Archived — Insolvency Statistics in Canada—First Quarter of 2012

Tables

Glossary

Consumer:
An individual with more than 50 percent of total liabilities related to consumer goods and services.
Business:
Any commercial entity or organization other than an individual, or an individual who has incurred 50 percent or more of total liabilities as a result of operating a business.
Bankruptcy:
The state of a consumer or business that has made an assignment in bankruptcy or against whom a bankruptcy order has been made.
Proposal:
An offer to creditors to settle debts under conditions other than the existing terms. A proposal is a formal agreement under the Bankruptcy and Insolvency Act.
NAICS:
North American Industry Classification System.
Economic Region (ER):
Standard geographic units created for analysis of regional economic activity (Statistics Canada's geographical definitions of ERs).
Census Metropolitan Area (CMA):
Each census metropolitan area consists of one or more adjacent municipalities situated around a major urban core. To form a census metropolitan area, the urban core must have a population of at least 100,000 (Statistics Canada's geographical definitions of CMAs).
Table 1: Total Insolvencies
Province Volume % Change 12-Month Period Ending
Q1 2012 Q4 2011 Q1 2011 Q4 2011 to Q1 2012 Q1 2011 to Q1 2012 03-31-2012 03-31-2011 % Change
Newfoundland and Labrador 436 460 551 -5.2 -20.9 1,992 2,424 -17.8
Bankruptcies 405 431 518 -6.0 -21.8 1,868 2,280 -18.1
Proposals 31 29 33 6.9 -6.1 124 144 -13.9
Prince Edward Island 147 139 182 5.8 -19.2 602 644 -6.5
Bankruptcies 119 108 165 10.2 -27.9 489 575 -15.0
Proposals 28 31 17 -9.7 64.7 113 69 63.8
Nova Scotia 1,110 1,076 1,287 3.2 -13.8 4,492 5,287 -15.0
Bankruptcies 853 823 1,014 3.6 -15.9 3,521 4,256 -17.3
Proposals 257 253 273 1.6 -5.9 971 1,031 -5.8
New Brunswick 1,016 898 786 13.1 29.3 3,790 3,694 2.6
Bankruptcies 768 709 644 8.3 19.3 3,015 3,088 -2.4
Proposals 248 189 142 31.2 74.6 775 606 27.9
Quebec 9,847 9,350 9,918 5.3 -0.7 37,824 39,642 -4.6
Bankruptcies 6,716 6,616 7,057 1.5 -4.8 26,855 29,216 -8.1
Proposals 3,131 2,734 2,861 14.5 9.4 10,969 10,426 5.2
Ontario 12,356 12,931 13,153 -4.4 -6.1 51,277 57,066 -10.1
Bankruptcies 5,959 6,711 6,567 -11.2 -9.3 26,197 32,350 -19.0
Proposals 6,397 6,220 6,586 2.8 -2.9 25,080 24,716 1.5
Manitoba 479 537 600 -10.8 -20.2 2,108 2,665 -20.9
Bankruptcies 316 377 420 -16.2 -24.8 1,470 1,964 -25.2
Proposals 163 160 180 1.9 -9.4 638 701 -9.0
Saskatchewan 522 474 602 10.1 -13.3 2,132 2,403 -11.3
Bankruptcies 293 287 372 2.1 -21.2 1,297 1,543 -15.9
Proposals 229 187 230 22.5 -0.4 835 860 -2.9
Alberta 2,565 2,448 2,697 4.8 -4.9 10,249 11,114 -7.8
Bankruptcies 1,682 1,642 1,972 2.4 -14.7 7,003 8,298 -15.6
Proposals 883 806 725 9.6 21.8 3,246 2,816 15.3
British Columbia 3,103 2,862 3,067 8.4 1.2 11,955 12,769 -6.4
Bankruptcies 1,993 1,842 2,249 8.2 -11.4 7,976 9,628 -17.2
Proposals 1,110 1,020 818 8.8 35.7 3,979 3,141 26.7
Northwest Territories 18 8 15 125.0 20.0 50 48 4.2
Bankruptcies 10 8 8 25.0 25.0 35 31 12.9
Proposals 8 0 7 14.3 15 17 -11.8
Yukon 5 7 10 -28.6 -50.0 32 43 -25.6
Bankruptcies 4 6 8 -33.3 -50.0 28 37 -24.3
Proposals 1 1 2 0.0 -50.0 4 6 -33.3
Nunavut 1 0 2 -50.0 6 5 20.0
Bankruptcies 0 0 2 -100.0 4 5 -20.0
Proposals 1 0 0 2 0
Canada 31,605 31,190 32,870 1.3 -3.8 126,509 137,804 -8.2
Bankruptcies 19,118 19,560 20,996 -2.3 -8.9 79,758 93,271 -14.5
Proposals 12,487 11,630 11,874 7.4 5.2 46,751 44,533 5.0

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Table 2: Insolvencies Filed by Consumers
Province Volume % Change 12-Month Period Ending
Q1 2012 Q4 2011 Q1 2011 Q4 2011 to Q1 2012 Q1 2011 to Q1 2012 03-31-2012 03-31-2011 % Change
Newfoundland and Labrador 429 456 541 -5.9 -20.7 1,969 2,396 -17.8
Bankruptcies 398 429 508 -7.2 -21.7 1,847 2,254 -18.1
Proposals 31 27 33 14.8 -6.1 122 142 -14.1
Prince Edward Island 137 133 179 3.0 -23.5 578 624 -7.4
Bankruptcies 112 102 162 9.8 -30.9 470 561 -16.2
Proposals 25 31 17 -19.4 47.1 108 63 71.4
Nova Scotia 1,084 1,055 1,246 2.7 -13.0 4,394 5,106 -13.9
Bankruptcies 832 805 978 3.4 -14.9 3,441 4,104 -16.2
Proposals 252 250 268 0.8 -6.0 953 1,002 -4.9
New Brunswick 998 892 773 11.9 29.1 3,725 3,622 2.8
Bankruptcies 752 704 637 6.8 18.1 2,963 3,029 -2.2
Proposals 246 188 136 30.9 80.9 762 593 28.5
Quebec 9,326 8,802 9,368 6.0 -0.4 35,726 37,543 -4.8
Bankruptcies 6,343 6,210 6,647 2.1 -4.6 25,323 27,680 -8.5
Proposals 2,983 2,592 2,721 15.1 9.6 10,403 9,863 5.5
Ontario 11,969 12,531 12,723 -4.5 -5.9 49,706 55,300 -10.1
Bankruptcies 5,659 6,405 6,228 -11.6 -9.1 24,960 30,902 -19.2
Proposals 6,310 6,126 6,495 3.0 -2.8 24,746 24,398 1.4
Manitoba 462 509 579 -9.2 -20.2 2,038 2,593 -21.4
Bankruptcies 305 353 406 -13.6 -24.9 1,413 1,907 -25.9
Proposals 157 156 173 0.6 -9.2 625 686 -8.9
Saskatchewan 483 446 551 8.3 -12.3 1,987 2,257 -12.0
Bankruptcies 265 269 344 -1.5 -23.0 1,193 1,449 -17.7
Proposals 218 177 207 23. 2 5.3 794 808 -1.7
Alberta 2,477 2,359 2,607 5.0 -5.0 9,910 10,700 -7.4
Bankruptcies 1,618 1,575 1,894 2.7 -14.6 6,753 7,947 -15.0
Proposals 859 784 713 9.6 20.5 3,157 2,753 14.7
British Columbia 3,024 2,804 3,012 7.8 0.4 11,688 12,525 -6.7
Bankruptcies 1,937 1,794 2,204 8.0 -12.1 7,773 9,426 -17.5
Proposals 1,087 1,010 808 7.6 34.5 3,915 3,099 26.3
Northwest Territories 18 8 13 125.0 38.5 50 45 11.1
Bankruptcies 10 8 8 25.0 25.0 35 31 12.9
Proposals 8 0 5 60.0 15 14 7.1
Yukon 5 7 10 -28.6 -50.0 31 41 -24.4
Bankruptcies 4 6 8 -33.3 -50.0 27 37 -27.0
Proposals 1 1 2 0.0 -50.0 4 4 0.0
Nunavut 1 0 2 -50.0 6 5 20.0
