Archived — Insolvency Statistics in Canada—Fourth Quarter of 2012

PDF Version

Tables

Definitions

Consumer:
An individual with more than 50 percent of total liabilities related to consumer goods and services.
Business:
Any commercial entity or organization other than an individual, or an individual who has incurred 50 percent or more of total liabilities as a result of operating a business.
Bankruptcy:
The state of a consumer or business that has made an assignment in bankruptcy or against whom a bankruptcy order has been made.
Proposal:
An offer to creditors to settle debts under conditions other than the existing terms. A proposal is a formal agreement under the Bankruptcy and Insolvency Act.
NAICS:
North American Industry Classification System.
Economic Region (ER):
Standard geographic units created for analysis of regional economic activity (Statistics Canada's geographical definitions of ERs).
Census Metropolitan Area (CMA):
Each census metropolitan area consists of one or more adjacent municipalities situated around a major urban core. To form a census metropolitan area, the urban core must have a population of at least 100,000 (Statistics Canada's geographical definitions of CMAs).
Table 1: Total Insolvencies
Province Volume % Change 12-Month Period Ending
Q4 2012 Q3 2012 Q4 2011 Q3 2012 to Q4 2012 Q4 2011 to Q4 2012 12-31-2012 12-31-2011 % Change
Newfoundland and Labrador 402 428 460 -6.1 -12.6 1,769 2,107 -16.0
Bankruptcies 376 394 431 -4.6 -12.8 1,626 1,981 -17.9
Proposals 26 34 29 -23.5 -10.3 143 126 13.5
Prince Edward Island 171 151 139 13.2 23.0 635 637 -0.3
Bankruptcies 136 114 108 19.3 25.9 485 535 -9.3
Proposals 35 37 31 -5.4 12.9 150 102 47.1
Nova Scotia 1,043 1,032 1,076 1.1 -3.1 4,388 4,669 -6.0
Bankruptcies 751 763 823 -1.6 -8.7 3,307 3,682 -10.2
Proposals 292 269 253 8.6 15.4 1,081 987 9.5
New Brunswick 883 981 898 -10.0 -1.7 3,913 3,560 9.9
Bankruptcies 660 718 709 -8.1 -6.9 2,959 2,891 2.4
Proposals 223 263 189 -15.2 18.0 954 669 42.6
Quebec 9,569 8,836 9,350 8.3 2.3 37,944 37,895 0.1
Bankruptcies 6,363 6,087 6,616 4.5 -3.8 25,887 27,196 -4.8
Proposals 3,206 2,749 2,734 16.6 17.3 12,057 10,699 12.7
Ontario 11,755 11,561 12,931 1.7 -9.1 48,742 52,074 -6.4
Bankruptcies 5,951 5,846 6,711 1.8 -11.3 24,278 26,805 -9.4
Proposals 5,804 5,715 6,220 1.6 -6.7 24,464 25,269 -3.2
Manitoba 469 464 537 1.1 -12.7 1,926 2,229 -13.6
Bankruptcies 324 330 377 -1.8 -14.1 1,312 1,574 -16.6
Proposals 145 134 160 8.2 -9.4 614 655 -6.3
Saskatchewan 385 465 474 -17.2 -18.8 1,860 2,212 -15.9
Bankruptcies 221 278 287 -20.5 -23.0 1,080 1,376 -21.5
Proposals 164 187 187 -12.3 -12.3 780 836 -6.7
Alberta 2,221 2,243 2,448 -1.0 -9.3 9,514 10,381 -8.4
Bankruptcies 1,304 1,411 1,642 -7.6 -20.6 5,989 7,293 -17.9
Proposals 917 832 806 10.2 13.8 3,525 3,088 14.2
British Columbia 2,772 2,875 2,862 -3.6 -3.1 11,964 11,919 0.4
Bankruptcies 1,786 1,860 1,842 -4.0 -3.0 7,754 8,232 -5.8
Proposals 986 1,015 1,020 -2.9 -3.3 4,210 3,687 14.2
Northwest Territories 18 9 8 100.0 125.0 54 47 14.9
Bankruptcies 11 3 8 266.7 37.5 29 33 -12.1
Proposals 7 6 0 16.7 -- 25 14 78.6
Yukon 15 12 7 25.0 114.3 38 37 2.7
Bankruptcies 10 5 6 100.0 66.7 24 32 -25.0
Proposals 5 7 1 -28.6 400.0 14 5 180.0
Nunavut 1 2 0 -50.0 -- 4 7 -42.9
Bankruptcies 0 1 0 -100.0 -- 1 6 -83.3
Proposals 1 1 0 0.0 -- 3 1 200.0
Canada 29,704 29,059 31,190 2.2 -4.8 122,751 127,774 -3.9
Bankruptcies 17,893 17,810 19,560 0.5 -8.5 74,731 81,636 -8.5
Proposals 11,811 11,249 11,630 5.0 1.6 48,020 46,138 4.1

top of page

Table 2: Insolvencies Filed by Consumers
Province Volume % Change 12-Month Period Ending
Q4 2012 Q3 2012 Q4 2011 Q3 2012 to Q4 2012 Q4 2011 to Q4 2012 12-31-2012 12-31-2011 % Change
Newfoundland and Labrador 399 420 456 -5.0 -12.5 1,750 2,081 -15.9
Bankruptcies 373 390 429 -4.4 -13.1 1,611 1,957 -17.7
Proposals 26 30 27 -13.3 -3.7 139 124 12.1
Prince Edward Island 170 148 133 14.9 27.8 618 620 -0.3
Bankruptcies 135 111 102 21.6 32.4 472 520 -9.2
Proposals 35 37 31 -5.4 12.9 146 100 46.0
Nova Scotia 1,009 1,010 1,055 -0.1 -4.4 4,282 4,556 -6.0
Bankruptcies 724 747 805 -3.1 -10.1 3,221 3,587 -10.2
Proposals 285 263 250 8.4 14.0 1,061 969 9.5
New Brunswick 866 964 892 -10.2 -2.9 3,843 3,500 9.8
Bankruptcies 645 709 704 -9.0 -8.4 2,906 2,848 2.0
Proposals 221 255 188 -13.3 17.6 937 652 43.7
Quebec 9,081 8,357 8,802 8.7 3.2 35,925 35,768 0.4
Bankruptcies 6,002 5,726 6,210 4.8 -3.3 24,399 25,627 -4.8
Proposals 3,079 2,631 2,592 17.0 18.8 11,526 10,141 13.7
Ontario 11,432 11,249 12,531 1.6 -8.8 47,381 50,460 -6.1
Bankruptcies 5,696 5,606 6,405 1.6 -11.1 23,236 25,529 -9.0
Proposals 5,736 5,643 6,126 1.6 -6.4 24,145 24,931 -3.2
Manitoba 454 456 509 -0.4 -10.8 1,877 2,155 -12.9
Bankruptcies 312 322 353 -3.1 -11.6 1,276 1,514 -15.7
Proposals 142 134 156 6.0 -9.0 601 641 -6.2
Saskatchewan 364 432 446 -15.7 -18.4 1,731 2,055 -15.8
Bankruptcies 210 262 269 -19.8 -21.9 1,001 1,272 -21.3
Proposals 154 170 177 -9.4 -13.0 730 783 -6.8
Alberta 2,145 2,186 2,359 -1.9 -9.1 9,202 10,040 -8.3
Bankruptcies 1,255 1,364 1,575 -8.0 -20.3 5,759 7,029 -18.1
Proposals 890 822 784 8.3 13.5 3,443 3,011 14.3
British Columbia 2,706 2,806 2,804 -3.6 -3.5 11,696 11,676 0.2
Bankruptcies 1,744 1,811 1,794 -3.7 -2.8 7,562 8,040 -5.9
Proposals 962 995 1,010 -3.3 -4.8 4,134 3,636 13.7
Northwest Territories 18 9 8 100.0 125.0 53 45 17.8
Bankruptcies 11 3 8 266.7 37.5 29 33 -12.1
Proposals 7 6 0 16.7 -- 24 12 100.0
Yukon 15 12 7 25.0 114.3 37 36 2.8
Bankruptcies 10 5 6 100.0 66.7 23 31 -25.8
Proposals 5 7 1 -28.6 400.0 14 5 180.0
Nunavut 1 1 0 0.0 -- 3 7 -57.1
Bankruptcies 0 0 0 -- -- 0 6 -100.0
Proposals 1 1 0 0.0 -- 3 1 200.0
Canada 28,660 28,050 30,002 2.2 -4.5 118,398 122,999 -3.7
Bankruptcies 17,117 17,056 18,660 0.4 -8.3 71,495 77,993 -8.3
Proposals 11,543 10,994 11,342 5.0 1.8 46,903 45,006 4.2

top of page

Table 3: Insolvencies Filed by Businesses
Province Volume % Change 12-Month Period Ending
Q4 2012 Q3 2012 Q4 2011 Q3 2012 to Q4 2012 Q4 2011 to Q4 2012 12-31-2012 12-31-2011 % Change
Newfoundland and Labrador 3 8 4 -62.5 -25.0 19 26 -26.9
Bankruptcies 3 4 2 -25.0 50.0 15 24 -37.5
Proposals 0 4 2 -100.0 -100.0 4 2 100.0
Prince Edward Island 1 3 6 -66.7 -83.3 17 17 0.0
Bankruptcies 1 3 6 -66.7 -83.3 13 15 -13.3
Proposals 0 0 0 -- -- 4 2 100.0
Nova Scotia 34 22 21 54.5 61.9 106 113 -6.2
Bankruptcies 27 16 18 68.8 50.0 86 95 -9.5
Proposals 7 6 3 16.7 133.3 20 18 11.1
New Brunswick 17 17 6 0.0 183.3 70 60 16.7
Bankruptcies 15 9 5 66.7 200.0 53 43 23.3
Proposals 2 8 1 -75.0 100.0 17 17 0.0
Quebec 488 479 548 1.9 -10.9 2,019 2,127 -5.1
Bankruptcies 361 361 406 0.0 -11.1 1,488 1,569 -5.2
Proposals 127 118 142 7.6 -10.6 531 558 -4.8
Ontario 323 312 400 3.5 -19.3 1,361 1,614 -15.7
Bankruptcies 255 240 306 6.3 -16.7 1,042 1,276 -18.3
Proposals 68 72 94 -5.6 -27.7 319 338 -5.6
Manitoba 15 8 28 87.5 -46.4 49 74 -33.8
Bankruptcies 12 8 24 50.0 -50.0 36 60 -40.0
Proposals 3 0 4 -- -25.0 13 14 -7.1
Saskatchewan 21 33 28 -36.4 -25.0 129 157 -17.8
Bankruptcies 11 16 18 -31.3 -38.9 79 104 -24.0
Proposals 10 17 10 -41.2 0.0 50 53 -5.7
Alberta 76 57 89 33.3 -14.6 312 341 -8.5
Bankruptcies 49 47 67 4.3 -26.9 230 264 -12.9
Proposals 27 10 22 170.0 22.7 82 77 6.5
British Columbia 66 69 58 -4.3 13.8 268 243 10.3
Bankruptcies 42 49 48 -14.3 -12.5 192 192 0.0
Proposals 24 20 10 20.0 140.0 76 51 49.0
Northwest Territories 0 0 0 -- -- 1 2 -50.0
Bankruptcies 0 0 0 -- -- 0 0 --
Proposals 0 0 0 -- -- 1 2 -50.0
Yukon 0 0 0 -- -- 1 1 0.0
Bankruptcies 0 0 0 -- -- 1 1 0.0
Proposals 0 0 0 -- -- 0 0 --
Nunavut 0 1 0 -100.0 -- 1 0 --
Bankruptcies 0 1 0 -100.0 -- 1 0 --
Proposals 0 0 0 -- -- 0 0 --
Canada 1,044 1,009 1,188 3.5 -12.1 4,353 4,775 -8.8
Bankruptcies 776 754 900 2.9 -13.8 3,236 3,643 -11.2
Proposals 268 255 288 5.1 -6.9 1,117 1,132 -1.3

Table 4: Insolvencies by NAICS Economic Sectors, Canada
Sector Volume % Change 12-Month Period Ending
Q4 2012 Q3 2012 Q4 2011 Q3 2012 to Q4 2012 Q4 2011 to Q4 2012 12-31-2012 12-31-2011 % Change
Agriculture, Forestry, Fishing and Hunting 23 26 26 -11.5 -11.5 115 134 -14.2
Bankruptcies 17 17 20 0.0 -15.0 86 91 -5.5
Proposals 6 9 6 -33.3 0.0 29 43 -32.6
Mining and Oil and Gas Extraction 12 14 5 -14.3 140.0 36 26 38.5
Bankruptcies 7 12 3 -41.7 133.3 27 20 35.0
Proposals 5 2 2 150.0 150.0 9 6 50.0
Utilities 5 5 3 0.0 66.7 20 14 42.9
Bankruptcies 2 1 3 100.0 -33.3 11 10 10.0
Proposals 3 4 0 -25.0 -- 9 4 125.0
Construction 195 181 174 7.7 12.1 833 782 6.5
Bankruptcies 139 133 137 4.5 1.5 607 620 -2.1
Proposals 56 48 37 16.7 51.4 226 162 39.5
Manufacturing 110 101 155 8.9 -29.0 435 554 -21.5
Bankruptcies 82 68 116 20.6 -29.3 308 393 -21.6
Proposals 28 33 39 -15.2 -28.2 127 161 -21.1
Wholesale Trade 60 50 64 20.0 -6.3 240 261 -8.0
Bankruptcies 41 39 47 5.1 -12.8 176 198 -11.1
Proposals 19 11 17 72.7 11.8 64 63 1.6
Retail Trade 125 135 165 -7.4 -24.2 571 648 -11.9
Bankruptcies 97 106 119 -8.5 -18.5 435 505 -13.9
Proposals 28 29 46 -3.4 -39.1 136 143 -4.9
Transportation and Warehousing 82 50 63 64.0 30.2 259 310 -16.5
Bankruptcies 71 42 47 69.0 51.1 213 252 -15.5
Proposals 11 8 16 37.5 -31.3 46 58 -20.7
Information and Cultural Industries 18 13 18 38.5 0.0 62 78 -20.5
Bankruptcies 16 8 16 100.0 0.0 53 53 0.0
Proposals 2 5 2 -60.0 0.0 9 25 -64.0
Finance and Insurance 18 17 25 5.9 -28.0 72 107 -32.7
Bankruptcies 16 13 19 23.1 -15.8 59 80 -26.3
Proposals 2 4 6 -50.0 -66.7 13 27 -51.9
Real Estate and Rental and Leasing 29 27 31 7.4 -6.5 114 142 -19.7
Bankruptcies 21 19 20 10.5 5.0 77 104 -26.0
Proposals 8 8 11 0.0 -27.3 37 38 -2.6
Professional, Scientific and Technical Services 68 59 87 15.3 -21.8 273 290 -5.9
Bankruptcies 52 42 64 23.8 -18.8 197 198 -0.5
Proposals 16 17 23 -5.9 -30.4 76 92 -17.4
Management of Companies and Enterprises 18 15 13 20.0 38.5 65 52 25.0
Bankruptcies 11 15 12 -26.7 -8.3 51 43 18.6
Proposals 7 0 1 -- 600.0 14 9 55.6
Administrative and Support, Waste Management and Remediation Services 46 45 67 2.2 -31.3 202 213 -5.2
Bankruptcies 34 33 49 3.0 -30.6 146 164 -11.0
Proposals 12 12 18 0.0 -33.3 56 49 14.3
Educational Services 7 6 8 16.7 -12.5 31 32 -3.1
Bankruptcies 6 6 8 0.0 -25.0 26 23 13.0
Proposals 1 0 0 -- -- 5 9 -44.4
Health Care and Social Assistance 8 19 15 -57.9 -46.7 53 85 -37.6
Bankruptcies 7 15 7 -53.3 0.0 44 63 -30.2
Proposals 1 4 8 -75.0 -87.5 9 22 -59.1
Arts, Entertainment and Recreation 25 15 20 66.7 25.0 77 86 -10.5
Bankruptcies 19 11 18 72.7 5.6 62 74 -16.2
Proposals 6 4 2 50.0 200.0 15 12 25.0
Accommodation and Food Services 122 161 176 -24.2 -30.7 624 658 -5.2
Bankruptcies 87 115 132 -24.3 -34.1 440 510 -13.7
Proposals 35 46 44 -23.9 -20.5 184 148 24.3
Other Services (except Public Administration) 73 70 72 4.3 1.4 268 297 -9.8
Bankruptcies 51 59 62 -13.6 -17.7 216 238 -9.2
Proposals 22 11 10 100.0 120.0 52 59 -11.9
Public Administration 0 0 1 -- -100.0 3 5 -40.0
Bankruptcies 0 0 1 -- -100.0 2 3 -33.3
Proposals 0 0 0 -- -- 1 2 -50.0
Total 1,044 1,009 1,188 3.5 -12.1 4,353 4,775 -8.8
Bankruptcies 776 754 900 2.9 -13.8 3,236 3,643 -11.2
Proposals 268 255 288 5.1 -6.9 1,117 1,132 -1.3

< td headers="er197 ec1 ec2 er196">120
Table 5: Insolvencies Filed by Consumers by ER
Province or Region Volume % Change 12-Month Period Ending
Q4 2012 Q3 2012 Q4 2011 Q3 2012 to Q4 2012 Q4 2011 to Q4 2012 12-31-2012 12-31-2011 % Change
