Insolvency Statistics in Canada—Fourth Quarter of 2018 (br04032)

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or region	Volume			% Change		12-Month Period Ending
Province or region	Q4 2018	Q3 2018	Q4 2017	Q3 2018 to Q4 2018	Q4 2017 to Q4 2018	12-31-2018	12-31-2017	% Change
Newfoundland and Labrador	697	672	648	3.7	7.6	2,802	2,479	13.0
Bankruptcies	336	353	351	-4.8	-4.3	1,376	1,367	0.7
Proposals	361	319	297	13.2	21.5	1,426	1,112	28.2
Avalon Peninsula	369	387	363	-4.7	1.7	1,619	1,390	16.5
Bankruptcies	161	196	182	-17.9	-11.5	742	755	-1.7
Proposals	208	191	181	8.9	14.9	877	635	38.1
South Coast – Burin Peninsula	40	45	44	-11.1	-9.1	176	158	11.4
Bankruptcies	21	31	23	-32.3	-8.7	100	99	1.0
Proposals	19	14	21	35.7	-9.5	76	59	28.8
West Coast – Northern Peninsula – Labrador	106	109	88	-2.8	20.5	380	357	6.4
Bankruptcies	47	47	68	0.0	-30.9	181	202	-10.4
Proposals	59	62	20	-4.8	195.0	199	155	28.4
Notre Dame – Central Bonavista Bay	181	131	153	38.2	18.3	624	574	8.7
Bankruptcies	106	80	78	32.5	35.9	352	311	13.2
Proposals	75	51	75	47.1	0.0	272	263	3.4
Prince Edward Island	189	163	169	16.0	11.8	731	673	8.6
Bankruptcies	103	92	90	12.0	14.4	426	387	10.1
Proposals	86	71	79	21.1	8.9	305	286	6.6
Nova Scotia	1,385	1,363	1,322	1.6	4.8	5,595	5,724	-2.3
Bankruptcies	845	877	845	-3.6	0.0	3,483	3,807	-8.5
Proposals	540	486	477	11.1	13.2	2,112	1,917	10.2
Cape Breton	289	235	257	23.0	12.5	1,056	1,033	2.2
Bankruptcies	167	138	136	21.0	22.8	575	565	1.8
Proposals	122	97	121	25.8	0.8	481	468	2.8
North Shore	226	225	218	0.4	3.7	960	1,052	-8.7
Bankruptcies	154	142	148	8.5	4.1	634	732	-13.4
Proposals	72	83	70	-13.3	2.9	326	320	1.9
Annapolis Valley	162	189	171	-14.3	-5.3	731	732	-0.1
Bankruptcies	106	141	126	-24.8	-15.9	530	577	-8.1
Proposals	56	48	45	16.7	24.4	201	155	29.7
Southern	185	195	213	-5.1	-13.1	787	809	-2.7
Bankruptcies	130	126	121	3.2	7.4	532	522	1.9
Proposals	55	69	92	-20.3	-40.2	255	287	-11.1
Halifax	524	518	464	1.2	12.9	2,061	2,098	-1.8
Bankruptcies	289	329	314	-12.2	-8.0	1,212	1,411	-14.1
Proposals	235	189	150	24.3	56.7	849	687	23.6
New Brunswick	1,176	1,191	1,084	-1.3	8.5	4,480	4,361	2.7
Bankruptcies	592	611	571	-3.1	3.7	2,262	2,457	-7.9
Proposals	584	580	513	0.7	13.8	2,218	1,904	16.5
Campbellton – Miramichi	237	255	229	-7.1	3.5	932	820	13.7
Bankruptcies	114	138	128	-17.4	-10.9	491	467	5.1
Proposals	123	117	101	5.1	21.8	441	353	24.9
Moncton – Richibucto	329	348	325	-5.5	1.2	1,251	1,318	-5.1
Bankruptcies	176	161	172	9.3	2.3	617	726	-15.0
Proposals	153	187	153	-18.2	0.0	634	592	7.1