Bankruptcies 0 0 2 -100.0 4 5 -20.0
Proposals 1 0 0 2 0
Canada 30,413 30,002 31,604 1.4 -3.8 121,808 132,757 -8.2
Bankruptcies 18,235 18,660 20,026 -2.3 -8.9 76,202 89,332 -14.7
Proposals 12,178 11,342 11,578 7.4 5.2 45,606 43,425 5.0

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Table 3: Insolvencies Filed by Businesses
Province Volume % Change 12-Month Period Ending
Q1 2012 Q4 2011 Q1 2011 Q4 2011 to Q1 2012 Q1 2011 to Q1 2012 03-31-2012 03-31-2011 % Change
Newfoundland and Labrador 7 4 10 75.0 -30.0 23 28 -17.9
Bankruptcies 7 2 10 250.0 -30.0 21 26 -19.2
Proposals 0 2 0 -100.0 2 2 0.0
Prince Edward Island 10 6 3 66.7 233.3 24 20 20.0
Bankruptcies 7 6 3 16.7 133.3 19 14 35.7
Proposals 3 0 0 5 6 -16.7
Nova Scotia 26 21 41 23.8 -36.6 98 181 -45.9
Bankruptcies 21 18 36 16.7 -41.7 80 152 -47.4
Proposals 5 3 5 66.7 0.0 18 29 -37.9
New Brunswick 18 6 13 200.0 38.5 65 72 -9.7
Bankruptcies 16 5 7 220.0 128.6 52 59 -11.9
Proposals 2 1 6 100.0 -66.7 13 13 0.0
Quebec 521 548 550 -4.9 -5.3 2,098 2,099 0.0
Bankruptcies 373 406 410 -8.1 -9.0 1,532 1,536 -0.3
Proposals 148 142 140 4.2 5.7 566 563 0.5
Ontario 387 400 430 -3.3 -10.0 1,571 1,766 -11.0
Bankruptcies 300 306 339 -2.0 -1 1.5 1,237 1,448 -14.6
Proposals 87 94 91 -7.4 -4.4 334 318 5.0
Manitoba 17 28 21 -39.3 -19.0 70 72 -2.8
Bankruptcies 11 24 14 -54.2 -21.4 57 57 0.0
Proposals 6 4 7 50.0 -14.3 13 15 -13.3
Saskatchewan 39 28 51 39.3 -23.5 145 146 -0.7
Bankruptcies 28 18 28 55.6 0.0 104 94 10.6
Proposals 11 10 23 10.0 -52.2 41 52 -21.2
Alberta 88 89 90 -1.1 -2.2 339 414 -18.1
Bankruptcies 64 67 78 -4.5 -17.9 250 351 -28.8
Proposals 24 22 12 9.1 100.0 89 63 41.3
British Columbia 79 58 55 36.2 43.6 267 244 9.4
Bankruptcies 56 48 45 16.7 24.4 203 202 0.5
Proposals 23 10 10 130.0 130.0 64 42 52.4
Northwest Territories 0 0 2 -100.0 0 3 -100.0
Bankruptcies 0 0 0 0 0
Proposals 0 0 2 -100.0 0 3 -100.0
Yukon 0 0 0 1 2 -50.0
Bankruptcies 0 0 0 1 0
Proposals 0 0 0 0 2 -100.0
Nunavut 0 0 0 0 0
Bankruptcies 0 0 0 0 0
Proposals 0 0 0 0 0
Canada 1,192 1,188 1,266 0.3 -5.8 4,701 5,047 -6.9
Bankruptcies 883 900 970 -1.9 -9.0 3,556 3,939 -9.7
Proposals 309 288 296 7.3 4.4 1,145 1,108 3.3

Table 4: Insolvencies by NAICS Economic Sectors, Canada
empty cell Volume % Change 12-Month Period Ending
Q1 2012 Q4 2011 Q1 2011 Q4 2011 to Q1 2012 Q1 2011 to Q1 2012 03-31-2012 03-31-2011 % Change
Agriculture, Forestry, Fishing and Hunting 28 26 40 7.7 -30.0 122 142 -14.1
Bankruptcies 24 20 26 20.0 -7.7 89 99 -10.1
Proposals 4 6 14 -33.3 -71.4 33 43 -23.3
Mining and Oil and Gas Extraction 2 5 9 -60.0 -77.8 19 46 -58.7
Bankruptcies 1 3 8 -66.7 -87.5 13 30 -56.7
Proposals 1 2 1 -50.0 0.0 6 16 -62.5
Utilities 4 3 3 33.3 33.3 15 8 87.5
Bankruptcies 3 3 2 0.0 50.0 11 7 57.1
Proposals 1 0 1 0.0 4 1 300.0
Construction 241 174 228 38.5 5.7 795 838 -5.1
Bankruptcies 172 137 183 25.5 -6.0 609 679 -10.3
Proposals 69 37 45 86.5 53.3 186 159 17.0
Manufacturing 123 155 130 -20.6 -5.4 547 539 1.5
Bankruptcies 88 116 85 -24.1 3.5 396 393 0.8
Proposals 35 39 45 -10.3 -22.2 151 146 3.4
Wholesale Trade 69 64 66 7.8 4.5 264 295 -10.5
Bankruptcies 54 47 48 14.9 12.5 204 230 -11.3
Proposals 15 17 18 -11.8 -16.7 60 65 -7.7
Retail Trade 155 165 189 -6.1 -18.0 614 725 -15.3
Bankruptcies 110 119 155 -7.6 -29.0 460 592 -22.3
Proposals 45 46 34 -2.2 32.4 154 133 15.8
Transportation and Warehousing 62 63 70 -1.6 -11.4 302 341 -11.4
Bankruptcies 49 47 58 4.3 -15.5 243 285 -14.7
Proposals 13 16 12 -18.8 8.3 59 56 5.4
Information and Cultural Industries 13 18 20 -27.8 -35.0 71 77 -7.8
Bankruptcies 13 16 14 -18.8 -7.1 52 50 4.0
Proposals 0 2 6 -100.0 -100.0 19 27 -29.6
Finance and Insurance 22 25 27 -12.0 -18.5 102 103 -1.0
Bankruptcies 17 19 23 -10.5 -26.1 74 83 -10.8
Proposals 5 6 4 -16.7 25.0 28 20 40.0
Real Estate and Rental and Leasing 37 31 50 19.4 -26.0 129 182 -29.1
Bankruptcies 26 20 33 30.0 -21.2 97 136 -28.7
Proposals 11 11 17 0.0 -35.3 32 46 -30.4
Professional, Scientific and Technical Services 83 87 75 -4.6 10.7 298 307 -2.9
Bankruptcies 60 64 49 -6.3 22.4 209 223 -6.3
Proposals 23 23 26 0.0 -11.5 89 84 6.0
Management of Companies and Enterprises 17 13 9 30.8 88.9 60 70 -14.3
Bankruptcies 12 12 7 0.0 71.4 48 49 -2.0
Proposals 5 1 2 400.0 150.0 12 21 -42.9
Administrative and Support, Waste Management and Remediation Services 57 67 46 -14.9 23.9 224 211 6.2
Bankruptcies 39 49 36 -20.4 8.3 167 173 -3.5
Proposals 18 18 10 0.0 80.0 57 38 50.0
Educational Services 10 8 8 25.0 25.0 34 39 -12.8
Bankruptcies 8 8 6 0.0 33.3 25 32 -21.9
Proposals 2 0 2 0.0 9 7 28.6
Health Care and Social Assistance 12 15 24 -20.0 -50.0 73 67 9.0
Bankruptcies 11 7 23 57.1 -52.2 51 50 2.0
Proposals 1 8 1 -87.5 0.0 22 17 29.4
Arts, Entertainment and Recreation 21 20 15 5.0 40.0 92 86 7.0
Bankruptcies 18 18 13 0.0 38.5 79 75 5.3
Proposals 3 2 2 50.0 50.0 13 11 18.2
Accommodation and Food Services 167 176 172 -5.1 -2.9 653 659 -0.9
Bankruptcies 119 132 134 -9.8 -11.2 495 494 0.2
Proposals 48 44 38 9.1 26.3 158 165 -4.2
Other Services (except Public Administration) 67 72 84 -6.9 -20.2 280 306 -8.5
Bankruptcies 57 62 67 -8.1 -14.9 228 256 -10.9
Proposals 10 10 17 0.0 -41.2 52 50 4.0
Public Administration 2 1 1 100.0 100.0 6 6 0.0
Bankruptcies 2 1 0 100.0 5 3 66.7
Proposals 0 0 1 -100.0 1 3 -66.7
Total 1,192 1,188 1,266 0.3 -5.8 4,701 5,047 -6.9
Bankruptcies 883 900 970 -1.9 -9.0 3,556 3,939 -9.7
Proposals 309 288 296 7.3 4.4 1,145 1,108 3.3

Table 5: Insolvencies Filed by Consumers by ER
Province or region Volume % Change 12-Month Period Ending
Q1 2012 Q4 2011 Q1 2011 Q4 2011 to Q1 2012 Q1 2011 to Q1 2012 03-31-2012 03-31-2011 % Change
