Insolvency Statistics in Canada—Fourth Quarter of 2011


Tables

Definitions

Consumer:
An individual with more than 50 percent of total liabilities related to consumer goods and services.
Business:
Any commercial entity or organization other than an individual, or an individual who has incurred 50 percent or more of total liabilities as a result of operating a business.
Bankruptcy:
The state of a consumer or business that has made an assignment in bankruptcy or against whom a bankruptcy order has been made.
Proposal:
An offer to creditors to settle debts under conditions other than the existing terms. A proposal is a formal agreement under the Bankruptcy and Insolvency Act.
NAICS:
North American Industry Classification System.
Economic Region (ER):
Standard geographic units created for analysis of regional economic activity (Statistics Canada's geographical definitions of ERs).
Census Metropolitan Area (CMA):
Each census metropolitan area consists of one or more adjacent municipalities situated around a major urban core. To form a census metropolitan area, the urban core must have a population of at least 100 000 (Statistics Canada's geographical definitions of CMAs).
Table 1: Total Insolvencies
  Volume % Change 12-Month Period Ending
Q4 2011 Q3 2011 Q4 2010 Q3 2011 to Q4 2011 Q4 2010 to Q4 2011 12-31-2011 12-31-2010 % Change
Newfoundland and Labrador 460 523 618 -12.0 -25.6 2 107 2 544 -17.2
Bankruptcies 431 492 587 -12.4 -26.6 1 981 2 399 -17.4
Proposals 29 31 31 -6.5 -6.5 126 145 -13.1
Prince Edward Island 139 154 157 -9.7 -11.5 637 598 6.5
Bankruptcies 108 121 142 -10.7 -23.9 535 528 1.3
Proposals 31 33 15 -6.1 106.7 102 70 45.7
Nova Scotia 1 076 1 127 1 306 -4.5 -17.6 4 669 5 297 -11.9
Bankruptcies 823 871 1 044 -5.5 -21.2 3 682 4 318 -14.7
Proposals 253 256 262 -1.2 -3.4 987 979 0.8
New Brunswick 898 899 873 -0.1 2.9 3 560 3 796 -6.2
Bankruptcies 709 708 730 0.1 -2.9 2 891 3 179 -9.1
Proposals 189 191 143 -1.0 32.2 669 617 8.4
Quebec 9 350 8 839 9 867 5.8 -5.2 37 895 39 870 -5.0
Bankruptcies 6 616 6 397 7 400 3.4 -10.6 27 196 29 620 -8.2
Proposals 2 734 2 442 2 467 12.0 10.8 10 699 10 250 4.4
Ontario 12 931 12 246 14 528 5.6 -11.0 52 074 58 479 -11.0
Bankruptcies 6 711 6 347 8 166 5.7 -17.8 26 805 34 533 -22.4
Proposals 6 220 5 899 6 362 5.4 -2.2 25 269 23 946 5.5
Manitoba 537 528 678 1.7 -20.8 2 229 2 751 -19.0
Bankruptcies 377 368 512 2.4 -26.4 1 574 2 062 -23.7
Proposals 160 160 166 0.0 -3.6 655 689 -4.9
Saskatchewan 474 549 561 -13.7 -15.5 2 212 2 470 -10.4
Bankruptcies 287 353 355 -18.7 -19.2 1 376 1 627 -15.4
Proposals 187 196 206 -4.6 -9.2 836 843 -0.8
Alberta 2 448 2 490 2 690 -1.7 -9.0 10 381 11 334 -8.4
Bankruptcies 1 642 1 718 1 973 -4.4 -16.8 7 293 8 528 -14.5
Proposals 806 772 717 4.4 12.4 3 088 2 806 10.0
British Columbia 2 862 2 983 3 288 -4.1 -13.0 11 919 13 006 -8.4
Bankruptcies 1 842 2 032 2 489 -9.4 -26.0 8 232 9 903 -16.9
Proposals 1 020 951 799 7.3 27.7 3 687 3 103 18.8
Northwest Territories 8 12 8 -33.3 0.0 47 44 6.8
Bankruptcies 8 9 7 -11.1 14.3 33 31 6.5
Proposals 0 3 1 -100.0 -100.0 14 13 7.7
Yukon 7 12 16 -41.7 -56.3 37 41 -9.8
Bankruptcies 6 10 14 -40.0 -57.1 32 34 -5.9
Proposals 1 2 2 -50.0 -50.0 5 7 -28.6
Nunavut 0 2 3 -100.0 -100.0 7 4 75.0
Bankruptcies 0 1 3 -100.0 -100.0 6 4 50.0
Proposals 0 1 0 -100.0 -- 1 0 --
Canada 31 190 30 364 34 593 2.7 -9.8 127 774 140 234 -8.9
Bankruptcies 19 560 19 427 23 422 0.7 -16.5 81 636 96 766 -15.6
Proposals 11 630 10 937 11 171 6.3 4.1 46 138 43 468 6.1
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Table 2: Insolvencies Filed by Consumers
  Volume % Change 12-Month Period Ending
Q4 2011 Q3 2011 Q4 2010 Q3 2011 to Q4 2011 Q4 2010 to Q4 2011 12-31-2011 12-31-2010 % Change
Newfoundland and Labrador 456 518 610 -12.0 -25.2 2 081 2 521 -17.5
Bankruptcies 429 487 581 -11.9 -26.2 1 957 2 378 -17.7
Proposals 27 31 29 -12.9 -6.9 124 143 -13.3
Prince Edward Island 133 150 148 -11.3 -10.1 620 576 7.6
Bankruptcies 102 117 137 -12.8 -25.5 520 512 1.6
Proposals 31 33 11 -6.1 181.8 100 64 56.3
Nova Scotia 1 055 1 109 1 262 -4.9 -16.4 4 556 5 130 -11.2
Bankruptcies 805 857 1 004 -6.1 -19.8 3 587 4 180 -14.2
Proposals 250 252 258 -0.8 -3.1 969 950 2.0
New Brunswick 892 878 855 1.6 4.3 3 500 3 713 -5.7
Bankruptcies 704 693 714 1.6 -1.4 2 848 3 109 -8.4
Proposals 188 185 141 1.6 33.3 652 604 7.9
Quebec 8 802 8 382 9 351 5.0 -5.9 35 768 37 771 -5.3
Bankruptcies 6 210 6 067 6 994 2.4 -11.2 25 627 28 100 -8.8
Proposals 2 592 2 315 2 357 12.0 10.0 10 141 9 671 4.9
Ontario 12 531 11 886 14 106 5.4 -11.2 50 460 56 619 -10.9
Bankruptcies 6 405 6 057 7 828 5.7 -18.2 25 529 33 000 -22.6
Proposals 6 126 5 829 6 278 5.1 -2.4 24 931 23 619 5.6
Manitoba 509 514 660 -1.0 -22.9 2 155 2 673 -19.4
Bankruptcies 353 355 495 -0.6 -28.7 1 514 1 994 -24.1
Proposals 156 159 165 -1.9 -5.5 641 679 -5.6
Saskatchewan 446 506 528 -11.9 -15.5 2 055 2 326 -11.7
Bankruptcies 269 320 331 -15.9 -18.7 1 272 1 528 -16.8
Proposals 177 186 197 -4.8 -10.2 783 798 -1.9
Alberta 2 359 2 411 2 585 -2.2 -8.7 10 040 10 870 -7.6
Bankruptcies 1 575 1 654 1 886 -4.8 -16.5 7 029 8 150 -13.8
Proposals 784 757 699 3.6 12.2 3 011 2 720 10.7
British Columbia 2 804 2 921 3 232 -4.0 -13.2 11 676 12 723 -8.2
Bankruptcies 1 794 1 985 2 442 -9.6 -26.5 8 040 9 674 -16.9
Proposals 1 010 936 790 7.9 27.8 3 636 3 049 19.3
Northwest Territories 8 12 8 -33.3 0.0 45 43 4.7
Bankruptcies 8 9 7 -11.1 14.3 33 31 6.5
Proposals 0 3 1 -100.0 -100.0 12 12 0.0
Yukon 7 11 15 -36.4 -53.3 36 39 -7.7
Bankruptcies 6 9 14 -33.3 -57.1 31 34 -8.8