Saint John – St. Stephen	285	252	235	13.1	21.3	1,018	1,051	-3.1
Bankruptcies	136	121	114	12.4	19.3	474	563	-15.8
Proposals	149	131	121	13.7	23.1	544	488	11.5
Fredericton – Oromocto	200	209	178	-4.3	12.4	805	741	8.6
Bankruptcies	93	123	98	-24.4	-5.1	424	444	-4.5
Proposals	107	86	80	24.4	33.8	381	297	28.3
Edmundston – Woodstock	125	126	117	-0.8	6.8	473	433	9.2
Bankruptcies	73	68	59	7.4	23.7	256	259	-1.2
Proposals	52	58	58	-10.3	-10.3	217	174	24.7
Quebec	10,399	9,998	10,330	4.0	0.7	41,736	41,670	0.2
Bankruptcies	5,226	5,163	5,473	1.2	-4.5	21,188	22,647	-6.4
Proposals	5,173	4,835	4,857	7.0	6.5	20,548	19,023	8.0
Gaspésie – Îles-de-la-Madeleine	117	121	109	-3.3	7.3	453	450	0.7
Bankruptcies	50	57	50	-12.3	0.0	202	229	-11.8
Proposals	67	64	59	4.7	13.6	251	221	13.6
Bas-Saint-Laurent	250	204	222	22.5	12.6	904	911	-0.8
Bankruptcies	147	116	128	26.7	14.8	499	500	-0.2
Proposals	103	88	94	17.0	9.6	405	411	-1.5
Capitale-Nationale	904	825	918	9.6	-1.5	3,455	3,490	-1.0
Bankruptcies	494	490	524	0.8	-5.7	1,881	2,028	-7.2
Proposals	410	335	394	22.4	4.1	1,574	1,462	7.7
Chaudière – Appalaches	474	437	399	8.5	18.8	1,784	1,649	8.2
Bankruptcies	270	264	224	2.3	20.5	1,028	998	3.0
Proposals	204	173	175	17.9	16.6	756	651	16.1
Estrie	392	395	401	-0.8	-2.2	1,596	1,563	2.1
Bankruptcies	234	249	268	-6.0	-12.7	982	1,049	-6.4
Proposals	158	146	133	8.2	18.8	614	514	19.5
Centre-du-Québec	304	259	304	17.4	0.0	1,142	1,183	-3.5
Bankruptcies	155	130	163	19.2	-4.9	576	665	-13.4
Proposals	149	129	141	15.5	5.7	566	518	9.3
Montérégie	1,912	1,960	1,919	-2.4	-0.4	7,880	7,736	1.9
Bankruptcies	901	932	951	-3.3	-5.3	3,805	3,990	-4.6
Proposals	1,011	1,028	968	-1.7	4.4	4,075	3,746	8.8
Montréal	1,951	1,951	2,097	0.0	-7.0	8,210	8,354	-1.7
Bankruptcies	1,004	1,051	1,137	-4.5	-11.7	4,396	4,684	-6.1
Proposals	947	900	960	5.2	-1.4	3,814	3,670	3.9
Laval	512	466	521	9.9	-1.7	2,093	2,196	-4.7
Bankruptcies	226	231	219	-2.2	3.2	935	985	-5.1
Proposals	286	235	302	21.7	-5.3	1,158	1,211	-4.4
Lanaudière	838	803	831	4.4	0.8	3,315	3,318	-0.1
Bankruptcies	358	343	375	4.4	-4.5	1,400	1,613	-13.2
Proposals	480	460	456	4.3	5.3	1,915	1,705	12.3
Laurentides	1,088	978	1,024	11.2	6.3	4,211	4,248	-0.9
Bankruptcies	485	451	526	7.5	-7.8	1,927	2,134	-9.7
Proposals	603	527	498	14.4	21.1	2,284	2,114	8.0
Outaouais	599	690	581	-13.2	3.1	2,632	2,606	1.0
Bankruptcies	296	309	305	-4.2	-3.0	1,168	1,385	-15.7
Proposals	303	381	276	-20.5	9.8	1,464	1,221	19.9
Abitibi – Témiscamingue	187	149	164	25.5	14.0	715	681	5.0
Bankruptcies	99	70	70	41.4	41.4	352	325	8.3
Proposals	88	79	94	11.4	-6.4	363	356	2.0