Newfoundland and Labrador 429 456 541 -5.9 -20.7 1,969 2,396 -17.8
Bankruptcies 398 429 508 -7.2 -21.7 1,847 2,254 -18.1
Proposals 31 27 33 14.8 -6.1 122 142 -14.1
Avalon Peninsula 177 181 237 -2.2 -25.3 813 999 -18.6
Bankruptcies 153 163 213 -6.1 -28.2 734 913 -19.6
Proposals 24 18 24 33.3 0.0 79 86 -8.1
South Coast – Burin Peninsula 26 40 54 -35.0 -51.9 148 251 -41.0
Bankruptcies 26 39 52 -33.3 -50.0 147 241 -39.0
Proposals 0 1 2 -100.0 -100.0 1 10 -90.0
West Coast – Northern Peninsula – Labrador 99 111 92 -10.8 7.6 444 448 -0.9
Bankruptcies 95 107 88 -11.2 8.0 423 422 0.2
Proposals 4 4 4 0.0 0.0 21 26 -19.2
Notre Dame – Central Bonavista Bay 127 124 158 2.4 -19.6 566 696 -18.7
Bankruptcies 124 120 155 3.3 -20.0 544 677 -19.6
Proposals 3 4 3 -25.0 0.0 22 19 15.8
Prince Edward Island 137 133 179 3.0 -23.5 578 624 -7.4
Bankruptcies 112 102 162 9.8 -30.9 470 561 -16.2
Proposals 25 31 17 -19.4 47.1 108 63 71.4
Nova Scotia 1,084 1,055 1,246 2.7 -13.0 4,394 5,106 -13.9
Ba nkruptcies 832 805 978 3.4 -14.9 3,441 4,104 -16.2
Proposals 252 250 268 0.8 -6.0 953 1,002 -4.9
Cape Breton 151 173 242 -12.7 -37.6 761 955 -20.3
Bankruptcies 105 122 175 -13.9 -40.0 554 722 -23.3
Proposals 46 51 67 -9.8 -31.3 207 233 -11.2
North Shore 193 172 180 12.2 7.2 745 876 -15.0
Bankruptcies 145 133 134 9.0 8.2 562 677 -17.0
Proposals 48 39 46 23.1 4.3 183 199 -8.0
Annapolis Valley 161 164 168 -1.8 -4.2 636 720 -11.7
Bankruptcies 128 143 139 -10.5 -7.9 536 612 -12.4
Proposals 33 21 29 57.1 13.8 100 108 -7.4
Southern 138 129 179 7.0 -22.9 564 650 -13.2
Bankruptcies 101 102 147 -1.0 -31.3 450 523 -14.0
Proposals 37 27 32 37.0 15.6 114 127 -10.2
Halifax 442 416 477 6.3 -7.3 1,689 1,903 -11.2
Bankruptcies 354 304 383 16.4 -7.6 1,339 1,569 -14.7
Proposals 88 112 94 -21.4 -6.4 350 334 4.8
New Brunswick 998 892 773 11.9 29.1 3,725 3,622 2.8
Bankruptcies 752 704 637 6.8 18.1 2,963 3,029 -2.2
Proposals 246 188 136 30.9 80.9 762 593 28.5
Campbellton – Miramichi 205 185 139 10.8 47.5 740 699 5.9
Bankruptcies 169 152 113 11.2 49.6 630 596 5.7
Proposals 36 33 26 9.1 38.5 110 103 6.8
Moncton – Richibucto 244 263 236 -7.2 3.4 1,042 1,059 -1.6
Bankruptcies 171 215 196 -20.5 -12.8 820 876 -6.4
Proposals 73 48 40 52.1 82.5 222 183 21.3
Saint John – St. Stephen 263 215 170 22.3 54.7 947 819 15.6
Bankruptcies 190 165 143 15.2 32.9 733 691 6.1
Proposals 73 50 27 46.0 170.4 214 128 67.2
Fredericton – Oromocto 172 126 153 36.5 12.4 576 633 -9.0
Bankruptcies 125 95 120 31.6 4.2 429 505 -15.0
Proposals 47 31 33 51.6 42.4 147 128 14.8
Edmundston – Woodstock 114 104 74 9.6 54.1 420 412 1.9
Bankruptcies 97 77 65 26.0 49.2 351 361 -2.8
Proposals 17 27 9 -37.0 88.9 69 51 35.3
Quebec 9,326 8,802 9,368 6.0 -0.4 35,726 37,543 -4.8
Bankruptcies 6,343 6,210 6,647 2.1 -4.6 25,323 27,680 -8.5
Proposals 2,983 2,592 2,721 15.1 9.6 10,403 9,863 5.5
Gaspésie – Îles-de-la-Madeleine 98 88 118 11.4 -16.9 374 386 -3.1
Bankruptcies 63 68 83 -7.4 -24.1 268 257 4.3
Proposals 35 20 35 75.0 0.0 106 129 -17.8
Bas-Saint-Laurent 186 163 172 14.1 8.1 671 684 -1.9
Bankruptcies 138 116 109 19.0 26.6 483 519 -6.9
Proposals 48 47 63 2.1 -23.8 188 165 13.9
Capitale-Nationale 590 513 628 15.0 -6.1 2,276 2,432 -6.4
Bankruptcies 459 382 448 20.2 2.5 1,758 1,906 -7.8
Proposals 131 131 180 0.0 -27.2 518 526 -1.5
Chaudière – Appalaches 318 312 326 1.9 -2.5 1,196 1,300 -8.0
Bankruptcies 223 217 228 2.8 -2.2 861 966 -10.9
Proposals 95 95 98 0.0 -3.1 335 334 0.3
Estrie 332 316 304 5.1 9.2 1,281 1,327 -3.5
Bankruptcies 235 244 248 -3.7 -5.2 995 1,088 -8.5
Proposals 97 72 56 34.7 73.2 286 239 19.7
Centre-du-Québec 238 283 270 -15.9 -11.9 980 1,044 -6.1
Bankruptcies 160 211 208 -24.2 -23.1 739 816 -9.4
Proposals 78 72 62 8.3 25.8 241 228 5.7
Montérégie 1,749 1,726 1,663 1.3 5.2 6,678 6,869 -2.8
Bankruptcies 1,170 1,219 1,150 -4.0 1.7 4,639 4,972 -6.7
Proposals 579 507 513 14.2 12.9 2,039 1,897 7.5
Montréal 2,235 2,103 2,449 6.3 -8.7 8,921 9,858 -9.5
Bankruptcies 1,601 1,505 1,797 6.4 -10.9 6,483 7,437 -12.8
Proposals 634 598 652 6.0 -2.8 2,438 2,421 0.7
Laval 514 466 531 10.3 -3.2 1,903 2,058 -7.5
Bankruptcies 325 331 353 -1.8 -7.9 1,311 1,430 -8.3
Proposals 189 135 178 40.0 6.2 592 628 -5.7
Lanaudière 755 704 684 7.2 10.4 2,769 2,784 -0.5
Bankruptcies 443 437 434 1.4 2.1 1,735 1,862 -6.8
Proposals 312 267 250 16.9 24.8 1,034 922 12.1
Laurentides 955 893 878 6.9 8.8 3,693 3,523 4.8
Bankruptcies 597 571 608 4.6 -1.8 2,438 2,438 0.0
Proposals 358 322 270 11.2 32.6 1,255 1,085 15.7
Outaouais 603 524 573 15.1 5.2 2,146 2,168 -1.0
Bankruptcies 385 374 374 2.9 2.9 1,476 1,515 -2.6
Proposals 218 150 199 45.3 9.5 670 653 2.6
Abitibi – Témiscamingue 106 96 141 10.4 -24.8 452 586 -22.9
Bankruptcies 71 69 116 2.9 -38.8 311 480 -35.2
Proposals 35 27 25 29.6 40.0 141 106 33.0
Mauricie 299 300 280 -0.3 6.8 1,133 1,162 -2.5
Bankruptcies 238 233 233 2.1 2.1 906 925 -2.1
Proposals 61 67 47 -9.0 29.8 227 237 -4.2
Saguenay – Lac-Saint-Jean 274 253 282 8.3 -2.8 996 1,085 -8.2
Bankruptcies 179 181 203 -1.1 -11.8 714 859 -16.9
Proposals 95 72 79 31.9 20.3 282 226 24.8
Côte-Nord 60 52 59 15.4 1.7 209 233 -10.3
Bankruptcies 44 44 47 0.0 -6.4 168 178 -5.6
Proposals 16 8 12 100.0 33.3 41 55 -25.5
Nord-du-Québec 14 12 10 16.7 40.0 45 43 4.7
Bankruptcies 10 9 7 11.1 42.9 37 32 15.6
Proposals 4 3 3 33.3 33.3 8 11 -27.3
Ontario 11,969 12,531 12,723 -4.5 -5.9 49,706 55,300 -10.1
Bankruptcies 5,659 6,405 6,228 -11.6 -9.1 24,960 30,902 -19.2
Proposals 6,310 6,126 6,495 3.0 -2.8 24,746 24,398 1.4
Ottawa 901 1,018 1,024 -11.5 -12.0 3,854 4,231 -8.9
Bankruptcies 546 625 653 -12.6 -16.4 2,403 2,778 -13.5