Proposals 1 2 1 -50.0 0.0 5 5 0.0
Nunavut 0 2 3 -100.0 -100.0 7 4 75.0
Bankruptcies 0 1 3 -100.0 -100.0 6 4 50.0
Proposals 0 1 0 -100.0 -- 1 0 --
Canada 30 002 29 300 33 363 2.4 -10.1 122 999 135 008 -8.9
Bankruptcies 18 660 18 611 22 436 0.3 -16.8 77 993 92 694 -15.9
Proposals 11 342 10 689 10 927 6.1 3.8 45 006 42 314 6.4
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Table 3: Insolvencies Filed by Businesses
  Volume % Change 12-Month Period Ending
Q4 2011 Q3 2011 Q4 2010 Q3 2011 to Q4 2011 Q4 2010 to Q4 2011 12-31-2011 12-31-2010 % Change
Newfoundland and Labrador 4 5 8 -20.0 -50.0 26 23 13.0
Bankruptcies 2 5 6 -60.0 -66.7 24 21 14.3
Proposals 2 0 2 -- 0.0 2 2 0.0
Prince Edward Island 6 4 9 50.0 -33.3 17 22 -22.7
Bankruptcies 6 4 5 50.0 20.0 15 16 -6.3
Proposals 0 0 4 -- -100.0 2 6 -66.7
Nova Scotia 21 18 44 16.7 -52.3 113 167 -32.3
Bankruptcies 18 14 40 28.6 -55.0 95 138 -31.2
Proposals 3 4 4 -25.0 -25.0 18 29 -37.9
New Brunswick 6 21 18 -71.4 -66.7 60 83 -27.7
Bankruptcies 5 15 16 -66.7 -68.8 43 70 -38.6
Proposals 1 6 2 -83.3 -50.0 17 13 30.8
Quebec 548 457 516 19.9 6.2 2 127 2 099 1.3
Bankruptcies 406 330 406 23.0 0.0 1 569 1 520 3.2
Proposals 142 127 110 11.8 29.1 558 579 -3.6
Ontario 400 360 422 11.1 -5.2 1 614 1 860 -13.2
Bankruptcies 306 290 338 5.5 -9.5 1 276 1 533 -16.8
Proposals 94 70 84 34.3 11.9 338 327 3.4
Manitoba 28 14 18 100.0 55.6 74 78 -5.1
Bankruptcies 24 13 17 84.6 41.2 60 68 -11.8
Proposals 4 1 1 300.0 300.0 14 10 40.0
Saskatchewan 28 43 33 -34.9 -15.2 157 144 9.0
Bankruptcies 18 33 24 -45.5 -25.0 104 99 5.1
Proposals 10 10 9 0.0 11.1 53 45 17.8
Alberta 89 79 105 12.7 -15.2 341 464 -26.5
Bankruptcies 67 64 87 4.7 -23.0 264 378 -30.2
Proposals 22 15 18 46.7 22.2 77 86 -10.5
British Columbia 58 62 56 -6.5 3.6 243 283 -14.1
Bankruptcies 48 47 47 2.1 2.1 192 229 -16.2
Proposals 10 15 9 -33.3 11.1 51 54 -5.6
Northwest Territories 0 0 0 -- -- 2 1 100.0
Bankruptcies 0 0 0 -- -- 0 0 --
Proposals 0 0 0 -- -- 2 1 100.0
Yukon 0 1 1 -100.0 -100.0 1 2 -50.0
Bankruptcies 0 1 0 -100.0 -- 1 0 --
Proposals 0 0 1 -- -100.0 0 2 -100.0
Nunavut 0 0 0 -- -- 0 0 --
Bankruptcies 0 0 0 -- -- 0 0 --
Proposals 0 0 0 -- -- 0 0 --
Canada 1 188 1 064 1 230 11.7 -3.4 4 775 5 226 -8.6
Bankruptcies 900 816 986 10.3 -8.7 3 643 4 072 -10.5
Proposals 288 248 244 16.1 18.0 1 132 1 154 -1.9
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Table 4: Insolvencies by NAICS Economic Sectors, Canada
  Volume % Change 12-Month Period Ending
Q4 2011 Q3 2011 Q4 2010 Q3 2011 to Q4 2011 Q4 2010 to Q4 2011 12-31-2011 12-31-2010 % Change
Agriculture, Forestry, Fishing and Hunting 26 41 34 -36.6 -23.5 134 144 -6.9
Bankruptcies 20 31 23 -35.5 -13.0 91 103 -11.7
Proposals 6 10 11 -40.0 -45.5 43 41 4.9
Mining and Oil and Gas Extraction 5 5 11 0.0 -54.5 26 59 -55.9
Bankruptcies 3 3 6 0.0 -50.0 20 34 -41.2
Proposals 2 2 5 0.0 -60.0 6 25 -76.0
Utilities 3 3 0 0.0 -- 14 10 40.0
Bankruptcies 3 2 0 50.0 -- 10 10 0.0
Proposals 0 1 0 -100.0 -- 4 0 --
Construction 174 166 203 4.8 -14.3 782 863 -9.4
Bankruptcies 137 135 166 1.5 -17.5 620 696 -10.9
Proposals 37 31 37 19.4 0.0 162 167 -3.0
Manufacturing 155 126 125 23.0 24.0 554 564 -1.8
Bankruptcies 116 90 89 28.9 30.3 393 426 -7.7
Proposals 39 36 36 8.3 8.3 161 138 16.7
Wholesale Trade 64 57 76 12.3 -15.8 261 301 -13.3
Bankruptcies 47 45 63 4.4 -25.4 198 241 -17.8
Proposals 17 12 13 41.7 30.8 63 60 5.0
Retail Trade 165 155 184 6.5 -10.3 648 752 -13.8
Bankruptcies 119 123 149 -3.3 -20.1 505 604 -16.4
Proposals 46 32 35 43.8 31.4 143 148 -3.4
Transportation and Warehousing 63 81 86 -22.2 -26.7 310 403 -23.1
Bankruptcies 47 66 69 -28.8 -31.9 252 334 -24.6
Proposals 16 15 17 6.7 -5.9 58 69 -15.9
Information and Cultural Industries 18 17 22 5.9 -18.2 78 82 -4.9
Bankruptcies 16 8 15 100.0 6.7 53 51 3.9
Proposals 2 9 7 -77.8 -71.4 25 31 -19.4
Finance and Insurance 25 21 33 19.0 -24.2 107 107 0.0
Bankruptcies 19 13 27 46.2 -29.6 80 86 -7.0
Proposals 6 8 6 -25.0 0.0 27 21 28.6
Real Estate and Rental and Leasing 31 24 43 29.2 -27.9 142 183 -22.4
Bankruptcies 20 19 39 5.3 -48.7 104 136 -23.5
Proposals 11 5 4 120.0 175.0 38 47 -19.1
Professional, Scientific and Technical Services 87 54 76 61.1 14.5 290 327 -11.3
Bankruptcies 64 38 61 68.4 4.9 198 242 -18.2
Proposals 23 16 15 43.8 53.3 92 85 8.2
Management of Companies and Enterprises 13 13 14 0.0 -7.1 52 68 -23.5
Bankruptcies 12 9 13 33.3 -7.7 43 48 -10.4
Proposals 1 4 1 -75.0 0.0 9 20 -55.0
Administrative and Support, Waste Management and Remediation Services 67 54 64 24.1 4.7 213 218 -2.3
Bankruptcies 49 42 59 16.7 -16.9 164 174 -5.7
Proposals 18 12 5 50.0 260.0 49 44 11.4
Educational Services 8 6 9 33.3 -11.1 32 41 -22.0
Bankruptcies 8 4 8 100.0 0.0 23 32 -28.1
Proposals 0 2 1 -100.0 -100.0 9 9 0.0
Health Care and Social Assistance 15 16 9 -6.3 66.7 85 62 37.1
Bankruptcies 7 12 4 -41.7 75.0 63 43 46.5
Proposals 8 4 5 100.0 60.0 22 19 15.8
Arts, Entertainment and Recreation 20 20 23 0.0 -13.0 86 110 -21.8
Bankruptcies 18 16 21 12.5 -14.3 74 91 -18.7
Proposals 2 4 2 -50.0 0.0 12 19 -36.8
Accommodation and Food Services 176 140 139 25.7 26.6 658 639 3.0
Bankruptcies 132 110 107 20.0 23.4 510 473 7.8
Proposals 44 30 32 46.7 37.5 148 166 -10.8
Other Services (except Public Administration) 72 62 78 16.1 -7.7 297 285 4.2
Bankruptcies 62 48 67 29.2 -7.5 238 243 -2.1
Proposals 10 14 11 -28.6 -9.1 59 42 40.5
Public Administration 1 3 1 -66.7 0.0 5 8 -37.5
Bankruptcies 1 2 0 -50.0 -- 3 5 -40.0
Proposals 0 1 1 -100.0 -100.0 2 3 -33.3
Total 1 188 1 064 1 230 11.7 -3.4 4 775 5 226 -8.6
Bankruptcies 900 816 986 10.3 -8.7 3 643 4 072 -10.5
Proposals 288 248 244 16.1 18.0 1 132 1 154 -1.9
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Table 5: Insolvencies Filed by Consumers by ER
  Volume % Change 12-Month Period Ending
Q4 2011 Q3 2011 Q4 2010 Q3 2011 to Q4 2011 Q4 2010 to Q4 2011 12-31-2011 12-31-2010 % Change
Newfoundland and Labrador 456 518 610 -12.0 -25.2 2 081 2 521 -17.5
Bankruptcies 429 487 581 -11.9 -26.2 1 957 2 378 -17.7
Proposals 27 31 29 -12.9 -6.9 124 143 -13.3
Avalon Peninsula 181 228 244 -20.6 -25.8 874 1 071 -18.4
Bankruptcies 163 208 228 -21.6 -28.5 795 994 -20.0
Proposals 18 20 16 -10.0 12.5 79 77 2.6
South Coast – Burin Peninsula 40 33 72 21.2 -44.4 176 253 -30.4
Bankruptcies 39 33 70 18.2 -44.3 173 245 -29.4
Proposals 1 0 2 -- -50.0 3 8 -62.5
West Coast – Northern Peninsula – Labrador 111 109 115 1.8 -3.5 436 494 -11.7
Bankruptcies 107 104 108 2.9 -0.9 415 460 -9.8
Proposals 4 5 7 -20.0 -42.9 21 34 -38.2
Notre Dame – Central Bonavista Bay 124 148 179 -16.2 -30.7 596 703 -15.2
Bankruptcies 120 142 175 -15.5 -31.4 574 679 -15.5
Proposals 4 6 4 -33.3 0.0 22 24 -8.3
Prince Edward Island 133 150 148 -11.3 -10.1 620 576 7.6
Bankruptcies 102 117 137 -12.8 -25.5 520 512 1.6
Proposals 31 33 11 -6.1 181.8 100 64 56.3
Nova Scotia 1 055 1 109 1 262 -4.9 -16.4 4 556 5 130 -11.2
Bankruptcies 805 857 1 004 -6.1 -19.8 3 587 4 180 -14.2
Proposals 250 252 258 -0.8 -3.1 969 950 2.0
Cape Breton 173 228 227 -24.1 -23.8 851 980 -13.2
Bankruptcies 122 158 165 -22.8 -26.1 624 764 -18.3
Proposals 51 70 62 -27.1 -17.7 227 216 5.1
North Shore 172 177 213 -2.8 -19.2 733 907 -19.2
Bankruptcies 133 130 163 2.3 -18.4 552 711 -22.4
Proposals 39 47 50 -17.0 -22.0 181 196 -7.7
Annapolis Valley 164 159 173 3.1 -5.2 642 720 -10.8
Bankruptcies 143 135 146 5.9 -2.1 546 623 -12.4
Proposals 21 24 27 -12.5 -22.2 96 97 -1.0
Southern 129 146 162 -11.6 -20.4 605 636 -4.9
Bankruptcies 102 120 129 -15.0 -20.9 496 514 -3.5
Proposals 27 26 33 3.8 -18.2 109 122 -10.7
Halifax 416 399 488 4.3 -14.8 1 723 1 887 -8.7
Bankruptcies 304 314 401 -3.2 -24.2 1 368 1 568 -12.8
Proposals 112 85 87 31.8 28.7 355 319 11.3
New Brunswick 892 878 855 1.6 4.3 3 500 3 713 -5.7
Bankruptcies 704 693 714 1.6 -1.4 2 848 3 109 -8.4
Proposals 188 185 141 1.6 33.3 652 604 7.9
Campbellton – Miramichi 185 155 155 19.4 19.4 674 720 -6.4
Bankruptcies 152 133 143 14.3 6.3 574 621 -7.6
Proposals 33 22 12 50.0 175.0 100 99 1.0
Moncton – Richibucto 263 258 263 1.9 0.0 1 034 1 072 -3.5
Bankruptcies 215 193 214 11.4 0.5 845 874 -3.3
Proposals 48 65 49 -26.2 -2.0 189 198 -4.5
Saint John – St. Stephen 215 245 197 -12.2 9.1 855 858 -0.3
Bankruptcies 165 195 165 -15.4 0.0 686 723 -5.1
Proposals 50 50 32 0.0 56.3 169 135 25.2
Fredericton – Oromocto 126 133 137 -5.3 -8.0 556 624 -10.9
Bankruptcies 95 99 103 -4.0 -7.8 424 511 -17.0
Proposals 31 34 34 -8.8 -8.8 132 113 16.8
Edmundston – Woodstock 104 88 102 18.2 2.0 380 440 -13.6
Bankruptcies 77 74 89 4.1 -13.5 318 380 -16.3
Proposals 27 14 13 92.9 107.7 62 60 3.3
Quebec 8 802 8 382 9 351 5.0 -5.9 35 768 37 771 -5.3
Bankruptcies 6 210 6 067 6 994 2.4 -11.2 25 627 28 100 -8.8
Proposals 2 592 2 315 2 357 12.0 10.0 10 141 9 671 4.9
Gaspésie – Îles-de-la-Madeleine 88 80 82 10.0 7.3 394 345 14.2
Bankruptcies 68 61 52 11.5 30.8 288 231 24.7
Proposals 20 19 30 5.3 -33.3 106 114 -7.0
Bas-Saint-Laurent 163 143 182 14.0 -10.4 657 690 -4.8
Bankruptcies 116 111 141 4.5 -17.7 454 544 -16.5
Proposals 47 32 41 46.9 14.6 203 146 39.0
Capitale-Nationale 513 556 641 -7.7 -20.0 2 313 2 420 -4.4
Bankruptcies 382 447 522 -14.5 -26.8 1 746 1 927 -9.4
Proposals 131 109 119 20.2 10.1 567 493 15.0
Chaudière – Appalaches 312 251 330 24.3 -5.5 1 205 1 298 -7.2
Bankruptcies 217 185 261 17.3 -16.9 866 980 -11.6
Proposals 95 66 69 43.9 37.7 339 318 6.6
Estrie 316 272 357 16.2 -11.5 1 253 1 363 -8.1
Bankruptcies 244 221 301 10.4 -18.9 1 008 1 117 -9.8
Proposals 72 51 56 41.2 28.6 245 246 -0.4
Centre-du-Québec 283 222 259 27.5 9.3 1 012 1 059 -4.4
Bankruptcies 211 182 204 15.9 3.4 787 836 -5.9
Proposals 72 40 55 80.0 30.9 225 223 0.9
Montérégie 1 726 1 547 1 643 11.6 5.1 6 592 6 784 -2.8
Bankruptcies 1 219 1 091 1 213 11.7 0.5 4 619 4 992 -7.5
Proposals 507 456 430 11.2 17.9 1 973 1 792 10.1
Montréal 2 103 2 184 2 472 -3.7 -14.9 9 136 9 958 -8.3
Bankruptcies 1 505 1 608 1 898 -6.4 -20.7 6 679 7 540 -11.4
Proposals 598 576 574 3.8 4.2 2 457 2 418 1.6
Laval 466 437 520 6.6 -10.4 1 920 2 075 -7.5
Bankruptcies 331 300 358 10.3 -7.5 1 339 1 462 -8.4
Proposals 135 137 162 -1.5 -16.7 581 613 -5.2
Lanaudière 704 609 674 15.6 4.5 2 699 2 847 -5.2
Bankruptcies 437 386 446 13.2 -2.0 1 726 1 942 -11.1
Proposals 267 223 228 19.7 17.1 973 905 7.5
Laurentides 893 918 838 -2.7 6.6 3 616 3 584 0.9
Bankruptcies 571 634 554 -9.9 3.1 2 449 2 450 0.0
Proposals 322 284 284 13.4 13.4 1 167 1 134 2.9
Outaouais 524 488 544 7.4 -3.7 2 116 2 197 -3.7
Bankruptcies 374 331 386 13.0 -3.1 1 465 1 552 -5.6
Proposals 150 157 158 -4.5 -5.1 651 645 0.9
Abitibi – Témiscamingue 96 134 149 -28.4 -35.6 487 596 -18.3
Bankruptcies 69 87 124 -20.7 -44.4 356 484 -26.4
Proposals 27 47 25 -42.6 8.0 131 112 17.0
Mauricie 300 261 316 14.9 -5.1 1 112 1 166 -4.6
Bankruptcies 233 212 261 9.9 -10.7 900 924 -2.6
Proposals 67 49 55 36.7 21.8 212 242 -12.4
Saguenay – Lac-Saint-Jean 253 236 272 7.2 -7.0 1 005 1 091 -7.9
Bankruptcies 181 174 218 4.0 -17.0 739 887 -16.7
Proposals 72 62 54 16.1 33.3 266 204 30.4
Côte-Nord 52 41 60 26.8 -13.3 208 254 -18.1
Bankruptcies 44 34 45 29.4 -2.2 170 198 -14.1
Proposals 8 7 15 14.3 -46.7 38 56 -32.1
Nord-du-Québec 12 6 11 100.0 9.1 41 47 -12.8
Bankruptcies 9 5 10 80.0 -10.0 34 35 -2.9
Proposals 3 1 1 200.0 200.0 7 12 -41.7
Ontario 12 531 11 886 14 106 5.4 -11.2 50 460 56 619 -10.9
Bankruptcies 6 405 6 057 7 828 5.7 -18.2 25 529 33 000 -22.6
Proposals 6 126 5 829 6 278 5.1 -2.4 24 931 23 619 5.6
Ottawa 1 018 909 1 151 12.0 -11.6 3 977 4 306 -7.6
Bankruptcies 625 591 750 5.8 -16.7 2 510 2 870 -12.5
Proposals 393 318 401 23.6 -2.0 1 467 1 436 2.2
Kingston – Pembroke 448 485 440 -7.6 1.8 1 811 1 965 -7.8
Bankruptcies 299 343 272 -12.8 9.9 1 193 1 329 -10.2
Proposals 149 142 168 4.9 -11.3 618 636 -2.8
Muskoka – Kawarthas 334 379 347 -11.9 -3.7 1 415 1 459 -3.0
Bankruptcies 182 212 226 -14.2 -19.5 781 929 -15.9
Proposals 152 167 121 -9.0 25.6 634 530 19.6
Toronto 5 251 5 237 6 108 0.3 -14.0 21 748 24 670 -11.8
Bankruptcies 2 182 2 110 2 832 3.4 -23.0 8 830 11 951 -26.1
Proposals 3 069 3 127 3 276 -1.9 -6.3 12 918 12 719 1.6
Kitchener – Waterloo – Barrie 1 260 1 146 1 417 9.9 -11.1 5 030 5 644 -10.9
Bankruptcies 663 577 812 14.9 -18.3 2 556 3 395 -24.7
Proposals 597 569 605 4.9 -1.3 2 474 2 249 10.0
Hamilton – Niagara Peninsula 1 545 1 370 1 727 12.8 -10.5 6 139 6 728 -8.8
Bankruptcies 791 689 925 14.8 -14.5 3 038 3 998 -24.0
Proposals 754 681 802 10.7 -6.0 3 101 2 730 13.6
London 923 834 956 10.7 -3.5 3 427 3 765 -9.0
Bankruptcies 552 505 632 9.3 -12.7 2 060 2 629 -21.6
Proposals 371 329 324 12.8 14.5 1 367 1 136 20.3
Windsor – Sarnia 722 642 890 12.5 -18.9 2 947 3 548 -16.9
Bankruptcies 448 421 597 6.4 -25.0 1 882 2 478 -24.1
Proposals 274 221 293 24.0 -6.5 1 065 1 070 -0.5
Stratford – Bruce Peninsula 266 191 229 39.3 16.2 906 874 3.7
Bankruptcies 162 132 170 22.7 -4.7 587 663 -11.5
Proposals 104 59 59 76.3 76.3 319 211 51.2
Northeast 621 559 659 11.1 -5.8 2 454 2 859 -14.2
Bankruptcies 390 373 489 4.6 -20.2 1 633 2 148 -24.0
Proposals 231 186 170 24.2 35.9 821 711 15.5
Northwest 142 136 181 4.4 -21.5 605 799 -24.3
Bankruptcies 111 104 122 6.7 -9.0 459 608 -24.5
Proposals 31 32 59 -3.1 -47.5 146 191 -23.6
Manitoba 509 514 660 -1.0 -22.9 2 155 2 673 -19.4
Bankruptcies 353 355 495 -0.6 -28.7 1 514 1 994 -24.1
Proposals 156 159 165 -1.9 -5.5 641 679 -5.6
Southeast 22 20 50 10.0 -56.0 132 192 -31.3
Bankruptcies 22 16 39 37.5 -43.6 112 147 -23.8
Proposals 0 4 11 -100.0 -100.0 20 45 -55.6
South Central 21 16 25 31.3 -16.0 88 113 -22.1
Bankruptcies 15 9 20 66.7 -25.0 64 93 -31.2
Proposals 6 7 5 -14.3 20.0 24 20 20.0
Southwest 71 67 84 6.0 -15.5 257 322 -20.2
Bankruptcies 42 42 50 0.0 -16.0 155 208 -25.5
Proposals 29 25 34 16.0 -14.7 102 114 -10.5
North Central 17 8 18 112.5 -5.6 55 80 -31.3
Bankruptcies 8 8 10 0.0 -20.0 40 51 -21.6
Proposals 9 0 8 -- 12.5 15 29 -48.3
Winnipeg 317 328 410 -3.4 -22.7 1 358 1 663 -18.3
Bankruptcies 225 227 322 -0.9 -30.1 966 1 266 -23.7
Proposals 92 101 88 -8.9 4.5 392 397 -1.3
Interlake 24 33 35 -27.3 -31.4 108 130 -16.9
Bankruptcies 19 26 28 -26.9 -32.1 82 106 -22.6
Proposals 5 7 7 -28.6 -28.6 26 24 8.3
Parklands 13 26 12 -50.0 8.3 77 73 5.5
Bankruptcies 8 17 7 -52.9 14.3 43 54 -20.4
Proposals 5 9 5 -44.4 0.0 34 19 78.9
North 23 14 25 64.3 -8.0 77 101 -23.8
Bankruptcies 13 9 19 44.4 -31.6 50 69 -27.5
Proposals 10 5 6 100.0 66.7 27 32 -15.6
Saskatchewan 446 506 528 -11.9 -15.5 2 055 2 326 -11.7
Bankruptcies 269 320 331 -15.9 -18.7 1 272 1 528 -16.8
Proposals 177 186 197 -4.8 -10.2 783 798 -1.9
Regina – Moose Mountain 107 153 158 -30.1 -32.3 562 657 -14.5
Bankruptcies 56 74 91 -24.3 -38.5 283 395 -28.4
Proposals 51 79 67 -35.4 -23.9 279 262 6.5
Swift Current – Moose Jaw 39 34 63 14.7 -38.1 194 244 -20.5
Bankruptcies 23 26 39 -11.5 -41.0 130 159 -18.2
Proposals 16 8 24 100.0 -33.3 64 85 -24.7
Saskatoon – Biggar 163 160 159 1.9 2.5 655 742 -11.7
Bankruptcies 105 115 103 -8.7 1.9 427 501 -14.8
Proposals 58 45 56 28.9 3.6 228 241 -5.4
Yorkton – Melville 38 46 44 -17.4 -13.6 176 183 -3.8
Bankruptcies 28 31 30 -9.7 -6.7 128 120 6.7
Proposals 10 15 14 -33.3 -28.6 48 63 -23.8
Prince Albert 92 99 95 -7.1 -3.2 425 456 -6.8
Bankruptcies 55 66 60 -16.7 -8.3 275 316 -13.0
Proposals 37 33 35 12.1 5.7 150 140 7.1
Northern 6 14 10 -57.1 -40.0 42 43 -2.3
Bankruptcies 2 9 9 -77.8 -77.8 28 36 -22.2
Proposals 4 5 1 -20.0 300.0 14 7 100.0
Alberta 2 359 2 411 2 585 -2.2 -8.7 10 040 10 870 -7.6
Bankruptcies 1 575 1 654 1 886 -4.8 -16.5 7 029 8 150 -13.8
Proposals 784 757 699 3.6 12.2 3 011 2 720 10.7
Lethbridge – Medicine Hat 224 222 251 0.9 -10.8 913 1 041 -12.3
Bankruptcies 163 160 196 1.9 -16.8 657 815 -19.4
Proposals 61 62 55 -1.6 10.9 256 226 13.3
Camrose – Drumheller 110 108 88 1.9 25.0 421 443 -5.0
Bankruptcies 73 76 61 -3.9 19.7 304 326 -6.7
Proposals 37 32 27 15.6 37.0 117 117 0.0
Calgary 901 956 894 -5.8 0.8 3 754 3 761 -0.2
Bankruptcies 605 673 694 -10.1 -12.8 2 769 2 952 -6.2
Proposals 296 283 200 4.6 48.0 985 809 21.8
Banff – Jasper – Rocky Mountain House 57 65 47 -12.3 21.3 224 224 0.0
Bankruptcies 43 57 38 -24.6 13.2 176 175 0.6
Proposals 14 8 9 75.0 55.6 48 49 -2.0
Red Deer 111 110 148 0.9 -25.0 544 552 -1.4
Bankruptcies 76 73 123 4.1 -38.2 372 450 -17.3
Proposals 35 37 25 -5.4 40.0 172 102 68.6
Edmonton 770 777 929 -0.9 -17.1 3 378 3 832 -11.8
Bankruptcies 491 495 619 -0.8 -20.7 2 186 2 698 -19.0
Proposals 279 282 310 -1.1 -10.0 1 192 1 134 5.1
Athabasca – Grande Prairie – Peace River 142 128 175 10.9 -18.9 619 799 -22.5
Bankruptcies 98 91 122 7.7 -19.7 448 587 -23.7
Proposals 44 37 53 18.9 -17.0 171 212 -19.3
Wood Buffalo – Cold Lake 45 45 54 0.0 -16.7 185 217 -14.7
Bankruptcies 26 29 33 -10.3 -21.2 116 146 -20.5
Proposals 19 16 21 18.8 -9.5 69 71 -2.8
British Columbia 2 804 2 921 3 232 -4.0 -13.2 11 676 12 723 -8.2
Bankruptcies 1 794 1 985 2 442 -9.6 -26.5 8 040 9 674 -16.9
Proposals 1 010 936 790 7.9 27.8 3 636 3 049 19.3
Vancouver Island and Coast 562 581 690 -3.3 -18.6 2 452 2 563 -4.3
Bankruptcies 373 433 542 -13.9 -31.2 1 775 2 042 -13.1
Proposals 189 148 148 27.7 27.7 677 521 29.9
Lower Mainland – Southwest 1 562 1 641 1 677 -4.8 -6.9 6 285 6 721 -6.5
Bankruptcies 1 001 1 067 1 271 -6.2 -21.2 4 245 5 059 -16.1
Proposals 561 574 406 -2.3 38.2 2 040 1 662 22.7
Thompson – Okanagan 415 434 512 -4.4 -18.9 1 816 1 925 -5.7
Bankruptcies 241 292 351 -17.5 -31.3 1 191 1 402 -15.0
Proposals 174 142 161 22.5 8.1 625 523 19.5
Kootenay 75 81 100 -7.4 -25.0 352 421 -16.4
Bankruptcies 47 60 74 -21.7 -36.5 244 306 -20.3
Proposals 28 21 26 33.3 7.7 108 115 -6.1
Cariboo 123 119 136 3.4 -9.6 502 588 -14.6
Bankruptcies 85 79 113 7.6 -24.8 376 454 -17.2
Proposals 38 40 23 -5.0 65.2 126 134 -6.0
North Coast 24 25 42 -4.0 -42.9 85 158 -46.2
Bankruptcies 17 21 36 -19.0 -52.8 64 133 -51.9
Proposals 7 4 6 75.0 16.7 21 25 -16.0
Nechako 18 12 34 50.0 -47.1 72 131 -45.0
Bankruptcies 13 9 24 44.4 -45.8 55 108 -49.1
Proposals 5 3 10 66.7 -50.0 17 23 -26.1
Northeast 25 28 41 -10.7 -39.0 113 219 -48.4
Bankruptcies 18 24 32 -25.0 -43.8 90 172 -47.7
Proposals 7 4 9 75.0 -22.2 23 47 -51.1
Northwest Territories 8 12 8 -33.3 0.0 45 43 4.7
Bankruptcies 8 9 7 -11.1 14.3 33 31 6.5
Proposals 0 3 1 -100.0 -100.0 12 12 0.0
Yukon Territory 7 11 15 -36.4 -53.3 36 39 -7.7
Bankruptcies 6 9 14 -33.3 -57.1 31 34 -8.8
Proposals 1 2 1 -50.0 0.0 5 5 0.0
Nunavut 0 2 3 -100.0 -100.0 7 4 75.0
Bankruptcies 0 1 3 -100.0 -100.0 6 4 50.0
Proposals 0 1 0 -100.0 -- 1 0 --
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Table 6: Insolvencies Filed by Businesses by ER
  Volume % Change 12-Month Period Ending
Q4 2011 Q3 2011 Q4 2010 Q3 2011 to Q4 2011 Q4 2010 to Q4 2011 12-31-2011 12-31-2010 % Change
Newfoundland and Labrador 4 5 8 -20.0 -50.0 26 23 13.0
Bankruptcies 2 5 6 -60.0 -66.7 24 21 14.3
Proposals 2 0 2 -- 0.0 2 2 0.0
Avalon Peninsula 0 1 6 -100.0 -100.0 10 11 -9.1
Bankruptcies 0 1 4 -100.0 -100.0 10 9 11.1
Proposals 0 0 2 -- -100.0 0 2 -100.0
South Coast – Burin Peninsula 1 0 0 -- -- 2 2 0.0
Bankruptcies 1 0 0 -- -- 2 2 0.0
Proposals 0 0 0 -- -- 0 0 --
West Coast – Northern Peninsula – Labrador 1 3 1 -66.7 0.0 7 6 16.7
Bankruptcies 1 3 1 -66.7 0.0 7 6 16.7
Proposals 0 0 0 -- -- 0 0 --
Notre Dame – Central Bonavista Bay 2 1 1 100.0 100.0 7 4 75.0
Bankruptcies 0 1 1 -100.0 -100.0 5 4 25.0
Proposals 2 0 0 -- -- 2 0 --
Prince Edward Island 6 4 9 50.0 -33.3 17 22 -22.7
Bankruptcies 6 4 5 50.0 20.0 15 16 -6.3
Proposals 0 0 4 -- -100.0 2 6 -66.7
Nova Scotia 21 18 44 16.7 -52.3 113 167 -32.3
Bankruptcies 18 14 40 28.6 -55.0 95 138 -31.2
Proposals 3 4 4 -25.0 -25.0 18 29 -37.9
Cape Breton 2 0 5 -- -60.0 6 12 -50.0
Bankruptcies 2 0 5 -- -60.0 5 11 -54.5
Proposals 0 0 0 -- -- 1 1 0.0
North Shore 5 2 2 150.0 150.0 14 16 -12.5
Bankruptcies 4 2 2 100.0 100.0 10 16 -37.5
Proposals 1 0 0 -- -- 4 0 --
Annapolis Valley 3 1 3 200.0 0.0 14 22 -36.4
Bankruptcies 3 1 2 200.0 50.0 13 20 -35.0
Proposals 0 0 1 -- -100.0 1 2 -50.0
Southern 2 4 7 -50.0 -71.4 11 16 -31.3
Bankruptcies 2 3 5 -33.3 -60.0 10 10 0.0
Proposals 0 1 2 -100.0 -100.0 1 6 -83.3
Halifax 9 11 27 -18.2 -66.7 67 102 -34.3
Bankruptcies 7 8 26 -12.5 -73.1 57 82 -30.5
Proposals 2 3 1 -33.3 100.0 10 20 -50.0
New Brunswick 6 21 18 -71.4 -66.7 60 83 -27.7
Bankruptcies 5 15 16 -66.7 -68.8 43 70 -38.6
Proposals 1 6 2 -83.3 -50.0 17 13 30.8
Campbellton – Miramichi 1 7 2 -85.7 -50.0 16 21 -23.8
Bankruptcies 1 6 2 -83.3 -50.0 14 19 -26.3
Proposals 0 1 0 -100.0 -- 2 2 0.0
Moncton – Richibucto 1 3 11 -66.7 -90.9 17 32 -46.9
Bankruptcies 1 3 10 -66.7 -90.0 13 30 -56.7
Proposals 0 0 1 -- -100.0 4 2 100.0
Saint John – St. Stephen 2 6 2 -66.7 0.0 15 7 114.3
Bankruptcies 1 3 1 -66.7 0.0 8 4 100.0
Proposals 1 3 1 -66.7 0.0 7 3 133.3
Fredericton – Oromocto 1 2 2 -50.0 -50.0 5 16 -68.8
Bankruptcies 1 1 2 0.0 -50.0 3 10 -70.0
Proposals 0 1 0 -100.0 -- 2 6 -66.7
Edmundston – Woodstock 0 2 1 -100.0 -100.0 7 6 16.7
Bankruptcies 0 1 1 -100.0 -100.0 5 6 -16.7
Proposals 0 1 0 -100.0 -- 2 0 --
Quebec 548 457 516 19.9 6.2 2 127 2 099 1.3
Bankruptcies 406 330 406 23.0 0.0 1 569 1 520 3.2
Proposals 142 127 110 11.8 29.1 558 579 -3.6
Gaspésie – Îles-de-la-Madeleine 3 13 5 -76.9 -40.0 30 16 87.5
Bankruptcies 2 5 4 -60.0 -50.0 19 12 58.3
Proposals 1 8 1 -87.5 0.0 11 4 175.0
Bas-Saint-Laurent 14 16 13 -12.5 7.7 52 45 15.6
Bankruptcies 11 11 11 0.0 0.0 38 31 22.6
Proposals 3 5 2 -40.0 50.0 14 14 0.0
Capitale-Nationale 35 35 37 0.0 -5.4 155 151 2.6
Bankruptcies 24 25 29 -4.0 -17.2 112 112 0.0
Proposals 11 10 8 10.0 37.5 43 39 10.3
Chaudière – Appalaches 26 14 19 85.7 36.8 86 83 3.6
Bankruptcies 18 10 18 80.0 0.0 63 64 -1.6
Proposals 8 4 1 100.0 700.0 23 19 21.1
Estrie 16 8 11 100.0 45.5 50 54 -7.4
Bankruptcies 11 7 9 57.1 22.2 36 40 -10.0
Proposals 5 1 2 400.0 150.0 14 14 0.0
Centre-du-Québec 9 14 12 -35.7 -25.0 59 55 7.3
Bankruptcies 7 10 10 -30.0 -30.0 44 39 12.8
Proposals 2 4 2 -50.0 0.0 15 16 -6.3
Montérégie 93 82 67 13.4 38.8 360 318 13.2
Bankruptcies 76 68 48 11.8 58.3 285 231 23.4
Proposals 17 14 19 21.4 -10.5 75 87 -13.8
Montréal 159 133 164 19.5 -3.0 614 687 -10.6
Bankruptcies 120 87 132 37.9 -9.1 453 484 -6.4
Proposals 39 46 32 -15.2 21.9 161 203 -20.7
Laval 54 30 44 80.0 22.7 164 159 3.1
Bankruptcies 35 20 32 75.0 9.4 111 107 3.7
Proposals 19 10 12 90.0 58.3 53 52 1.9
Lanaudière 40 21 31 90.5 29.0 133 124 7.3
Bankruptcies 28 17 24 64.7 16.7 98 94 4.3
Proposals 12 4 7 200.0 71.4 35 30 16.7
Laurentides 45 37 59 21.6 -23.7 183 182 0.5
Bankruptcies 33 31 44 6.5 -25.0 133 135 -1.5
Proposals 12 6 15 100.0 -20.0 50 47 6.4
Outaouais 19 17 22 11.8 -13.6 78 69 13.0
Bankruptcies 13 10 19 30.0 -31.6 47 50 -6.0
Proposals 6 7 3 -14.3 100.0 31 19 63.2
Abitibi – Témiscamingue 3 3 6 0.0 -50.0 19 34 -44.1
Bankruptcies 3 3 6 0.0 -50.0 19 29 -34.5
Proposals 0 0 0 -- -- 0 5 -100.0
Mauricie 16 16 10 0.0 60.0 74 62 19.4
Bankruptcies 11 13 8 -15.4 37.5 51 44 15.9
Proposals 5 3 2 66.7 150.0 23 18 27.8
Saguenay – Lac-Saint-Jean 13 8 10 62.5 30.0 52 42 23.8
Bankruptcies 12 8 8 50.0 50.0 45 34 32.4
Proposals 1 0 2 -- -50.0 7 8 -12.5
Côte-Nord 1 5 2 -80.0 -50.0 13 10 30.0
Bankruptcies 1 3 2 -66.7 -50.0 11 9 22.2
Proposals 0 2 0 -100.0 -- 2 1 100.0
Nord-du-Québec 0 0 2 -- -100.0 3 6 -50.0
Bankruptcies 0 0 1 -- -100.0 3 5 -40.0
Proposals 0 0 1 -- -100.0 0 1 -100.0
Ontario 400 360 422 11.1 -5.2 1 614 1 860 -13.2
Bankruptcies 306 290 338 5.5 -9.5 1 276 1 533 -16.8
Proposals 94 70 84 34.3 11.9 338 327 3.4
Ottawa 37 23 22 60.9 68.2 138 161 -14.3
Bankruptcies 26 19 21 36.8 23.8 100 136 -26.5
Proposals 11 4 1 175.0 1 000.0 38 25 52.0
Kingston – Pembroke 6 11 9 -45.5 -33.3 33 48 -31.3
Bankruptcies 4 8 9 -50.0 -55.6 26 43 -39.5
Proposals 2 3 0 -33.3 -- 7 5 40.0
Muskoka – Kawarthas 5 21 5 -76.2 0.0 43 34 26.5
Bankruptcies 5 20 5 -75.0 0.0 41 30 36.7
Proposals 0 1 0 -100.0 -- 2 4 -50.0
Toronto 223 193 236 15.5 -5.5 889 981 -9.4
Bankruptcies 169 143 187 18.2 -9.6 686 790 -13.2
Proposals 54 50 49 8.0 10.2 203 191 6.3
Kitchener – Waterloo – Barrie 35 28 41 25.0 -14.6 134 158 -15.2
Bankruptcies 24 27 34 -11.1 -29.4 108 140 -22.9
Proposals 11 1 7 1 000.0 57.1 26 18 44.4
Hamilton – Niagara Peninsula 41 41 56 0.0 -26.8 165 226 -27.0
Bankruptcies 34 37 43 -8.1 -20.9 135 188 -28.2
Proposals 7 4 13 75.0 -46.2 30 38 -21.1
London 12 8 20 50.0 -40.0 52 60 -13.3
Bankruptcies 9 7 11 28.6 -18.2 42 46 -8.7
Proposals 3 1 9 200.0 -66.7 10 14 -28.6
Windsor – Sarnia 15 18 12 -16.7 25.0 61 76 -19.7
Bankruptcies 14 15 11 -6.7 27.3 54 64 -15.6
Proposals 1 3 1 -66.7 0.0 7 12 -41.7
Stratford – Bruce Peninsula 6 6 4 0.0 50.0 33 27 22.2
Bankruptcies 5 6 4 -16.7 25.0 29 23 26.1
Proposals 1 0 0 -- -- 4 4 0.0
Northeast 14 7 16 100.0 -12.5 44 64 -31.3
Bankruptcies 12 5 12 140.0 0.0 34 53 -35.8
Proposals 2 2 4 0.0 -50.0 10 11 -9.1
Northwest 4 2 0 100.0 -- 23 25 -8.0
Bankruptcies 3 2 0 50.0 -- 22 21 4.8
Proposals 1 0 0 -- -- 1 4 -75.0
Manitoba 28 14 18 100.0 55.6 74 78 -5.1
Bankruptcies 24 13 17 84.6 41.2 60 68 -11.8
Proposals 4 1 1 300.0 300.0 14 10 40.0
Southeast 0 2 1 -100.0 -100.0 4 3 33.3
Bankruptcies 0 2 0 -100.0 -- 4 2 100.0
Proposals 0 0 1 -- -100.0 0 1 -100.0
South Central 2 3 3 -33.3 -33.3 6 7 -14.3
Bankruptcies 2 3 3 -33.3 -33.3 5 7 -28.6
Proposals 0 0 0 -- -- 1 0 --
Southwest 2 4 4 -50.0 -50.0 12 20 -40.0
Bankruptcies 0 3 4 -100.0 -100.0 9 20 -55.0
Proposals 2 1 0 100.0 -- 3 0 --
North Central 4 0 1 -- 300.0 6 3 100.0
Bankruptcies 4 0 1 -- 300.0 4 3 33.3
Proposals 0 0 0 -- -- 2 0 --
Winnipeg 16 4 6 300.0 166.7 34 31 9.7
Bankruptcies 14 4 6 250.0 133.3 29 23 26.1
Proposals 2 0 0 -- -- 5 8 -37.5
Interlake 1 1 0 0.0 -- 3 6 -50.0
Bankruptcies 1 1 0 0.0 -- 3 6 -50.0
Proposals 0 0 0 -- -- 0 0 --
Parklands 2 0 2 -- 0.0 6 7 -14.3
Bankruptcies 2 0 2 -- 0.0 3 6 -50.0
Proposals 0 0 0 -- -- 3 1 200.0
North 0 0 0 -- -- 2 0 --
Bankruptcies 0 0 0 -- -- 2 0 --
Proposals 0 0 0 -- -- 0 0 --
Saskatchewan 28 43 33 -34.9 -15.2 157 144 9.0
Bankruptcies 18 33 24 -45.5 -25.0 104 99 5.1
Proposals 10 10 9 0.0 11.1 53 45 17.8
Regina – Moose Mountain 12 21 8 -42.9 50.0 60 48 25.0
Bankruptcies 9 17 7 -47.1 28.6 40 31 29.0
Proposals 3 4 1 -25.0 200.0 20 17 17.6
Swift Current – Moose Jaw 4 2 5 100.0 -20.0 15 19 -21.1
Bankruptcies 0 1 3 -100.0 -100.0 5 12 -58.3
Proposals 4 1 2 300.0 100.0 10 7 42.9
Saskatoon – Biggar 4 2 9 100.0 -55.6 34 41 -17.1
Bankruptcies 4 2 8 100.0 -50.0 28 35 -20.0
Proposals 0 0 1 -- -100.0 6 6 0.0
Yorkton – Melville 3 7 6 -57.1 -50.0 21 13 61.5
Bankruptcies 1 5 3 -80.0 -66.7 11 5 120.0
Proposals 2 2 3 0.0 -33.3 10 8 25.0
Prince Albert 4 8 2 -50.0 100.0 23 20 15.0
Bankruptcies 3 5 1 -40.0 200.0 16 14 14.3
Proposals 1 3 1 -66.7 0.0 7 6 16.7
Northern 1 3 1 -66.7 0.0 4 2 100.0
Bankruptcies 1 3 1 -66.7 0.0 4 2 100.0
Proposals 0 0 0 -- -- 0 0 --
Alberta 89 79 105 12.7 -15.2 341 464 -26.5
Bankruptcies 67 64 87 4.7 -23.0 264 378 -30.2
Proposals 22 15 18 46.7 22.2 77 86 -10.5
Lethbridge – Medicine Hat 6 2 3 200.0 100.0 19 25 -24.0
Bankruptcies 4 2 3 100.0 33.3 17 20 -15.0
Proposals 2 0 0 -- -- 2 5 -60.0
Camrose – Drumheller 2 3 2 -33.3 0.0 12 18 -33.3
Bankruptcies 2 1 2 100.0 0.0 7 14 -50.0
Proposals 0 2 0 -100.0 -- 5 4 25.0
Calgary 42 33 35 27.3 20.0 142 153 -7.2
Bankruptcies 30 27 29 11.1 3.4 109 131 -16.8
Proposals 12 6 6 100.0 100.0 33 22 50.0
Banff – Jasper – Rocky Mountain House 2 2 4 0.0 -50.0 8 12 -33.3
Bankruptcies 1 2 3 -50.0 -66.7 7 11 -36.4
Proposals 1 0 1 -- 0.0 1 1 0.0
Red Deer 2 5 14 -60.0 -85.7 20 42 -52.4
Bankruptcies 2 5 13 -60.0 -84.6 15 38 -60.5
Proposals 0 0 1 -- -100.0 5 4 25.0
Edmonton 23 25 25 -8.0 -8.0 105 127 -17.3
Bankruptcies 20 20 23 0.0 -13.0 83 103 -19.4
Proposals 3 5 2 -40.0 50.0 22 24 -8.3
Athabasca – Grande Prairie – Peace River 9 6 15 50.0 -40.0 28 66 -57.6
Bankruptcies 6 5 12 20.0 -50.0 21 50 -58.0
Proposals 3 1 3 200.0 0.0 7 16 -56.3
Wood Buffalo – Cold Lake 2 1 7 100.0 -71.4 6 19 -68.4
Bankruptcies 2 1 2 100.0 0.0 5 10 -50.0
Proposals 0 0 5 -- -100.0 1 9 -88.9
British Columbia 58 62 56 -6.5 3.6 243 283 -14.1
Bankruptcies 48 47 47 2.1 2.1 192 229 -16.2
Proposals 10 15 9 -33.3 11.1 51 54 -5.6
Vancouver Island and Coast 12 12 17 0.0 -29.4 45 50 -10.0
Bankruptcies 5 8 16 -37.5 -68.8 33 40 -17.5
Proposals 7 4 1 75.0 600.0 12 10 20.0
Lower Mainland – Southwest 31 34 30 -8.8 3.3 133 162 -17.9
Bankruptcies 28 27 22 3.7 27.3 108 127 -15.0
Proposals 3 7 8 -57.1 -62.5 25 35 -28.6
Thompson – Okanagan 8 13 7 -38.5 14.3 43 45 -4.4
Bankruptcies 8 11 7 -27.3 14.3 33 42 -21.4
Proposals 0 2 0 -100.0 -- 10 3 233.3
Kootenay 2 1 2 100.0 0.0 8 8 0.0
Bankruptcies 2 0 2 -- 0.0 7 7 0.0
Proposals 0 1 0 -100.0 -- 1 1 0.0
Cariboo 2 0 0 -- -- 4 8 -50.0
Bankruptcies 2 0 0 -- -- 3 3 0.0
Proposals 0 0 0 -- -- 1 5 -80.0
North Coast 1 1 0 0.0 -- 2 0 --
Bankruptcies 1 1 0 0.0 -- 2 0 --
Proposals 0 0 0 -- -- 0 0 --
Nechako 0 0 0 -- -- 2 4 -50.0
Bankruptcies 0 0 0 -- -- 1 4 -75.0
Proposals 0 0 0 -- -- 1 0 --
Northeast 1 1 0 0.0 -- 5 5 0.0
Bankruptcies 1 0 0 -- -- 4 5 -20.0
Proposals 0 1 0 -100.0 -- 1 0 --
Northwest Territories 0 0 0 -- -- 2 1 100.0
Bankruptcies 0 0 0 -- -- 0 0 --
Proposals 0 0 0 -- -- 2 1 100.0
Yukon Territory 0 1 1 -100.0 -100.0 1 2 -50.0
Bankruptcies 0 1 0 -100.0 -- 1 0 --
Proposals 0 0 1 -- -100.0 0 2 -100.0
Nunavut 0 0 0 -- -- 0 0 --
Bankruptcies 0 0 0 -- -- 0 0 --
Proposals 0 0 0 -- -- 0 0 --
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Table 7: Insolvencies Filed by Consumers by CMA
  Prov. Volume % Change 12-Month Period Ending
Q4 2011 Q3 2011 Q4 2010 Q3 2011 to Q4 2011 Q4 2010 to Q4 2011 12-31-2011 12-31-2010 % Change
St. John's N.L. 134 166 180 -19.3 -25.6 657 775 -15.2
Bankruptcies   118 155 169 -23.9 -30.2 601 725 -17.1
Proposals   16 11 11 45.5 45.5 56 50 12.0
Halifax N.S. 395 381 467 3.7 -15.4 1 640 1 807 -9.2
Bankruptcies   292 299 385 -2.3 -24.2 1 307 1 503 -13.0
Proposals   103 82 82 25.6 25.6 333 304 9.5
Moncton N.B. 177 182 177 -2.7 0.0 701 730 -4.0
Bankruptcies   140 137 140 2.2 0.0 568 598 -5.0
Proposals   37 45 37 -17.8 0.0 133 132 0.8
Saint John N.B. 150 189 149 -20.6 0.7 641 624 2.7
Bankruptcies   116 149 124 -22.1 -6.5 516 525 -1.7
Proposals   34 40 25 -15.0 36.0 125 99 26.3
Saguenay Que. 152 129 154 17.8 -1.3 596 649 -8.2
Bankruptcies   107 86 112 24.4 -4.5 424 512 -17.2
Proposals   45 43 42 4.7 7.1 172 137 25.5
Québec Que. 562 539 661 4.3 -15.0 2 386 2 484 -3.9
Bankruptcies   408 435 537 -6.2 -24.0 1 792 1 956 -8.4
Proposals   154 104 124 48.1 24.2 594 528 12.5
Sherbrooke Que. 194 164 205 18.3 -5.4 786 855 -8.1
Bankruptcies   149 136 183 9.6 -18.6 642 718 -10.6
Proposals   45 28 22 60.7 104.5 144 137 5.1
Trois-Rivières Que. 172 133 169 29.3 1.8 609 627 -2.9
Bankruptcies   137 108 141 26.9 -2.8 491 515 -4.7
Proposals   35 25 28 40.0 25.0 118 112 5.4
Montréal Que. 4 408 4 377 4 792 0.7 -8.0 18 321 19 663 -6.8
Bankruptcies   3 031 3 104 3 467 -2.4 -12.6 12 833 14 246 -9.9
Proposals   1 377 1 273 1 325 8.2 3.9 5 488 5 417 1.3
Ottawa – Gatineau Ont./
Que.
1 062 952 1 144 11.6 -7.2 4 155 4 425 -6.1
Bankruptcies   674 627 744 7.5 -9.4 2 657 2 950 -9.9
Proposals   388 325 400 19.4 -3.0 1 498 1 475 1.6
Kingston Ont. 146 164 147 -11.0 -0.7 582 635 -8.3
Bankruptcies   108 121 75 -10.7 44.0 419 404 3.7
Proposals   38 43 72 -11.6 -47.2 163 231 -29.4
Peterborough Ont. 97 111 96 -12.6 1.0 447 464 -3.7
Bankruptcies   53 61 71 -13.1 -25.4 239 305 -21.6
Proposals   44 50 25 -12.0 76.0 208 159 30.8
Oshawa Ont. 438 427 464 2.6 -5.6 1 724 1 944 -11.3
Bankruptcies   182 163 224 11.7 -18.8 682 952 -28.4
Proposals   256 264 240 -3.0 6.7 1 042 992 5.0
Toronto Ont. 4 751 4 732 5 588 0.4 -15.0 19 768 22 562 -12.4
Bankruptcies   1 974 1 916 2 604 3.0 -24.2 8 050 10 996 -26.8
Proposals   2 777 2 816 2 984 -1.4 -6.9 11 718 11 566 1.3
Hamilton Ont. 791 708 903 11.7 -12.4 3 180 3 412 -6.8
Bankruptcies   383 344 474 11.3 -19.2 1 519 1 973 -23.0
Proposals   408 364 429 12.1 -4.9 1 661 1 439 15.4
St. Catharines – Niagara Ont. 452 403 543 12.2 -16.8 1 784 2 127 -16.1
Bankruptcies   247 222 302 11.3 -18.2 943 1 314 -28.2
Proposals   205 181 241 13.3 -14.9 841 813 3.4
Kitchener Ont. 428 399 549 7.3 -22.0 1 759 2 149 -18.1
Bankruptcies   240 230 330 4.3 -27.3 982 1 344 -26.9
Proposals   188 169 219 11.2 -14.2 777 805 -3.5
Brantford Ont. 170 120 142 41.7 19.7 623 659 -5.5
Bankruptcies   96 53 77 81.1 24.7 310 399 -22.3
Proposals   74 67 65 10.4 13.8 313 260 20.4
Guelph Ont. 87 97 134 -10.3 -35.1 431 532 -19.0
Bankruptcies   39 44 74 -11.4 -47.3 202 301 -32.9
Proposals   48 53 60 -9.4 -20.0 229 231 -0.9
London Ont. 695 630 736 10.3 -5.6 2 581 2 848 -9.4
Bankruptcies   407 378 468 7.7 -13.0 1 520 1 962 -22.5
Proposals   288 252 268 14.3 7.5 1 061 886 19.8
Windsor Ont. 383 323 486 18.6 -21.2 1 564 1 916 -18.4
Bankruptcies   242 205 332 18.0 -27.1 980 1 304 -24.8
Proposals   141 118 154 19.5 -8.4 584 612 -4.6
Barrie Ont. 258 239 259 7.9 -0.4 1 063 1 111 -4.3
Bankruptcies   128 108 130 18.5 -1.5 470 611 -23.1
Proposals   130 131 129 -0.8 0.8 593 500 18.6
Greater Sudbury Ont. 177 162 199 9.3 -11.1 706 841 -16.1
Bankruptcies   108 90 140 20.0 -22.9 427 628 -32.0
Proposals   69 72 59 -4.2 16.9 279 213 31.0
Thunder Bay Ont. 80 76 105 5.3 -23.8 362 452 -19.9
Bankruptcies   67 52 66 28.8 1.5 283 356 -20.5
Proposals   13 24 39 -45.8 -66.7 79 96 -17.7
Winnipeg Man. 320 333 420 -3.9 -23.8 1 371 1 699 -19.3
Bankruptcies   227 234 330 -3.0 -31.2 981 1 301 -24.6
Proposals   93 99 90 -6.1 3.3 390 398 -2.0
Regina Sask. 84 109 117 -22.9 -28.2 425 505 -15.8
Bankruptcies   43 55 70 -21.8 -38.6 214 291 -26.5
Proposals   41 54 47 -24.1 -12.8 211 214 -1.4
Saskatoon Sask. 139 122 127 13.9 9.4 550 604 -8.9
Bankruptcies   84 90 84 -6.7 0.0 349 406 -14.0
Proposals   55 32 43 71.9 27.9 201 198 1.5
Calgary Alta. 802 863 803 -7.1 -0.1 3 384 3 426 -1.2
Bankruptcies   535 604 631 -11.4 -15.2 2 496 2 688 -7.1
Proposals   267 259 172 3.1 55.2 888 738 20.3
Edmonton Alta. 728 739 878 -1.5 -17.1 3 210 3 610 -11.1
Bankruptcies   465 469 579 -0.9 -19.7 2 074 2 527 -17.9
Proposals   263 270 299 -2.6 -12.0 1 136 1 083 4.9
Kelowna B.C. 157 174 182 -9.8 -13.7 687 737 -6.8
Bankruptcies   86 108 124 -20.4 -30.6 421 533 -21.0
Proposals   71 66 58 7.6 22.4 266 204 30.4
Abbotsford B.C. 143 159 133 -10.1 7.5 513 506 1.4
Bankruptcies   86 95 101 -9.5 -14.9 343 380 -9.7
Proposals   57 64 32 -10.9 78.1 170 126 34.9
Vancouver B.C. 1 237 1 318 1 366 -6.1 -9.4 5 086 5 506 -7.6
Bankruptcies   787 854 1 030 -7.8 -23.6 3 386 4 119 -17.8
Proposals   450 464 336 -3.0 33.9 1 700 1 387 22.6
Victoria B.C. 245 243 306 0.8 -19.9 1 037 1 132 -8.4
Bankruptcies   155 177 238 -12.4 -34.9 746 892 -16.4
Proposals   90 66 68 36.4 32.4 291 240 21.3
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Table 8: Insolvencies Filed by Businesses by CMA
  Prov. Volume % Change 12-Month Period Ending
Q4 2011 Q3 2011 Q4 2010 Q3 2011 to Q4 2011 Q4 2010 to Q4 2011 12-31-2011 12-31-2010 % Change
St. John's N.L. 0 1 0 -100.0 -- 9 4 125.0
Bankruptcies   0 1 0 -100.0 -- 9 4 125.0
Proposals   0 0 0 -- -- 0 0 --
Halifax N.S. 9 11 24 -18.2 -62.5 64 94 -31.9
Bankruptcies   7 8 23 -12.5 -69.6 54 77 -29.9
Proposals   2 3 1 -33.3 100.0 10 17 -41.2
Moncton N.B. 0 2 10 -100.0 -100.0 10 25 -60.0
Bankruptcies   0 2 9 -100.0 -100.0 8 23 -65.2
Proposals   0 0 1 -- -100.0 2 2 0.0
Saint John N.B. 2 2 0 0.0 -- 7 4 75.0
Bankruptcies   1 1 0 0.0 -- 3 3 0.0
Proposals   1 1 0 0.0 -- 4 1 300.0
Saguenay Que. 4 0 4 -- 0.0 21 20 5.0
Bankruptcies   4 0 2 -- 100.0 18 15 20.0
Proposals   0 0 2 -- -100.0 3 5 -40.0
Québec Que. 39 38 38 2.6 2.6 172 163 5.5
Bankruptcies   25 28 31 -10.7 -19.4 126 124 1.6
Proposals   14 10 7 40.0 100.0 46 39 17.9
Sherbrooke Que. 9 2 5 350.0 80.0 25 28 -10.7
Bankruptcies   8 2 3 300.0 166.7 18 21 -14.3
Proposals   1 0 2 -- -50.0 7 7 0.0
Trois-Rivières Que. 12 10 9 20.0 33.3 38 34 11.8
Bankruptcies   10 8 7 25.0 42.9 30 20 50.0
Proposals   2 2 2 0.0 0.0 8 14 -42.9
Montréal Que. 323 256 300 26.2 7.7 1 209 1 224 -1.2
Bankruptcies   244 188 233 29.8 4.7 902 875 3.1
Proposals   79 68 67 16.2 17.9 307 349 -12.0
Ottawa – Gatineau Ont./
Que.
47 33 26 42.4 80.8 169 158 7.0
Bankruptcies   32 23 24 39.1 33.3 114 124 -8.1
Proposals   15 10 2 50.0 650.0 55 34 61.8
Kingston Ont. 1 3 2 -66.7 -50.0 12 16 -25.0
Bankruptcies   1 2 2 -50.0 -50.0 9 15 -40.0
Proposals   0 1 0 -100.0 -- 3 1 200.0
Peterborough Ont. 0 10 0 -100.0 -- 13 1 1200.0
Bankruptcies   0 9 0 -100.0 -- 12 1 1100.0
Proposals   0 1 0 -100.0 -- 1 0 --
Oshawa Ont. 5 6 9 -16.7 -44.4 38 62 -38.7
Bankruptcies   5 6 9 -16.7 -44.4 36 54 -33.3
Proposals   0 0 0 -- -- 2 8 -75.0
Toronto Ont. 211 180 225 17.2 -6.2 819 899 -8.9
Bankruptcies   161 133 174 21.1 -7.5 628 714 -12.0
Proposals   50 47 51 6.4 -2.0 191 185 3.2
Hamilton Ont. 18 19 29 -5.3 -37.9 76 110 -30.9
Bankruptcies   14 16 22 -12.5 -36.4 60 91 -34.1
Proposals   4 3 7 33.3 -42.9 16 19 -15.8
St. Catharines – Niagara Ont. 11 14 15 -21.4 -26.7 51 77 -33.8
Bankruptcies   10 13 13 -23.1 -23.1 46 66 -30.3
Proposals   1 1 2 0.0 -50.0 5 11 -54.5
Kitchener Ont. 12 5 8 140.0 50.0 40 48 -16.7
Bankruptcies   10 4 7 150.0 42.9 31 41 -24.4
Proposals   2 1 1 100.0 100.0 9 7 28.6
Brantford Ont. 6 2 6 200.0 0.0 20 20 0.0
Bankruptcies   5 2 5 150.0 0.0 13 16 -18.8
Proposals   1 0 1 -- 0.0 7 4 75.0
Guelph Ont. 6 2 1 200.0 500.0 12 9 33.3
Bankruptcies   2 2 1 0.0 100.0 7 9 -22.2
Proposals   4 0 0 -- -- 5 0 --
London Ont. 8 6 16 33.3 -50.0 31 44 -29.5
Bankruptcies   6 5 9 20.0 -33.3 25 33 -24.2
Proposals   2 1 7 100.0 -71.4 6 11 -45.5
Windsor Ont. 9 9 4 0.0 125.0 30 38 -21.1
Bankruptcies   8 7 4 14.3 100.0 25 33 -24.2
Proposals   1 2 0 -50.0 -- 5 5 0.0
Barrie Ont. 8 7 15 14.3 -46.7 27 35 -22.9
Bankruptcies   7 7 12 0.0 -41.7 25 30 -16.7
Proposals   1 0 3 -- -66.7 2 5 -60.0
Greater Sudbury Ont. 0 2 1 -100.0 -100.0 5 7 -28.6
Bankruptcies   0 1 1 -100.0 -100.0 3 7 -57.1
Proposals   0 1 0 -100.0 -- 2 0 --
Thunder Bay Ont. 4 2 0 100.0 -- 19 11 72.7
Bankruptcies   3 2 0 50.0 -- 18 8 125.0
Proposals   1 0 0 -- -- 1 3 -66.7
Winnipeg Man. 18 4 7 350.0 157.1 35 34 2.9
Bankruptcies   16 4 7 300.0 128.6 30 26 15.4
Proposals   2 0 0 -- -- 5 8 -37.5
Regina Sask. 10 12 7 -16.7 42.9 37 38 -2.6
Bankruptcies   7 11 6 -36.4 16.7 26 24 8.3
Proposals   3 1 1 200.0 200.0 11 14 -21.4
Saskatoon Sask. 3 2 8 50.0 -62.5 28 30 -6.7
Bankruptcies   3 2 7 50.0 -57.1 22 24 -8.3
Proposals   0 0 1 -- -100.0 6 6 0.0
Calgary Alta. 33 32 30 3.1 10.0 121 137 -11.7
Bankruptcies   27 26 24 3.8 12.5 95 116 -18.1
Proposals   6 6 6 0.0 0.0 26 21 23.8
Edmonton Alta. 22 24 24 -8.3 -8.3 97 116 -16.4
Bankruptcies   19 19 22 0.0 -13.6 77 93 -17.2
Proposals   3 5 2 -40.0 50.0 20 23 -13.0
Kelowna B.C. 5 6 5 -16.7 0.0 23 21 9.5
Bankruptcies   5 5 5 0.0 0.0 18 18 0.0
Proposals   0 1 0 -100.0 -- 5 3 66.7
Abbotsford B.C. 1 2 1 -50.0 0.0 6 9 -33.3
Bankruptcies   1 2 1 -50.0 0.0 6 9 -33.3
Proposals   0 0 0 -- -- 0 0 --
Vancouver B.C. 29 28 26 3.6 11.5 116 137 -15.3
Bankruptcies   26 21 17 23.8 52.9 92 104 -11.5
Proposals   3 7 9 -57.1 -66.7 24 33 -27.3
Victoria B.C. 7 6 11 16.7 -36.4 28 27 3.7
Bankruptcies   4 4 10 0.0 -60.0 22 23 -4.3
Proposals   3 2 1 50.0 200.0 6 4 50.0