Newfoundland and Labrador 399 420 456 -5.0 -12.5 1,750 2,081 -15.9
Bankruptcies 373 390 429 -4.4 -13.1 1,611 1,957 -17.7
Proposals 26 30 27 -13.3 -3.7 139 124 12.1
Avalon Peninsula 169 167 181 1.2 -6.6 749 874 -14.3
Bankruptcies 151 154 163 -1.9 -7.4 665 795 -16.4
Proposals 18 13 18 38.5 0.0 84 79 6.3
South Coast – Burin Peninsula 35 45 40 -22.2 -12.5 141 176 -19.9
Bankruptcies 34 39 39 -12.8 -12.8 134 173 -22.5
Proposals 1 6 1 -83.3 0.0 7 3 133.3
West Coast – Northern Peninsula – Labrador 92 92 111 0.0 -17.1 371 436 -14.9
Bankruptcies 90 89 107 1.1 -15.9 352 415 -15.2
Proposals 2 3 4 -33.3 -50.0 19 21 -9.5
Notre Dame – Central Bonavista Bay 103 116 124 -11.2 -16.9 488 596 -18.1
Bankruptcies 98 108 120 -9.3 -18.3 460 574 -19.9
Proposals 5 8 4 -37.5 25.0 28 22 27.3
Prince Edward Island 170 148 133 14.9 27.8 618 620 -0.3
Bankruptcies 135 111 102 21.6 32.4 472 520 -9.2
Proposals 35 37 31 -5.4 12.9 146 100 46.0
Nova Scotia 1,009 1,010 1,055 -0.1 -4.4 4,282 4,556 -6.0
Bankruptcies 724 747 805 -3.1 -10.1 3,221 3,587 -10.2
Proposals 285 263 250 8.4 14.0 1,061 969 9.5
Cape Breton 176 168 173 4.8 1.7 676 851 -20.6
Bankruptcies 109 117 122 -6.8 -10.7 459 624 -26.4
Proposals 67 51 51 31.4 31.4 217 227 -4.4
North Shore 194 161 172 20.5 12.8 746 733 1.8
Bankruptcies 141 124 133 13.7 6.0 562 552 1.8
Proposals 53 37 39 43.2 35.9 184 181 1.7
Annapolis Valley 138 157 164 -12.1 -15.9 624 642 -2.8
Bankruptcies 111 129 143 -14.0 -22.4 514 546 -5.9
Proposals 27 28 21 -3.6 28.6 110 96 14.6
Southern 135 120 129 12.5 4.7 546 605 -9.8
Bankruptcies 100 85 102 17.6 -2.0 400 496 -19.4
Proposals 35 35 27 0.0 29.6 146 109 33.9
Halifax 366 404 416 -9.4 -12.0 1,689 1,723 -2.0
Bankruptcies 263 292 304 -9.9 -13.5 1,285 1,368 -6.1
Proposals 103 112 112 -8.0 -8.0 404 355 13.8
New Brunswick 866 964 892 -10.2 -2.9 3,843 3,500 9.8
Bankruptcies 645 709 704 -9.0 -8.4 2,906 2,848 2.0
Proposals 221 255 188 -13.3 17.6 937 652 43.7
Campbellton – Miramichi 162 173 185 -6.4 -12.4 691 674 2.5
Bankruptcies 113 134 152 -15.7 -25.7 533 574 -7.1
Proposals 49 39 33 25.6 48.5 158 100 58.0
Moncton – Richibucto 270 295 263 -8.5 2.7 1,106 1,034 7.0
Bankruptcies 206 215 215 -4.2 -4.2 821 845 -2.8
Proposals 64 80 48 -20.0 33.3 285 189 50.8
Saint John – St. Stephen 209 237 215 -11.8 -2.8 963 855 12.6
Bankruptcies 156 173 165 -9.8 -5.5 718 686 4.7
Proposals 53 64 50 -17.2 6.0 245 169 45.0
Fredericton – Oromocto 149 153 126 -2.6 18.3 673 556 21.0
Bankruptcies 111 98 95 13.3 16.8 483 424 13.9
Proposals 38 55 31 -30.9 22.6 190 132 43.9
Edmundston – Woodstock 76 105 104 -27.6 -26.9 411 380 8.2
Bankruptcies 59 89 77 -33.7 -23.4 351 318 10.4
Proposals 17 16 27 6.3 -37.0 60 62 -3.2
Quebec 9,081 8,357 8,802 8.7 3.2 35,925 35,768 0.4
Bankruptcies 6,002 5,726 6,210 4.8 -3.3 24,399 25,627 -4.8
Proposals 3,079 2,631 2,592 17.0 18.8 11,526 10,141 13.7
Gaspésie – Îles-de-la-Madeleine 88 78 88 12.8 0.0 339 394 -14.0
Bankruptcies 58 60 68 -3.3 -14.7 230 288 -20.1
Proposals 30 18 20 66.7 50.0 109 106 2.8
Bas-Saint-Laurent 194 142 163 36.6 19.0 689 657 4.9
Bankruptcies 130 120 116 8.3 12.1 521 454 14.8
Proposals 64 22 47 190.9 36.2 168 203 -17.2
Capitale-Nationale 603 530 513 13.8 17.5 2,319 2,313 0.3
Bankruptcies 463 400 382 15.8 21.2 1,780 1,746 1.9
Proposals 140 130 131 7.7 6.9 539 567 -4.9
Chaudière – Appalaches 300 252 312 19.0 -3.8 1,174 1,205 -2.6
Bankruptcies 217 190 217 14.2 0.0 834 866 -3.7
Proposals 83 62 95 33.9 -12.6 340 339 0.3
Estrie 341 335 316 1.8 7.9 1,314 1,253 4.9
Bankruptcies 262 239 244 9.6 7.4 970 1,008 -3.8
Proposals 79 96 72 -17.7 9.7 344 245 40.4
Centre-du-Québec 227 211 283 7.6 -19.8 904 1,012 -10.7
Bankruptcies 161 166 211 -3.0 -23.7 665 787 -15.5
Proposals 66 45 72 46.7 -8.3 239 225 6.2
Montérégie 1,838 1,604 1,726 14.6 6.5 7,005 6,592 6.3
Bankruptcies 1,197 1,013 1,219 18.2 -1.8 4,606 4,619 -0.3
Proposals 641 591 507 8.5 26.4 2,399 1,973 21.6
Montréal 2,012 2,036 2,103 -1.2 -4.3 8,520 9,136 -6.7
Bankruptcies 1,379 1,436 1,505 -4.0 -8.4 6,012 6,679 -10.0
Proposals 633 600 598 5.5 5.9 2,508 2,457 2.1
Laval 531 432 466 22.9 13.9 2,029 1,920 5.7
Bankruptcies 320 266 331 20.3 -3.3 1,279 1,339 -4.5
Proposals 211 166 135 27.1 56.3 750 581 29.1
Lanaudière 705 741 704 -4.9 0.1 2,913 2,699 7.9
Bankruptcies 398 459 437 -13.3 -8.9 1,741 1,726 0.9
Proposals 307 282 267 8.9 15.0 1,172 973 20.5
Laurentides 952 845 893 12.7 6.6 3,679 3,616 1.7
Bankruptcies 543 536 571 1.3 -4.9 2,252 2,449 -8.0
Proposals 409 309 322 32.4 27.0 1,427 1,167 22.3
Outaouais 556 510 524 9.0 6.1 2,229 2,116 5.3
Bankruptcies 349 346 374 0.9 -6.7 1,433 1,465 -2.2
Proposals 207 164 150 26.2 38.0 796 651 22.3
Abitibi – Témiscamingue 127 98 96 29.6 32.3 456 487 -6.4
Bankruptcies 92 71 69 29.6 33.3 322 356 -9.6
Proposals 35 27 27 29.6 29.6 134 131 2.3
Mauricie 303 278 300 9.0 1.0 1,148 1,112 3.2
Bankruptcies 231 226 233 2.2 -0.9 903 900 0.3
Proposals 72 52 67 38.5 7.5 245 212 15.6
Saguenay – Lac-Saint-Jean 226 188 253 20.2 -10.7 920 1,005 -8.5
Bankruptcies 150 139 181 7.9 -17.1 636 739 -13.9
Proposals 76 49 72 55.1 5.6 284 266 6.8
Côte-Nord 60 65 52 -7.7 15.4 236 208 13.5
Bankruptcies 40 48 44 -16.7 -9.1 176 170 3.5
Proposals 20 17 8 17.6 150.0 60 38 57.9
Nord-du-Québec 14 10 12 40.0 16.7 50 41 22.0
Bankruptcies 9 9 9 0.0 0.0 37 34 8.8
Proposals 5 1 3 400.0 66.7 13 7 85.7
Ontario 11,432 11,249 12,531 1.6 -8.8 47,381 50,460 -6.1
Bankruptcies 5,696 5,606 6,405 1.6 -11.1 23,236 25,529 -9.0
Proposals 5,736 5,643 6,126 1.6 -6.4 24,145 24,931 -3.2
Ottawa 928 917 1,018 1.2 -8.8 3,830 3,977 -3.7
Bankruptcies 534 538 625 -0.7 -14.6 2,281 2,510 -9.1
Proposals 394 379 393 4.0 0.3 1,549 1,467 5.6
Kingston – Pembroke 417 438 448 -4.8 -6.9 1,725 1,811 -4.7