Proposals 355 393 371 -9.7 -4.3 1,451 1,453 -0.1
Kingston – Pembroke 410 448 425 -8.5 -3.5 1,795 1,899 -5.5
Bankruptcies 261 299 249 -12.7 4.8 1,205 1,232 -2.2
Proposals 149 149 176 0.0 -15.3 590 667 -11.5
Muskoka – Kawarthas 387 334 367 15.9 5.4 1,436 1,475 -2.6
Bankruptcies 184 182 210 1.1 -12.4 755 901 -16.2
Proposals 203 152 157 33.6 29.3 681 574 18.6
Toronto 5,151 5,251 5,505 -1.9 -6.4 21,395 23,928 -10.6
Bankruptcies 1,947 2,182 2,166 -10.8 -10.1 8,611 11,053 -22.1
Proposals 3,204 3,069 3,339 4.4 -4.0 12,784 12,875 -0.7
Kitchener – Waterloo – Barrie 1,216 1,260 1,280 -3.5 -5.0 4,967 5,505 -9.8
Bankruptcies 554 663 609 -16.4 -9.0 2,501 3,135 -20.2
Proposals 662 597 671 10.9 -1.3 2,466 2,370 4.1
Hamilton – Niagara Peninsula 1,505 1,545 1,568 -2.6 -4.0 6,075 6,715 -9.5
Bankruptcies 724 791 737 -8.5 -1.8 3,025 3,759 -19.5
Proposals 781 754 831 3.6 -6.0 3,050 2,956 3.2
London 729 923 793 -21.0 -8.1 3,364 3,684 -8.7
Bankruptcies 420 552 465 -23.9 -9.7 2,016 2,468 -18.3
Proposals 309 371 328 -16.7 -5.8 1,348 1,216 10.9
Windsor – Sarnia 692 722 777 -4.2 -10.9 2,862 3,511 -18.5
Bankruptcies 432 448 489 -3.6 -11.7 1,825 2,376 -23.2
Proposals 260 274 288 -5.1 -9.7 1,037 1,135 -8.6
Stratford – Bruce Peninsula 215 266 210 -19.2 2.4 911 859 6.1
Bankruptcies 143 162 123 -11.7 16.3 607 613 -1.0
Proposals 72 104 87 -30.8 -17.2 304 246 23.6
Northeast 595 621 617 -4.2 -3.6 2,432 2,747 -11.5
Bankruptcies 333 390 411 -14.6 -19.0 1,555 2,022 -23.1
Proposals 262 231 206 13.4 27.2 877 725 21.0
Northwest 166 142 156 16.9 6.4 614 745 -17.6
Bankruptcies 114 111 116 2.7 -1.7 456 564 -19.1
Proposals 52 31 40 67.7 30.0 158 181 -12.7
Manitoba 462 509 579 -9.2 -20.2 2,038 2,593 -21.4
Bankruptcies 305 353 406 -13.6 -24.9 1,413 1,907 -25.9
Proposals 157 156 173 0.6 -9.2 625 686 -8.9
Southeast 28 22 40 27.3 -30.0 120 193 -37.8
Bankruptcies 21 22 36 -4.5 -41.7 97 148 -34.5
Proposals 7 0 4 75.0 23 45 -48.9
South Central 15 21 28 -28.6 -46.4 75 110 -31.8
Bankruptcies 11 15 22 -26.7 -50.0 53 90 -41.1
Proposals 4 6 6 -33.3 -33.3 22 20 10.0
Southwest 52 71 63 -26.8 -17.5 246 290 -15.2
Bankruptcies 32 42 33 -23.8 -3.0 154 183 -15.8
Proposals 20 29 30 -31.0 -33.3 92 107 -14.0
North Central 14 17 21 -17.6 -33.3 49 76 -35.5
Bankruptcies 9 8 17 12.5 -47.1 33 51 -35.3
Proposals 5 9 4 -44.4 25.0 16 25 -36.0
Winnipeg 300 317 368 -5.4 -18.5 1,291 1,631 -20.8
Bankruptcies 201 225 266 -10.7 -24.4 902 1,224 -26.3
Proposals 99 92 102 7.6 -2.9 389 407 -4.4
Interlake 22 24 23 -8.3 -4.3 106 131 -19.1
Bankruptcies 14 19 14 -26.3 0.0 81 103 -21.4
Proposals 8 5 9 60.0 -11.1 25 28 -10.7
Parklands 8 13 14 -38.5 -42.9 71 67 6.0
Bankruptcies 3 8 7 -62.5 -57.1 39 44 -11.4
Proposals 5 5 7 0.0 -28.6 32 23 39.1
North 22 23 20 -4.3 10.0 79 96 -17.7
Bankruptcies 15 13 11 15.4 36.4 54 65 -16.9
Proposals 7 10 9 -30.0 -22.2 25 31 -19.4
Saskatchewan 483 446 551 8.3 -12.3 1,987 2,257 -12.0
Bankruptcies 265 269 344 -1.5 -23.0 1,193 1,449 -17.7
Proposals 218 177 207 23.2 5.3 794 808 -1.7
Regina – Moose Mountain 120 107 165 12.1 -27.3 518 640 -19.1
Bankruptcies 50 56 85 -10.7 -41.2 248 362 -31.5
Proposals 70 51 80 37.3 -12.5 270 278 -2.9
Swift Current – Moose Jaw 47 39 53 20.5 -11.3 188 235 -20.0
Bankruptcies 26 23 37 13.0 -29.7 119 157 -24.2
Proposals 21 16 16 31.3 31.3 69 78 -11.5
Saskatoon – Biggar 167 163 159 2.5 5.0 663 712 -6.9
Bankruptcies 99 105 100 -5.7 -1.0 426 467 -8.8
Proposals 68 58 59 17.2 15.3 237 245 -3.3
Yorkton – Melville 37 38 52 -2.6 -28.8 160 184 -13.0
Bankruptcies 21 28 38 -25.0 -44.7 110 117 -6.0
Proposals 16 10 14 60.0 14.3 50 67 -25.4
Prince Albert 98 92 104 6.5 -5.8 419 441 -5.0
Bankruptcies 63 55 68 14.5 -7.4 271 307 -11.7
Proposals 35 37 36 -5.4 -2.8 148 134 10.4
Northern 14 6 18 133.3 -22.2 39 44 -11.4
Bankruptcies 6 2 16 200.0 -62.5 19 38 -50.0
Proposals 8 4 2 100.0 300.0 20 6 233.3
Alberta 2,477 2,359 2,607 5.0 -5.0 9,910 10,700 -7.4
Bankruptcies 1,618 1,575 1,894 2.7 -14.6 6,753 7,947 -15.0
Proposals 859 784 713 9.6 20.5 3,157 2,753 14.7
Lethbridge – Medicine Hat 192 224 239 -14.3 -19.7 866 998 -13.2
Bankruptcies 134 163 166 -17.8 -19.3 625 754 -17.1
Proposals 58 61 73 -4.9 -20.5 241 244 -1.2
Camrose – Drumheller 116 110 99 5.5 17.2 439 422 4.0
Bankruptcies 85 73 74 16.4 14.9 315 312 1.0
Proposals 31 37 25 -16.2 24.0 124 110 12.7
Calgary 998 901 915 10.8 9.1 3,837 3,708 3.5
Bankruptcies 691 605 738 14.2 -6.4 2,722 2,932 -7.2
Proposals 307 296 177 3.7 73.4 1,115 776 43.7
Banff – Jasper – Rocky Mountain House 60 57 46 5.3 30.4 237 201 17.9
Bankruptcies 43 43 34 0.0 26.5 185 158 17.1
Proposals 17 14 12 21.4 41.7 52 43 20.9
Red Deer 124 111 172 11.7 -27.9 496 589 -15.8
Bankruptcies 82 76 122 7.9 -32.8 332 465 -28.6
Proposals 42 35 50 20.0 -16.0 164 124 32.3
Edmonton 771 770 910 0.1 -15.3 3,240 3,810 -15.0
Bankruptcies 441 491 605 -10.2 -27.1 2,022 2,630 -23.1
Proposals 330 279 305 18.3 8.2 1,218 1,180 3.2
Athabasca – Grande Prairie – Peace River 155 142 179 9.2 -13.4 596 755 -21.1
Bankruptcies 103 98 128 5.1 -19.5 423 556 -23.9
Proposals 52 44 51 18.2 2.0 173 199 -13.1
Wood Buffalo – Cold Lake 60 45 47 33.3 27.7 198 217 -8.8
Bankruptcies 38 26 26 46.2 46.2 127 141 -9.9
Proposals 22 19 21 15.8 4.8 71 76 -6.6
British Columbia 3,024 2,804 3,012 7.8 0.4 11,688 12,525 -6.7
Bankruptcies 1,937 1,794 2,204 8.0 -12.1 7,773 9,426 -17.5
Proposals 1,087 1,010 808 7.6 34.5 3,915 3,099 26.3
Vancouver Island and Coast 614 562 649 9.3 -5.4 2,416 2,595 -6.9
Bankruptcies 418 373 494 12.1 -15.4 1,699 2,042 -16.8
Proposals 196 189 155 3.7 26.5 717 553 29.7
Lower Mainland – Southwest 1,704 1,562 1,572 9.1 8.4 6,416 6,598 -2.8
