 5.8 6.1 8.1 6.6 4.7 5.5
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Prince Edward Island Insolvency 1.8 1.7 1.6 2.0 2.5 3.3 3.1 3.0 4.2
Bankruptcy 1.8 1.7 1.6 1.9 2.4 3.1 3.0 2.7 4.0
Proposal 0.1 0.1 0.1 0.1 0.1 0.2 0.1 0.3 0.2
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Nova Scotia Insolvency 4.7 5.4 5.0 5.3 5.6 6.0 5.3 5.3 6.0
Bankruptcy 3.9 4.7 4.4 4.7 5.0 5.3 4.6 4.6 5.2
Proposal 0.8 0.7 0.6 0.6 0.5 0.7 0.7 0.7 0.8
Cape Breton Insolvency 6.8 8.1 7.8 6.9 8.2 9.2 7.5 7.0 8.1
Bankruptcy 4.6 6.3 6.1 5.4 6.9 7.5 6.4 6.0 6.5
Proposal 2.2 1.9 1.7 1.5 1.3 1.7 1.1 1.0 1.6
North Shore Insolvency 4.9 5.8 4.9 5.6 5.8 6.5 5.5 6.0 5.9
Bankruptcy 4.3 5.0 4.5 5.0 5.3 5.9 4.7 5.2 5.0
Proposal 0.6 0.8 0.4 0.7 0.5 0.6 0.8 0.8 0.9
Annapolis Valley Insolvency 4.8 4.8 4.7 5.7 5.5 5.6 5.0 5.2 6.4
Bankruptcy 4.3 4.5 4.2 5.3 5.2 5.3 4.5 4.7 5.9
Proposal 0.5 0.2 0.5 0.3 0.3 0.3 0.4 0.5 0.5
Southern Insolvency 3.2 4.1 4.0 4.5 4.6 5.6 5.5 5.8 5.8
Bankruptcy 3.0 3.9 3.7 4.2 4.2 5.0 4.9 5.2 5.3
Proposal 0.2 0.3 0.3 0.3 0.4 0.6 0.6 0.6 0.5
Halifax Insolvency 4.6 5.1 4.9 5.2 5.3 5.3 4.9 4.8 5.2
Bankruptcy 4.0 4.7 4.5 4.7 4.9 4.8 4.3 4.1 4.6
Proposal 0.6 0.4 0.5 0.4 0.4 0.5 0.6 0.7 0.6
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
New Brunswick Insolvency 2.5 3.1 3.2 4.0 4.5 4.6 4.4 4.5 5.1
Bankruptcy 2.4 3.0 3.1 3.8 4.3 4.3 4.0 4.1 4.4
Proposal 0.1 0.1 0.1 0.2 0.3 0.3 0.4 0.5 0.7
Campbellton - Miramichi Insolvency 2.4 3.0 2.9 3.4 4.3 4.6 4.0 4.5 4.6
Bankruptcy 2.3 2.9 2.8 3.2 4.1 4.4 3.8 4.2 4.2
Proposal 0.1 0.2 0.1 0.2 0.2 0.2 0.2 0.3 0.4
Moncton - Richibucto Insolvency 2.6 3.4 3.3 4.1 4.7 5.0 4.6 4.4 5.4
Bankruptcy 2.5 3.3 3.2 3.8 4.4 4.7 4.2 3.8 4.7
Proposal 0.0 0.1 0.1 0.3 0.3 0.3 0.4 0.6 0.7
Saint John - St. Stephen Insolvency 2.2 3.3 3.6 4.3 4.9 4.7 4.9 5.0 5.0
Bankruptcy 2.1 3.1 3.5 4.2 4.6 4.3 4.5 4.4 4.2
Proposal 0.1 0.1 0.1 0.2 0.3 0.4 0.4 0.5 0.7
Fredericton - Oromocto Insolvency 3.0 3.2 3.4 5.1 5.5 4.9 5.0 5.5 5.5
Bankruptcy 2.9 3.1 3.3 4.9 5.1 4.6 4.5 4.7 4.4
Proposal 0.1 0.1 0.1 0.2 0.4 0.4 0.6 0.7 1.1
Edmundston - Woodstock Insolvency 2.8 3.0 3.2 3.9 3.6 4.4 4.0 4.1 4.9
Bankruptcy 2.6 2.9 3.1 3.7 3.4 4.0 3.7 3.8 4.4
Proposal 0.1 0.2 0.1 0.1 0.2 0.3 0.3 0.3 0.5
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Quebec Insolvency 4.8 4.9 4.3 4.4 4.5 4.5 4.7 4.8 5.5
Bankruptcy 4.0 4.1 3.7 3.8 3.9 3.9 4.0 4.1 4.6
Proposal 0.8 0.8 0.6 0.6 0.6 0.6 0.8 0.8 1.0
Gaspésie - Îles-de-la-Madeleine Insolvency 4.0 4.2 3.8 3.7 3.9 4.1 4.3 4.1 4.2
Bankruptcy 3.7 3.7 3.7 3.4 3.5 3.5 3.4 3.4 3.2
Proposal 0.3 0.5 0.1 0.3 0.4 0.5 0.8 0.7 1.0
Bas-Saint-Laurent Insolvency 3.6 4.0 3.5 3.5 3.8 3.6 3.8 3.7 4.2
Bankruptcy 3.4 3.6 3.1 3.1 3.2 3.1 3.2 3.2 3.4
Proposal 0.1 0.5 0.4 0.4 0.6 0.4 0.6 0.5 0.8
Capitale-Nationale Insolvency 4.7 4.5 3.8 4.0 4.0 4.4 4.4 4.1 4.1
Bankruptcy 3.9 3.8 3.2 3.5 3.5 3.9 3.8 3.6 3.7
Proposal 0.9 0.7 0.5 0.5 0.4 0.5 0.6 0.5 0.4
Chaudière - Appalaches Insolvency 3.0 3.2 3.2 3.3 3.2 3.3 3.6 3.6 3.9
Bankruptcy 2.6 2.8 2.8 3.0 2.9 3.1 3.3 3.3 3.4
Proposal 0.4 0.4 0.3 0.4 0.3 0.2 0.4 0.3 0.5
Estrie Insolvency 3.8 4.1 3.8 3.9 4.0 4.3 4.6 4.2 5.2
Bankruptcy 3.3 3.5 3.5 3.5 3.7 4.0 4.3 3.9 4.7
Proposal 0.5 0.6 0.4 0.4 0.3 0.3 0.3 0.3 0.5
Centre-du-Québec Insolvency 3.7 3.9 3.5 3.7 3.9 4.5 4.1 4.4 4.8
Bankruptcy 3.2 3.4 2.9 3.2 3.4 3.9 3.7 3.8 4.1
Proposal 0.5 0.5 0.7 0.4 0.6 0.6 0.4 0.6 0.7
Montérégie Insolvency 5.3 5.2 4.4 4.3 4.3 4.3 4.4 4.6 5.4
Bankruptcy 4.2 4.3 3.7 3.7 3.7 3.6 3.7 3.8 4.4
Proposal 1.0 0.9 0.7 0.7 0.6 0.7 0.7 0.8 1.0
Montréal Insolvency 4.8 4.9 4.5 4.8 4.9 4.7 5.1 5.3 5.7
Bankruptcy 4.2 4.3 4.0 4.2 4.3 4.1 4.2 4.4 4.6
Proposal 0.6 0.6 0.5 0.6 0.6 0.6 0.9 0.9 1.1
Laval Insolvency 5.2 5.3 4.4 4.7 4.3 4.7 5.0 5.1 6.0
Bankruptcy 4.2 4.5 3.8 4.0 3.7 3.8 4.0 4.1 4.7
Proposal 1.0 0.8 0.6 0.7 0.7 0.9 1.0 1.0 1.3
Lanaudière Insolvency 5.9 6.1 4.9 4.7 4.7 4.6 4.7 5.4 6.8
Bankruptcy 4.8 5.1 4.1 3.8 3.8 3.6 3.8 4.2 5.2
Proposal 1.1 1.0 0.8 0.9 0.9 0.9 0.9 1.2 1.6
Laurentides Insolvency 6.2 6.3 5.3 5.6 5.4 5.2 6.0 6.3 7.0
Bankruptcy 5.2 5.2 4.3 4.3 4.4 4.3 4.7 5.0 5.5
Proposal 1.0 1.1 1.0 1.3 1.0 1.0 1.3 1.3 1.5
Outaouais Insolvency 8.0 8.2 7.8 7.8 7.6 7.9 7.4 7.5 8.1
Bankruptcy 6.2 6.1 5.7 5.9 6.0 6.4 5.9 5.9 6.7
Proposal 1.9 2.1 2.1 1.9 1.6 1.5 1.4 1.5 1.4
Abitibi - Témiscamingue Insolvency 5.0 5.1 5.4 5.4 5.4 5.8 5.5 6.0 5.5
Bankruptcy 4.7 4.8 5.1 5.1 5.0 5.4 5.2 5.6 4.9
