Insolvency Statistics in Canada

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province, Territory or Region	Volume			2016
Province, Territory or Region	2016	2015	% Change	Assets Declared at the Time of Filing ($)	Liabilities Declared at the Time of Filing ($)
Newfoundland and Labrador	2,399	1,822	31.7	259,100,406	324,566,697
Bankruptcies	1,552	1,498	3.6	115,386,300	173,100,240
Proposals	847	324	161.4	143,714,106	151,466,457
Avalon Peninsula	1,270	887	43.2	155,973,035	188,561,803
Bankruptcies	729	697	4.6	56,629,725	84,723,205
Proposals	541	190	184.7	99,343,310	103,838,598
South Coast – Burin Peninsula	168	114	47.4	12,079,480	17,395,649
Bankruptcies	126	102	23.5	6,319,432	10,818,041
Proposals	42	12	250.0	5,760,048	6,577,608
West Coast – Northern Peninsula – Labrador	383	346	10.7	42,412,537	55,124,024
Bankruptcies	255	275	-7.3	22,315,040	32,601,305
Proposals	128	71	80.3	20,097,497	22,522,719
Notre Dame – Central Bonavista Bay	579	475	21.9	48,635,353	63,485,222
Bankruptcies	442	424	4.2	30,122,103	44,957,690
Proposals	137	51	168.6	18,513,250	18,527,532
Prince Edward Island	802	806	-0.5	58,732,003	88,378,315
Bankruptcies	500	519	-3.7	27,202,099	55,374,896
Proposals	302	287	5.2	31,529,904	33,003,419
Nova Scotia	5,948	5,232	13.7	471,219,650	650,606,095
Bankruptcies	4,191	3,648	14.9	268,608,827	433,757,428
Proposals	1,757	1,584	10.9	202,610,823	216,848,667
Cape Breton	1,138	837	36.0	83,148,515	105,097,352
Bankruptcies	704	451	56.1	38,128,805	62,861,910
Proposals	434	386	12.4	45,019,710	42,235,442
North Shore	1,086	956	13.6	78,673,504	116,753,338
Bankruptcies	757	668	13.3	43,330,919	75,783,649
Proposals	329	287	14.6	35,342,585	40,969,689
Annapolis Valley	870	766	13.6	81,076,199	102,397,660
Bankruptcies	701	598	17.2	57,565,472	79,345,941
Proposals	169	168	0.6	23,510,727	23,051,719
Southern	639	579	10.4	40,769,474	70,866,794
Bankruptcies	441	434	1.6	22,630,208	41,758,186
Proposals	198	145	36.6	18,139,266	29,108,608
Halifax	2,216	2,097	5.7	187,551,957	255,490,951
Bankruptcies	1,590	1,498	6.1	106,953,422	174,007,742
Proposals	626	598	4.7	80,598,535	81,483,209
New Brunswick	4,442	4,331	2.6	364,168,627	526,583,949
Bankruptcies	2,904	2,814	3.2	179,242,810	325,472,403
Proposals	1,538	1,517	1.4	184,925,817	201,111,546
Campbellton – Miramichi	899	870	3.3	61,208,537	100,586,602
Bankruptcies	611	600	1.8	30,447,696	62,861,906
Proposals	288	271	6.3	30,760,841	37,724,696
Moncton – Richibucto	1,415	1,290	9.7	123,901,135	171,782,978
Bankruptcies	901	840	7.3	60,146,446	102,948,698
Proposals	514	450	14.2	63,754,689	68,834,280
Saint John – St. Stephen	1,055	1,040	1.4	99,388,819	131,217,054
Bankruptcies	653	638	2.4	44,442,868	76,419,528
Proposals	402	403	-0.2	54,945,951	54,797,526
Fredericton – Oromocto	697	734	-5.0	52,857,508	79,294,341
Bankruptcies	483	463	4.3	29,215,441	52,886,189
Proposals	214	272	-21.3	23,642,067	26,408,152
Edmundston – Woodstock	376	394	-4.6	26,812,629	43,702,974
Bankruptcies	256	273	-6.2	14,990,360	30,356,083
Proposals	120	122	-1.6	11,822,269	13,346,891
Quebec	43,009	43,705	-1.6	3,312,605,608	4,252,499,635
Bankruptcies	24,241	24,539	-1.2	1,111,073,274	2,092,737,758
Proposals	18,768	19,166	-2.1	2,201,532,334	2,159,761,877
Gaspésie – Îles-de-la-Madeleine	521	506	3.0	34,656,414	41,700,804
Bankruptcies	273	285	-4.2	12,371,578	20,633,745