Mauricie	387	343	407	12.8	-4.9	1,460	1,476	-1.1
Bankruptcies	238	213	259	11.7	-8.1	922	978	-5.7
Proposals	149	130	148	14.6	0.7	538	498	8.0
Saguenay – Lac-Saint-Jean	345	312	329	10.6	4.9	1,374	1,341	2.5
Bankruptcies	200	193	203	3.6	-1.5	827	806	2.6
Proposals	145	119	126	21.8	15.1	547	535	2.2
Côte-Nord	120	98	87	22.4	37.9	454	407	11.5
Bankruptcies	59	60	62	-1.7	-4.8	254	253	0.4
Proposals	61	38	25	60.5	144.0	200	154	29.9
Nord-du-Québec	15	8	15	87.5	0.0	54	57	-5.3
Bankruptcies	8	5	8	60.0	0.0	33	26	26.9
Proposals	7	3	7	133.3	0.0	21	31	-32.3
Ontario	9,976	9,407	9,251	6.0	7.8	38,856	38,167	1.8
Bankruptcies	3,587	3,590	3,721	-0.1	-3.6	14,660	15,336	-4.4
Proposals	6,389	5,817	5,530	9.8	15.5	24,196	22,831	6.0
Ottawa	1,012	1,001	1,009	1.1	0.3	4,154	4,014	3.5
Bankruptcies	426	472	532	-9.7	-19.9	1,898	2,005	-5.3
Proposals	586	529	477	10.8	22.9	2,256	2,009	12.3
Kingston – Pembroke	395	397	384	-0.5	2.9	1,588	1,608	-1.2
Bankruptcies	156	173	149	-9.8	4.7	692	672	3.0
Proposals	239	224	235	6.7	1.7	896	936	-4.3
Muskoka – Kawarthas	273	266	258	2.6	5.8	1,148	1,122	2.3
Bankruptcies	109	82	108	32.9	0.9	408	449	-9.1
Proposals	164	184	150	-10.9	9.3	740	673	10.0
Toronto	4,025	3,860	3,676	4.3	9.5	15,684	15,654	0.2
Bankruptcies	1,187	1,239	1,279	-4.2	-7.2	4,953	5,423	-8.7
Proposals	2,838	2,621	2,397	8.3	18.4	10,731	10,231	4.9
Kitchener – Waterloo – Barrie	1,059	931	1,006	13.7	5.3	4,022	3,767	6.8
Bankruptcies	388	359	387	8.1	0.3	1,491	1,518	-1.8
Proposals	671	572	619	17.3	8.4	2,531	2,249	12.5
Hamilton – Niagara Peninsula	1,008	936	941	7.7	7.1	3,976	3,850	3.3
Bankruptcies	350	367	363	-4.6	-3.6	1,502	1,524	-1.4
Proposals	658	569	578	15.6	13.8	2,474	2,326	6.4
London	601	573	512	4.9	17.4	2,308	2,267	1.8
Bankruptcies	243	208	205	16.8	18.5	902	944	-4.4
Proposals	358	365	307	-1.9	16.6	1,406	1,323	6.3
Windsor – Sarnia	563	508	521	10.8	8.1	2,034	2,041	-0.3
Bankruptcies	265	234	220	13.2	20.5	961	906	6.1
Proposals	298	274	301	8.8	-1.0	1,073	1,135	-5.5
Stratford – Bruce Peninsula	147	136	172	8.1	-14.5	630	600	5.0
Bankruptcies	72	78	94	-7.7	-23.4	296	304	-2.6
Proposals	75	58	78	29.3	-3.8	334	296	12.8
Northeast	747	657	639	13.7	16.9	2,756	2,735	0.8
Bankruptcies	303	292	305	3.8	-0.7	1,226	1,306	-6.1
Proposals	444	365	334	21.6	32.9	1,530	1,429	7.1
Northwest	146	142	133	2.8	9.8	556	511	8.8
Bankruptcies	88	87	78	1.1	12.8	330	284	16.2
Proposals	58	55	55	5.5	5.5	226	227	-0.4
Manitoba	789	676	703	16.7	12.2	2,824	2,604	8.4
Bankruptcies	377	325	395	16.0	-4.6	1,364	1,375	-0.8
Proposals	412	351	308	17.4	33.8	1,460	1,229	18.8
Southeast	60	55	53	9.1	13.2	227	225	0.9