Proposal 0.3 0.4 0.3 0.3 0.4 0.5 0.3 0.4 0.6
Mauricie Insolvency 4.7 4.6 4.2 3.7 4.0 4.2 4.8 4.8 5.0
Bankruptcy 3.7 3.9 3.6 3.3 3.6 3.7 4.1 4.1 4.4
Proposal 1.0 0.6 0.6 0.4 0.5 0.5 0.6 0.7 0.6
Saguenay - Lac-Saint-Jean Insolvency 4.2 4.8 4.3 4.4 5.2 4.9 4.9 4.5 5.1
Bankruptcy 3.5 4.0 3.5 3.8 4.5 4.3 4.3 4.0 4.5
Proposal 0.7 0.9 0.8 0.5 0.7 0.6 0.6 0.5 0.6
Côte-Nord & Nord-du-Québec Insolvency 3.7 4.6 3.6 3.5 3.5 3.9 4.0 3.9 4.1
Bankruptcy 3.4 4.3 3.3 3.3 3.2 3.5 3.7 3.6 3.6
Proposal 0.3 0.3 0.4 0.2 0.3 0.4 0.3 0.4 0.5
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Ontario Insolvency 3.3 3.5 3.7 4.1 4.1 4.2 4.0 4.3 5.0
Bankruptcy 2.6 2.8 2.9 3.2 3.2 3.2 3.0 3.1 3.6
Proposal 0.6 0.7 0.8 0.9 0.9 1.0 1.0 1.2 1.4
Ottawa Insolvency 3.6 3.8 3.9 4.5 4.4 4.6 4.4 4.5 4.7
Bankruptcy 2.7 2.6 2.8 3.4 3.3 3.5 3.3 3.3 3.6
Proposal 0.9 1.1 1.1 1.2 1.1 1.1 1.1 1.1 1.2
Kingston - Pembroke Insolvency 4.6 4.7 5.0 5.4 4.8 5.1 4.7 5.1 5.8
Bankruptcy 3.8 3.9 3.8 4.2 3.9 4.2 3.7 4.0 4.5
Proposal 0.8 0.8 1.2 1.2 0.9 0.9 1.0 1.1 1.3
Muskoka - Kawarthas Insolvency 3.6 4.0 3.8 3.8 3.8 3.7 3.3 3.9 4.1
Bankruptcy 2.8 3.1 2.8 3.0 3.0 2.9 2.6 3.2 3.3
Proposal 0.8 0.9 1.0 0.8 0.8 0.8 0.6 0.8 0.8
Toronto Insolvency 2.8 3.0 3.3 3.6 3.7 3.8 3.7 3.9 4.4
Bankruptcy 2.2 2.3 2.4 2.7 2.7 2.7 2.5 2.5 2.8
Proposal 0.6 0.7 0.8 0.9 1.0 1.1 1.2 1.4 1.6
Kitchener – Waterloo - Barrie Insolvency 3.4 3.8 3.6 4.0 4.2 4.2 4.0 4.3 5.2
Bankruptcy 2.7 3.0 2.8 3.1 3.2 3.1 2.9 3.0 3.7
Proposal 0.6 0.8 0.8 0.9 1.0 1.1 1.1 1.2 1.5
Hamilton - Niagara Peninsula Insolvency 4.0 4.3 4.6 4.8 4.8 4.5 4.2 4.6 5.2
Bankruptcy 3.3 3.6 3.6 3.7 3.8 3.6 3.3 3.5 3.9
Proposal 0.7 0.8 1.0 1.1 1.0 0.9 0.9 1.1 1.3
London Insolvency 4.7 5.1 5.4 5.7 5.4 5.1 4.8 5.4 6.5
Bankruptcy 4.0 4.5 4.6 4.8 4.6 4.3 3.8 4.2 5.1
Proposal 0.7 0.6 0.8 0.9 0.8 0.8 0.9 1.1 1.4
Windsor - Sarnia Insolvency 2.9 3.7 3.6 4.2 4.8 5.2 5.8 6.5 7.5
Bankruptcy 2.6 3.4 3.2 3.7 4.2 4.5 4.7 5.3 6.0
Proposal 0.3 0.3 0.3 0.5 0.6 0.7 1.1 1.2 1.5
Stratford - Bruce Peninsula Insolvency 2.8 2.3 2.4 2.9 2.8 2.8 2.7 3.0 3.5
Bankruptcy 2.5 2.1 2.1 2.5 2.3 2.4 2.2 2.5 2.9
Proposal 0.2 0.2 0.4 0.4 0.5 0.5 0.5 0.5 0.7
Northeast Insolvency 4.4 5.0 5.6 6.4 6.1 6.2 5.9 5.9 6.1
Bankruptcy 4.0 4.7 5.3 5.9 5.6 5.6 5.2 5.2 5.2
Proposal 0.4 0.3 0.3 0.5 0.6 0.6 0.7 0.7 0.9
Northwest Insolvency 2.2 2.2 2.5 3.1 3.3 3.5 3.6 4.2 4.5
Bankruptcy 2.0 2.0 2.2 2.9 3.0 3.0 3.2 3.7 3.8
Proposal 0.1 0.2 0.3 0.2 0.3 0.5 0.4 0.5 0.7
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Manitoba Insolvency 3.2 3.3 3.5 3.8 3.4 3.6 3.1 2.8 2.8
Bankruptcy 2.8 2.9 2.8 3.0 2.6 2.8 2.5 2.2 2.2
Proposal 0.4 0.4 0.7 0.8 0.8 0.8 0.6 0.6 0.6
Southeast Insolvency 2.1 2.3 2.3 2.2 1.8 1.7 1.6 1.4 2.1
Bankruptcy 1.9 1.8 1.9 1.9 1.4 1.2 1.3 1.2 1.7
Proposal 0.2 0.4 0.4 0.3 0.4 0.5 0.3 0.2 0.4
South Central Insolvency 1.7 1.0 1.9 1.6 2.4 2.7 2.2 2.1 2.3
Bankruptcy 1.5 0.9 1.6 1.4 2.0 2.3 1.9 1.8 2.0
Proposal 0.2 0.1 0.3 0.2 0.5 0.4 0.2 0.3 0.3
Southwest Insolvency 3.3 4.3 4.0 4.8 4.9 4.9 4.2 3.6 3.2
Bankruptcy 3.1 3.9 3.4 3.8 3.8 3.9 3.4 2.9 2.3
Proposal 0.2 0.4 0.6 0.9 1.1 1.0 0.8 0.7 1.0
North Central Insolvency 2.3 2.3 2.6 2.9 2.5 3.1 2.8 2.4 2.3
Bankruptcy 2.1 2.2 2.3 2.6 1.9 2.6 2.4 2.0 1.8
Proposal 0.2 0.1 0.3 0.3 0.6 0.5 0.4 0.3 0.4
Winnipeg Insolvency 4.0 4.1 4.3 4.7 4.0 4.3 3.7 3.5 3.0
Bankruptcy 3.5 3.5 3.4 3.6 3.1 3.3 3.0 2.7 2.4
Proposal 0.5 0.6 0.9 1.0 1.0 1.0 0.8 0.8 0.7
Interlake Insolvency 2.6 2.6 2.5 2.7 2.5 2.6 2.2 1.9 1.8
Bankruptcy 2.3 2.3 2.0 2.1 1.9 2.0 1.8 1.5 1.4
Proposal 0.3 0.3 0.5 0.6 0.6 0.6 0.4 0.4 0.4
Parklands & North Insolvency 2.6 2.4 3.0 2.9 3.6 3.6 2.9 2.7 3.0
Bankruptcy 2.2 2.1 2.6 2.3 2.7 2.8 2.4 2.2 2.2
Proposal 0.4 0.3 0.4 0.6 0.9 0.8 0.6 0.6 0.7
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Saskatchewan Insolvency 2.8 3.3 3.4 3.6 3.6 3.6 3.1 2.6 2.4
Bankruptcy 2.5 2.7 2.7 2.9 2.9 2.7 2.4 1.9 1.9
Proposal 0.3 0.5 0.7 0.7 0.7 0.8 0.7 0.7 0.5
Regina - Moose Mountain Insolvency 3.0 3.6 3.5 3.8 4.1 3.9 3.2 3.0 2.4
Bankruptcy 2.7 2.9 2.8 3.2 3.2 2.9 2.4 2.1 1.8
Proposal 0.4 0.7 0.8 0.6 0.9 1.0 0.9 1.0 0.6
Swift Current - Moose Jaw Insolvency 2.4 2.8 2.9 3.5 3.4 2.8 2.7 2.5 2.2
Bankruptcy 2.1 2.5 2.5 3.0 2.9 2.3 2.3 2.0 1.8
Proposal 0.3 0.3 0.4 0.5 0.6 0.5 0.4 0.5 0.5
Saskatoon - Biggar Insolvency 3.2 3.9 4.1 4.4 4.0 4.0 3.6 2.7 2.1
Bankruptcy 2.8 3.1 3.4 3.5 3.2 2.9 2.6 1.9 1.5