Proposals	248	222	11.7	22,284,836	21,067,059
Bas-Saint-Laurent	912	901	1.2	60,980,367	75,139,549
Bankruptcies	546	523	4.4	26,769,947	41,560,457
Proposals	366	378	-3.2	34,210,420	33,579,092
Capitale-Nationale	3,243	3,208	1.1	231,751,402	291,334,492
Bankruptcies	1,950	1,959	-0.5	72,026,399	137,514,110
Proposals	1,293	1,249	3.5	159,725,003	153,820,382
Chaudière – Appalaches	1,621	1,633	-0.7	125,214,805	158,082,850
Bankruptcies	997	934	6.7	58,812,971	83,832,667
Proposals	624	700	-10.9	66,401,834	74,250,183
Estrie	1,542	1,543	-0.1	117,912,109	168,217,045
Bankruptcies	1,014	997	1.7	48,197,876	85,492,748
Proposals	528	545	-3.1	69,714,233	82,724,297
Centre-du-Québec	1,113	1,166	-4.5	64,319,293	84,039,959
Bankruptcies	674	639	5.5	24,590,509	43,313,728
Proposals	439	526	-16.5	39,728,784	40,726,231
Montérégie	8,198	8,402	-2.4	689,485,401	817,313,124
Bankruptcies	4,365	4,486	-2.7	211,914,436	369,196,756
Proposals	3,833	3,915	-2.1	477,570,965	448,116,368
Montréal	8,992	9,196	-2.2	378,066,177	740,045,330
Bankruptcies	5,176	5,387	-3.9	110,758,417	374,136,795
Proposals	3,816	3,809	0.2	267,307,760	365,908,535
Laval	2,215	2,289	-3.2	192,252,934	252,607,617
Bankruptcies	1,129	1,187	-4.9	43,151,014	114,306,729
Proposals	1,086	1,102	-1.5	149,101,920	138,300,888
Lanaudière	3,400	3,595	-5.4	343,421,090	402,357,028
Bankruptcies	1,751	1,756	-0.3	109,571,312	194,289,150
Proposals	1,649	1,840	-10.4	233,849,778	208,067,878
Laurentides	4,190	4,490	-6.7	426,744,097	515,948,454
Bankruptcies	2,215	2,369	-6.5	145,311,482	271,336,154
Proposals	1,975	2,121	-6.9	281,432,615	244,612,300
Outaouais	2,736	2,677	2.2	292,749,943	314,333,120
Bankruptcies	1,485	1,486	-0.1	96,574,642	143,414,082
Proposals	1,251	1,191	5.0	196,175,301	170,919,038
Abitibi – Témiscamingue	750	791	-5.2	65,819,465	65,175,506
Bankruptcies	436	447	-2.5	23,371,918	28,895,223
Proposals	314	343	-8.5	42,447,547	36,280,283
Mauricie	1,545	1,528	1.1	103,779,489	128,343,663
Bankruptcies	1,024	1,013	1.1	48,682,776	76,507,369
Proposals	521	516	1.0	55,096,713	51,836,294
Saguenay – Lac-Saint-Jean	1,499	1,373	9.2	135,785,248	143,137,764
Bankruptcies	898	816	10.0	58,470,503	77,999,778
Proposals	601	557	7.9	77,314,745	65,137,986
Côte-Nord	481	348	38.2	45,825,813	49,352,130
Bankruptcies	279	221	26.2	18,485,508	26,818,841
Proposals	202	127	59.1	27,340,305	22,533,289
Nord-du-Québec	53	59	-10.2	3,841,558	5,371,198
Bankruptcies	32	35	-8.6	2,011,986	3,489,425
Proposals	21	26	-19.2	1,829,572	1,881,773
Ontario	39,611	39,935	-0.8	2,746,897,542	4,116,605,163
Bankruptcies	16,904	17,958	-5.9	677,386,320	1,776,089,697
Proposals	22,707	21,977	3.3	2,069,511,222	2,340,515,466
Ottawa	3,908	3,768	3.7	355,582,904	475,671,386
Bankruptcies	2,053	2,097	-2.1	131,920,157	240,194,835
Proposals	1,855	1,671	11.0	223,662,747	235,476,551
Kingston – Pembroke	1,679	1,683	-0.2	146,766,164	176,587,079
Bankruptcies	813	875	-7.1	40,333,150	79,202,969
Proposals	866	808	7.2	106,433,014	97,384,110
Muskoka – Kawarthas	1,202	1,203	-0.1	103,112,563	120,713,080
Bankruptcies	515	570	-9.6	24,907,240	52,444,351
Proposals	687	634	8.4	78,205,323	68,268,729
Toronto	15,691	16,015	-2.0	858,793,891	1,606,238,599
Bankruptcies	5,694	6,176	-7.8	128,405,032	601,037,039
Proposals	9,997	9,838	1.6	730,388,859	1,005,201,560
