Insolvency Statistics in Canada—Second Quarter of 2015

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or Region Volume % Change 12-Month Period Ending
Q2 2015 Q1 2015 Q2 2014 Q1 2015 to Q2 2015 Q2 2014 to Q2 2015 06-30-2015 06-30-2014 % Change
Newfoundland and Labrador 506 392 427 29.1 18.5 1,638 1,579 3.7
Bankruptcies 423 330 386 28.2 9.6 1,375 1,416 -2.9
Proposals 83 62 41 33.9 102.4 263 163 61.3
Avalon Peninsula 239 199 189 20.1 26.5 793 733 8.2
Bankruptcies 193 167 168 15.6 14.9 652 648 0.6
Proposals 46 32 21 43.8 119.0 141 85 65.9
South Coast – Burin Peninsula 35 18 34 94.4 2.9 95 118 -19.5
Bankruptcies 34 14 33 142.9 3.0 86 100 -14.0
Proposals 1 4 1 -75.0 0.0 9 18 -50.0
West Coast – Northern Peninsula – Labrador 84 85 84 -1.2 0.0 311 320 -2.8
Bankruptcies 65 71 73 -8.5 -11.0 254 284 -10.6
Proposals 19 14 11 35.7 72.7 57 36 58.3
Notre Dame – Central Bonavista Bay 148 90 122 64.4 21.3 439 408 7.6
Bankruptcies 131 78 113 67.9 15.9 383 384 -0.3
Proposals 17 12 9 41.7 88.9 56 24 133.3
Prince Edward Island 216 179 174 20.7 24.1 770 690 11.6
Bankruptcies 134 119 130 12.6 3.1 509 476 6.9
Proposals 82 60 44 36.7 86.4 261 214 22.0
Nova Scotia 1,386 1,208 1,446 14.7 -4.1 5,254 4,935 6.5
Bankruptcies 1,012 803 1,039 26.0 -2.6 3,743 3,459 8.2
Proposals 374 405 407 -7.7 -8.1 1,511 1,476 2.4
Cape Breton 228 176 215 29.5 6.0 813 707 15.0
Bankruptcies 121 89 135 36.0 -10.4 468 421 11.2
Proposals 107 87 80 23.0 33.8 345 286 20.6
North Shore 233 217 287 7.4 -18.8 997 939 6.2
Bankruptcies 172 148 210 16.2 -18.1 712 633 12.5
Proposals 61 69 77 -11.6 -20.8 285 306 -6.9
Annapolis Valley 196 174 206 12.6 -4.9 747 699 6.9
Bankruptcies 169 123 156 37.4 8.3 613 523 17.2
Proposals 27 51 50 -47.1 -46.0 134 176 -23.9
Southern 179 137 177 30.7 1.1 620 595 4.2
Bankruptcies 136 93 139 46.2 -2.2 447 458 -2.4
Proposals 43 44 38 -2.3 13.2 173 137 26.3
Halifax 551 505 559 9.1 -1.4 2,078 1,994 4.2
Bankruptcies 414 351 398 17.9 4.0 1,503 1,424 5.5
Proposals 137 154 161 -11.0 -14.9 575 570 0.9
New Brunswick 1,209 933 1,158 29.6 4.4 4,358 4,139 5.3
Bankruptcies 773 619 817 24.9 -5.4 2,951 2,892 2.0
Proposals 436 314 341 38.9 27.9 1,407 1,247 12.8
Campbellton – Miramichi 254 169 216 50.3 17.6 812 719 12.9
Bankruptcies 171 121 166 41.3 3.0 582 518 12.4
Proposals 83 48 50 72.9 66.0 230 201 14.4
Moncton – Richibucto 334 294 371 13.6 -10.0 1,344 1,290 4.2
Bankruptcies 225 191 240 17.8 -6.3 913 862 5.9
Proposals 109 103 131 5.8 -16.8 431 428 0.7
Saint John – St. Stephen 319 210 273 51.9 16.8 1,045 977 7.0