Proposal 0.4 0.8 0.8 0.9 0.9 1.0 1.0 0.8 0.5
Yorkton - Melville Insolvency 1.9 1.7 1.9 2.3 2.6 2.6 2.6 2.8 2.9
Bankruptcy 1.7 1.6 1.6 1.9 2.2 2.0 2.2 2.3 2.4
Proposal 0.1 0.2 0.3 0.4 0.3 0.5 0.5 0.5 0.5
Prince Albert & Northern Insolvency 3.2 3.8 3.9 4.0 4.2 4.4 3.6 2.9 2.8
Bankruptcy 2.9 3.4 3.2 3.2 3.4 3.6 2.9 2.2 2.3
Proposal 0.3 0.4 0.8 0.8 0.7 0.8 0.7 0.7 0.5
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Alberta Insolvency 4.2 4.0 4.0 4.4 4.1 3.5 2.5 2.2 2.7
Bankruptcy 3.9 3.5 3.5 3.8 3.6 3.0 2.0 1.8 2.2
Proposal 0.3 0.5 0.5 0.6 0.5 0.5 0.4 0.4 0.5
Lethbridge - Medicine Hat Insolvency 4.1 4.0 3.9 4.4 4.6 3.9 3.2 3.1 3.8
Bankruptcy 4.0 3.8 3.7 4.2 4.4 3.7 2.9 2.7 3.1
Proposal 0.1 0.1 0.2 0.3 0.1 0.2 0.3 0.4 0.7
Camrose - Drumheller Insolvency 3.2 2.9 2.5 3.0 3.2 2.9 1.8 1.7 2.1
Bankruptcy 3.1 2.6 2.2 2.8 2.9 2.5 1.6 1.4 1.8
Proposal 0.1 0.3 0.3 0.3 0.3 0.4 0.3 0.3 0.3
Calgary Insolvency 3.6 3.8 3.9 4.1 3.8 3.5 2.1 1.9 2.3
Bankruptcy 3.3 3.3 3.3 3.6 3.3 3.0 1.8 1.6 1.9
Proposal 0.3 0.5 0.6 0.5 0.4 0.5 0.4 0.3 0.3
Banff - Jasper - Rocky Mountain House Insolvency 3.6 3.5 3.9 3.5 3.7 3.2 2.2 2.1 2.5
Bankruptcy 3.5 3.2 3.6 3.2 3.1 2.8 1.8 1.7 2.1
Proposal 0.1 0.3 0.3 0.3 0.6 0.4 0.4 0.4 0.4
Red Deer Insolvency 3.7 3.9 4.8 5.1 5.2 4.1 2.8 3.0 3.1
Bankruptcy 3.5 3.7 4.4 4.3 4.6 3.5 2.3 2.4 2.6
Proposal 0.3 0.2 0.3 0.8 0.5 0.5 0.5 0.5 0.6
Edmonton Insolvency 5.6 5.0 4.7 5.3 4.8 4.2 3.0 2.5 2.9
Bankruptcy 5.2 4.4 4.0 4.6 4.1 3.5 2.4 1.9 2.3
Proposal 0.4 0.7 0.7 0.8 0.8 0.7 0.6 0.6 0.6
Athabasca - Grande Prairie - Peace River Insolvency 4.4 3.3 3.9 4.5 4.1 3.1 2.8 2.5 3.0
Bankruptcy 4.1 2.9 3.4 3.9 3.4 2.5 2.1 2.0 2.6
Proposal 0.4 0.4 0.5 0.6 0.6 0.6 0.6 0.5 0.5
Wood Buffalo - Cold Lake Insolvency 3.9 2.7 3.0 3.5 3.7 2.1 2.3 1.9 1.8
Bankruptcy 3.6 2.3 2.6 2.7 2.8 1.6 1.7 1.4 1.4
Proposal 0.3 0.4 0.4 0.8 0.9 0.6 0.6 0.5 0.4
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
British Columbia Insolvency 3.2 3.3 3.3 3.2 2.9 2.8 2.4 2.3 2.5
Bankruptcy 2.9 3.0 3.0 2.9 2.5 2.4 2.0 1.9 2.1
Proposal 0.3 0.3 0.4 0.4 0.4 0.4 0.4 0.4 0.5
Vancouver Island & Coast Insolvency 3.9 4.0 4.1 4.0 3.4 3.4 3.0 3.0 3.0
Bankruptcy 3.7 3.7 3.8 3.5 2.9 2.9 2.3 2.4 2.4
Proposal 0.3 0.4 0.4 0.5 0.5 0.6 0.6 0.6 0.6
Lower Mainland - Southwest Insolvency 2.9 2.9 2.9 2.9 2.6 2.5 2.3 2.2 2.3
Bankruptcy 2.6 2.6 2.5 2.5 2.3 2.1 1.9 1.8 1.9
Proposal 0.3 0.3 0.4 0.4 0.3 0.3 0.4 0.4 0.4
Thompson - Okanagan Insolvency 4.2 4.5 4.5 4.2 3.7 3.4 2.7 2.4 2.8
Bankruptcy 3.9 4.1 4.0 3.7 3.2 2.9 2.3 2.2 2.4
Proposal 0.3 0.4 0.5 0.5 0.5 0.5 0.4 0.3 0.3
Kootenay Insolvency 2.4 2.8 3.0 3.3 3.1 3.0 2.2 2.0 1.7
Bankruptcy 2.2 2.6 2.7 2.9 2.6 2.6 1.9 1.7 1.5
Proposal 0.2 0.2 0.3 0.4 0.5 0.3 0.2 0.3 0.2
Cariboo Insolvency 5.0 5.3 5.5 5.7 4.7 4.8 3.3 3.1 3.7
Bankruptcy 4.8 5.0 5.2 5.3 4.3 4.2 2.9 2.6 3.2
Proposal 0.2 0.3 0.2 0.4 0.4 0.6 0.4 0.5 0.5
North Coast & Nechako Insolvency 2.6 3.4 3.6 3.7 3.8 3.5 3.0 2.5 2.5
Bankruptcy 2.5 3.3 3.3 3.4 3.6 3.2 2.6 2.1 2.2
Proposal 0.1 0.1 0.2 0.3 0.2 0.3 0.4 0.5 0.3
Northeast Insolvency 3.2 2.6 2.5 2.8 2.7 3.0 1.9 2.1 2.1
Bankruptcy 2.9 2.6 2.5 2.7 2.6 2.3 1.5 1.6 1.6
Proposal 0.3 0.0 0.1 0.1 0.2 0.6 0.4 0.5 0.5
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Yukon Territory Insolvency 1.8 1.5 1.4 1.0 1.3 1.5 1.2 0.9 1.2
Bankruptcy 1.7 1.2 1.3 0.7 0.9 1.4 1.0 0.8 1.0
Proposal 0.1 0.3 0.1 0.3 0.4 0.1 0.1 0.1 0.2
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Northwest Territories Insolvency 2.4 1.4 1.3 1.2 1.3 1.4 1.6 1.1 0.8
Bankruptcy 2.4 1.3 1.0 0.9 1.1 1.2 1.3 1.0 0.7
Proposal 0.0 0.1 0.3 0.2 0.2 0.2 0.2 0.1 0.1
  Rates 2000 2001 2002 2003 2004 2005 2006 2007 2008
Nunavut Insolvency 0.4 0.4 0.6 0.2 0.2 0.3 0.2 0.2 0.5
Bankruptcy 0.4 0.3 0.5 0.1 0.1 0.2 0.1 0.2 0.4
Proposal 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.1


1990-1999

  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Canada Insolvency 2.1 3.0 2.9 2.6 2.6 3.1 3.7 4.0 3.6 3.6
Bankruptcy 2.1 2.9 2.9 2.5 2.4 2.9 3.5 3.8 3.3 3.1
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.2 0.3 0.4
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Newfoundland and Labrador Insolvency 1.1 1.6 1.5 1.3 1.6 1.8 1.9 2.5 2.8 3.3
Bankruptcy 1.1 1.6 1.5 1.2 1.6 1.7 1.9 2.5 2.8 3.2
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.0 0.0 0.1
Avalon Peninsula Insolvency 1.4 2.0 1.7 1.6 2.1 2.5 2.7 3.3 3.6 3.7
Bankruptcy 1.4 2.0 1.7 1.5 2.1 2.3 2.7 3.2 3.5 3.6
Proposal 0.0 0.0 0.0 0.1 0.0 0.2 0.0 0.0 0.1 0.1
South Coast - Burin Peninsula Insolvency 0.7 0.8 1.0 1.0 0.8 0.9 1.2 1.9 1.7 2.9
Bankruptcy 0.7 0.8 1.0 1.0 0.8 0.9 1.2 1.9 1.6 2.9
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0
West Coast - Northern Peninsula - Labrador Insolvency 0.7 1.4 1.4 1.2 1.4 1.3 1.4 2.0 2.7 3.4
Bankruptcy 0.7 1.4 1.4 1.2 1.3 1.3 1.3 2.0 2.7 3.4
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Notre Dame - Central Bonavista Bay Insolvency 1.1 1.6 1.4 1.0 1.3 1.5 1.5 2.0 2.0 2.8
Bankruptcy 1.1 1.6 1.4 1.0 1.3 1.5 1.4 2.0 2.0 2.7
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Prince Edward Island Insolvency 0.5 0.6 0.6 0.5 0.5 0.7 0.8 1.1 1.6 1.6
Bankruptcy 0.5 0.6 0.6 0.5 0.5 0.6 0.8 1.0 1.5 1.5
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Nova Scotia Insolvency 2.3 3.2 2.7 2.4 2.4 2.7 3.8 4.5 4.5 4.4
Bankruptcy 2.3 3.2 2.7 2.3 2.1 2.4 2.9 3.4 3.6 3.7
Proposal 0.0 0.0 0.0 0.1 0.2 0.3 0.9 1.1 0.9 0.8
Cape Breton Insolvency 3.2 3.7 3.0 3.0 3.1 4.4 6.6 7.5 6.7 6.4
Bankruptcy 3.2 3.6 3.0 3.0 2.8 3.5 3.4 3.9 4.0 4.3
Proposal 0.0 0.0 0.0 0.0 0.3 0.9 3.3 3.6 2.6 2.1
North Shore Insolvency 1.5 2.3 2.4 1.6 1.8 2.0 2.7 3.3 3.9 3.9
Bankruptcy 1.5 2.3 2.4 1.5 1.7 1.9 2.2 2.7 3.3 3.4
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.4 0.6 0.6 0.4
Annapolis Valley Insolvency 1.7 3.2 2.4 2.2 2.2 2.2 2.7 3.8 4.2 4.7
Bankruptcy 1.7 3.2 2.4 2.1 2.0 2.1 2.5 3.3 3.7 4.3
Proposal 0.0 0.0 0.0 0.1 0.3 0.1 0.3 0.5 0.5 0.4
Southern Insolvency 2.1 2.4 2.5 1.7 2.1 2.0 2.2 2.5 3.2 3.4
Bankruptcy 2.1 2.4 2.5 1.6 1.9 2.0 2.0 2.2 2.7 2.9
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.3 0.5 0.5
Halifax Insolvency 2.8 4.0 3.0 3.1 2.8 2.9 4.3 5.0 4.8 4.6
Bankruptcy 2.8 4.0 3.0 2.8 2.4 2.8 3.7 4.3 4.2 3.9
Proposal 0.0 0.0 0.0 0.2 0.4 0.2 0.6 0.7 0.6 0.7
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
New Brunswick Insolvency 0.8 1.0 1.0 0.9 0.8 0.9 1.4 2.1 2.0 2.2
Bankruptcy 0.8 0.9 1.0 0.8 0.8 0.9 1.4 2.0 1.9 2.1
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1
Campbellton - Miramichi Insolvency 0.9 1.0 1.1 0.9 0.9 0.9 1.4 2.2 1.8 2.3
Bankruptcy 0.8 1.0 1.1 0.9 0.9 0.9 1.4 2.2 1.7 2.2
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
Moncton - Richibucto Insolvency 1.1 1.4 1.1 0.8 0.8 1.0 1.6 2.2 2.3 2.4
Bankruptcy 1.1 1.4 1.1 0.8 0.8 0.9 1.6 2.1 2.2 2.2
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.2
Saint John - St. Stephen Insolvency 0.6 1.0 0.9 1.0 0.8 1.0 1.6 2.1 2.3 2.4
Bankruptcy 0.6 0.9 0.9 1.0 0.8 1.0 1.6 2.1 2.2 2.2
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1
Fredericton - Oromocto Insolvency 0.7 0.5 0.9 0.7 0.7 0.9 1.3 2.4 2.3 2.4
Bankruptcy 0.7 0.5 0.9 0.7 0.7 0.8 1.3 2.3 2.1 2.3
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.2
Edmundston - Woodstock Insolvency 0.9 0.9 0.8 1.0 0.8 0.9 1.2 1.6 1.5 1.7
Bankruptcy 0.9 0.9 0.8 0.9 0.8 0.8 1.2 1.5 1.4 1.6
Proposal 0.0 0.0 0.0 0.1 0.0 0.0 0.0 0.0 0.1 0.1
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Quebec Insolvency 2.6 3.4 3.1 2.9 3.0 3.9 4.6 5.0 4.7 4.6
Bankruptcy 2.6 3.4 3.1 2.9 2.9 3.8 4.5 4.8 4.4 4.1
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.4 0.5
Gaspésie - Îles-de-la-Madeleine Insolvency 1.9 2.2 2.0 1.6 1.5 2.0 2.9 3.9 4.4 4.9
Bankruptcy 1.9 2.2 2.0 1.6 1.5 2.0 2.9 3.8 4.2 4.6
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.3 0.2
Bas-Saint-Laurent Insolvency 2.0 2.4 2.7 2.4 2.0 2.9 3.4 3.9 3.7 3.5
Bankruptcy 2.0 2.4 2.7 2.4 1.9 2.8 3.4 3.8 3.4 3.2
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.3 0.3
Capitale-Nationale Insolvency 2.9 3.7 3.1 2.9 3.2 4.3 4.8 5.3 5.1 4.6
Bankruptcy 2.9 3.6 3.1 2.9 3.1 4.2 4.6 5.1 4.6 4.0
Proposal 0.0 0.1 0.1 0.0 0.1 0.1 0.1 0.2 0.5 0.6
Chaudière - Appalaches Insolvency 2.2 2.4 2.2 2.0 2.2 2.6 2.8 2.9 3.1 2.9
Bankruptcy 2.2 2.4 2.1 2.0 2.1 2.6 2.8 2.8 2.8 2.6
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.3
Estrie Insolvency 2.4 2.8 2.3 2.0 2.1 2.6 2.8 3.1 3.2 3.7
Bankruptcy 2.4 2.8 2.3 2.0 2.1 2.6 2.8 3.1 3.1 3.3
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.3
Centre-du-Québec Insolvency 1.7 2.8 2.5 2.0 2.3 2.8 3.1 3.5 3.1 3.3
Bankruptcy 1.7 2.8 2.5 2.0 2.3 2.8 3.1 3.5 3.0 3.0
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.3
Montérégie Insolvency 2.8 3.8 3.4 3.3 3.3 4.3 5.0 5.4 4.8 4.9
Bankruptcy 2.8 3.8 3.4 3.2 3.2 4.1 4.9 5.2 4.4 4.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.2 0.2 0.2 0.5 0.7
Montréal Insolvency 2.5 3.3 3.0 2.9 3.0 3.9 4.8 5.4 4.9 4.7
Bankruptcy 2.5 3.3 3.0 2.8 3.0 3.9 4.8 5.3 4.7 4.3
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.2 0.4
Laval Insolvency 2.8 3.8 3.5 3.4 3.4 4.6 5.4 5.5 5.2 5.3
Bankruptcy 2.7 3.8 3.4 3.4 3.4 4.5 5.3 5.3 4.9 4.6
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.1 0.3 0.7
Lanaudière Insolvency 2.5 3.6 3.4 3.7 3.8 4.9 5.5 5.6 5.9 5.8
Bankruptcy 2.5 3.6 3.4 3.7 3.7 4.7 5.4 5.5 5.4 5.0
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.5 0.8
Laurentides Insolvency 3.5 4.6 4.3 4.4 4.2 5.1 6.2 6.2 6.2 5.9
Bankruptcy 3.5 4.6 4.3 4.3 4.1 5.1 6.2 6.1 5.8 5.2
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.4 0.7
Outaouais Insolvency 5.8 7.4 6.4 5.9 5.5 7.2 9.3 10.9 9.9 8.7
Bankruptcy 5.8 7.3 6.2 5.7 5.2 6.9 8.9 9.0 7.6 6.9
Proposal 0.0 0.1 0.2 0.2 0.3 0.3 0.4 1.9 2.3 1.7
Abitibi - Témiscamingue Insolvency 3.5 4.1 3.8 2.9 2.4 2.7 3.4 3.3 3.9 4.9
Bankruptcy 3.5 4.1 3.7 2.9 2.4 2.7 3.4 3.3 3.8 4.8
Proposal 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1
Mauricie Insolvency 1.9 2.5 2.3 1.8 2.0 2.7 2.7 3.4 3.3 3.8
Bankruptcy 1.9 2.5 2.3 1.8 1.9 2.7 2.6 3.4 3.2 3.4
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.3
Saguenay - Lac-Saint-Jean Insolvency 1.9 2.3 2.3 1.9 2.1 2.5 3.0 3.4 3.4 3.5
Bankruptcy 1.8 2.2 2.2 1.8 2.1 2.4 2.8 3.3 3.2 3.1
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.1 0.3 0.3
Côte-Nord & Nord-du-Québec Insolvency 1.7 2.3 2.1 2.2 1.6 1.8 2.3 2.9 3.6 3.8
Bankruptcy 1.7 2.3 2.1 2.1 1.6 1.7 2.2 2.9 3.4 3.6
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.0 0.1 0.3
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Ontario Insolvency 2.1 3.4 3.5 3.0 2.7 3.1 3.7 3.9 3.4 3.2
Bankruptcy 2.1 3.3 3.4 2.8 2.6 3.0 3.6 3.7 3.0 2.6
Proposal 0.1 0.1 0.1 0.2 0.1 0.2 0.2 0.2 0.3 0.5
Ottawa Insolvency 2.6 3.6 3.1 2.8 2.8 3.5 4.3 5.0 4.0 3.9
Bankruptcy 2.6 3.5 2.9 2.5 2.4 3.2 4.0 4.4 3.2 2.9
Proposal 0.0 0.1 0.2 0.2 0.3 0.3 0.3 0.7 0.8 1.0
Kingston - Pembroke Insolvency 2.4 3.4 3.5 3.3 2.9 3.5 4.1 4.2 4.1 3.8
Bankruptcy 2.4 3.3 3.2 2.7 2.5 3.0 3.8 3.9 3.6 3.3
Proposal 0.0 0.1 0.3 0.6 0.4 0.4 0.3 0.3 0.5 0.5
Muskoka - Kawarthas Insolvency 2.2 3.5 4.1 3.2 3.3 3.5 4.8 4.3 3.6 3.9
Bankruptcy 2.1 3.4 4.1 3.2 3.2 3.4 4.6 4.1 3.1 2.9
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.2 0.2 0.6 0.9
Toronto Insolvency 2.3 3.9 4.0 3.4 2.9 3.2 3.6 3.7 3.1 2.8
Bankruptcy 2.2 3.7 3.9 3.3 2.9 3.1 3.5 3.6 2.8 2.3
Proposal 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.3 0.5
Kitchener – Waterloo - Barrie Insolvency 1.8 3.5 3.5 3.1 2.8 3.3 3.9 3.9 3.5 3.3
Bankruptcy 1.8 3.4 3.4 2.9 2.7 3.0 3.7 3.6 3.1 2.8
Proposal 0.0 0.1 0.1 0.1 0.1 0.2 0.2 0.2 0.4 0.5
Hamilton - Niagara Peninsula Insolvency 2.3 3.4 3.2 3.1 2.8 3.3 4.0 4.5 4.1 4.0
Bankruptcy 2.3 3.3 3.1 3.0 2.7 3.2 3.8 4.3 3.8 3.4
Proposal 0.0 0.1 0.0 0.1 0.1 0.1 0.2 0.2 0.3 0.6
London Insolvency 1.9 2.8 3.0 2.6 2.7 3.5 4.4 4.7 4.0 4.2
Bankruptcy 1.9 2.7 2.8 2.3 2.5 3.2 4.2 4.4 3.7 3.6
Proposal 0.0 0.2 0.2 0.3 0.2 0.3 0.3 0.3 0.4 0.6
Windsor - Sarnia Insolvency 2.0 2.4 2.4 2.1 1.9 2.3 2.8 3.0 2.6 2.4
Bankruptcy 2.0 2.4 2.3 1.8 1.8 2.1 2.6 2.9 2.4 2.2
Proposal 0.0 0.0 0.0 0.2 0.1 0.2 0.2 0.1 0.2 0.3
Stratford - Bruce Peninsula Insolvency 0.9 1.4 1.4 1.5 1.8 2.1 2.4 2.3 2.3 2.1
Bankruptcy 0.9 1.3 1.4 1.3 1.6 1.9 2.4 2.2 2.2 1.8
Proposal 0.0 0.0 0.0 0.2 0.2 0.1 0.0 0.1 0.2 0.3
Northeast Insolvency 3.0 4.9 5.0 3.7 3.4 3.7 4.9 5.2 4.6 4.6
Bankruptcy 3.0 4.9 4.9 3.6 3.3 3.5 4.7 5.0 4.3 4.2
Proposal 0.0 0.1 0.0 0.1 0.1 0.2 0.2 0.1 0.3 0.4
Northwest Insolvency 0.7 1.1 1.4 1.3 1.3 1.2 1.5 1.9 1.7 2.0
Bankruptcy 0.7 1.0 1.3 1.3 1.3 1.2 1.5 1.9 1.7 1.8
Proposal 0.0 0.1 0.1 0.0 0.0 0.1 0.0 0.0 0.1 0.1
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Manitoba Insolvency 2.3 3.2 3.1 3.0 2.9 3.2 3.5 3.5 3.1 3.2
Bankruptcy 2.3 3.1 3.1 2.8 2.7 3.0 3.2 3.2 2.8 2.8
Proposal 0.0 0.0 0.0 0.1 0.2 0.3 0.3 0.2 0.3 0.4
Southeast Insolvency 1.2 2.0 2.3 2.0 1.5 1.6 1.9 1.9 1.7 1.7
Bankruptcy 1.2 2.0 2.3 1.9 1.3 1.5 1.8 1.9 1.5 1.4
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.1 0.2 0.2
South Central Insolvency 0.9 1.3 1.2 0.7 0.9 0.9 1.1 1.2 1.2 1.2
Bankruptcy 0.9 1.3 1.2 0.7 0.9 0.8 1.1 1.2 1.1 1.1
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.1
Southwest Insolvency 1.8 2.2 2.4 2.5 2.5 2.7 3.2 3.4 2.7 3.1