Bankruptcies 1,055 1,001 1,129 5.4 -6.6 4,171 4,913 -15.1
Proposals 649 561 443 15.7 46.5 2,245 1,685 33.2
Thompson – Okanagan 407 415 526 -1.9 -22.6 1,697 1,983 -14.4
Bankruptcies 262 241 365 8.7 -28.2 1,089 1,420 -23.3
Proposals 145 174 161 -16.7 -9.9 608 563 8.0
Kootenay 99 75 87 32.0 13.8 365 409 -10.8
Bankruptcies 73 47 68 55.3 7.4 249 298 -16.4
Proposals 26 28 19 -7.1 36.8 116 111 4.5
Cariboo 127 123 123 3.3 3.3 507 532 -4.7
Bankruptcies 78 85 105 -8.2 -25.7 349 421 -17.1
Proposals 49 38 18 28.9 172.2 158 111 42.3
North Coast 26 24 11 8.3 136.4 99 130 -23.8
Bankruptcies 17 17 8 0.0 112.5 72 110 -34.5
Proposals 9 7 3 28.6 200.0 27 20 35.0
Nechako 15 18 21 -16.7 -28.6 67 117 -42.7
Bankruptcies 9 13 18 -30.8 -50.0 47 96 -51.0
Proposals 6 5 3 20.0 100.0 20 21 -4.8
Northeast 30 25 24 20.0 25.0 119 162 -26.5
Bankruptcies 24 18 18 33.3 33.3 96 127 -24.4
Proposals 6 7 6 -14.3 0.0 23 35 -34.3
Northwest Territories 18 8 13 125.0 38.5 50 45 11.1
Bankruptcies 10 8 8 25.0 25.0 35 31 12.9
Proposals 8 0 5 60.0 15 14 7.1
Yukon Territory 5 7 10 -28.6 -50.0 31 41 -24.4
Bankruptcies 4 6 8 -33.3 -50.0 27 37 -27.0
Proposals 1 1 2 0.0 -50.0 4 4 0.0
Nunavut 1 0 2 -50.0 6 5 20.0
Bankruptcies 0 0 2 -100.0 4 5 -20.0
Proposals 1 0 0 2 0

Table 6: Insolvencies Filed by Businesses by ER
Province or region Volume % Change 12-Month Period Ending
Q1 2012 Q4 2011 Q1 2011 Q4 2011 to Q1 2012 Q1 2011 to Q1 2012 03-31-2012 03-31-2011 % Change
Newfoundland and Labrador 7 4 10 75.0 -30.0 23 28 -17.9
Bankruptcies 7 2 10 250.0 -30.0 21 26 -19.2
Proposals 0 2 0 -100.0 2 2 0.0
Avalon Peninsula 2 0 5 -60.0 7 15 -53.3
Bankruptcies 2 0 5 -60.0 7 13 -46.2
Proposals 0 0 0 0 2 -100.0
South Coast – Burin Peninsula 1 1 0 0.0 3 0
Bankruptcies 1 1 0 0.0 3 0
Proposals 0 0 0 0 0
West Coast – Northern Peninsula – Labrador 3 1 2 200.0 50.0 8 7 14.3
Bankruptcies 3 1 2 200.0 50.0 8 7 14.3
Proposals 0 0 0 0 0
Notre Dame – Central Bonavista Bay 1 2 3 -50.0 -66.7 5 6 -16.7
Bankruptcies 1 0 3 -66.7 3 6 -50.0
Proposals 0 2 0 -100.0 2 0
Prince Edward Island 10 6 3 66.7 233.3 24 20 20.0
Bankruptcies 7 6 3 16.7 133.3 19 14 35.7
Proposals 3 0 0 5 6 -16.7
Nova Scotia 26 21 41 23.8 -36.6 98 181 -45.9
Bankruptcies 21 18 36 16.7 -41.7 80 152 -47.4
Proposals 5 3 5 66.7 0.0 18 29 -37.9
Cape Breton 5 2 3 150.0 66.7 8 12 -33.3
Bankruptcies 4 2 2 100.0 100.0 7 10 -30.0
Proposals 1 0 1 0.0 1 2 -50.0
North Shore 5 5 2 0.0 150.0 18 12 50.0
Bankruptcies 4 4 1 0.0 300.0 13 11 18.2
Proposals 1 1 1 0.0 0.0 5 1 400.0
Annapolis Valley 3 3 4 0.0 -25.0 12 24 -50.0
Bankruptcies 3 3 4 0.0 -25.0 11 22 -50.0
Proposals 0 0 0 1 2 -50.0
Southern 0 2 2 -100.0 -100.0 9 18 -50.0
Bankruptcies 0 2 2 -100.0 -100.0 8 12 -33.3
Proposals 0 0 0 1 6 -83.3
Halifax 12 9 29 33.3 -58.6 50 116 -56.9
Bankruptcies 9 7 26 28.6 -65.4 40 98 -59.2
Proposals 3 2 3 50.0 0.0 10 18 -44.4
New Brunswick 18 6 13 200.0 38.5 65 72 -9.7
Bankruptcies 16 5 7 220.0 128.6 52 59 -11.9
Proposals 2 1 6 100.0 -66.7 13 13 0.0
Campbellton – Miramichi 0 1 3 -100.0 -100.0 13 22 -40.9
Bankruptcies 0 1 2 -100.0 -100.0 12 19 -36.8
Proposals 0 0 1 -100.0 1 3 -66.7
Moncton – Richibucto 8 1 4 700.0 100.0 21 29 -27.6
Bankruptcies 7 1 3 600.0 133.3 17 26 -34.6
Proposals 1 0 1 0.0 4 3 33.3
Saint John – St. Stephen 5 2 3 150.0 66.7 17 10 70.0
Bankruptcies 5 1 0 400.0 13 4 225.0
Proposals 0 1 3 -100.0 -100.0 4 6 -33.3
Fredericton – Oromocto 0 1 1 -100.0 -100.0 4 6 -33.3
Bankruptcies 0 1 0 -100.0 3 5 -40.0
Proposals 0 0 1 -100.0 1 1 0.0
Edmundston – Woodstock 5 0 2 150.0 10 5 100.0
Bankruptcies 4 0 2 100.0 7 5 40.0
Proposals 1 0 0 3 0
Quebec 521 548 550 -4.9 -5.3 2,098 2,099 0.0
Bankruptcies 373 406 410 -8.1 -9.0 1,532 1,536 -0.3
Proposals 148 142 140 4.2 5.7 566 563 0.5
Gaspésie – Îles-de-la-Madeleine 3 3 5 0.0 -40.0 27 19 42.1
Bankruptcies 1 2 5 -50.0 -80.0 14 16 -12.5
Proposals 2 1 0 100.0 13 3 333.3
Bas-Saint-Laurent 8 14 10 -42.9 -20.0 50 42 19.0
Bankruptcies 6 11 9 -45.5 -33.3 35 32 9.4
Proposals 2 3 1 -33.3 100.0 15 10 50.0
Capitale-Nationale 46 35 45 31.4 2.2 155 150 3.3
Bankruptcies 33 24 31 37.5 6.5 114 112 1.8
Proposals 13 11 14 18.2 -7.1 41 38 7.9
Chaudière – Appalaches 18 26 17 -30.8 5.9 88 73 20.5
Bankruptcies 13 18 12 -27.8 8.3 64 55 16.4
Proposals 5 8 5 -37.5 0.0 24 18 33.3
Estrie 11 16 14 -31.3 -21.4 47 50 -6.0
Bankruptcies 7 11 10 -36.4 -30.0 33 37 -10.8
Proposals 4 5 4 -20.0 0.0 14 13 7.7
Centre-du-Québec 14 9 13 55.6 7.7 60 56 7.1
Bankruptcies 12 7 9 71.4 33.3 47 39 20.5
Proposals 2 2 4 0.0 -50.0 13 17 -23.5
Montérégie 99 93 94 6.5 5.3 364 330 10.3
Bankruptcies 72 76 76 -5.3 -5.3 281 243 15.6
Proposals 27 17 18 58.8 50.0 83 87 -4.6
Montréal 166 159 159 4.4 4.4 621 681 -8.8
Bankruptcies 124 120 126 3.3 -1.6 451 501 -10.0
Proposals 42 39 33 7.7 27.3 170 180 -5.6
Laval 30 54 41 -44.4 -26.8 153 164 -6.7
Bankruptcies 17 35 26 -51.4 -34.6 103 105 -1.9
Proposals 13 19 15 -31.6 -13.3 50 59 -15.3
Lanaudière 26 40 34 -35.0 -23.5 126 122 3.3
Bankruptcies 19 28 20 -32.1 -5.0 98 85 15.3
Proposals 7 12 14 -41.7 -50.0 28 37 -24.3
Laurentides 39 45 48 -13.3 -18.8 173 183 -5.5
Bankruptcies 26 33 33 -21.2 -21.2 126 131 -3.8
Proposals 13 12 15 8.3 -13.3 47 52 -9.6
Outaouais 15 19 23 -21.1 -34.8 70 74 -5.4
Bankruptcies 11 13 15 -15.4 -26.7 43 54 -20.4
Proposals 4 6 8 -33.3 -50.0 27 20 35.0
Abitibi – Témiscamingue 4 3 6 33.3 -33.3 16 36 -55.6
Bankruptcies 2 3 6 -33.3 -66.7 14 31 -54.8
Proposals 2 0 0 2 5 -60.0
Mauricie 14 16 19 -12.5 -26.3 70 60 16.7
Bankruptcies 7 11 13 -36.4 -46.2 45 46 -2.2
Proposals 7 5 6 40.0 16.7 25 14 78.6
Saguenay – Lac-Saint-Jean 24 13 14 84.6 71.4 62 44 40.9
Bankruptcies 19 12 13 58.3 46.2 51 38 34.2
