Get out of debt

Stay on solid financial ground

• Build your budgeting and financial skills
• Use our spending calculators to analyze your spending
• Make a household budget

You have options

• Before you declare bankruptcy, consider making a proposal for repayment to your creditors. See an overview of the steps in the process.
• Understand the process for declaring bankruptcy

Note: Your first step for either making a proposal or declaring bankruptcy is to find a bankruptcy trustee.