Bankruptcy 1.8 2.2 2.4 2.4 2.2 2.3 2.8 3.3 2.4 2.8
Proposal 0.0 0.0 0.0 0.1 0.3 0.4 0.4 0.1 0.3 0.3
North Central Insolvency 1.5 2.3 1.9 1.5 1.6 1.5 1.6 1.9 1.3 2.3
Bankruptcy 1.5 2.3 1.9 1.5 1.5 1.4 1.5 1.7 1.3 2.1
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.2 0.2 0.1 0.2
Winnipeg Insolvency 3.2 4.3 4.1 3.9 3.9 4.5 4.8 4.6 4.0 4.2
Bankruptcy 3.1 4.3 4.1 3.7 3.7 4.1 4.4 4.3 3.7 3.7
Proposal 0.0 0.0 0.0 0.2 0.2 0.4 0.4 0.3 0.3 0.5
Interlake Insolvency 1.5 1.9 1.9 2.5 1.3 2.1 2.0 2.1 2.4 2.1
Bankruptcy 1.5 1.8 1.8 2.4 1.3 2.0 1.8 2.1 2.2 1.8
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.2 0.0 0.2 0.3
Parklands & North Insolvency 1.1 1.2 1.9 2.3 1.8 1.6 2.3 2.0 2.8 2.8
Bankruptcy 1.1 1.2 1.9 2.2 1.6 1.5 2.0 1.8 2.6 2.5
Proposal 0.0 0.0 0.0 0.1 0.2 0.1 0.3 0.2 0.2 0.3
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Saskatchewan Insolvency 1.9 2.2 2.2 1.8 1.8 2.2 2.7 2.8 2.5 2.5
Bankruptcy 1.9 2.2 2.2 1.7 1.7 2.1 2.5 2.4 2.1 2.2
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.3 0.4 0.4
Regina - Moose Mountain Insolvency 2.5 2.9 2.7 2.1 2.3 2.4 3.1 3.4 2.7 3.1
Bankruptcy 2.5 2.8 2.7 2.1 2.2 2.3 2.9 3.1 2.3 2.6
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.3 0.4 0.4 0.5
Swift Current - Moose Jaw Insolvency 1.4 1.5 1.5 1.1 0.9 1.9 1.8 1.8 2.0 2.1
Bankruptcy 1.4 1.5 1.5 1.0 0.9 1.8 1.7 1.7 1.8 1.9
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.2 0.2
Saskatoon - Biggar Insolvency 2.8 3.4 3.2 2.7 2.7 3.2 3.9 3.6 3.2 2.7
Bankruptcy 2.8 3.4 3.2 2.5 2.5 2.9 3.6 3.1 2.6 2.3
Proposal 0.0 0.0 0.0 0.1 0.2 0.2 0.4 0.6 0.6 0.5
Yorkton - Melville Insolvency 0.7 0.7 0.9 0.9 0.9 1.0 1.2 1.4 1.6 1.4
Bankruptcy 0.7 0.7 0.9 0.9 0.9 1.0 1.0 1.3 1.4 1.3
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.2 0.2
Prince Albert & Northern Insolvency 0.9 1.4 1.5 1.2 1.3 1.7 2.1 2.5 2.6 2.9
Bankruptcy 0.9 1.4 1.5 1.1 1.2 1.6 2.0 2.2 2.3 2.5
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.2 0.3 0.3
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Alberta Insolvency 2.1 2.9 3.1 2.9 3.2 4.2 5.0 5.0 4.0 4.3
Bankruptcy 2.0 2.9 3.1 2.8 3.0 4.1 4.9 4.8 3.8 4.0
Proposal 0.0 0.0 0.0 0.2 0.1 0.1 0.1 0.2 0.3 0.3
Lethbridge - Medicine Hat Insolvency 2.1 3.0 3.1 2.9 3.1 4.0 4.5 3.9 3.7 3.9
Bankruptcy 2.1 3.0 3.1 2.8 3.1 3.9 4.4 3.8 3.6 3.9
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Camrose - Drumheller Insolvency 0.8 1.3 1.7 1.5 1.6 2.3 2.6 2.7 2.9 2.9
Bankruptcy 0.8 1.3 1.6 1.4 1.6 2.2 2.5 2.6 2.8 2.7
Proposal 0.0 0.0 0.0 0.1 0.0 0.0 0.1 0.1 0.1 0.2
Calgary Insolvency 2.8 3.9 4.4 4.2 4.3 5.1 5.5 4.8 3.4 3.5
Bankruptcy 2.8 3.9 4.4 3.9 4.1 4.9 5.2 4.5 3.2 3.3
Proposal 0.0 0.0 0.0 0.3 0.2 0.2 0.3 0.2 0.2 0.3
Banff - Jasper - Rocky Mountain House Insolvency 1.1 2.3 2.5 2.4 1.6 2.3 3.1 3.8 3.4 4.2
Bankruptcy 1.1 2.3 2.5 2.4 1.6 2.2 3.1 3.6 3.3 4.2
Proposal 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.2 0.1 0.1
Red Deer Insolvency 1.9 2.5 3.0 2.0 2.1 2.8 4.3 4.1 3.7 4.1
Bankruptcy 1.9 2.5 3.0 2.0 2.0 2.8 4.3 4.1 3.6 4.0
Proposal 0.0 0.0 0.0 0.0 0.1 0.1 0.0 0.0 0.0 0.1
Edmonton Insolvency 2.1 2.9 2.8 2.8 3.3 4.9 6.3 6.8 5.4 5.7
Bankruptcy 2.1 2.9 2.8 2.7 3.2 4.8 6.2 6.5 5.1 5.3
Proposal 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.2 0.4 0.4
Athabasca - Grande Prairie - Peace River Insolvency 1.2 1.7 2.0 1.6 1.6 2.5 3.7 4.1 3.7 4.8
Bankruptcy 1.2 1.7 2.0 1.6 1.5 2.5 3.6 3.9 3.4 4.5
Proposal 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.2 0.3 0.4
Wood Buffalo - Cold Lake Insolvency 1.8 2.4 2.5 1.9 2.5 3.0 3.9 4.2 4.5 4.5
Bankruptcy 1.8 2.4 2.5 1.7 2.3 3.0 3.8 4.2 4.2 4.2
Proposal 0.0 0.0 0.0 0.2 0.1 0.0 0.1 0.1 0.3 0.3
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
British Columbia Insolvency 1.2 1.7 1.9 1.5 1.5 1.7 2.3 2.6 2.6 2.9
Bankruptcy 1.2 1.7 1.9 1.5 1.5 1.6 2.2 2.4 2.4 2.6
Proposal 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.2 0.2 0.2
Vancouver Island & Coast Insolvency n.a. n.a. n.a. n.a. n.a. 2.1 2.5 2.9 3.1 3.6
Bankruptcy n.a. n.a. n.a. n.a. n.a. 2.0 2.3 2.7 2.9 3.4
Proposal n.a. n.a. n.a. n.a. n.a. 0.1 0.2 0.2 0.1 0.2
Lower Mainland - Southwest Insolvency n.a. n.a. n.a. n.a. n.a. 1.7 2.4 2.7 2.5 2.6
Bankruptcy n.a. n.a. n.a. n.a. n.a. 1.7 2.3 2.5 2.3 2.4
Proposal n.a. n.a. n.a. n.a. n.a. 0.1 0.1 0.2 0.2 0.3
Thompson - Okanagan Insolvency n.a. n.a. n.a. n.a. n.a. 2.0 2.7 3.1 3.1 3.5
Bankruptcy n.a. n.a. n.a. n.a. n.a. 2.0 2.7 3.0 3.0 3.4