Bankruptcies 256 272 299 -5.9 -14.4 1,072 1,193 -10.1
Proposals 161 166 149 -3.0 8.1 653 618 5.7
Muskoka – Kawarthas 360 395 334 -8.9 7.8 1,547 1,415 9.3
Bankruptcies 216 194 182 11.3 18.7 806 781 3.2
Proposals 144 201 152 -28.4 -5.3 741 634 16.9
Toronto 4,821 4,703 5,251 2.5 -8.2 20,025 21,748 -7.9
Bankruptcies 1,949 1,927 2,182 1.1 -10.7 7,950 8,830 -10.0
Proposals 2,872 2,776 3,069 3.5 -6.4 12,075 12,918 -6.5
Kitchener – Waterloo – Barrie 1,161 1,126 1,260 3.1 -7.9 4,810 5,030 -4.4
Bankruptcies 615 563 663 9.2 -7.2 2,420 2,556 -5.3
Proposals 546 563 597 -3.0 -8.5 2,390 2,474 -3.4
Hamilton – Niagara Peninsula 1,402 1,346 1,545 4.2 -9.3 5,912 6,139 -3.7
Bankruptcies 704 645 791 9.1 -11.0 2,881 3,038 -5.2
Proposals 698 701 754 -0.4 -7.4 3,031 3,101 -2.3
London 779 754 923 3.3 -15.6 3,079 3,427 -10.2
Bankruptcies 454 464 552 -2.2 -17.8 1,767 2,060 -14.2
Proposals 325 290 371 12.1 -12.4 1,312 1,367 -4.0
Windsor – Sarnia 652 636 722 2.5 -9.7 2,671 2,947 -9.4
Bankruptcies 391 421 448 -7.1 -12.7 1,692 1,882 -10.1
Proposals 261 215 274 21.4 -4.7 979 1,065 -8.1
Stratford – Bruce Peninsula 216 195 266 10.8 -18.8 859 906 -5.2
Bankruptcies 135 126 162 7.1 -16.7 559 587 -4.8
Proposals 81 69 104 17.4 -22.1 300 319 -6.0
Northeast 560 600 621 -6.7 -9.8 2,326 2,454 -5.2
Bankruptcies 336 371 390 -9.4 -13.8 1,391 1,633 -14.8
Proposals 224 229 231 -2.2 -3.0 935 821 13.9
Northwest 136 140 142 -2.9 -4.2 597 605 -1.3
Bankruptcies 107 85 111 25.9 -3.6 417 459 -9.2
Proposals 29 55 31 -47.3 -6.5 180 146 23.3
Manitoba 454 456 509 -0.4 -10.8 1,877 2,155 -12.9
Bankruptcies 312 322 353 -3.1 -11.6 1,276 1,514 -15.7
Proposals 142 134 156 6.0 -9.0 601 641 -6.2
Southeast 35 35 22 0.0 59.1 129 132 -2.3
Bankruptcies 30 22 22 36.4 36.4 91 112 -18.8
Proposals 5 13 0 -61.5 -- 38 20 90.0
South Central 9 15 21 -40.0 -57.1 69 88 -21.6
Bankruptcies 7 14 15 -50.0 -53.3 55 64 -14.1
Proposals 2 1 6 100.0 -66.7 14 24 -41.7
Southwest 51 40 71 27.5 -28.2 190 257 -26.1
Bankruptcies 34 24 42 41.7 -19.0 121 155 -21.9
Proposals 17 16 29 6.3 -41.4 69 102 -32.4
North Central 9 10 17 -10.0 -47.1 48 55 -12.7
Bankruptcies 7 8 8 -12.5 -12.5 32 40 -20.0
Proposals 2 2 9 0.0 -77.8 16 15 6.7
Winnipeg 292 292 317 0.0 -7.9 1,214 1,358 -10.6
Bankruptcies 194 209 225 -7.2 -13.8 829 966 -14.2
Proposals 98 83 92 18.1 6.5 385 392 -1.8
Interlake 23 22 24 4.5 -4.2 96 108 -11.1
Bankruptcies 15 18 19 -16.7 -21.1 68 82 -17.1
Proposals 8 4 5 100.0 60.0 28 26 7.7
Parklands 16 17 13 -5.9 23.1 55 77 -28.6
Bankruptcies 14 9 8 55.6 75.0 30 43 -30.2
Proposals 2 8 5 -75.0 -60.0 25 34 -26.5
North 18 22 23 -18.2 -21.7 75 77 -2.6
Bankruptcies 10 17 13 -41.2 -23.1 49 50 -2.0
Proposals 8 5 10 60.0 -20.0 26 27 -3.7
Saskatchewan 364 432 446 -15.7 -18.4 1,731 2,055 -15.8
Bankruptcies 210 262 269 -19.8 -21.9 1,001 1,272 -21.3
Proposals 154 170 177 -9.4 -13.0 730 783 -6.8
Regina – Moose Mountain 93 107 107 -13.1 -13.1 442 562 -21.4
Bankruptcies 48 58 56 -17.2 -14.3 212 283 -25.1
Proposals 45 49 51 -8.2 -11.8 230 279 -17.6
Swift Current – Moose Jaw 46 38 39 21.1 17.9 180 194 -7.2
Bankruptcies 33 28 23 17.9 43.5 114 130 -12.3
Proposals 13 10 16 30.0 -18.8 66 64 3.1
Saskatoon – Biggar 107 165 163 -35.2 -34.4 579 655 -11.6
Bankruptcies 60 107 105 -43.9 -42.9 353 427 -17.3
Proposals 47 58 58 -19.0 -19.0 226 228 -0.9
Yorkton – Melville 21 24 38 -12.5 -44.7 130 176 -26.1
Bankruptcies 14 13 28 7.7 -50.0 79 128 -38.3
Proposals 7 11 10 -36.4 -30.0 51 48 6.3
Prince Albert 90 90 92 0.0 -2.2 360 425 -15.3
Bankruptcies 52 51 55 2.0 -5.5 217 275 -21.1
Proposals 38 39 37 -2.6 2.7 143 150 -4.7
Northern 6 7 6 -14.3 0.0 41 42 -2.4
Bankruptcies 3 5 2 -40.0 50.0 26 28 -7.1
Proposals 3 2 4 50.0 -25.0 15 14 7.1
Alberta 2,145 2,186 2,359 -1.9 -9.1 9,202 10,040 -8.3
Bankruptcies 1,255 1,364 1,575 -8.0 -20.3 5,759 7,029 -18.1
Proposals 890 822 784 8.3 13.5 3,443 3,011 14.3
Lethbridge – Medicine Hat 196 166 224 18.1 -12.5 765 913 -16.2
Bankruptcies 104 163 15.4 -26.4 499 657 -24.0
Proposals 76 62 61 22.6 24.6 266 256 3.9
Camrose – Drumheller 78 112 110 -30.4 -29.1 415 421 -1.4
Bankruptcies 45 78 73 -42.3 -38.4 284 304 -6.6
Proposals 33 34 37 -2.9 -10.8 131 117 12.0
Calgary 873 847 901 3.1 -3.1 3,674 3,754 -2.1
Bankruptcies 547 542 605 0.9 -9.6 2,421 2,769 -12.6
Proposals 326 305 296 6.9 10.1 1,253 985 27.2
Banff – Jasper – Rocky Mountain House 39 44 57 -11.4 -31.6 178 224 -20.5
Bankruptcies 22 32 43 -31.3 -48.8 117 176 -33.5
Proposals 17 12 14 41.7 21.4 61 48 27.1
Red Deer 127 112 111 13.4 14.4 480 544 -11.8
Bankruptcies 56 65 76 -13.8 -26.3 270 372 -27.4
Proposals 71 47 35 51.1 102.9 210 172 22.1
Edmonton 685 743 770 -7.8 -11.0 2,966 3,378 -12.2
Bankruptcies 372 429 491 -13.3 -24.2 1,694 2,186 -22.5
Proposals 313 314 279 -0.3 12.2 1,272 1,192 6.7
Athabasca – Grande Prairie – Peace River 107 123 142 -13.0 -24.6 532 619 -14.1
Bankruptcies 72 94 98 -23.4 -26.5 366 448 -18.3
Proposals 35 29 44 20.7 -20.5 166 171 -2.9
Wood Buffalo – Cold Lake 40 38 45 5.3 -11.1 191 185 3.2
Bankruptcies 21 20 26 5.0 -19.2 107 116 -7.8
Proposals 19 18 19 5.6 0.0 84 69 21.7
British Columbia 2,706 2,806 2,804 -3.6 -3.5 11,696 11,676 0.2
Bankruptcies 1,744 1,811 1,794 -3.7 -2.8 7,562 8,040 -5.9
Proposals 962 995 1,010 -3.3 -4.8 4,134 3,636 13.7
Vancouver Island and Coast 576 585 562 -1.5 2.5 2,433 2,452 -0.8
Bankruptcies 377 382 373 -1.3 1.1 1,616 1,775 -9.0
Proposals 199 203 189 -2.0 5.3 817 677 20.7
Lower Mainland – Southwest 1,460 1,512 1,562 -3.4 -6.5 6,342 6,285 0.9
Bankruptcies 908 964 1,001 -5.8 -9.3 3,991 4,245 -6.0
Proposals 552 548 561 0.7 -1.6 2,351 2,040 15.2
Thompson – Okanagan 389 446 415 -12.8 -6.3 1,754 1,816 -3.4