Bankruptcies	29	27	39	7.4	-25.6	114	147	-22.4
Proposals	31	28	14	10.7	121.4	113	78	44.9
South Central	26	12	29	116.7	-10.3	92	91	1.1
Bankruptcies	18	8	13	125.0	38.5	56	49	14.3
Proposals	8	4	16	100.0	-50.0	36	42	-14.3
Southwest	79	78	77	1.3	2.6	290	295	-1.7
Bankruptcies	34	37	41	-8.1	-17.1	135	137	-1.5
Proposals	45	41	36	9.8	25.0	155	158	-1.9
North Central	35	28	26	25.0	34.6	89	79	12.7
Bankruptcies	14	7	16	100.0	-12.5	37	42	-11.9
Proposals	21	21	10	0.0	110.0	52	37	40.5
Winnipeg	500	431	435	16.0	14.9	1,842	1,637	12.5
Bankruptcies	238	203	234	17.2	1.7	873	846	3.2
Proposals	262	228	201	14.9	30.3	969	791	22.5
Interlake	49	40	41	22.5	19.5	156	132	18.2
Bankruptcies	30	24	33	25.0	-9.1	88	80	10.0
Proposals	19	16	8	18.8	137.5	68	52	30.8
Parklands	26	18	18	44.4	44.4	75	69	8.7
Bankruptcies	10	12	6	-16.7	66.7	38	38	0.0
Proposals	16	6	12	166.7	33.3	37	31	19.4
North	15	13	23	15.4	-34.8	51	69	-26.1
Bankruptcies	4	6	13	-33.3	-69.2	21	34	-38.2
Proposals	11	7	10	57.1	10.0	30	35	-14.3
Saskatchewan	873	906	775	-3.6	12.6	3,399	3,122	8.9
Bankruptcies	328	354	347	-7.3	-5.5	1,280	1,368	-6.4
Proposals	545	552	428	-1.3	27.3	2,119	1,754	20.8
Regina – Moose Mountain	290	329	273	-11.9	6.2	1,183	1,041	13.6
Bankruptcies	95	93	94	2.2	1.1	344	357	-3.6
Proposals	195	236	179	-17.4	8.9	839	684	22.7
Swift Current – Moose Jaw	50	70	44	-28.6	13.6	251	207	21.3
Bankruptcies	26	37	29	-29.7	-10.3	119	114	4.4
Proposals	24	33	15	-27.3	60.0	132	93	41.9
Saskatoon – Biggar	324	258	253	25.6	28.1	1,111	1,036	7.2
Bankruptcies	118	114	128	3.5	-7.8	440	499	-11.8
Proposals	206	144	125	43.1	64.8	671	537	25.0
Yorkton – Melville	55	46	45	19.6	22.2	187	181	3.3
Bankruptcies	25	21	26	19.0	-3.8	78	99	-21.2
Proposals	30	25	19	20.0	57.9	109	82	32.9
Prince Albert	145	191	147	-24.1	-1.4	628	615	2.1
Bankruptcies	60	80	64	-25.0	-6.3	279	282	-1.1
Proposals	85	111	83	-23.4	2.4	349	333	4.8
Northern	10	11	11	-9.1	-9.1	38	36	5.6
Bankruptcies	5	8	5	-37.5	0.0	20	14	42.9
Proposals	5	3	6	66.7	-16.7	18	22	-18.2
Alberta	3,792	3,514	3,282	7.9	15.5	14,555	13,286	9.6
Bankruptcies	1,229	1,198	1,203	2.6	2.2	4,925	5,008	-1.7
Proposals	2,563	2,316	2,079	10.7	23.3	9,630	8,278	16.3
Lethbridge – Medicine Hat	295	252	223	17.1	32.3	1,115	931	19.8
Bankruptcies	99	90	90	10.0	10.0	386	383	0.8
Proposals	196	162	133	21.0	47.4	729	548	33.0
Camrose – Drumheller	122	129	143	-5.4	-14.7	505	568	-11.1
Bankruptcies	50	54	62	-7.4	-19.4	208	267	-22.1
Proposals	72	75	81	-4.0	-11.1	297	301	-1.3
Calgary	1,399	1,373	1,176	1.9	19.0	5,503	5,002	10.0
Bankruptcies	469	460	419	2.0	11.9	1,882	1,714	9.8