Proposal n.a. n.a. n.a. n.a. n.a. 0.1 0.1 0.1 0.1 0.2
Kootenay Insolvency n.a. n.a. n.a. n.a. n.a. 0.8 1.3 1.8 1.7 2.1
Bankruptcy n.a. n.a. n.a. n.a. n.a. 0.8 1.2 1.7 1.6 2.0
Proposal n.a. n.a. n.a. n.a. n.a. 0.0 0.1 0.1 0.1 0.1
Cariboo Insolvency n.a. n.a. n.a. n.a. n.a. 1.6 2.2 2.4 3.3 4.5
Bankruptcy n.a. n.a. n.a. n.a. n.a. 1.6 2.2 2.3 3.0 4.1
Proposal n.a. n.a. n.a. n.a. n.a. 0.1 0.1 0.1 0.3 0.4
North Coast & Nechako Insolvency n.a. n.a. n.a. n.a. n.a. 0.9 1.4 1.4 1.7 2.4
Bankruptcy n.a. n.a. n.a. n.a. n.a. 0.8 1.4 1.4 1.6 2.1
Proposal n.a. n.a. n.a. n.a. n.a. 0.0 0.1 0.0 0.1 0.3
Northeast Insolvency n.a. n.a. n.a. n.a. n.a. 1.5 1.5 2.1 1.8 2.6
Bankruptcy n.a. n.a. n.a. n.a. n.a. 1.5 1.5 1.9 1.6 2.6
Proposal n.a. n.a. n.a. n.a. n.a. 0.0 0.0 0.1 0.2 0.0
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Yukon Territory Insolvency 0.6 0.7 0.3 1.0 0.6 0.9 1.3 1.6 1.9 2.0
Bankruptcy 0.5 0.6 0.3 1.0 0.5 0.8 1.3 1.6 1.6 1.8
Proposal 0.1 0.0 0.0 0.0 0.0 0.1 0.0 0.0 0.3 0.2
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Northwest Territories Insolvency n.a. 0.8 0.6 1.1 1.0 1.0 1.5 2.5 2.0 2.2
Bankruptcy n.a. 0.8 0.6 1.0 0.7 0.8 1.4 2.3 1.7 2.1
Proposal n.a. 0.0 0.0 0.1 0.3 0.1 0.1 0.2 0.3 0.1
  Rates 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
Nunavut Insolvency n.a. 0.2 0.2 0.0 0.1 0.1 0.1 0.3 0.3 0.1
Bankruptcy n.a. 0.2 0.2 0.0 0.1 0.1 0.1 0.3 0.2 0.1
Proposal n.a. 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.0


1987-1989

  Rates 1987 1988 1989
Canada Insolvency 1.3 1.3 1.4
Bankruptcy 1.2 1.3 1.4
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
Newfoundland and Labrador Insolvency 0.6 0.5 0.6
Bankruptcy 0.6 0.5 0.6
Proposal 0.0 0.0 0.0
Avalon Peninsula Insolvency 0.9 0.9 1.0
Bankruptcy 0.9 0.9 0.9
Proposal 0.0 0.0 0.0
South Coast - Burin Peninsula Insolvency 0.3 0.1 0.1
Bankruptcy 0.3 0.1 0.1
Proposal 0.0 0.0 0.0
West Coast - Northern Peninsula - Labrador Insolvency 0.3 0.2 0.3
Bankruptcy 0.3 0.2 0.3
Proposal 0.0 0.0 0.0
Notre Dame - Central Bonavista Bay Insolvency 0.7 0.4 0.5
Bankruptcy 0.7 0.4 0.5
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
Prince Edward Island Insolvency 0.3 0.6 0.3
Bankruptcy 0.3 0.5 0.3
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
Nova Scotia Insolvency 1.5 1.6 1.7
Bankruptcy 1.4 1.6 1.7
Proposal 0.0 0.0 0.0
Cape Breton Insolvency 1.7 1.6 1.9
Bankruptcy 1.7 1.6 1.9
Proposal 0.0 0.0 0.0
North Shore Insolvency 0.9 1.2 1.1
Bankruptcy 0.9 1.2 1.1
Proposal 0.0 0.0 0.0
Annapolis Valley Insolvency 1.3 1.2 1.0
Bankruptcy 1.3 1.2 1.0
Proposal 0.0 0.0 0.0
Southern Insolvency 1.2 1.0 1.3
Bankruptcy 1.2 1.0 1.3
Proposal 0.0 0.0 0.0
Halifax Insolvency 2.0 2.4 2.4
Bankruptcy 1.9 2.3 2.4
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
New Brunswick Insolvency 0.4 0.5 0.5
Bankruptcy 0.4 0.5 0.5
Proposal 0.0 0.0 0.0
Campbellton - Miramichi Insolvency 0.3 0.4 0.3
Bankruptcy 0.3 0.3 0.3
Proposal 0.0 0.0 0.0
Moncton - Richibucto Insolvency 0.4 0.6 0.6
Bankruptcy 0.3 0.5 0.6
Proposal 0.0 0.0 0.0
Saint John - St. Stephen Insolvency 0.6 0.6 0.7
Bankruptcy 0.6 0.6 0.7
Proposal 0.0 0.0 0.0
Fredericton - Oromocto Insolvency 0.5 0.4 0.5
Bankruptcy 0.4 0.4 0.4
Proposal 0.0 0.0 0.0
Edmundston - Woodstock Insolvency 0.6 0.5 0.6
Bankruptcy 0.6 0.5 0.6
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
Quebec Insolvency 1.5 1.9 2.1
Bankruptcy 1.5 1.9 2.1
Proposal 0.0 0.0 0.0
Gaspésie - Îles-de-la-Madeleine Insolvency 1.2 1.4 1.6
Bankruptcy 1.2 1.4 1.6
Proposal 0.0 0.0 0.0
Bas-Saint-Laurent Insolvency 1.2 1.5 1.5
Bankruptcy 1.2 1.5 1.4
Proposal 0.0 0.0 0.0
Capitale-Nationale Insolvency 1.5 1.9 2.6
Bankruptcy 1.5 1.9 2.5
Proposal 0.0 0.0 0.0
Chaudière - Appalaches Insolvency 0.9 1.3 1.8
Bankruptcy 0.9 1.2 1.8
Proposal 0.0 0.0 0.0
Estrie Insolvency 1.2 2.0 2.1
Bankruptcy 1.2 2.0 2.1
Proposal 0.0 0.0 0.0
Centre-du-Québec Insolvency 1.1 1.5 1.6
Bankruptcy 1.1 1.5 1.6
Proposal 0.0 0.0 0.0
Montérégie Insolvency 1.6 2.0 2.2
Bankruptcy 1.6 2.0 2.2
Proposal 0.0 0.0 0.0
Montréal Insolvency 1.6 1.9 2.0
Bankruptcy 1.6 1.9 2.0
Proposal 0.0 0.0 0.0
Laval Insolvency 1.7 2.3 2.2
Bankruptcy 1.7 2.3 2.2
Proposal 0.0 0.0 0.0
Lanaudière Insolvency 1.4 1.9 2.1
Bankruptcy 1.4 1.9 2.1
Proposal 0.0 0.0 0.0
Laurentides Insolvency 2.0 2.3 2.3
Bankruptcy 2.0 2.3 2.3
Proposal 0.0 0.0 0.0
Outaouais Insolvency 3.6 4.1 4.8
Bankruptcy 3.6 4.1 4.8
