Resources for Debtors

Stay Informed

Alternatives to bankruptcy
Information about Consolidation Order/Voluntary Deposit Service, Consumer Proposals, Division I Proposals and the Companies' Creditors Arrangement Act
Declaring bankruptcy
What steps should you take to start the process?
Find a Trustee
To obtain bankruptcy advice

FAQs — Debtors
Answers to the most common questions
Student loans
What assistance is available if I am unable to repay my student loans? Will declaring bankruptcy relieve me of my student loan debts?
Bankruptcy abuse and fraud
To learn what constitutes abuse and fraud, and to read summaries of criminal convictions and Court decisions
Unclaimed funds
To recover monies from your bankruptcy
Basic concepts
Basic concepts about bankruptcy and insolvency, the role of each player and how it all works together

Dealing with Debt
Answers to your questions about debt, information about the bankruptcy process and alternatives to bankruptcy
All about Bankruptcy Mediation
For debtors interested in mediation