Proposals	930	913	757	1.9	22.9	3,621	3,288	10.1
Banff – Jasper – Rocky Mountain House	72	70	60	2.9	20.0	275	241	14.1
Bankruptcies	36	30	23	20.0	56.5	122	108	13.0
Proposals	36	40	37	-10.0	-2.7	153	133	15.0
Red Deer	238	227	207	4.8	15.0	899	847	6.1
Bankruptcies	65	73	69	-11.0	-5.8	290	331	-12.4
Proposals	173	154	138	12.3	25.4	609	516	18.0
Edmonton	1,287	1,178	1,191	9.3	8.1	4,987	4,576	9.0
Bankruptcies	389	370	431	5.1	-9.7	1,578	1,712	-7.8
Proposals	898	808	760	11.1	18.2	3,409	2,864	19.0
Athabasca – Grande Prairie – Peace River	195	173	170	12.7	14.7	730	733	-0.4
Bankruptcies	64	75	64	-14.7	0.0	265	336	-21.1
Proposals	131	98	106	33.7	23.6	465	397	17.1
Wood Buffalo – Cold Lake	184	111	111	65.8	65.8	542	389	39.3
Bankruptcies	57	45	45	26.7	26.7	193	158	22.2
Proposals	127	66	66	92.4	92.4	349	231	51.1
British Columbia	2,601	2,400	2,414	8.4	7.7	10,172	9,991	1.8
Bankruptcies	949	976	938	-2.8	1.2	4,072	4,146	-1.8
Proposals	1,652	1,424	1,476	16.0	11.9	6,100	5,845	4.4
Vancouver Island and Coast	601	496	515	21.2	16.7	2,210	2,022	9.3
Bankruptcies	227	203	212	11.8	7.1	946	922	2.6
Proposals	374	293	303	27.6	23.4	1,264	1,100	14.9
Lower Mainland – Southwest	1,345	1,298	1,288	3.6	4.4	5,472	5,453	0.3
Bankruptcies	465	511	457	-9.0	1.8	2,055	2,073	-0.9
Proposals	880	787	831	11.8	5.9	3,417	3,380	1.1
Thompson – Okanagan	381	352	358	8.2	6.4	1,453	1,402	3.6
Bankruptcies	135	165	158	-18.2	-14.6	630	625	0.8
Proposals	246	187	200	31.6	23.0	823	777	5.9
Kootenay	74	60	69	23.3	7.2	308	327	-5.8
Bankruptcies	35	26	35	34.6	0.0	143	166	-13.9
Proposals	39	34	34	14.7	14.7	165	161	2.5
Cariboo	112	115	102	-2.6	9.8	412	450	-8.4
Bankruptcies	55	48	44	14.6	25.0	178	222	-19.8
Proposals	57	67	58	-14.9	-1.7	234	228	2.6
North Coast	22	13	17	69.2	29.4	70	86	-18.6
Bankruptcies	11	4	6	175.0	83.3	30	37	-18.9
Proposals	11	9	11	22.2	0.0	40	49	-18.4
Nechako	15	17	12	-11.8	25.0	58	53	9.4
Bankruptcies	7	8	4	-12.5	75.0	25	30	-16.7
Proposals	8	9	8	-11.1	0.0	33	23	43.5
Northeast	50	50	52	0.0	-3.8	186	196	-5.1
Bankruptcies	13	11	22	18.2	-40.9	63	71	-11.3
Proposals	37	39	30	-5.1	23.3	123	125	-1.6
Northwest Territories	11	18	30	-38.9	-63.3	78	80	-2.5
Bankruptcies	8	10	21	-20.0	-61.9	42	51	-17.6
Proposals	3	8	9	-62.5	-66.7	36	29	24.1
Yukon	12	4	13	200.0	-7.7	35	37	-5.4
Bankruptcies	5	0	5	n/a	0.0	13	18	-27.8
Proposals	7	4	8	75.0	-12.5	22	19	15.8
Nunavut	0	1	4	-100.0	-100.0	3	4	-25.0
Bankruptcies	0	0	2	n/a	-100.0	0	2	-100.0
Proposals	0	1	2	-100.0	-100.0	3	2	50.0

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Insolvency Statistics in Canada—Fourth Quarter of 2018 (br04032)