Proposal 0.0 0.0 0.0
Abitibi - Témiscamingue Insolvency 1.5 1.8 2.5
Bankruptcy 1.5 1.8 2.5
Proposal 0.0 0.0 0.0
Mauricie Insolvency 0.9 1.2 1.6
Bankruptcy 0.9 1.2 1.6
Proposal 0.0 0.0 0.0
Saguenay - Lac-Saint-Jean Insolvency 1.2 1.6 1.8
Bankruptcy 1.2 1.5 1.8
Proposal 0.0 0.0 0.0
Côte-Nord & Nord-du-Québec Insolvency 1.5 1.2 1.7
Bankruptcy 1.4 1.2 1.7
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
Ontario Insolvency 1.1 1.0 1.2
Bankruptcy 1.1 1.0 1.2
Proposal 0.0 0.0 0.0
Ottawa Insolvency 1.7 1.7 1.7
Bankruptcy 1.6 1.7 1.7
Proposal 0.0 0.0 0.0
Kingston - Pembroke Insolvency 1.1 1.1 1.4
Bankruptcy 1.1 1.1 1.4
Proposal 0.0 0.0 0.0
Muskoka - Kawarthas Insolvency 1.0 0.9 1.1
Bankruptcy 1.0 0.9 1.1
Proposal 0.0 0.0 0.0
Toronto Insolvency 1.0 1.0 1.2
Bankruptcy 1.0 0.9 1.1
Proposal 0.0 0.1 0.1
Kitchener – Waterloo - Barrie Insolvency 1.0 0.9 1.1
Bankruptcy 0.9 0.9 1.1
Proposal 0.0 0.0 0.0
Hamilton - Niagara Peninsula Insolvency 1.5 1.1 1.4
Bankruptcy 1.4 1.1 1.3
Proposal 0.0 0.0 0.0
London Insolvency 1.0 1.0 1.3
Bankruptcy 0.9 0.9 1.3
Proposal 0.0 0.0 0.0
Windsor - Sarnia Insolvency 1.2 1.1 1.1
Bankruptcy 1.2 1.1 1.1
Proposal 0.0 0.0 0.0
Stratford - Bruce Peninsula Insolvency 0.7 0.4 0.5
Bankruptcy 0.7 0.4 0.5
Proposal 0.0 0.0 0.0
Northeast Insolvency 1.7 1.4 1.6
Bankruptcy 1.7 1.4 1.6
Proposal 0.0 0.0 0.0
Northwest Insolvency 0.6 0.5 0.5
Bankruptcy 0.6 0.5 0.5
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
Manitoba Insolvency 1.3 1.3 1.7
Bankruptcy 1.3 1.3 1.7
Proposal 0.0 0.0 0.0
Southeast Insolvency 0.7 0.8 0.8
Bankruptcy 0.7 0.8 0.8
Proposal 0.0 0.1 0.0
South Central Insolvency 0.9 0.4 1.0
Bankruptcy 0.9 0.4 0.9
Proposal 0.0 0.0 0.1
Southwest Insolvency 1.3 1.5 1.5
Bankruptcy 1.3 1.5 1.5
Proposal 0.0 0.0 0.0
North Central Insolvency 1.0 0.7 1.2
Bankruptcy 1.0 0.7 1.2
Proposal 0.0 0.0 0.0
Winnipeg Insolvency 1.6 1.8 2.4
Bankruptcy 1.6 1.8 2.4
Proposal 0.0 0.0 0.0
Interlake Insolvency 0.8 0.7 0.9
Bankruptcy 0.8 0.7 0.9
Proposal 0.0 0.0 0.0
Parklands & North Insolvency 0.7 0.5 0.7
Bankruptcy 0.7 0.5 0.7
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
Saskatchewan Insolvency 0.9 1.1 1.4
Bankruptcy 0.9 1.1 1.4
Proposal 0.0 0.0 0.0
Regina - Moose Mountain Insolvency 1.0 1.3 1.7
Bankruptcy 1.0 1.3 1.7
Proposal 0.0 0.0 0.0
Swift Current - Moose Jaw Insolvency 0.5 0.8 1.0
Bankruptcy 0.5 0.8 1.0
Proposal 0.0 0.0 0.0
Saskatoon - Biggar Insolvency 1.2 1.6 2.2
Bankruptcy 1.2 1.6 2.2
Proposal 0.0 0.0 0.0
Yorkton - Melville Insolvency 0.4 0.5 0.7
Bankruptcy 0.4 0.5 0.6
Proposal 0.0 0.0 0.0
Prince Albert & Northern Insolvency 0.8 0.7 0.7
Bankruptcy 0.8 0.7 0.7
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
Alberta Insolvency 1.5 1.4 1.4
Bankruptcy 1.5 1.4 1.4
Proposal 0.0 0.0 0.0
Lethbridge - Medicine Hat Insolvency 1.2 1.3 1.5
Bankruptcy 1.2 1.3 1.5
Proposal 0.0 0.0 0.0
Camrose - Drumheller Insolvency 0.7 0.6 0.6
Bankruptcy 0.7 0.6 0.6
Proposal 0.0 0.0 0.0
Calgary Insolvency 2.0 1.8 1.9
Bankruptcy 2.0 1.8 1.9
Proposal 0.0 0.0 0.0
Banff - Jasper - Rocky Mountain House Insolvency 1.5 1.2 0.9
Bankruptcy 1.4 1.2 0.9
Proposal 0.0 0.0 0.0
Red Deer Insolvency 1.1 1.1 1.5
Bankruptcy 1.1 1.1 1.5
Proposal 0.0 0.0 0.0
Edmonton Insolvency 1.7 1.6 1.5
Bankruptcy 1.7 1.6 1.5
Proposal 0.0 0.0 0.0
Athabasca - Grande Prairie - Peace River Insolvency 1.0 1.0 0.8
Bankruptcy 1.0 1.0 0.8
Proposal 0.0 0.0 0.0
Wood Buffalo - Cold Lake Insolvency 0.9 1.1 0.9
Bankruptcy 0.9 1.1 0.9
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
British Columbia Insolvency 1.3 1.1 1.0
Bankruptcy 1.3 1.1 1.0
Proposal 0.0 0.0 0.0
Vancouver Island & Coast Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
Lower Mainland - Southwest Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
Thompson - Okanagan Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
Kootenay Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
Cariboo Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
North Coast & Nechako Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
Northeast Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
  Rates 1987 1988 1989
Yukon Territory Insolvency 0.4 0.3 0.4
Bankruptcy 0.4 0.3 0.4
Proposal 0.0 0.0 0.0
  Rates 1987 1988 1989
Northwest Territories Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.
  Rates 1987 1988 1989
Nunavut Insolvency n.a. n.a. n.a.
Bankruptcy n.a. n.a. n.a.
Proposal n.a. n.a. n.a.