Kitchener – Waterloo – Barrie	3,836	4,039	-5.0	266,219,174	397,371,833
Bankruptcies	1,690	1,825	-7.4	55,111,642	188,006,633
Proposals	2,146	2,214	-3.1	211,107,532	209,365,200
Hamilton – Niagara Peninsula	4,482	4,409	1.7	289,805,998	403,766,404
Bankruptcies	1,872	1,920	-2.5	63,974,045	168,674,968
Proposals	2,610	2,489	4.9	225,831,953	235,091,436
London	2,647	2,660	-0.5	211,076,255	258,473,432
Bankruptcies	1,163	1,210	-3.9	54,654,329	99,816,277
Proposals	1,484	1,450	2.3	156,421,926	158,657,155
Windsor – Sarnia	2,081	2,290	-9.1	148,027,841	216,609,203
Bankruptcies	1,009	1,121	-10.0	48,867,666	107,701,769
Proposals	1,072	1,170	-8.4	99,160,175	108,907,434
Stratford – Bruce Peninsula	689	711	-3.1	55,662,843	71,940,098
Bankruptcies	380	381	-0.3	18,877,510	38,164,465
Proposals	309	329	-6.1	36,785,333	33,775,633
Northeast	2,840	2,598	9.3	263,100,924	328,542,195
Bankruptcies	1,385	1,424	-2.7	92,483,579	167,812,630
Proposals	1,455	1,173	24.0	170,617,345	160,729,565
Northwest	557	559	-0.4	48,748,985	60,691,854
Bankruptcies	331	358	-7.5	17,851,970	33,033,761
Proposals	226	201	12.4	30,897,015	27,658,093
Manitoba	2,607	2,098	24.3	251,126,364	768,366,717
Bankruptcies	1,448	1,264	14.6	96,596,340	613,873,648
Proposals	1,159	834	39.0	154,530,024	154,493,069
Southeast	176	162	8.6	26,781,747	30,703,589
Bankruptcies	96	120	-20.0	12,890,565	16,511,648
Proposals	80	41	95.1	13,891,182	14,191,941
South Central	94	59	59.3	7,908,795	9,955,691
Bankruptcies	68	43	58.1	5,273,865	7,239,197
Proposals	26	17	52.9	2,634,930	2,716,494
Southwest	309	282	9.6	31,411,007	33,551,508
Bankruptcies	140	132	6.1	12,998,389	16,870,213
Proposals	169	152	11.2	18,412,618	16,681,295
North Central	90	61	47.5	11,369,136	12,549,632
Bankruptcies	48	42	14.3	4,449,131	5,845,802
Proposals	42	19	121.1	6,920,005	6,703,830
Winnipeg	1,642	1,278	28.5	142,286,797	643,364,310
Bankruptcies	924	779	18.6	49,143,369	547,142,889
Proposals	718	501	43.3	93,143,428	96,221,421
Interlake	140	101	38.6	18,742,313	23,878,188
Bankruptcies	81	67	20.9	7,148,150	12,286,443
Proposals	59	33	78.8	11,594,163	11,591,745
Parklands	78	91	-14.3	6,601,864	6,334,488
Bankruptcies	43	47	-8.5	1,832,042	3,309,912
Proposals	35	44	-20.5	4,769,822	3,024,576
North	77	60	28.3	6,024,707	8,029,308
Bankruptcies	48	34	41.2	2,860,829	4,667,541
Proposals	29	28	3.6	3,163,878	3,361,767
Saskatchewan	2,960	2,198	34.7	476,094,740	496,082,845
Bankruptcies	1,421	1,155	23.0	164,397,732	219,857,462
Proposals	1,539	1,043	47.6	311,697,008	276,225,383
Regina – Moose Mountain	991	676	46.6	172,284,668	175,256,031
Bankruptcies	366	298	22.8	44,123,504	60,961,215
Proposals	625	379	64.9	128,161,164	114,294,816
Swift Current – Moose Jaw	235	194	21.1	32,093,658	31,690,810
Bankruptcies	130	120	8.3	15,070,563	16,158,707
Proposals	105	74	41.9	17,023,095	15,532,103
Saskatoon – Biggar	923	694	33.0	148,022,044	158,586,947
Bankruptcies	471	335	40.6	49,818,291	69,455,264
Proposals	452	360	25.6	98,203,753	89,131,683
Yorkton – Melville	186	142	31.0	28,365,170	28,638,058
Bankruptcies	95	92	3.3	10,916,224	13,228,455
Proposals	91	49	85.7	17,448,946	15,409,603
Prince Albert	593	459	29.2	91,259,665	98,104,992
Bankruptcies	343	292	17.5	43,741,697	58,381,828
Proposals	250	167	49.7	47,517,968	39,723,164
Northern	32	33	-3.0	4,069,535	3,806,008
Bankruptcies	15	18	-16.7	727,453	1,671,994