Bankruptcies 249 281 241 -11.4 3.3 1,120 1,191 -6.0
Proposals 140 165 174 -15.2 -19.5 634 625 1.4
Kootenay 101 99 75 2.0 34.7 401 352 13.9
Bankruptcies 80 70 47 14.3 70.2 291 244 19.3
Proposals 21 29 28 -27.6 -25.0 110 108 1.9
Cariboo 115 114 123 0.9 -6.5 492 502 -2.0
Bankruptcies 75 81 85 -7.4 -11.8 336 376 -10.6
Proposals 40 33 38 21.2 5.3 156 126 23.8
North Coast 23 14 24 64.3 -4.2 95 85 11.8
Bankruptcies 18 8 17 125.0 5.9 69 64 7.8
Proposals 5 6 7 -16.7 -28.6 26 21 23.8
Nechako 13 11 18 18.2 -27.8 54 72 -25.0
Bankruptcies 11 7 13 57.1 -15.4 38 55 -30.9
Proposals 2 4 5 -50.0 -60.0 16 17 -5.9
Northeast 27 25 25 8.0 8.0 125 113 10.6
Bankruptcies 25 18 18 38.9 38.9 101 90 12.2
Proposals 2 7 7 -71.4 -71.4 24 23 4.3
Northwest Territories 18 9 8 100.0 125.0 53 45 17.8
Bankruptcies 11 3 8 266.7 37.5 29 33 -12.1
Proposals 7 6 0 16.7 -- 24 12 100.0
Yukon Territory 15 12 7 25.0 114.3 37 36 2.8
Bankruptcies 10 5 6 100.0 66.7 23 31 -25.8
Proposals 5 7 1 -28.6 400.0 14 5 180.0
Nunavut 1 1 0 0.0 -- 3 7 -57.1
Bankruptcies 0 0 0 -- -- 0 6 -100.0
Proposals 1 1 0 0.0 -- 3 1 200.0

14
Table 6: Insolvencies Filed by Businesses by ER
Province or region Volume % Change 12-Month Period Ending
Q4 2012 Q3 2012 Q4 2011 Q3 2012 to Q4 2012 Q4 2011 to Q4 2012 12-31-2012 12-31-2011 % Change
Newfoundland and Labrador 3 8 4 -62.5 -25.0 19 26 -26.9
Bankruptcies 3 4 2 -25.0 50.0 15 24 -37.5
Proposals 0 4 2 -100.0 -100.0 4 2 100.0
Avalon Peninsula 3 5 0 -40.0 -- 11 10 10.0
Bankruptcies 3 1 0 200.0 -- 7 10 -30.0
Proposals 0 4 0 -100.0 -- 4 0 --
South Coast – Burin Peninsula 0 0 1 -- -100.0 1 2 -50.0
Bankruptcies 0 0 1 -- -100.0 1 2 -50.0
Proposals 0 0 0 -- -- 0 0 --
West Coast – Northern Peninsula – Labrador 0 1 1 -100.0 -100.0 4 7 -42.9
Bankruptcies 0 1 1 -100.0 -100.0 4 7 -42.9
Proposals 0 0 0 -- -- 0 0 --
Notre Dame – Central Bonavista Bay 0 2 2 -100.0 -100.0 3 7 -57.1
Bankruptcies 0 2 0 -100.0 -- 3 5 -40.0
Proposals 0 0 2 -- -100.0 0 2 -100.0
Prince Edward Island 1 3 6 -66.7 -83.3 17 17 0.0
Bankruptcies 1 3 6 -66.7 -83.3 13 15 -13.3
Proposals 0 0 0 -- -- 4 2 100.0
Nova Scotia 34 22 21 54.5 61.9 106 113 -6.2
Bankruptcies 27 16 18 68.8 50.0 86 95 -9.5
Proposals 7 6 3 16.7 133.3 20 18 11.1
Cape Breton 5 2 2 150.0 150.0 17 6 183.3
Bankruptcies 2 1 2 100.0 0.0 12 5 140.0
Proposals 3 1 0 200.0 -- 5 1 400.0
North Shore 8 4 5 100.0 60.0 17 14 21.4
Bankruptcies 7 4 4 75.0 75.0 15 10 50.0
Proposals 1 0 1 -- 0.0 2 4 -50.0
Annapolis Valley 2 5 3 -60.0 -33.3 17 14 21.4
Bankruptcies 2 2 3 0.0 -33.3 13 13 0.0
Proposals 0 3 0 -100.0 -- 4 1 300.0
Southern 3 2 2 50.0 50.0 11 11 0.0
Bankruptcies 1 2 2 -50.0 -50.0 8 10 -20.0
Proposals 2 0 0 -- -- 3 1 200.0
Halifax 16 8 9 100.0 77.8 44 67 -34.3
Bankruptcies 15 6 7 150.0 114.3 38 57 -33.3
Proposals 1 2 2 -50.0 -50.0 6 10 -40.0
New Brunswick 17 17 6 0.0 183.3 70 60 16.7
Bankruptcies 15 9 5 66.7 200.0 53 43 23.3
Proposals 2 8 1 -75.0 100.0 17 17 0.0
Campbellton – Miramichi 7 4 1 75.0 600.0 13 16 -18.8
Bankruptcies 6 2 1 200.0 500.0 10 14 -28.6
Proposals 1 2 0 -50.0 -- 3 2 50.0
Moncton – Richibucto 5 6 1 -16.7 400.0 25 17 47.1
Bankruptcies 5 4 1 25.0 400.0 19 13 46.2
Proposals 0 2 0 -100.0 -- 6 4 50.0
Saint John – St. Stephen 4 3 2 33.3 100.0 15 15 0.0
Bankruptcies 3 1 1 200.0 200.0 11 8 37.5
Proposals 1 2 1 -50.0 0.0 4 7 -42.9
Fredericton – Oromocto 0 2 1 -100.0 -100.0 3 5 -40.0
Bankruptcies 0 1 1 -100.0 -100.0 2 3 -33.3
Proposals 0 1 0 -100.0 -- 1 2 -50.0
Edmundston – Woodstock 1 2 0 -50.0 -- 7 100.0
Bankruptcies 1 1 0 0.0 -- 11 5 120.0
Proposals 0 1 0 -100.0 -- 3 2 50.0
Quebec 488 479 548 1.9 -10.9 2,019 2,127 -5.1
Bankruptcies 361 361 406 0.0 -11.1 1,488 1,569 -5.2
Proposals 127 118 142 7.6 -10.6 531 558 -4.8
Gaspésie – Îles-de-la-Madeleine 6 2 3 200.0 100.0 15 30 -50.0
Bankruptcies 6 2 2 200.0 200.0 11 19 -42.1
Proposals 0 0 1 -- -100.0 4 11 -63.6
Bas-Saint-Laurent 7 8 14 -12.5 -50.0 31 52 -40.4
Bankruptcies 7 5 11 40.0 -36.4 26 38 -31.6
Proposals 0 3 3 -100.0 -100.0 5 14 -64.3
Capitale-Nationale 33 30 35 10.0 -5.7 143 155 -7.7
Bankruptcies 24 24 24 0.0 0.0 104 112 -7.1
Proposals 9 6 11 50.0 -18.2 39 43 -9.3
Chaudière – Appalaches 21 27 26 -22.2 -19.2 83 86 -3.5
Bankruptcies 11 23 18 -52.2 -38.9 61 63 -3.2
Proposals 10 4 8 150.0 25.0 22 23 -4.3
Estrie 10 12 16 -16.7 -37.5 48 50 -4.0
Bankruptcies 5 9 11 -44.4 -54.5 34 36 -5.6
Proposals 5 3 5 66.7 0.0 14 14 0.0
Centre-du-Québec 11 14 9 -21.4 22.2 49 59 -16.9
Bankruptcies 7 11 7 -36.4 0.0 38 44 -13.6
Proposals 4 3 2 33.3 100.0 11 15 -26.7
Montérégi e 75 69 93 8.7 -19.4 320 360 -11.1
Bankruptcies 53 52 76 1.9 -30.3 235 285 -17.5
Proposals 22 17 17 29.4 29.4 85 75 13.3
Montréal 154 156 159 -1.3 -3.1 646 614 5.2
Bankruptcies 116 119 120 -2.5 -3.3 479 453 5.7
Proposals 38 37 39 2.7 -2.6 167 161 3.7
Laval 38 45 54 -15.6 -29.6 145 164 -11.6
Bankruptcies 29 35 35 -17.1 -17.1 106 111 -4.5
Proposals 9 10 19 -10.0 -52.6 39 53 -26.4
Lanaudière 28 25 40 12.0 -30.0 121 133 -9.0
Bankruptcies 21 21 28 0.0 -25.0 94 98 -4.1
Proposals 7 4 12 75.0 -41.7 27 35 -22.9
Laurentides 48 28 45 71.4 6.7 167 183 -8.7
Bankruptcies 39 15 33 160.0 18.2 120 133 -9.8
Proposals 9 13 12 -30.8 -25.0 47 50 -6.0
Outaouais 15 22 19 -31.8 -21.1 68 78 -12.8
Bankruptcies 13 15 13 -13.3 0.0 50 47 6.4
Proposals 2 7 6 -71.4 -66.7 18 31 -41.9
Abitibi – Témiscamingue 10 10 3 0.0 233.3 38 19 100.0
Bankruptcies 8 8 3 0.0 166.7 30 19 57.9
Proposals 2 2 0 0.0 -- 8 0 --
Mauricie 12 14 16 -14.3 -25.0 68 74 -8.1
Bankruptcies 6 8 11 -25.0 -45.5 39 51 -23.5
Proposals 6 6 5 0.0 20.0 29 23 26.1
Saguenay – Lac-Saint-Jean 11 6 13 83.3 -15.4 58 52 11.5
Bankruptcies 9 5 12 80.0 -25.0 45 45 0.0
Proposals 2 1 1 100.0 100.0 13 7 85.7
Côte-Nord 6 2 1 200.0 500.0 13 13 0.0
Bankruptcies 5 2 1 150.0 400.0 11 11 0.0
Proposals 1 0 0 -- -- 2 2 0.0
Nord-du-Québec 0 5 0 -100.0 -- 5 3 66.7
Bankruptcies 0 5 0 -100.0 -- 5 3 66.7
Proposals 0 0 0 -- -- 0 0 --
Ontario 323 312 400 3.5 -19.3 1,361 1,614 -15.7
Bankruptcies 255 240 306 6.3 -16.7 1,042 1,276 -18.3
Proposals 68 72 94 -5.6 -27.7 319 338 -5.6
Ottawa 36 36 37 0.0 -2.7 128 138 -7.2
Bankruptcies 30 31 26 -3.2 15.4 103 100 3.0
Proposals 6 5 11 20.0 -45.5 25 38 -34.2
Kingston – Pembroke 6 3 6 100.0 0.0 24 33 -27.3
Bankruptcies 5 3 4 66.7 25.0 23 26 -11.5
Proposals 1 0 2 -- -50.0 1 7 -85.7
Muskoka – Kawarthas 9 6 5 50.0 80.0 27 43 -37.2
Bankruptcies 8 4 5 100.0 60.0 22 41 -46.3
Proposals 1 2 0 -50.0 -- 5 2 150.0
Toronto 173 159 223 8.8 -22.4 721 889 -18.9
Bankruptcies 131 112 169 17.0 -22.5 537 686 -21.7
Proposals 42 47 54 -10.6 -22.2 184 203 -9.4
Kitchener – Waterloo – Barrie 25 34 35 -26.5 -28.6 120 134 -10.4
Bankruptcies 20 30 24 -33.3 -16.7 93 108 -13.9
Proposals 5 4 11 25.0 -54.5 27 26 3.8
Hamilton – Niagara Peninsula 29 22 41 31.8 -29.3 134 165 -18.8
Bankruptcies 23 17 34 35.3 -32.4 102 135 -24.4
Proposals 6 5 7 20.0 -14.3 32 30 6.7
London 10 20 12 -50.0 -16.7 51 52 -1.9
Bankruptcies 9 17 9 -47.1 0.0 44 42 4.8
Proposals 1 3 3 -66.7 -66.7 7 10 -30.0
Windsor – Sarnia 14 9 15 55.6 -6.7 56 61 -8.2
Bankruptcies 11 7 14 57.1 -21.4 45 54 -16.7
Proposals 3 2 1 50.0 200.0 11 7 57.1
Stratford – Bruce Peninsula 5 8 6 -37.5 -16.7 28 33 -15.2
Bankruptcies 5 7 5 -28.6 0.0 24 29 -17.2
Proposals 0 1 1 -100.0 -100.0 4 4 0.0
Northeast 13 8 14 62.5 -7.1 47 44 6.8
Bankruptcies 10 6 12 66.7 -16.7 36 34 5.9
Proposals 3 2 2 50.0 50.0 11 10 10.0
Northwest 3 5 4 -40.0 -25.0 25 23 8.7
Bankruptcies 3 4 3 -25.0 0.0 15 22 -31.8
Proposals 0 1 1 -100.0 -100.0 10 1 900.0
Manitoba 15 8 28 87.5 -46.4 49 74 -33.8
Bankruptcies 12 8 24 50.0 -50.0 36 60 -40.0
Proposals 3 0 4 -- -25.0 13 14 -7.1
Southeast 0 0 0 -- -- 8 4 100.0
Bankruptcies 0 0 0 -- -- 3 4 -25.0
Proposals 0 0 0 -- -- 5 0 --
South Central 2 0 2 -- 0.0 3 6 -50.0
Bankruptcies 2 0 2 -- 0.0 3 5 -40.0
Proposals 0 0 0 -- -- 0 1 -100.0
Southwest 3 0 2 -- 50.0 8 12 -33.3
Bankruptcies 1 0 0 -- -- 4 9 -55.6
Proposals 2 0 2 -- 0.0 4 3 33.3
North Central 2 0 4 -- -50.0 4 6 -33.3
Bankruptcies 2 0 4 -- -50.0 4 4 0.0
Proposals 0 0 0 -- -- 0 2 -100.0
Winnipeg 6 7 16 -14.3 -62.5 20 34 -41.2
Bankruptcies 5 7 14 -28.6 -64.3 17 29 -41.4
Proposals 1 0 2 -- -50.0 3 5 -40.0
Interlake 1 1 1 0.0 0.0 2 3 -33.3
Bankruptcies 1 1 1 0.0 0.0 2 3 -33.3
Proposals 0 0 0 -- -- 0 0 --
Parklands 0 0 2 -- -100.0 2 6 -66.7
Bankruptcies 0 0 2 -- -100.0 1 3 -66.7
Proposals 0 0 0 -- -- 1 3 -66.7
North 0 0 0 -- -- 1 2 -50.0
Bankruptcies 0 0 0 -- -- 1 2 -50.0
Proposals 0 0 0 -- -- 0 0 --
Saskatchewan 21 33 28 -36.4 -25.0 129 157 -17.8
Bankruptcies 11 16 18 -31.3 -38.9 79 104 -24.0
Proposals 10 17 10 -41.2 0.0 50 53 -5.7
Regina – Moose Mountain 9 7 12 28.6 -25.0 38 60 -36.7
Bankruptcies 6 0 9 -- -33.3 20 40 -50.0
Proposals 3 7 3 -57.1 0.0 18 20 -10.0
Swift Current – Moose Jaw 4 8 4 -50.0 0.0 22 15 46.7
Bankruptcies 1 5 0 -80.0 -- 12 5 140.0
Proposals 3 3 4 0.0 -25.0 10 10 0.0
Saskatoon – Biggar 3 6 4 -50.0 -25.0 24 34 -29.4
Bankruptcies 2 5 4 -60.0 -50.0 19 28 -32.1
Proposals 1 1 0 0.0 -- 5 6 -16.7
Yorkton – Melville 1 7 3 -85.7 -66.7 21 21 0.0
Bankruptcies 1 2 1 -50.0 0.0 10 11 -9.1
Proposals 0 5 2 -100.0 -100.0 11 10 10.0
Prince Albert 3 5 4 -40.0 -25.0 21 23 -8.7
Bankruptcies 1 4 3 -75.0 -66.7 17 16 6.3
Proposals 2 1 1 100.0 100.0 4 7 -42.9
Northern 1 0 1 -- 0.0 2 4 -50.0
Bankruptcies 0 0 1 -- -100.0 1 4 -75.0
Proposals 1 0 0 -- -- 1 0 --
Alberta 76 57 89 33.3 -14.6 312 341 -8.5
Bankruptcies 49 47 67 4.3 -26.9 230 264 -12.9
Proposals 27 10 22 170.0 22.7 82 77 6.5
Lethbridge – Medicine Hat 4 6 6 -33.3 -33.3 19 19 0.0
Bankruptcies 3 5 4 -40.0 -25.0 15 17 -11.8
Proposals 1 1 2 0.0 -50.0 4 2 100.0
Camrose – Drumheller 3 2 2 50.0 50.0 12 12 0.0
Bankruptcies 2 2 2 0.0 0.0 10 7 42.9
Proposals 1 0 0 -- -- 2 5 -60.0
Calgary 38 21 42 81.0 -9.5 126 142 -11.3
Bankruptcies 27 16 30 68.8 -10.0 99 109 -9.2
Proposals 11 5 12 120.0 -8.3 27 33 -18.2
Banff – Jasper – Rocky Mountain House 1 0 2 -- -50.0 6 8 -25.0
Bankruptcies 1 0 1 -- 0.0 6 7 -14.3
Proposals 0 0 1 -- -100.0 0 1 -100.0
Red Deer 10 5 2 100.0 400.0 29 20 45.0
Bankruptcies 8 4 2 100.0 300.0 16 15 6.7
Proposals 2 1 0 100.0 -- 13 5 160.0
Edmonton 15 17 23 -11.8 -34.8 90 105 -14.3
Bankruptcies 5 14 20 -64.3 -75.0 60 83 -27.7
Proposals 10 3 3 233.3 233.3 30 22 36.4
Athabasca – Grande Prairie – Peace River 1 5 9 -80.0 -88.9 23 28 -17.9
Bankruptcies 1 5 6 -80.0 -83.3 20 21 -4.8
Proposals 0 0 3 -- -100.0 3 7 -57.1
Wood Buffalo – Cold Lake 2 0 2 -- 0.0 7 6 16.7
Bankruptcies 1 0 2 -- -50.0 4 5 -20.0
Proposals 1 0 0 -- -- 3 1 200.0
British Columbia 66 69 58 -4.3 13.8 268 243 10.3
Bankruptcies 42 49 48 -14.3 -12.5 192 192 0.0
Proposals 24 20 10 20.0 140.0 76 51 49.0
Vancouver Island and Coast 17 6 12 183.3 41.7 44 45 -2.2
Bankruptcies 8 4 5 100.0 60.0 23 33 -30.3
Proposals 9 2 7 350.0 28.6 21 12 75.0
Lower Mainland – Southwest 43 43 31 0.0 38.7 148 133 11.3
Bankruptcies 31 30 28 3.3 10.7 108 108 0.0
Proposals 12 13 3 -7.7 300.0 40 25 60.0
Thompson – Okanagan 5 16 8 -68.8 -37.5 56 43 30.2
Bankruptcies 3 11 8 -72.7 -62.5 42 33 27.3
Proposals 2 5 0 -60.0 -- 14 10 40.0
Kootenay 0 2 2 -100.0 -100.0 12 8 50.0
Bankruptcies 0 2 2 -100.0 -100.0 12 7 71.4
Proposals 0 0 0 -- -- 0 1 -100.0
Cariboo 1 1 2 0.0 -50.0 3 4 -25.0
Bankruptcies 0 1 2 -100.0 -100.0 2 3 -33.3
Proposals 1 0 0 -- -- 1 1 0.0
North Coast 0 0 1 -- -100.0 2 2 0.0
Bankruptcies 0 0 1 -- -100.0 2 2 0.0
Proposals 0 0 0 -- -- 0 0 --
Nechako 0 0 0 -- -- 0 2 -100.0