Proposals 5 1 1 400.0 400.0 11 6 83.3
Côte-Nord 1 1 1 0.0 0.0 13 8 62.5
Bankruptcies 1 1 1 0.0 0.0 11 7 57.1
Proposals 0 0 0 2 1 100.0
Nord-du-Québec 0 0 2 -100.0 1 5 -80.0
Bankruptcies 0 0 2 -100.0 1 4 -75.0
Proposals 0 0 0 0 1 -100.0
Ontario 387 400 430 -3.3 -10.0 1,571 1,766 -11.0
Bankruptcies 300 306 339 -2.0 -11.5 1,237 1,448 -14.6
Proposals 87 94 91 -7.4 -4.4 334 318 5.0
Ottawa 26 37 37 -29.7 -29.7 128 147 -12.9
Bankruptcies 22 26 24 -15.4 -8.3 98 119 -17.6
Proposals 4 11 13 -63.6 -69.2 30 28 7.1
Kingston – Pembroke 6 6 9 0.0 -33.3 30 42 -28.6
Bankruptcies 6 4 7 50.0 -14.3 25 38 -34.2
Proposals 0 2 2 -100.0 -100.0 5 4 25.0
Muskoka – Kawarthas 5 5 11 0.0 -54.5 36 35 2.9
Bankruptcies 4 5 11 -20.0 -63.6 33 33 0.0
Proposals 1 0 0 3 2 50.0
Toronto 210 223 240 -5.8 -12.5 858 953 -10.0
Bankruptcies 162 169 184 -4.1 -12.0 664 758 -12.4
Proposals 48 54 56 -11.1 -14.3 194 195 -0.5
Kitchener – Waterloo – Barrie 34 35 30 -2.9 13.3 137 140 -2.1
Bankruptcies 23 24 23 -4.2 0.0 108 119 -9.2
Proposals 11 11 7 0.0 57.1 29 21 38.1
Hamilton – Niagara Peninsula 45 41 38 9.8 18.4 170 205 -17.1
Bankruptcies 33 34 33 -2.9 0.0 134 173 -22.5
Proposals 12 7 5 71.4 140.0 36 32 12.5
London 12 12 19 0.0 -36.8 46 64 -28.1
Bankruptcies 11 9 17 22.2 -35.3 37 51 -27.5
Proposals 1 3 2 -66.7 -50.0 9 13 -30.8
Windsor – Sarnia 17 15 14 13.3 21.4 64 70 -8.6
Bankruptcies 16 14 13 14.3 23.1 57 60 -5.0
Proposals 1 1 1 0.0 0.0 7 10 -30.0
Stratford – Bruce Peninsula 8 6 13 33.3 -38.5 28 32 -12.5
Bankruptcies 5 5 11 0.0 -54.5 23 29 -20.7
Proposals 3 1 2 200.0 50.0 5 3 66.7
Northeast 15 14 8 7.1 87.5 51 51 0.0
Bankruptcies 11 12 6 -8.3 83.3 39 43 -9.3
Proposals 4 2 2 100.0 100.0 12 8 50.0
Northwest 8 4 9 100.0 -11.1 22 25 -12.0
Bankruptcies 6 3 9 100.0 -33.3 19 24 -20.8
Proposals 2 1 0 100.0 3 1 200.0
Manitoba 17 28 21 -39.3 -19.0 70 72 -2.8
Bankruptcies 11 24 14 -54.2 -21.4 57 57 0.0
Proposals 6 4 7 50.0 -14.3 13 15 -13.3
Southeast 5 0 0 9 1 800.0
Bankruptcies 0 0 0 4 0
Proposals 5 0 0 5 1 400.0
South Central 1 2 1 -50.0 0.0 6 7 -14.3
Bankruptcies 1 2 0 -50.0 6 6 0.0
Proposals 0 0 1 -100.0 0 1 -100.0
Southwest 3 2 2 50.0 50.0 13 15 -13.3
Bankruptcies 3 0 2 50.0 10 15 -33.3
Proposals 0 2 0 -100.0 3 0
North Central 2 4 2 -50.0 0.0 6 4 50.0
Bankruptcies 2 4 0 -50.0 6 2 200.0
Proposals 0 0 2 -100.0 0 2 -100.0
Winnipeg 5 16 11 -68.8 -54.5 28 32 -12.5
Bankruptcies 4 14 10 -71.4 -60.0 23 25 -8.0
Proposals 1 2 1 -50.0 0.0 5 7 -28.6
Interlake 0 1 0 -100.0 3 2 50.0
Bankruptcies 0 1 0 -100.0 3 2 50.0
Proposals 0 0 0 0 0
Parklands 0 2 4 -100.0 -100.0 2 9 -77.8
Bankruptcies 0 2 1 -100.0 -100.0 2 5 -60.0
Proposals 0 0 3 -100.0 0 4 -100.0
North 1 0 1 0.0 2 1 100.0
Bankruptcies 1 0 1 0.0 2 1 100.0
Proposals 0 0 0 0 0
Saskatchewan 39 28 51 39.3 -23.5 145 146 -0.7
Bankruptcies 28 18 28 55.6 0.0 104 94 10.6
Proposals 11 10 23 10.0 -52.2 41 52 -21.2
Regina – Moose Mountain 10 12 17 -16.7 -41.2 53 48 10.4
Bankruptcies 8 9 7 -11.1 14.3 41 28 46.4
Proposals 2 3 10 -33.3 -80.0 12 20 -40.0
Swift Current – Moose Jaw 6 4 7 50.0 -14.3 14 18 -22.2
Bankruptcies 4 0 2 100.0 7 9 -22.2
Proposals 2 4 5 -50.0 -60.0 7 9 -22.2
Saskatoon – Biggar 11 4 13 175.0 -15.4 31 43 -27.9
Bankruptcies 9 4 12 125.0 -25.0 24 38 -36.8
Proposals 2 0 1 100.0 7 5 40.0
Yorkton – Melville 6 3 7 100.0 -14.3 20 17 17.6
Bankruptcies 2 1 3 100.0 -33.3 10 7 42.9
Proposals 4 2 4 100.0 0.0 10 10 0.0
Prince Albert 5 4 6 25.0 -16.7 22 19 15.8
Bankruptcies 5 3 3 66.7 66.7 18 12 50.0
Proposals 0 1 3 -100.0 -100.0 4 7 -42.9
Northern 0 1 0 -100.0 4 1 300.0
Bankruptcies 0 1 0 -100.0 4 1 300.0
Proposals 0 0 0 0 0
Alberta 88 89 90 -1.1 -2.2 339 414 -18.1
Bankruptcies 64 67 78 -4.5 -17.9 250 351 -28.8
Proposals 24 22 12 9.1 100.0 89 63 41.3
Lethbridge – Medicine Hat 4 6 8 -33.3 -50.0 15 22 -31.8
Bankruptcies 2 4 8 -50.0 -75.0 11 18 -38.9
Proposals 2 2 0 0.0 4 4 0.0
Camrose – Drumheller 3 2 5 50.0 -40.0 10 15 -33.3
Bankruptcies 2 2 2 0.0 0.0 7 11 -36.4
Proposals 1 0 3 -66.7 3 4 -25.0
Calgary 35 42 39 -16.7 -10.3 138 146 -5.5
Bankruptcies 28 30 35 -6.7 -20.0 102 130 -21.5
Proposals 7 12 4 -41.7 75.0 36 16 125.0
Banff – Jasper – Rocky Mountain House 2 2 1 0.0 100.0 9 13 -30.8
Bankruptcies 2 1 1 100.0 100.0 8 12 -33.3
Proposals 0 1 0 -100.0 1 1 0.0
Red Deer 6 2 5 200.0 20.0 20 35 -42.9
Bankruptcies 2 2 3 0.0 -33.3 13 31 -58.1
Proposals 4 0 2 100.0 7 4 75.0
Edmonton 30 23 24 30.4 25.0 111 108 2.8
Bankruptcies 23 20 22 15.0 4.5 84 95 -11.6
Proposals 7 3 2 133.3 250.0 27 13 107.7
Athabasca – Grande Prairie – Peace River 4 9 5 -55.6 -20.0 27 55 -50.9
Bankruptcies 3 6 5 -50.0 -40.0 19 44 -56.8
Proposals 1 3 0 -66.7 8 11 -27.3
Wood Buffalo – Cold Lake 4 2 3 100.0 33.3 7 18 -61.1
Bankruptcies 2 2 2 0.0 0.0 5 9 -44.4
Proposals 2 0 1 100.0 2 9 -77.8
British Columbia 79 58 55 36.2 43.6 267 244 9.4
Bankruptcies 56 48 45 16.7 24.4 203 202 0.5
Proposals 23 10 10 130.0 130.0 64 42 52.4
Vancouver Island and Coast 13 12 9 8.3 44.4 49 49 0.0
Bankruptcies 5 5 8 0.0 -37.5 30 42 -28.6
Proposals 8 7 1 14.3 700.0 19 7 171.4
Lower Mainland – Southwest 38 31 30 22.6 26.7 140 136 2.9
Bankruptcies 27 28 26 -3.6 3.8 109 109 0.0
Proposals 11 3 4 266.7 175.0 31 27 14.8
Thompson – Okanagan 17 8 10 112.5 70.0 49 40 22.5
Bankruptcies 13 8 6 62.5 116.7 39 35 11.4
Proposals 4 0 4 0.0 10 5 100.0
Kootenay 9 2 2 350.0 350.0 15 9 66.7
Bankruptcies 9 2 2 350.0 350.0 14 8 75.0
Proposals 0 0 0 1 1 0.0
Cariboo 1 2 1 -50.0 0.0 4 4 0.0
Bankruptcies 1 2 1 -50.0 0.0 3 2 50.0
Proposals 0 0 0 1 2 -50.0
North Coast 0 1 0 -100.0 2 0
Bankruptcies 0 1 0 -100.0 2 0
Proposals 0 0 0 0 0
Nechako 0 0 1 -100.0 1 2 -50.0