Bankruptcies 197 125 183 57.6 7.7 685 650 5.4
Proposals 122 85 90 43.5 35.6 360 327 10.1
Fredericton – Oromocto 209 157 181 33.1 15.5 743 738 0.7
Bankruptcies 121 112 141 8.0 -14.2 470 551 -14.7
Proposals 88 45 40 95.6 120.0 273 187 46.0
Edmundston – Woodstock 91 102 117 -10.8 -22.2 415 415 0.0
Bankruptcies 58 70 87 -17.1 -33.3 301 311 -3.2
Proposals 33 32 30 3.1 10.0 114 104 9.6
Quebec 11,336 11,129 10,594 1.9 7.0 43,154 40,499 6.6
Bankruptcies 6,574 5,904 6,425 11.3 2.3 24,517 24,727 -0.8
Proposals 4,762 5,225 4,169 -8.9 14.2 18,637 15,772 18.2
Gaspésie – Îles-de-la-Madeleine 128 144 113 -11.1 13.3 475 419 13.4
Bankruptcies 77 64 49 20.3 57.1 254 230 10.4
Proposals 51 80 64 -36.3 -20.3 221 189 16.9
Bas-Saint-Laurent 224 223 206 0.4 8.7 892 832 7.2
Bankruptcies 129 121 142 6.6 -9.2 521 523 -0.4
Proposals 95 102 64 -6.9 48.4 371 309 20.1
Capitale-Nationale 803 788 695 1.9 15.5 2,917 2,718 7.3
Bankruptcies 486 468 451 3.8 7.8 1,806 1,832 -1.4
Proposals 317 320 244 -0.9 29.9 1,111 886 25.4
Chaudière – Appalaches 402 421 366 -4.5 9.8 1,573 1,581 -0.5
Bankruptcies 237 236 247 0.4 -4.0 946 1,068 -11.4
Proposals 165 185 119 -10.8 38.7 627 513 22.2
Estrie 375 413 379 -9.2 -1.1 1,508 1,402 7.6
Bankruptcies 249 246 254 1.2 -2.0 964 961 0.3
Proposals 126 167 125 -24.6 0.8 544 441 23.4
Centre-du-Québec 319 311 289 2.6 10.4 1,191 1,180 0.9
Bankruptcies 188 161 175 16.8 7.4 648 732 -11.5
Proposals 131 150 114 -12.7 14.9 543 448 21.2
Montérégie 2,263 2,031 2,091 11.4 8.2 8,433 8,285 1.8
Bankruptcies 1,213 1,062 1,196 14.2 1.4 4,513 4,770 -5.4
Proposals 1,050 969 895 8.4 17.3 3,920 3,515 11.5
Montréal 2,413 2,349 2,412 2.7 0.0 9,169 9,336 -1.8
Bankruptcies 1,485 1,304 1,570 13.9 -5.4 5,482 6,023 -9.0
Proposals 928 1,045 842 -11.2 10.2 3,687 3,313 11.3
Laval 587 602 546 -2.5 7.5 2,289 2,084 9.8
Bankruptcies 336 293 321 14.7 4.7 1,208 1,233 -2.0
Proposals 251 309 225 -18.8 11.6 1,081 851 27.0
Lanaudière 940 901 905 4.3 3.9 3,557 3,232 10.1
Bankruptcies 450 425 486 5.9 -7.4 1,790 1,654 8.2
Proposals 490 476 419 2.9 16.9 1,767 1,578 12.0
Laurentides 1,177 1,197 1,079 -1.7 9.1 4,474 3,927 13.9
Bankruptcies 671 581 574 15.5 16.9 2,408 2,141 12.5
Proposals 506 616 505 -17.9 0.2 2,066 1,786 15.7
Outaouais 703 715 639 -1.7 10.0 2,775 2,224 24.8
Bankruptcies 421 334 371 26.0 13.5 1,512 1,352 11.8
Proposals 282 381 268 -26.0 5.2 1,263 872 44.8
Abitibi – Témiscamingue 211 218 181 -3.2 16.6 763 611 24.9
Bankruptcies 118 121 107 -2.5 10.3 440 379 16.1
Proposals 93 97 74 -4.1 25.7 323 232 39.2
Mauricie 354 389 325 -9.0 8.9 1,427 1,257 13.5
Bankruptcies 243 241 228 0.8 6.6 944 879 7.4
Proposals 111 148 97 -25.0 14.4 483 378 27.8
Saguenay – Lac-Saint-Jean 343 340 274 0.9 25.2 1,329 1,061 25.3
Bankruptcies 210 193 196 8.8 7.1 825 737 11.9
Proposals 133 147 78 -9.5 70.5 504 324 55.6
Côte-Nord 82 72 75 13.9 9.3 319 285 11.9
Bankruptcies 57 46 48 23.9 18.8 221 178 24.2
Proposals 25 26 27 -3.8 -7.4 98 107 -8.4
Nord-du-Québec 15 14 16 7.1 -6.3 65 63 3.2
Bankruptcies 6 8 8 -25.0 -25.0 36 32 12.5
Proposals 9 6 8 50.0 12.5 29 31 -6.5
Ontario 10,568 9,865 10,857 7.1 -2.7 40,465 42,488 -4.8
Bankruptcies 4,889 4,315 5,117 13.3 -4.5 18,671 20,462 -8.8
Proposals 5,679 5,550 5,740 2.3 -1.1 21,794 22,026 -1.1
Ottawa 960 892 975 7.6 -1.5 3,827 3,889 -1.6
Bankruptcies 556 490 588 13.5 -5.4 2,228 2,315 -3.8
Proposals 404 402 387 0.5 4.4 1,599 1,574 1.6
Kingston – Pembroke 471 397 409 18.6 15.2 1,686 1,675 0.7
Bankruptcies 262 186 224 40.9 17.0 873 950 -8.1
Proposals 209 211 185 -0.9 13.0 813 725 12.1
Muskoka – Kawarthas 356 263 360 35.4 -1.1 1,244 1,355 -8.2
Bankruptcies 159 116 171 37.1 -7.0 586 711 -17.6
Proposals 197 147 189 34.0 4.2 658 644 2.2
Toronto 4,205 3,978 4,582 5.7 -8.2 16,353 17,692 -7.6
Bankruptcies 1,667 1,516 1,860 10.0 -10.4 6,428 7,072 -9.1
Proposals 2,538 2,462 2,722 3.1 -6.8 9,925 10,620 -6.5
Kitchener – Waterloo – Barrie 1,071 1,035 1,094 3.5 -2.1 4,137 4,231 -2.2
Bankruptcies 509 452 525 12.6 -3.0 1,958 2,114 -7.4
Proposals 562 583 569 -3.6 -1.2 2,179 2,117 2.9
Hamilton – Niagara Peninsula 1,160 1,170 1,288 -0.9 -9.9 4,563 5,004 -8.8
Bankruptcies 523 494 575 5.9 -9.0 2,087 2,354 -11.3
Proposals 637 676 713 -5.8 -10.7 2,476 2,650 -6.6
London 692 655 693 5.6 -0.1 2,671 2,718 -1.7
Bankruptcies 314 292 354 7.5 -11.3 1,272 1,502 -15.3
Proposals 378 363 339 4.1 11.5 1,399 1,216 15.0
Windsor – Sarnia 584 559 573 4.5 1.9 2,210 2,308 -4.2
Bankruptcies 293 267 326 9.7 -10.1 1,109 1,352 -18.0
Proposals 291 292 247 -0.3 17.8 1,101 956 15.2
Stratford – Bruce Peninsula 192 167 200 15.0 -4.0 730 782 -6.6
Bankruptcies 106 86 113 23.3 -6.2 416 446 -6.7
Proposals 86 81 87 6.2 -1.1 314 336 -6.5
Northeast 708 623 564 13.6 25.5 2,520 2,319 8.7
Bankruptcies 389 339 315 14.7 23.5 1,372 1,312 4.6
Proposals 319 284 249 12.3 28.1 1,148 1,007 14.0
Northwest 171 125 122 36.8 40.2 526 515 2.1
Bankruptcies 113 76 68 48.7 66.2 343 334 2.7
Proposals 58 49 54 18.4 7.4 183 181 1.1
Manitoba 526 496 500 6.0 5.2 2,018 1,846 9.3
Bankruptcies 361 290 303 24.5 19.1 1,305 1,171 11.4