Bankruptcies 0 0 0 -- -- 0 1 -100.0
Proposals 0 0 0 -- -- 0 1 -100.0
Northeast 0 0 1 -- -100.0 3 5 -40.0
Bankruptcies 0 0 1 -- -100.0 3 4 -25.0
Proposals 0 0 0 -- -- 0 1 -100.0
Northwest Territories 0 0 0 -- -- 1 2 -50.0
Bankruptcies 0 0 0 -- -- 0 0 --
Proposals 0 0 0 -- -- 1 2 -50.0
Yukon Territory 0 0 0 -- -- 1 1 0.0
Bankruptcies 0 0 0 -- -- 1 1 0.0
Proposals 0 0 0 -- -- 0 0 --
Nunavut 0 1 0 -100.0 -- 1 0 --
Bankruptcies 0 1 0 -100.0 -- 1 0 --
Proposals 0 0 0 -- -- 0 0 --

465
Table 7: Insolvencies Filed by Consumers by CMA
Province or region Prov. Volume % Change 12-Month Period Ending
Q4 2012 Q3 2012 Q4 2011 Q3 2012 to Q4 2012 Q4 2011 to Q4 2012 12-31-2012 12-31-2011 % Change
St. John's N.L. 123 120 134 2.5 -8.2 545 657 -17.0
Bankruptcies empty cell 114 113 118 0.9 -3.4 488 601 -18.8
Proposals empty cell 9 7 16 28.6 -43.8 57 56 1.8
Halifax N.S. 348 382 395 -8.9 -11.9 1,599 1,640 -2.5
Bankruptcies empty cell 252 277 292 -9.0 -13.7 1,219 1,307 -6.7
Proposals empty cell 96 105 103 -8.6 -6.8 380 333 14.1
Moncton N.B. 176 206 177 -14.6 -0.6 762 701 8.7
Bankruptcies empty cell 128 152 140 -15.8 -8.6 559 568 -1.6
Proposals empty cell 48 54 37 -11.1 29.7 203 133 52.6
Saint John N.B. 162 182 150 -11.0 8.0 741 641 15.6
Bankruptcies empty cell 119 134 116 -11.2 2.6 553 516 7.2
Proposals empty cell 43 48 34 -10.4 26.5 188 125 50.4
Saguenay Que. 128 95 152 34.7 -15.8 517 596 -13.3
Bankruptcies empty cell 86 65 107 32.3 -19.6 339 424 -20.0
Proposals empty cell 42 30 45 40.0 -6.7 178 172 3.5
Québec Que. 591 540 562 9.4 5.2 2,351 2,386 -1.5
Bankruptcies empty cell 442 404 408 9.4 8.3 1,755 1,792 -2.1
Proposals empty cell 149 136 154 9.6 -3.2 596 594 0.3
Sherbrooke Que. 213 180 194 18.3 9.8 773 786 -1.7
Bankruptcies empty cell 174 146 149 19.2 16.8 620 642 -3.4
Proposals empty cell 39 34 45 14.7 -13.3 153 144 6.3
Trois-Rivières Que. 187 162 172 15.4 8.7 677 609 11.2
Bankruptcies empty cell 144 128 137 12.5 5.1 530 491 7.9
Proposals empty cell 43 34 35 26.5 22.9 147 118 24.6
Montréal Que. 4,492 4,253 4,408 5.6 1.9 18,209 18,321 -0.6
Bankruptcies empty cell 2,876 2,782 3,031 3.4 -5.1 12,003 12,833 -6.5
Proposals empty cell 1,616 1,471 1,377 9.9 17.4 6,206 5,488 13.1
Ottawa – Gatineau Ont./ Que. 1,004 990 1,062 1.4 -5.5 4,157 4,155 0.0
Bankruptcies empty cell 606 617 674 -1.8 -10.1 2,543 2,657 -4.3
Proposals empty cell 398 373 388 6.7 2.6 1,614 1,498 7.7
Kingston Ont. 119 145 146 -17.9 -18.5 537 582 -7.7
Bankruptcies empty cell 75 98 108 -23.5 -30.6 348 419 -16.9
Proposals empty cell 44 47 38 -6.4 15.8 189 163 16.0
Peterborough Ont. 95 109 97 -12.8 -2.1 442 447 -1.1
Bankruptcies empty cell 55 44 53 25.0 3.8 227 239 -5.0
Proposals empty cell 40 65 44 -38.5 -9.1 215 208 3.4
Oshawa Ont. 393 381 438 3.1 -10.3 1,584 1,724 -8.1
Bankruptcies empty cell 158 144 182 9.7 -13.2 623 682 -8.7
Proposals empty cell 235 237 256 -0.8 -8.2 961 1,042 -7.8
Toronto Ont. 4,309 4,209 4,751 2.4 -9.3 18,035 19,768 -8.8
Bankruptcies empty cell 1,751 1,743 1,974 0.5 -11.3 7,203 8,050 -10.5
Proposals empty cell 2,558 2,466 2,777 3.7 -7.9 10,832 11,718 -7.6
Hamilton Ont. 596 652 791 -8.6 -24.7 2,812 3,180 -11.6
Bankruptcies empty cell 284 307 383 -7.5 -25.8 1,283 1,519 -15.5
Proposals empty cell 312 345 408 -9.6 -23.5 1,529 1,661 -7.9
St. Catharines – Niagara Ont. 523 429 452 21.9 15.7 1,925 1,784 7.9
Bankruptcies empty cell 270 213 247 26.8 9.3 1,002 943 6.3
Proposals empty cell 253 216 205 17.1 23.4 923 841 9.8
Kitchener Ont. 358 412 428 -13.1 -16.4 1,640 1,759 -6.8
Bankruptcies empty cell 195 205 240 -4.9 -18.8 866 982 -11.8
Proposals empty cell 163 207 188 -21.3 -13.3 774 777 -0.4
Brantford Ont. 135 153 170 -11.8 -20.6 598 623 -4.0
Bankruptcies empty cell 75 73 96 2.7 -21.9 314 310 1.3
Proposals empty cell 60 80 74 -25.0 -18.9 284 313 -9.3
Guelph Ont. 95 97 87 -2.1 9.2 393 431 -8.8
Bankruptcies empty cell 56 52 39 7.7 43.6 203 202 0.5
Proposals empty cell 39 45 48 -13.3 -18.8 190 229 -17.0
London Ont. 568 544 695 4.4 -18.3 2,254 2,581 -12.7
Bankruptcies empty cell 324 342 407 -5.3 -20.4 1,273 1,520 -16.3
Proposals empty cell 244 202 288 20.8 -15.3 981 1,061 -7.5
Windsor Ont. 360 342 383 5.3 -6.0 1,388 1,564 -11.3
Bankruptcies empty cell 213 210 242 1.4 -12.0 854 980 -12.9
Proposals empty cell 147 132 141 11.4 4.3 534 584 -8.6
Barrie Ont. 277 239 258 15.9 7.4 1,072 1,063 0.8
Bankruptcies empty cell 140 124 128 12.9 9.4 499 470 6.2
Proposals empty cell 137 115 130 19.1 5.4 573 593 -3.4
Greater Sudbury Ont. 156 189 177 -17.5 -11.9 688 706 -2.5
Bankruptcies empty cell 90 105 108 -14.3 -16.7 371 427 -13.1
Proposals empty cell 66 84 69 -21.4 -4.3 317 279 13.6
Thunder Bay Ont. 91 78 80 16.7 13.8 370 362 2.2
Bankruptcies empty cell 77 44 67 75.0 14.9 256 283 -9.5
Proposals empty cell 14 34 13 -58.8 7.7 114 79 44.3
Winnipeg Man. 294 297 320 -1.0 -8.1 1,214 1,371 -11.5
Bankruptcies empty cell 199 214 227 -7.0 -12.3 836 981 -14.8
Proposals empty cell 95 83 93 14.5 2.2 378 390 -3.1
Regina Sask. 69 81 84 -14.8 -17.9 340 425 -20.0
Bankruptcies empty cell 31 40 43 -22.5 -27.9 150 214 -29.9
Proposals empty cell 38 41 41 -7.3 -7.3 190 211 -10.0
Saskatoon Sask. 90 134 139 -32.8 -35.3 477 550 -13.3
Bankruptcies empty cell 50 89 84 -43.8 -40.5 292 349 -16.3
Proposals empty cell 40 45 55 -11.1 -27.3 185 201 -8.0
Calgary Alta. 768 766 802 0.3 -4.2 3,283 3,384 -3.0
Bankruptcies empty cell 485 487 535 -0.4 -9.3 2,163 2,496 -13.3
Proposals empty cell 283 279 267 1.4 6.0 1,120 888 26.1
Edmonton Alta. 635 688 728 -7.7 -12.8 2,762 3,210 -14.0
Bankruptcies empty cell 347 393 -11.7 -25.4 1,577 2,074 -24.0
Proposals empty cell 288 295 263 -2.4 9.5 1,185 1,136 4.3
Kelowna B.C. 133 143 157 -7.0 -15.3 620 687 -9.8