Bankruptcies 0 0 1 -100.0 0 2 -100.0
Proposals 0 0 0 1 0
Northeast 1 1 0 0.0 6 3 100.0
Bankruptcies 1 1 0 0.0 5 3 66.7
Proposals 0 0 0 1 0
Northwest Territories 0 0 2 -100.0 0 3 -100.0
Bankruptcies 0 0 0 0 0
Proposals 0 0 2 -100.0 0 3 -100.0
Yukon Territory 0 0 0 1 2 -50.0
Bankruptcies 0 0 0 1 0
Proposals 0 0 0 0 2 -100.0
Nunavut 0 0 0 0 0
Bankruptcies 0 0 0 0 0
Proposals 0 0 0 0 0

< td headers="ar1 gr56 gc6 gc8 gr55">-2.4
Table 7: Insolvencies Filed by Consumers by CMA
City Prov. Volume % Change 12-Month Period Ending
Q1 2012 Q4 2011 Q1 2011 Q4 2011 to Q1 2012 Q1 2011 to Q1 2012 03-31-2012 03-31-2011 % Change
St. John's N.L. 135 134 187 0.7 -27.8 605 740 -18.2
Bankruptcies   113 118 170 -4.2 -33.5 544 680 -20.0
Proposals   22 16 17 37.5 29.4 61 60 1.7
Halifax N.S. 422 395 457 6.8 -7.7 1,605 1,824 -12.0
Bankruptcies empty cell 337 292 368 15.4 -8.4 1,276 1,506 -15.3
Proposals empty cell 85 103 89 -17.5 -4.5 329 318 3.5
Moncton N.B. 173 177 160 -2.3 8.1 714 721 -1.0
Bankruptcies empty cell 117 140 129 -16.4 -9.3 556 589 -5.6
Proposals empty cell 56 37 31 51.4 80.6 158 132 19.7
Saint John N.B. 199 150 133 32.7 49.6 707 602 17.4
Bankruptcies empty cell 146 116 110 25.9 32.7 552 505 9.3
Proposals empty cell 53 34 23 55.9 130.4 155 97 59.8
Saguenay Que. 158 152 164 3.9 -3.7 590 627 -5.9
Bankruptcies empty cell 94 107 116 -12.1 -19.0 402 487 -17.5
Proposals empty cell 64 45 48 42.2 33.3 188 140 34.3
Québec Que. 614 562 647 9.3 -5.1 2,353 2,495 -5.7
Bankruptcies empty cell 470 408 463 15.2 1.5 1,799 1,941 -7.3
Proposals empty cell 144 154 184 -6.5 -21.7 554 554 0.0
Sherbrooke Que. 197 194 201 1.5 -2.0 782 841 -7.0
Bankruptcies empty cell 148 149 168 -0.7 -11.9 622 709 -12.3
Proposals empty cell 49 45 33 8.9 48.5 160 132 21.2
Trois-Rivières Que. 171 172 153 -0.6 11.8 627 619 1.3
Bankruptcies empty cell 135 137 129 -1.5 4.7 497 511 -2.7
Proposals empty cell 36 35 24 2.9 50.0 130 108 20.4
Montréal Que. 4,724 4,408 4,792 7.2 -1.4 18,253 19,447 -6.1
Bankruptcies empty cell 3,151 3,031 3,350 4.0 -5.9 12,634 14,011 -9.8
Proposals empty cell 1,573 1,377 1,442 14.2 9.1 5,619 5,436 3.4
Ottawa – Gatineau Ont./ Que. 1,062 1,062 1,095 0.0 -3.0 4,122 4,342 -5.1
Bankruptcies empty cell 659 674 685 -2.2 -3.8 2,631 2,848 -7.6
Proposals empty cell 403 388 410 3.9 -1.7 1,491 1,494 -0.2
Kingston Ont. 120 146 139 -17.8 -13.7 563 628 -10.4
Bankruptcies empty cell 76 108 93 -29.6 -18.3 402 390 3.1
Proposals empty cell 44 38 46 15.8 -4.3 161 238 -32.4
Peterborough Ont. 110 97 129 13.4 -14.7 428 487 -12.1
Bankruptcies empty cell 56 53 76 5.7 -26.3 219 308 -28.9
Proposals empty cell 54 44 53 22.7 1.9 209 179 16.8
Oshawa Ont. 438 438 471 0.0 -7.0 1,691 1,933 -12.5
Bankruptcies empty cell 163 182 179 -10.4 -8.9 666 900 -26.0
Proposals empty cell 275 256 292 7.4 -5.8 1,025 1,033 -0.8
Toronto Ont. 4,656 4,751 4,988 -2.0 -6.7 19,436 21,820 -10.9
Bankruptcies empty cell 1,771 1,974 1,963 -10.3 -9.8 7,858 10,129 -22.4
Proposals empty cell 2,885 2,777 3,025 3.9 -4.6 11,578 11,691 -1.0
Hamilton Ont. 737 791 814 -6.8 -9.5 3,103 3,438 -9.7
Bankruptcies empty cell 332 383 372 -13.3 -10.8 1,479 1,865 -20.7
Proposals empty cell 405 408 442 -0.7 -8.4 1,624 1,573 3.2
St. Catharines – Niagara Ont. 478 452 451 5.8 6.0 1,811 2,067 -12.4
Bankruptcies empty cell 247 247 217 0.0 13.8 973 1,212 -19.7
Proposals empty cell 231 205 234 12.7 -1.3 838 855 -2.0
Kitchener Ont. 415 428 479 -3.0 -13.4 1,695 2,108 -19.6
Bankruptcies empty cell 209 240 253 -12.9 -17.4 938 1,242 -24.5
Proposals empty cell 206 188 226 9.6 -8.8 757 866 -12.6
Brantford Ont. 143 170 175 -15.9 -18.3 591 671 -11.9
Bankruptcies empty cell 71 96 79 -26.0 -10.1 302 381 -20.7
Proposals empty cell 72 74 96 -2.7 -25.0 289 290 -0.3
Guelph Ont. 108 87 110 24.1 -1.8 429 520 -17.5
Bankruptcies empty cell 41 39 42 5.1 201 274 -26.6
Proposals empty cell 67 48 68 39.6 -1.5 228 246 -7.3
London Ont. 532 695 604 -23.5 -11.9 2,509 2,834 -11.5
Bankruptcies empty cell 290 407 341 -28.7 -15.0 1,469 1,855 -20.8
Proposals empty cell 242 288 263 -16.0 -8.0 1,040 979 6.2
Windsor Ont. 342 383 421 -10.7 -18.8 1,485 1,902 -21.9
Bankruptcies empty cell 205 242 256 -15.3 -19.9 929 1,251 -25.7
Proposals empty cell 137 141 165 -2.8 -17.0 556 651 -14.6
Barrie Ont. 269 258 270 4.3 -0.4 1,062 1,089 -2.5
Bankruptcies empty cell 102 128 103 -20.3 -1.0 469 563 -16.7
Proposals empty cell 167 130 167 28.5 0.0 593 526 12.7
Greater Sudbury Ont. 185 177 176 4.5 5.1 715 808 -11.5
Bankruptcies empty cell 84 108 108 -22.2 -22.2 403 582 -30.8
Proposals empty cell 101 69 68 46.4 48.5 312 226 38.1
Thunder Bay Ont. 108 80 105 35.0 2.9 365 443 -17.6
Bankruptcies empty cell 75 67 81 11.9 -7.4 277 342 -19.0
Proposals empty cell 33 13 24 153.8 37.5 88 101 -12.9
Winnipeg Man. 296 320 363 -7.5 -18.5 1,304 1,643 -20.6
Bankruptcies empty cell 199 227 265 -12.3 -24.9 915 1,241 -26.3
Proposals empty cell 97 93 98 4.3 -1.0 389 402 -3.2
Regina Sask. 93 84 123 10.7 -24.4 395 485 -18.6
Bankruptcies empty cell 39 43 63 -9.3 -38.1 190 263 -27.8
Proposals empty cell 54 41 60 31.7 -10.0 205 222 -7.7
Saskatoon Sask. 136 139 138 -2.2 -1.4 548 579 -5.4
Bankruptcies empty cell 79 84 87 -6.0 -9.2 341 379 -10.0
Proposals empty cell 57 55 51 3.6 11.8 207 200 3.5
Calgary Alta. 880 802 843 9.7 4.4 3,421 3,389 0.9
Bankruptcies empty cell 610 535 686 14.0 -11.1 2,420 2,685 -9.9
Proposals empty cell 270 267 157 1.1 72.0 1,001 704 42.2
Edmonton Alta. 720 728 867 -1.1 -17.0 3,063 3,598 -14.9
Bankruptcies empty cell 410 465 575 -11.8 -28.7 1,909 2,465 -22.6
Proposals empty cell 310 263 292 17.9 6.2 1,154 1,133 1.9
Kelowna B.C. 143 157 201 -8.9 -28.9 629 739 -14.9