Proposals 165 206 197 -19.9 -16.2 713 675 5.6
Southeast 48 52 36 -7.7 33.3 160 149 7.4
Bankruptcies 40 38 26 5.3 53.8 115 101 13.9
Proposals 8 14 10 -42.9 -20.0 45 48 -6.3
South Central 14 13 25 7.7 -44.0 56 71 -21.1
Bankruptcies 14 10 24 40.0 -41.7 46 54 -14.8
Proposals 0 3 1 -100.0 -100.0 10 17 -41.2
Southwest 63 74 72 -14.9 -12.5 254 258 -1.6
Bankruptcies 38 30 36 26.7 5.6 132 123 7.3
Proposals 25 44 36 -43.2 -30.6 122 135 -9.6
North Central 14 18 20 -22.2 -30.0 77 69 11.6
Bankruptcies 7 14 7 -50.0 0.0 50 40 25.0
Proposals 7 4 13 75.0 -46.2 27 29 -6.9
Winnipeg 324 285 292 13.7 11.0 1,225 1,083 13.1
Bankruptcies 220 166 178 32.5 23.6 803 721 11.4
Proposals 104 119 114 -12.6 -8.8 422 362 16.6
Interlake 25 24 27 4.2 -7.4 95 109 -12.8
Bankruptcies 18 14 18 28.6 0.0 69 70 -1.4
Proposals 7 10 9 -30.0 -22.2 26 39 -33.3
Parklands 27 13 8 107.7 237.5 84 46 82.6
Bankruptcies 16 8 3 100.0 433.3 46 21 119.0
Proposals 11 5 5 120.0 120.0 38 25 52.0
North 11 14 17 -21.4 -35.3 66 61 8.2
Bankruptcies 7 9 10 -22.2 -30.0 42 41 2.4
Proposals 4 5 7 -20.0 -42.9 24 20 20.0
Saskatchewan 552 505 498 9.3 10.8 2,022 1,830 10.5
Bankruptcies 298 251 289 18.7 3.1 1,079 1,110 -2.8
Proposals 254 254 209 0.0 21.5 943 720 31.0
Regina – Moose Mountain 163 156 143 4.5 14.0 638 485 31.5
Bankruptcies 81 69 78 17.4 3.8 322 245 31.4
Proposals 82 87 65 -5.7 26.2 316 240 31.7
Swift Current – Moose Jaw 44 40 38 10.0 15.8 191 192 -0.5
Bankruptcies 22 20 26 10.0 -15.4 105 122 -13.9
Proposals 22 20 12 10.0 83.3 86 70 22.9
Saskatoon – Biggar 164 164 160 0.0 2.5 611 627 -2.6
Bankruptcies 77 83 95 -7.2 -18.9 313 389 -19.5
Proposals 87 81 65 7.4 33.8 298 238 25.2
Yorkton – Melville 46 26 38 76.9 21.1 140 128 9.4
Bankruptcies 30 14 20 114.3 50.0 78 78 0.0
Proposals 16 12 18 33.3 -11.1 62 50 24.0
Prince Albert 127 108 107 17.6 18.7 406 365 11.2
Bankruptcies 85 61 66 39.3 28.8 244 254 -3.9
Proposals 42 47 41 -10.6 2.4 162 111 45.9
Northern 8 10 13 -20.0 -38.5 36 33 9.1
Bankruptcies 3 3 4 0.0 -25.0 17 22 -22.7
Proposals 5 7 9 -28.6 -44.4 19 11 72.7
Alberta 2,466 2,224 2,256 10.9 9.3 8,667 8,144 6.4
Bankruptcies 1,099 997 1,065 10.2 3.2 3,887 4,197 -7.4
Proposals 1,367 1,227 1,191 11.4 14.8 4,780 3,947 21.1
Lethbridge – Medicine Hat 242 221 218 9.5 11.0 871 786 10.8
Bankruptcies 92 91 107 1.1 -14.0 354 422 -16.1
Proposals 150 130 111 15.4 35.1 517 364 42.0
Camrose – Drumheller 100 101 84 -1.0 19.0 346 326 6.1
Bankruptcies 66 50 43 32.0 53.5 189 190 -0.5
Proposals 34 51 41 -33.3 -17.1 157 136 15.4
Calgary 944 866 859 9.0 9.9 3,320 3,052 8.8
Bankruptcies 380 352 374 8.0 1.6 1,389 1,477 -6.0
Proposals 564 514 485 9.7 16.3 1,931 1,575 22.6
Banff – Jasper – Rocky Mountain House 57 52 38 9.6 50.0 182 173 5.2
Bankruptcies 22 20 25 10.0 -12.0 77 101 -23.8
Proposals 35 32 13 9.4 169.2 105 72 45.8
Red Deer 206 162 156 27.2 32.1 641 557 15.1
Bankruptcies 71 63 68 12.7 4.4 247 294 -16.0
Proposals 135 99 88 36.4 53.4 394 263 49.8
Edmonton 720 669 731 7.6 -1.5 2,653 2,667 -0.5
Bankruptcies 340 328 345 3.7 -1.4 1,267 1,377 -8.0
Proposals 380 341 386 11.4 -1.6 1,386 1,290 7.4
Athabasca – Grande Prairie – Peace River 134 106 136 26.4 -1.5 451 436 3.4
Bankruptcies 93 65 87 43.1 6.9 267 269 -0.7
Proposals 41 41 49 0.0 -16.3 184 167 10.2
Wood Buffalo – Cold Lake 64 48 34 33.3 88.2 203 147 38.1
Bankruptcies 35 28 16 25.0 118.8 98 67 46.3
Proposals 29 20 18 45.0 61.1 105 80 31.3
British Columbia 2,996 2,907 3,086 3.1 -2.9 11,469 11,560 -0.8
Bankruptcies 1,507 1,508 1,813 -0.1 -16.9 5,951 6,839 -13.0
Proposals 1,489 1,399 1,273 6.4 17.0 5,518 4,721 16.9
Vancouver Island and Coast 689 652 677 5.7 1.8 2,542 2,516 1.0
Bankruptcies 392 366 413 7.1 -5.1 1,461 1,586 -7.9
Proposals 297 286 264 3.8 12.5 1,081 930 16.2
Lower Mainland – Southwest 1,638 1,616 1,689 1.4 -3.0 6,384 6,389 -0.1
Bankruptcies 762 790 954 -3.5 -20.1 3,105 3,646 -14.8
Proposals 876 826 735 6.1 19.2 3,279 2,743 19.5
Thompson – Okanagan 384 387 421 -0.8 -8.8 1,513 1,555 -2.7
Bankruptcies 205 199 249 3.0 -17.7 809 893 -9.4
Proposals 179 188 172 -4.8 4.1 704 662 6.3
Kootenay 98 87 110 12.6 -10.9 354 385 -8.1
Bankruptcies 56 61 81 -8.2 -30.9 221 248 -10.9
Proposals 42 26 29 61.5 44.8 133 137 -2.9
Cariboo 125 119 120 5.0 4.2 475 509 -6.7
Bankruptcies 66 69 77 -4.3 -14.3 260 334 -22.2
Proposals 59 50 43 18.0 37.2 215 175 22.9
North Coast 14 13 20 7.7 -30.0 47 60 -21.7
Bankruptcies 6 7 15 -14.3 -60.0 24 42 -42.9
Proposals 8 6 5 33.3 60.0 23 18 27.8
Nechako 16 11 20 45.5 -20.0 60 65 -7.7
Bankruptcies 9 8 9 12.5 0.0 41 39 5.1
Proposals 7 3 11 133.3 -36.4 19 26 -26.9
Northeast 30 21 29 42.9 3.4 95 80 18.8
Bankruptcies 11 7 15 57.1 -26.7 30 50 -40.0
Proposals 19 14 14 35.7 35.7 65 30 116.7
Northwest Territories 10 8 11 25.0 -9.1 42 56 -25.0
Bankruptcies 6 4 6 50.0 0.0 23 33 -30.3
Proposals 4 4 5 0.0 -20.0 19 23 -17.4
Yukon 6 11 11 -45.5 -45.5 36 35 2.9
Bankruptcies 1 7 6 -85.7 -83.3 17 24 -29.2
Proposals 5 4 5 25.0 0.0 19 11 72.7
Nunavut 1 1 0 0.0 -- 5 6 -16.7
Bankruptcies 1 0 0 -- -- 3 4 -25.0
Proposals 0 1 0 -100.0 -- 2 2 0.0
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