Proposals	17	15	13.3	3,342,082	2,134,014
Alberta	13,170	9,810	34.3	2,046,075,594	2,564,679,113
Bankruptcies	5,427	4,280	26.8	685,973,924	1,215,433,748
Proposals	7,743	5,530	40.0	1,360,101,670	1,349,245,365
Lethbridge – Medicine Hat	1,164	961	21.1	157,301,838	167,587,994
Bankruptcies	475	410	15.9	49,114,945	67,109,931
Proposals	689	550	25.3	108,186,893	100,478,063
Camrose – Drumheller	607	450	34.9	109,295,223	127,448,147
Bankruptcies	311	230	35.2	42,203,893	68,082,852
Proposals	296	220	34.5	67,091,330	59,365,295
Calgary	4,746	3,695	28.4	763,143,384	983,890,037
Bankruptcies	1,687	1,481	13.9	209,974,626	441,596,250
Proposals	3,059	2,214	38.2	553,168,758	542,293,787
Banff – Jasper – Rocky Mountain House	283	213	32.9	41,277,066	46,169,494
Bankruptcies	120	88	36.4	11,806,679	18,271,266
Proposals	163	126	29.4	29,470,387	27,898,228
Red Deer	1,058	758	39.6	164,177,218	200,405,935
Bankruptcies	414	287	44.3	60,120,490	84,593,519
Proposals	644	471	36.7	104,056,728	115,812,416
Edmonton	4,093	2,913	40.5	587,769,844	742,931,539
Bankruptcies	1,814	1,323	37.1	213,736,378	368,551,240
Proposals	2,279	1,590	43.3	374,033,466	374,380,299
Athabasca – Grande Prairie – Peace River	882	553	59.5	146,137,841	193,227,720
Bankruptcies	436	323	35.0	63,442,915	108,147,102
Proposals	446	230	93.9	82,694,926	85,080,618
Wood Buffalo – Cold Lake	335	269	24.5	76,973,180	103,018,247
Bankruptcies	169	140	20.7	35,573,997	59,081,588
Proposals	166	128	29.7	41,399,183	43,936,659
British Columbia	10,806	11,580	-6.7	815,212,107	1,260,070,996
Bankruptcies	4,719	5,683	-17.0	251,509,901	622,868,115
Proposals	6,087	5,897	3.2	563,702,206	637,202,881
Vancouver Island and Coast	2,405	2,554	-5.8	215,541,873	284,349,291
Bankruptcies	1,145	1,442	-20.6	61,725,045	131,142,007
Proposals	1,260	1,112	13.3	153,816,828	153,207,284
Lower Mainland – Southwest	5,737	6,409	-10.5	322,567,879	575,632,949
Bankruptcies	2,244	2,877	-22.0	72,154,995	266,580,723
Proposals	3,493	3,532	-1.1	250,412,884	309,052,226
Thompson – Okanagan	1,452	1,506	-3.6	143,507,912	220,388,846
Bankruptcies	695	769	-9.6	55,810,538	121,797,805
Proposals	757	738	2.6	87,697,374	98,591,041
Kootenay	331	374	-11.5	35,613,315	48,041,957
Bankruptcies	188	222	-15.3	16,426,398	26,804,627
Proposals	143	152	-5.9	19,186,917	21,237,330
Cariboo	539	512	5.3	54,043,610	68,091,406
Bankruptcies	283	265	6.8	24,559,121	38,306,345
Proposals	256	247	3.6	29,484,489	29,785,061
North Coast	67	58	15.5	4,349,401	6,392,033
Bankruptcies	38	35	8.6	1,510,758	3,502,819
Proposals	29	25	16.0	2,838,643	2,889,214
Nechako	68	51	33.3	7,073,396	8,094,325
Bankruptcies	34	34	0.0	3,324,534	4,468,741
Proposals	34	18	88.9	3,748,862	3,625,584
Northeast	205	112	83.0	32,514,720	49,080,193
Bankruptcies	91	39	133.3	15,998,511	30,265,049
Proposals	114	73	56.2	16,516,209	18,815,144
Northwest Territories	60	52	15.4	7,189,558	10,401,834
Bankruptcies	35	28	25.0	2,620,912	5,850,190
Proposals	25	24	4.2	4,568,646	4,551,644
Yukon	55	35	57.1	4,002,850	6,070,663
Bankruptcies	27	18	50.0	1,476,934	2,685,597
Proposals	28	17	64.7	2,525,916	3,385,066
Nunavut	9	5	80.0	398,293	494,399
Bankruptcies	3	2	50.0	205,451	394,900
Proposals	6	3	100.0	192,842	99,499

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Insolvency Statistics in Canada—2016 (Table 5)