Bankruptcies empty cell 88 86 125 2.3 -29.6 384 516 -25.6
Proposals empty cell 55 71 76 -22.5 -27.6 245 223 9.9
Abbotsford B.C. 158 143 112 10.5 41.1 559 483 15.7
Bankruptcies empty cell 103 86 93 19.8 10.8 353 378 -6.6
Proposals empty cell 55 57 19 -3.5 189.5 206 105 96.2
Vancouver B.C. 1,357 1,237 1,287 9.7 5.4 5,156 5,390 -4.3
Bankruptcies empty cell 827 787 898 5.1 -7.9 3,315 3,953 -16.1
Proposals empty cell 530 450 389 17.8 36.2 1,841 1,437 28.1
Victoria B.C. 277 245 267 13.1 3.7 1,047 1,140 -8.2
Bankruptcies empty cell 189 155 213 21.9 -11.3 722 895 -19.3
Proposals empty cell 88 90 54 -2.2 63.0 325 245 32.7

Table 8: Insolvencies Filed by Businesses by CMA
empty cell Prov. Volume % Change 12-Month Period Ending
Q1 2012 Q4 2011 Q1 2011 Q4 2011 to Q1 2012 Q1 2011 to Q1 2012 03-31-2012 03-31-2011 % Change
St. John's N.L. 1 0 5 -80.0 5 8 -37.5
Bankruptcies   1 0 5 -80.0 5 8 -37.5
Proposals   0 0 0 0 0
Halifax N.S. 11 9 28 22.2 -60.7 47 107 -56.1
Bankruptcies empty cell 9 7 25 28.6 -64.0 38 91 -58.2
Proposals empty cell 2 2 3 0.0 -33.3 9 16 -43.8
Moncton N.B. 7 0 3 133.3 14 25 -44.0
Bankruptcies empty cell 6 0 2 200.0 12 22 -45.5
Proposals empty cell 1 0 1 0.0 2 3 -33.3
Saint John N.B. 3 2 2 50.0 50.0 8 6 33.3
Bankruptcies empty cell 3 1 0 200.0 6 3 100.0
Proposals empty cell 0 1 2 -100.0 -100.0 2 3 -33.3
Saguenay Que. 13 4 8 225.0 62.5 26 21 23.8
Bankruptcies empty cell 11 4 7 175.0 57.1 22 17 29.4
Proposals empty cell 2 0 1 100.0 4 4 0.0
Québec Que. 46 39 53 17.9 -13.2 165 164 0.6
Bankruptcies empty cell 35 25 37 40.0 -5.4 124 124 0.0
Proposals empty cell 11 14 16 -21.4 -31.3 41 40 2.5
Sherbrooke Que. 5 9 10 -44.4 -50.0 20 24 -16.7
Bankruptcies empty cell 2 8 6 -75.0 -66.7 14 17 -17.6
Proposals empty cell 3 1 4 200.0 -25.0 6 7 -14.3
Trois-Rivières Que. 9 12 10 -25.0 -10.0 37 30 23.3
Bankruptcies empty cell 6 10 7 -40.0 -14.3 29 20 45.0
Proposals empty cell 3 2 3 50.0 0.0 8 10 -20.0
Montréal Que. 302 323 309 -6.5 -2.3 1,202 1,229 -2.2
Bankruptcies empty cell 216 244 229 -11.5 -5.7 889 884 0.6
Proposals empty cell 86 79 80 8.9 7.5 313 345 -9.3
Ottawa – Gatineau Ont./ Que. 27 47 51 -42.6 -47.1 145 165 -12.1
Bankruptcies empty cell 19 32 33 -40.6 -42.4 100 125 -20.0
Proposals empty cell 8 15 18 -46.7 -55.6 45 40 12.5
Kingston Ont. 4 1 5 300.0 -20.0 11 16 -31.3
Bankruptcies empty cell 4 1 3 300.0 33.3 10 14 -28.6
Proposals empty cell 0 0 2 -100.0 1 2 -50.0
Peterborough Ont. 1 0 1 0.0 13 2 550.0
Bankruptcies empty cell 1 0 1 0.0 12 2 500.0
Proposals empty cell 0 0 0 1 0
Oshawa Ont. 12 5 16 140.0 -25.0 34 58 -41.4
Bankruptcies empty cell 11 5 16 120.0 -31.3 31 51 -39.2
Proposals empty cell 1 0 0 3 7 -57.1
Toronto Ont. 191 211 217 -9.5 -12.0 793 875 -9.4
Bankruptcies empty cell 145 161 162 -9.9 -10.5 611 686 -10.9
Proposals empty cell 46 50 55 -8.0 -16.4 182 189 -3.7
Hamilton Ont. 20 18 14 11.1 42.9 82 100 -18.0
Bankruptcies empty cell 16 14 12 14.3 33.3 64 84 -23.8
Proposals empty cell 4 4 2 0.0 100.0 18 16 12.5
St. Catharines – Niagara Ont. 8 11 17 -27.3 -52.9 42 67 -37.3
Bankruptcies empty cell 5 10 15 -50.0 -66.7 36 59 -39.0
Proposals empty cell 3 1 2 200.0 50.0 6 8 -25.0
Kitchener Ont. 13 12 13 8.3 0.0 40 43 -7.0
Bankruptcies empty cell 9 10 9 -10.0 0.0 31 35 -11.4
Proposals empty cell 4 2 4 100.0 0.0 9 8 12.5
Brantford Ont. 8 6 5 33.3 60.0 23 22 4.5
Bankruptcies empty cell 4 5 4 -20.0 0.0 13 18 -27.8
Proposals empty cell 4 1 1 300.0 300.0 10 4 150.0
Guelph Ont. 4 6 2 -33.3 100.0 14 6 133.3
Bankruptcies empty cell 4 2 2 100.0 100.0 9 6 50.0
Proposals empty cell 0 4 0 -100.0 5 0
London Ont. 9 8 10 12.5 -10.0 30 45 -33.3
Bankruptcies empty cell 8 6 9 33.3 -11.1 24 35 -31.4
Proposals empty cell 1 2 1 -50.0 0.0 6 10 -40.0
Windsor Ont. 10 9 7 11.1 42.9 33 37 -10.8
Bankruptcies empty cell 9 8 6 12.5 50.0 28 32 -12.5
Proposals empty cell 1 1 1 0.0 0.0 5 5 0.0
Barrie Ont. 6 8 4 -25.0 50.0 29 35 -17.1
Bankruptcies empty cell 4 7 4 -42.9 0.0 25 30 -16.7
Proposals empty cell 2 1 0 100.0 4 5 -20.0
Greater Sudbury Ont. 3 0 2 50.0 6 7 -14.3
Bankruptcies empty cell 3 0 1 200.0 5 6 -16.7
Proposals empty cell 0 0 1 -100.0 1 1 0.0
Thunder Bay Ont. 5 4 8 25.0 -37.5 16 16 0.0
Bankruptcies empty cell 3 3 8 0.0 -62.5 13 15 -13.3
Proposals empty cell 2 1 0 100.0 3 1 200.0
Winnipeg Man. 5 18 10 -72.2 -50.0 30 32 -6.3
Bankruptcies empty cell 4 16 9 -75.0 -55.6 25 25 0.0
Proposals empty cell 1 2 1 -50.0 0.0 5 7 -28.6
Regina Sask. 7 10 6 -30.0 16.7 38 31 22.6
Bankruptcies empty cell 6 7 2 -14.3 200.0 30 17 76.5
Proposals empty cell 1 3 4 -66.7 -75.0 8 14 -42.9
Saskatoon Sask. 11 3 13 266.7 -15.4 26 33 -21.2
Bankruptcies empty cell 9 3 12 200.0 -25.0 19 28 -32.1
Proposals empty cell 2 0 1 100.0 7 5 40.0
Calgary Alta. 30 33 32 -9.1 -6.3 119 127 -6.3
Bankruptcies empty cell 25 27 28 -7.4 -10.7 92 112 -17.9
Proposals empty cell 5 6 4 -16.7 25.0 27 15 80.0
Edmonton Alta. 27 22 21 22.7 28.6 103 99 4.0
Bankruptcies empty cell 20 19 19 5.3 5.3 78 86 -9.3
Proposals empty cell 7 3 2 133.3 250.0 25 13 92.3
Kelowna B.C. 6 5 6 20.0 0.0 23 21 9.5
Bankruptcies empty cell 2 5 4 -60.0 -50.0 16 18 -11.1
Proposals empty cell 4 0 2 100.0 7 3 133.3
Abbotsford B.C. 4 1 0 300.0 10 3 233.3
Bankruptcies empty cell 1 1 0 0.0 7 3 133.3
Proposals empty cell 3 0 0 3 0
Vancouver B.C. 29 29 27 0.0 7.4 118 120 -1.7
Bankruptcies empty cell 21 26 23 -19.2 -8.7 90 94 -4.3
Proposals empty cell 8 3 4 166.7 100.0 28 26 7.7
Victoria B.C. 4 7 9 -42.9 -55.6 23 30 -23.3
Bankruptcies empty cell 2 4 8 -50.0 -75.0 16 27 -40.7
Proposals empty cell 2 3 1 -33.3 100.0 7 3 133.3
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