Bankruptcies empty cell 83 87 86 -4.6 -3.5 381 421 -9.5
Proposals empty cell 50 56 71 -10.7 -29.6 239 266 -10.2
Abbotsford B.C. 119 152 143 -21.7 -16.8 576 513 12.3
Bankruptcies empty cell 84 85 86 -1.2 -2.3 362 343 5.5
Proposals empty cell 35 67 57 -47.8 -38.6 214 170 25.9
Vancouver B.C. 1,202 1,188 1,237 1.2 -2.8 5,091 5,086 0.1
Bankruptcies empty cell 737 759 787 -2.9 -6.4 3,171 3,386 -6.3
Proposals empty cell 465 429 450 8.4 3.3 1,920 1,700 12.9
Victoria B.C. 263 253 245 4.0 7.3 1,071 1,037 3.3
Bankruptcies empty cell 166 151 155 9.9 7.1 674 746 -9.7
Proposals empty cell 97 102 90 -4.9 7.8 397 291 36.4

-50.0
Table 8: Insolvencies Filed by Businesses by CMA
City Prov. Volume % Change 12-Month Period Ending
Q4 2012 Q3 2012 Q4 2011 Q3 2012 to Q4 2012 Q4 2011 to Q4 2012 12-31-2012 12-31-2011 % Change
St. John's N.L. 3 4 0 -25.0 -- 9 9 0.0
Bankruptcies empty cell 3 1 0 200.0 -- 6 9 -33.3
Proposals empty cell 0 3 0 -100.0 -- 3 0 --
Halifax N.S. 14 8 9 75.0 55.6 41 64 -35.9
Bankruptcies empty cell 13 6 7 116.7 85.7 36 54 -33.3
Proposals empty cell 1 2 2 -50.0 -50.0 5 10 -50.0
Moncton N.B. 3 4 0 -25.0 -- 19 10 90.0
Bankruptcies empty cell 3 3 0 0.0 -- 14 8 75.0
Proposals empty cell 0 1 0 -100.0 -- 5 2 150.0
Saint John N.B. 3 2 2 50.0 50.0 10 7 42.9
Bankruptcies empty cell 2 1 1 100.0 100.0 8 3 166.7
Proposals empty cell 1 1 1 0.0 0.0 2 4 -50.0
Saguenay Que. 3 3 4 0.0 -25.0 26 21 23.8
Bankruptcies empty cell 3 2 4 50.0 -25.0 20 18 11.1
Proposals empty cell 0 1 0 -100.0 -- 6 3 100.0
Québec Que. 38 32 39 18.8 -2.6 153 172 -11.0
Bankruptcies empty cell 26 25 25 4.0 4.0 113 126 -10.3
Proposals empty cell 12 7 14 71.4 -14.3 40 46 -13.0
Sherbrooke Que. 8 6 9 33.3 -11.1 23 25 -8.0
Bankruptcies empty cell 4 4 8 0.0 -50.0 14 18 -22.2
Proposals empty cell 4 2 1 100.0 300.0 9 7 28.6
Trois-Rivières Que. 8 10 12 -20.0 -33.3 40 38 5.3
Bankruptcies empty cell 3 6 10 -50.0 -70.0 23 30 -23.3
Proposals empty cell 5 4 2 25.0 150.0 17 8 112.5
Montréal Que. 294 279 323 5.4 -9.0 1,184 1,209 -2.1
Bankruptcies empty cell 228 207 244 10.1 -6.6 873 902 -3.2
Proposals empty cell 66 72 79 -8.3 -16.5 311 307 1.3
Ottawa – Gatineau Ont./ Que. 42 42 47 0.0 -10.6 145 169 -14.2
Bankruptcies empty cell 35 33 32 6.1 9.4 109 114 -4.4
Proposals empty cell 7 9 15 -22.2 -53.3 36 55 -34.5
Kingston Ont. 3 1 1 200.0 200.0 14 12 16.7
Bankruptcies empty cell 3 1 1 200.0 200.0 14 9 55.6
Proposals empty cell 0 0 0 -- -- 0 3 -100.0
Peterborough Ont. 4 4 0 0.0 -- 10 13 -23.1
Bankruptcies empty cell 4 2 0 100.0 -- 8 12 -33.3
Proposals empty cell 0 2 0 -100.0 -- 2 1 100.0
Oshawa Ont. 9 9 5 0.0 80.0 41 38 7.9
Bankruptcies empty cell 7 8 5 -12.5 40.0 37 36 2.8
Proposals empty cell 2 1 0 100.0 -- 4 2 100.0
Toronto Ont. 160 151 211 6.0 -24.2 665 819 -18.8
Bankruptcies empty cell 121 104 161 16.3 -24.8 488 628 -22.3
Proposals empty cell 39 47 50 -17.0 -22.0 177 191 -7.3
Hamilton Ont. 16 10 18 60.0 -11.1 60 76 -21.1
Bankruptcies empty cell 10 6 14 66.7 -28.6 45 60 -25.0
Proposals empty cell 6 4 4 50.0 50.0 15 16 -6.3
St. Catharines – Niagara Ont. 11 9 11 22.2 0.0 37 51 -27.5
Bankruptcies empty cell 11 8 10 37.5 10.0 31 46 -32.6
Proposals empty cell 0 1 1 -100.0 -100.0 6 5 20.0
Kitchener Ont. 7 6 12 16.7 -41.7 32 40 -20.0
Bankruptcies empty cell 5 5 10 0.0 -50.0 22 31 -29.0
Proposals empty cell 2 1 2 100.0 0.0 10 9 11.1
Brantford Ont. 1 2 6 -83.3 19 20 -5.0
Bankruptcies empty cell 1 2 5 -50.0 -80.0 12 13 -7.7
Proposals empty cell 0 0 1 -- -100.0 7 7 0.0
Guelph Ont. 4 3 6 33.3 -33.3 14 12 16.7
Bankruptcies empty cell 4 2 2 100.0 100.0 11 7 57.1
Proposals empty cell 0 1 4 -100.0 -100.0 3 5 -40.0
London Ont. 9 17 8 -47.1 12.5 39 31 25.8
Bankruptcies empty cell 9 14 6 -35.7 50.0 34 25 36.0
Proposals empty cell 0 3 2 -100.0 -100.0 5 6 -16.7
Windsor Ont. 6 7 9 -14.3 -33.3 27 30 -10.0
Bankruptcies empty cell 4 5 8 -20.0 -50.0 20 25 -20.0
Proposals empty cell 2 2 1 0.0 100.0 7 5 40.0
Barrie Ont. 5 13 8 -61.5 -37.5 30 27 11.1
Bankruptcies empty cell 3 12 7 -75.0 -57.1 25 25 0.0
Proposals empty cell 2 1 1 100.0 100.0 5 2 150.0
Greater Sudbury Ont. 2 0 0 -- -- 5 5 0.0
Bankruptcies empty cell 2 0 0 -- -- 5 3 66.7
Proposals empty cell 0 0 0 -- -- 0 2 -100.0
Thunder Bay Ont. 1 4 4 -75.0 -75.0 12 19 -36.8
Bankruptcies empty cell 1 3 3 -66.7 -66.7 8 18 -55.6
Proposals empty cell 0 1 1 -100.0 -100.0 4 1 300.0
Winnipeg Man. 6 5 18 20.0 -66.7 18 35 -48.6
Bankruptcies empty cell 5 5 16 0.0 -68.8 15 30 -50.0
Proposals empty cell 1 0 2 -- -50.0 3 5 -40.0
Regina Sask. 7 2 10 250.0 -30.0 24 37 -35.1
Bankruptcies empty cell 5 0 7 -- -28.6 15 26 -42.3
Proposals empty cell 2 2 3 0.0 -33.3 9 11 -18.2
Saskatoon Sask. 2 5 3 -60.0 -33.3 22 28 -21.4
Bankruptcies empty cell 1 5 3 -80.0 -66.7 18 22 -18.2
Proposals empty cell 1 0 0 -- -- 4 6 -33.3
Calgary Alta. 35 17 33 105.9 6.1 109 121 -9.9
Bankruptcies empty cell 24 13 27 84.6 -11.1 86 95 -9.5
Proposals empty cell 11 4 6 175.0 83.3 23 26 -11.5
Edmonton Alta. 15 14 22 7.1 -31.8 81 97 -16.5
Bankruptcies empty cell 5 11 19 -54.5 -73.7 52 77 -32.5
Proposals empty cell 10 3 3 233.3 233.3 29 20 45.0
Kelowna B.C. 2 9 5 -77.8 -60.0 23 23 0.0
Bankruptcies empty cell 0 5 5 -100.0 -100.0 12 18 -33.3
Proposals empty cell 2 4 0 -50.0 -- 11 5 120.0
Abbotsford B.C. 0 2 1 -100.0 -100.0 7 6 16.7
Bankruptcies empty cell 0 1 1 -100.0 -100.0 3 6 -50.0
Proposals empty cell 0 1 0 -100.0 -- 4 0 --
Vancouver B.C. 40 38 29 5.3 37.9 129 116 11.2
Bankruptcies empty cell 29 27 26 7.4 11.5 95 92 3.3
Proposals empty cell 11 11 3 0.0 266.7 34 24 41.7
Victoria B.C. 6 3 7 100.0 -14.3 17 28 -39.3
Bankruptcies empty cell 5 2 4 150.0 25.0 11 22 -50.0
Proposals empty cell 1 1 3 0.0 -66.7 6 6 0.0
Date modified: