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Spending Smarter - Housing Calculators

Housing Calculators

Mortgage Savings

If interest rates fall, should you "break" your mortgage and go for the lower rate?

What will you save if you prepay?

What are the costs and savings of a shorter or longer amortization period, or a higher or lower interest rate?

Our calculator answers these questions!

Rent or Buy

On the one hand, you're tired of your landlord.

On the other hand, buying a home likely means borrowing a lot of money.

As well, when buying a home you must make a down payment, money that could otherwise be invested or put into savings. What should you do?

Should you rent or buy a home and what are the long-term costs?