Budget worksheet
Monthly income
Income source
Adult 1
Adult 2
Salary/benefits (net)
Income from Investments
Family allowance
Child tax benefit
Other (rental income, etc.)
Subtotal 1
+
+
=
Irregular or annual income
Tax refund
Bonus
Other
Subtotal 2
+
+
=
Total income
Add Subtotal 1 and 2
=
Total monthly expenses
Expense
Adults
Children
Housing
Rent/mortgage
Hydro
Heat
Telephone, Internet, cable
Municipal and school taxes
Insurance
Interior and exterior decor
Repairs/maintenance (plumbing, etc.)
Miscellaneous
Subtotal 3
+
+
=
Food
Groceries
Convenience stores
Restaurant meals/take-out
Meals at work or school
Other (receptions, etc.)
Subtotal 4
+
+
=
Clothing
Clothes purchases
Care (washing, dry cleaning, etc.
Other
Subtotal 5
+
+
=
Healthcare
Dentist
Optometrist
Medication (prescriptions)
Drug store
Other
Subtotal 6
+
+
=
Transportation
Public transit
Taxis
Subtotal 7
+
+
=
Car
Fuel
Maintenance/repairs
Insurance
Registration
Driver's licence
Parking
Other
Subtotal 8
+
+
=
Recreation/education
Newspapers/magazines
Books, CDs, DVDs
Lotteries
Courses
Sports
Outings
Vacations
Games, toys,bicycles, etc.
Other
Subtotal 9
+
+
=
Other expenses
Cellular telephone
Pets
Life insurance
Personal expenses (hair cuts, etc.)
Alimony/child support
Childcare
Children's allowances
Gifts
Other (donations, bank charges, etc.)
RRSP
Savings
Contingency amount
Personal allowances
Tobacco/alcohol
Subtotal 10
+
+
=
Payments to creditors
Credit card(s)
Car(s)
Loan(s)
Other
Subtotal 11
+
+
=
Total expenses
Sum of the subtotals
Summary
Total income
+
Total expenses
-
Surplus/deficit
- Date modified:
