Annual Business Insolvency Rates by Province and Economic Region

(Per 1,000 Businesses)

In 2015, Statistics Canada changed the way it counts business units. This resulted in an increase of 1 million Canadian businesses in 2015 and has lowered the business insolvency rate.

Annual Business Insolvency Rates by Province and Economic Region—2010–2016
Province or region Rate 2010 2011 2012 2013 2014 2015 2016
Canada Insolvency 2.3 2.0 1.8 1.7 1.6 1.1 1.0
Bankruptcy 1.8 1.5 1.4 1.2 1.2 0.8 0.7
Proposal 0.5 0.5 0.5 0.4 0.4 0.3 0.2
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Newfoundland and Labrador Insolvency 0.9 1.0 0.7 1.1 1.1 0.6 0.7
Bankruptcy 0.8 0.9 0.6 0.8 1.0 0.5 0.5
Proposal 0.1 0.1 0.1 0.4 0.1 0.1 0.1
Avalon Peninsula Insolvency 0.8 0.7 0.7 0.7 1.3 0.7 0.7
Bankruptcy 0.7 0.7 0.5 0.4 1.1 0.6 0.4
Proposal 0.1 0.0 0.3 0.3 0.2 0.2 0.3
South Coast – Burin Peninsula and Notre Dame – Central Bonavista BayFootnote a Insolvency no data no data no data no data 1.3 0.3 0.8
Bankruptcy no data no data no data no data 1.4 0.3 0.8
Proposal no data no data no data no data 0.0 0.0 0.0
South Coast – Burin PeninsulaFootnote a Insolvency 1.4 1.4 0.6 3.1
Bankruptcy 1.4 1.4 0.6 0.6
Proposal 0.0 0.0 0.0 2.5
West Coast – Northern Peninsula – Labrador Insolvency 1.1 1.5 0.8 1.3 0.0 1.0 0.4
Bankruptcy 1.1 1.5 0.8 1.1 0.0 0.7 0.4
Proposal 0.0 0.0 0.0 0.2 0.0 0.3 0.0
Notre Dame – Central Bonavista BayFootnote a Insolvency 0.8 1.2 0.5 1.6
Bankruptcy 0.8 1.0 0.5 1.4
Proposal 0.0 0.4 0.0 0.2
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Prince Edward Island Insolvency 2.2 1.7 1.7 2.1 1.7 1.1 0.9
Bankruptcy 1.6 1.5 1.3 1.7 1.2 0.8 0.5
Proposal 0.6 0.2 0.4 0.5 0.5 0.3 0.4
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Nova Scotia Insolvency 3.2 2.1 2.0 2.0 1.4 1.2 1.0
Bankruptcy 2.6 1.8 1.6 1.5 0.9 0.9 0.8
Proposal 0.6 0.3 0.4 0.5 0.4 0.3 0.2
Cape Breton Insolvency 1.9 1.0 2.8 0.7 2.2 1.0 0.5
Bankruptcy 1.7 0.9 2.0 0.7 1.5 0.6 0.2
Proposal 0.2 0.2 0.9 0.0 0.8 0.4 0.2
North Shore Insolvency 1.9 1.7 2.0 1.4 0.7 1.3 1.1
Bankruptcy 1.9 1.2 1.8 1.2 0.6 1.2 0.9
Proposal 0.0 0.5 0.2 0.1 0.1 0.1 0.2
Annapolis Valley Insolvency 3.5 2.1 2.6 2.9 1.5 0.9 1.0
Bankruptcy 3.1 1.9 2.0 1.6 0.6 0.8 1.0
Proposal 0.3 0.2 0.6 1.3 0.9 0.1 0.0
Southern Insolvency 2.0 1.4 1.4 2.0 1.6 1.0 1.2
Bankruptcy 1.2 1.3 1.0 1.3 0.9 0.7 0.9
Proposal 0.8 0.1 0.4 0.6 0.7 0.4 0.3
Halifax Insolvency 4.3 2.8 1.8 2.3 1.3 1.4 1.0
Bankruptcy 3.5 2.4 1.6 1.8 1.0 1.0 0.8
Proposal 0.8 0.4 0.2 0.5 0.3 0.4 0.2
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
New Brunswick Insolvency 2.0 1.4 1.7 1.9 1.9 1.4 1.0
Bankruptcy 1.7 1.0 1.3 1.5 1.5 1.0 0.8
Proposal 0.3 0.4 0.4 0.4 0.4 0.4 0.2
Campbellton – Miramichi Insolvency 2.6 2.0 1.5 1.5 2.4 1.9 1.3
Bankruptcy 2.3 1.7 1.2 1.1 2.3 1.3 1.0
Proposal 0.2 0.3 0.4 0.4 0.1 0.6 0.4
Moncton – Richibucto Insolvency 2.7 1.4 2.1 2.2 1.9 1.7 1.0
Bankruptcy 2.5 1.1 1.6 1.9 1.4 1.3 0.8
Proposal 0.2 0.3 0.5 0.3 0.5 0.4 0.2
Saint John – St. Stephen Insolvency 0.8 1.6 1.7 2.4 1.3 1.0 1.0
Bankruptcy 0.4 0.8 1.2 1.9 1.0 1.0 0.8
Proposal 0.3 0.8 0.4 0.5 0.3 0.1 0.2
Fredericton – Oromocto Insolvency 2.3 0.7 0.4 0.4 1.9 0.7 0.5
Bankruptcy 1.4 0.4 0.3 0.3 1.3 0.5 0.3
Proposal 0.8 0.3 0.1 0.1 0.6 0.2 0.2
Edmundston – Woodstock Insolvency 1.2 1.5 3.0 3.1 2.6 1.8 1.6
Bankruptcy 1.2 1.1 2.4 2.1 1.8 0.9 1.3
Proposal 0.0 0.4 0.6 1.0 0.8 0.8 0.3
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Quebec Insolvency 4.5 4.3 4.2 4.1 4.3 2.7 2.6
Bankruptcy 3.3 3.2 3.1 3.0 3.1 2.1 2.0
Proposal 1.2 1.1 1.1 1.1 1.2 0.7 0.6
Gaspésie – Îles-de-la-Madeleine Insolvency 2.9 5.2 2.8 2.8 3.3 2.0 1.9
Bankruptcy 2.2 3.3 2.0 2.4 2.6 1.6 1.8
Proposal 0.7 2.0 0.7 0.3 0.7 0.4 0.1
Bas-Saint-Laurent Insolvency 3.6 4.1 2.4 2.8 4.6 3.9 2.8
Bankruptcy 2.5 3.0 2.0 1.9 3.6 3.2 2.2
Proposal 1.2 1.1 0.4 0.9 1.0 0.7 0.6
Capitale-Nationale Insolvency 4.0 3.9 3.6 3.6 4.3 2.9 2.9
Bankruptcy 3.0 2.8 2.6 2.6 3.2 2.2 2.0
Proposal 1.0 1.1 1.0 1.0 1.0 0.7 0.9
Chaudière – Appalaches Insolvency 3.2 3.2 3.1 3.4 3.6 2.2 2.4
Bankruptcy 2.4 2.3 2.3 2.5 2.8 1.7 1.9
Proposal 0.7 0.9 0.8 0.8 0.9 0.5 0.6
Estrie Insolvency 2.9 2.6 2.5 2.5 2.7 1.3 1.6
Bankruptcy 2.1 1.8 1.7 2.0 2.1 1.0 1.3
Proposal 0.8 0.7 0.7 0.5 0.7 0.3 0.3
Centre-du-Québec Insolvency 3.4 3.5 2.9 3.1 3.5 2.4 2.2
Bankruptcy 2.4 2.6 2.3 2.2 2.8 1.8 1.5
Proposal 1.0 0.9 0.7 1.0 0.6 0.6 0.7
Montérégie Insolvency 3.8 4.0 3.6 4.4 4.3 2.6 2.4
Bankruptcy 2.7 3.2 2.7 3.4 3.0 1.9 1.9
Proposal 1.0 0.8 1.0 1.0 1.3 0.7 0.5
Montréal Insolvency 5.4 4.5 4.8 4.5 4.4 2.7 2.5
Bankruptcy 3.8 3.3 3.6 3.3 3.2 1.9 1.8
Proposal 1.6 1.2 1.3 1.2 1.2 0.8 0.6
Laval Insolvency 7.2 6.9 6.1 4.6 5.4 3.0 2.6
Bankruptcy 4.8 4.7 4.5 3.2 4.1 2.3 1.9
Proposal 2.4 2.2 1.6 1.4 1.4 0.7 0.7
Lanaudière Insolvency 5.0 5.0 4.6 4.0 4.6 2.7 3.0
Bankruptcy 3.8 3.7 3.6 2.7 3.0 2.2 2.4
Proposal 1.2 1.3 1.0 1.2 1.6 0.6 0.6
Laurentides Insolvency 5.5 5.2 4.8 5.0 5.0 3.2 3.6
Bankruptcy 4.1 3.8 3.4 3.4 3.8 2.4 2.5
Proposal 1.4 1.4 1.3 1.5 1.2 0.8 1.1
Outaouais Insolvency 4.6 4.9 4.3 4.6 5.6 3.3 2.7
Bankruptcy 3.3 2.9 3.1 3.2 3.7 2.5 2.1
Proposal 1.2 1.9 1.2 1.4 1.9 0.8 0.6
Abitibi – Témiscamingue Insolvency 4.3 2.3 4.8 3.2 2.7 2.1 2.4
Bankruptcy 3.7 2.3 3.8 2.2 2.0 1.8 2.3
Proposal 0.7 0.0 1.0 1.0 0.6 0.3 0.1
Mauricie Insolvency 4.6 5.4 4.9 4.5 3.5 3.6 3.9
Bankruptcy 3.3 3.7 2.8 3.0 2.6 2.7 3.2
Proposal 1.3 1.7 2.1 1.4 0.8 0.9 0.7
Saguenay – Lac-Saint-Jean Insolvency 3.1 3.8 4.3 3.0 3.1 3.1 2.6
Bankruptcy 2.5 3.3 3.3 2.3 2.0 2.6 2.1
Proposal 0.6 0.5 1.0 0.8 1.1 0.5 0.5
Côte-Nord and Nord-du-Québec Insolvency 3.0 2.9 3.3 3.7 3.6 3.2 2.5
Bankruptcy 2.6 2.6 2.9 2.6 2.1 2.9 1.9
Proposal 0.4 0.4 0.4 1.2 1.5 0.4 0.6
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Ontario Insolvency 2.2 1.8 1.6 1.3 1.1 0.8 0.6
Bankruptcy 1.8 1.4 1.2 1.0 0.8 0.6 0.5
Proposal 0.4 0.4 0.4 0.3 0.3 0.2 0.2
Ottawa Insolvency 2.1 1.8 1.7 1.6 1.6 1.2 0.7
Bankruptcy 1.8 1.3 1.3 1.3 1.1 1.0 0.5
Proposal 0.3 0.5 0.3 0.3 0.5 0.2 0.2
Kingston – Pembroke Insolvency 2.1 1.4 1.0 1.1 1.1 0.8 0.4
Bankruptcy 1.8 1.1 1.0 0.7 1.0 0.7 0.3
Proposal 0.2 0.3 0.0 0.4 0.2 0.1 0.1
Muskoka – Kawarthas Insolvency 1.4 1.8 1.1 0.8 0.4 0.3 0.4
Bankruptcy 1.3 1.7 0.9 0.8 0.3 0.3 0.3
Proposal 0.2 0.1 0.2 0.0 0.0 0.0 0.1
Toronto Insolvency 2.2 1.9 1.6 1.3 1.0 0.8 0.6
Bankruptcy 1.8 1.5 1.2 1.0 0.8 0.6 0.5
Proposal 0.4 0.4 0.4 0.3 0.2 0.2 0.2
Kitchener – Waterloo – Barrie Insolvency 2.1 1.7 1.5 1.1 1.0 0.6 0.6
Bankruptcy 1.8 1.4 1.2 0.9 0.7 0.5 0.5
Proposal 0.2 0.3 0.3 0.2 0.2 0.1 0.1
Hamilton – Niagara Peninsula Insolvency 3.0 2.1 1.7 1.4 1.3 1.1 0.8
Bankruptcy 2.5 1.7 1.3 1.2 1.0 0.8 0.7
Proposal 0.5 0.4 0.4 0.2 0.3 0.3 0.1
London Insolvency 1.6 1.3 1.3 0.8 0.9 0.7 0.8
Bankruptcy 1.2 1.1 1.1 0.6 0.7 0.5 0.5
Proposal 0.4 0.2 0.2 0.2 0.2 0.2 0.3
Windsor – Sarnia Insolvency 2.2 1.8 1.6 1.4 1.3 0.7 1.0
Bankruptcy 1.8 1.5 1.3 1.2 1.2 0.6 0.8
Proposal 0.3 0.2 0.3 0.2 0.1 0.1 0.2
Stratford – Bruce Peninsula Insolvency 1.1 1.3 1.1 0.6 0.9 0.5 0.2
Bankruptcy 0.9 1.2 1.0 0.5 0.7 0.3 0.1
Proposal 0.2 0.2 0.2 0.1 0.2 0.2 0.1
Northeast Insolvency 2.3 1.5 1.7 1.3 1.7 1.4 0.4
Bankruptcy 1.9 1.2 1.3 0.9 1.4 1.2 0.2
Proposal 0.4 0.3 0.4 0.4 0.3 0.2 0.2
Northwest Insolvency 2.1 1.9 2.0 1.5 1.3 0.6 0.9
Bankruptcy 1.7 1.8 1.2 1.2 0.9 0.5 0.6
Proposal 0.3 0.1 0.8 0.3 0.3 0.2 0.3
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Manitoba Insolvency 1.0 1.0 0.6 0.8 0.7 0.3 0.4
Bankruptcy 0.9 0.8 0.5 0.7 0.6 0.2 0.3
Proposal 0.1 0.2 0.2 0.1 0.1 0.1 0.1
Southeast Insolvency 0.4 0.6 1.0 0.9 0.7 0.7 0.3
Bankruptcy 0.3 0.6 0.3 0.7 0.7 0.6 0.2
Proposal 0.1 0.0 0.7 0.2 0.0 0.1 0.1
South Central and North CentralFootnote b Insolvency no data no data no data no data 0.1 0.1 0.6
Bankruptcy no data no data no data no data 0.1 0.0 0.4
Proposal no data no data no data no data 0.0 0.1 0.1
South CentralFootnote b Insolvency 1.2 1.0 0.5 1.1
Bankruptcy 1.2 0.9 0.5 1.1
Proposal 0.0 0.2 0.0 0.0
Southwest Insolvency 2.1 1.2 0.9 1.2 1.3 0.5 0.8
Bankruptcy 2.1 0.9 0.4 0.9 1.1 0.3 0.5
Proposal 0.0 0.3 0.4 0.4 0.2 0.2 0.3
North CentralFootnote b Insolvency 0.8 1.6 1.1 0.2
Bankruptcy 0.8 1.1 1.2 0.2
Proposal 0.0 0.5 0.0 0.0
Winnipeg Insolvency 0.9 0.9 0.5 0.6 0.7 0.3 0.4
Bankruptcy 0.6 0.8 0.5 0.5 0.6 0.2 0.2
Proposal 0.2 0.1 0.1 0.2 0.1 0.1 0.2
Interlake Insolvency 1.1 0.5 0.4 0.3 0.5 0.1 0.7
Bankruptcy 1.1 0.6 0.4 0.3 0.5 0.1 0.7
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Parklands and North Insolvency 1.1 1.2 0.5 1.5 0.7 0.5 0.0
Bankruptcy 0.9 0.8 0.3 1.5 0.3 0.2 0.0
Proposal 0.2 0.4 0.1 0.0 0.4 0.2 0.0
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Saskatchewan Insolvency 1.5 1.7 1.3 1.1 1.2 0.8 0.8
Bankruptcy 1.1 1.1 0.8 0.6 0.7 0.6 0.6
Proposal 0.5 0.6 0.5 0.4 0.4 0.2 0.2
Regina – Moose Mountain Insolvency 2.1 2.5 1.6 1.8 1.6 1.5 1.3
Bankruptcy 1.4 1.7 0.8 0.8 0.9 1.0 1.0
Proposal 0.8 0.8 0.7 1.0 0.7 0.5 0.3
Swift Current – Moose Jaw Insolvency 1.4 1.1 1.6 1.1 0.8 0.5 0.5
Bankruptcy 0.8 0.4 0.9 0.8 0.4 0.3 0.5
Proposal 0.5 0.7 0.7 0.3 0.4 0.2 0.0
Saskatoon – Biggar Insolvency 1.5 1.2 0.9 0.7 1.0 0.5 0.6
Bankruptcy 1.3 1.0 0.7 0.5 0.7 0.4 0.4
Proposal 0.2 0.2 0.2 0.2 0.3 0.1 0.2
Yorkton – Melville Insolvency 1.4 2.2 2.1 1.8 1.5 0.8 0.8
Bankruptcy 0.6 1.1 1.0 1.2 1.2 0.7 0.7
Proposal 0.9 1.0 1.1 0.6 0.3 0.1 0.1
Prince Albert and Northern Insolvency 1.1 1.3 1.1 0.5 0.9 0.6 0.4
Bankruptcy 0.8 1.0 0.9 0.4 0.5 0.4 0.3
Proposal 0.3 0.3 0.2 0.1 0.4 0.2 0.1
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Alberta Insolvency 1.4 1.0 0.9 0.5 0.4 0.3 0.3
Bankruptcy 1.1 0.8 0.7 0.4 0.3 0.2 0.2
Proposal 0.3 0.2 0.2 0.1 0.1 0.1 0.1
Lethbridge – Medicine Hat Insolvency 1.0 0.7 0.7 0.2 0.2 0.1 0.1
Bankruptcy 0.8 0.7 0.6 0.1 0.2 0.1 0.1
Proposal 0.2 0.1 0.2 0.1 0.0 0.0 0.0
Camrose – Drumheller Insolvency 0.7 0.5 0.5 0.4 0.3 0.1 0.1
Bankruptcy 0.6 0.3 0.4 0.4 0.3 0.0 0.1
Proposal 0.2 0.2 0.1 0.1 0.0 0.0 0.0
Calgary Insolvency 1.2 1.1 1.0 0.7 0.4 0.3 0.4
Bankruptcy 1.1 0.9 0.8 0.6 0.3 0.2 0.3
Proposal 0.2 0.3 0.2 0.1 0.1 0.1 0.1
Banff – Jasper – Rocky Mountain House and Athabasca – Grande Prairie – Peace RiverFootnote c Insolvency no data no data no data no data 0.1 0.3 0.2
Bankruptcy no data no data no data no data 0.1 0.2 0.1
Proposal no data no data no data no data 0.1 0.1 0.0
Banff – Jasper – Rocky Mountain HouseFootnote c Insolvency 1.3 0.9 0.6 0.1 no data no data
Bankruptcy 1.2 0.7 0.6 0.1
Proposal 0.1 0.1 0.0 0.0
Red Deer Insolvency 2.3 1.1 1.5 0.4 0.6 0.3 0.2
Bankruptcy 2.0 0.8 0.8 0.3 0.4 0.2 0.2
Proposal 0.2 0.3 0.7 0.1 0.2 0.1 0.0
Edmonton Insolvency 1.4 1.1 0.9 0.4 0.4 0.3 0.4
Bankruptcy 1.1 0.9 0.6 0.2 0.3 0.2 0.3
Proposal 0.3 0.2 0.3 0.2 0.1 0.1 0.1
Athabasca – Grande Prairie – Peace RiverFootnote c Insolvency 2.4 1.0 0.8 0.4
Bankruptcy 1.8 0.8 0.7 0.3
Proposal 0.6 0.2 0.1 0.1
Wood Buffalo – Cold Lake Insolvency 2.1 0.7 0.8 0.2 0.2 0.1 0.2
Bankruptcy 1.1 0.6 0.4 0.2 0.2 0.1 0.1
Proposal 1.0 0.1 0.3 0.0 0.0 0.1 0.1
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
British Columbia Insolvency 0.8 0.7 0.7 0.7 0.6 0.4 0.3
Bankruptcy 0.6 0.5 0.5 0.5 0.5 0.3 0.3
Proposal 0.2 0.1 0.2 0.2 0.1 0.1 0.1
Vancouver Island and Coast Insolvency 0.9 0.8 0.7 1.0 0.7 0.4 0.3
Bankruptcy 0.7 0.6 0.4 0.6 0.6 0.3 0.2
Proposal 0.2 0.2 0.4 0.4 0.1 0.1 0.1
Lower Mainland – Southwest Insolvency 0.8 0.6 0.7 0.5 0.7 0.4 0.3
Bankruptcy 0.6 0.5 0.5 0.4 0.5 0.3 0.3
Proposal 0.2 0.1 0.2 0.1 0.2 0.1 0.1
Thompson – Okanagan Insolvency 1.0 1.0 1.3 1.3 0.6 0.4 0.5
Bankruptcy 1.0 0.7 1.0 1.1 0.5 0.3 0.4
Proposal 0.1 0.2 0.3 0.2 0.2 0.1 0.1
Kootenay Insolvency 0.7 0.7 1.0 0.5 0.5 0.1 0.2
Bankruptcy 0.7 0.6 1.0 0.4 0.3 0.0 0.1
Proposal 0.1 0.1 0.0 0.1 0.3 0.1 0.1
Cariboo Insolvency 0.7 0.4 0.3 0.2 0.2 0.4 0.2
Bankruptcy 0.3 0.3 0.2 0.1 0.2 0.4 0.1
Proposal 0.4 0.1 0.1 0.1 0.0 0.0 0.1
North Coast and Nechako Insolvency 0.6 0.6 0.3 0.0 0.0 0.3 0.3
Bankruptcy 0.6 0.5 0.3 0.0 0.0 0.2 0.3
Proposal 0.0 0.2 0.0 0.0 0.0 0.0 0.0
Northeast Insolvency 0.8 0.8 0.4 0.5 0.4 0.3 0.5
Bankruptcy 0.8 0.6 0.4 0.4 0.3 0.1 0.2
Proposal 0.0 0.2 0.0 0.1 0.1 0.2 0.3
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Yukon Insolvency 0.4 0.3 0.3 0.6 0.3 0.0 0.0
Bankruptcy 0.0 0.3 0.3 0.6 0.0 0.0 0.0
Proposal 0.4 0.0 0.0 0.0 0.3 0.0 0.0
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Northwest Territories Insolvency 0.4 1.2 0.4 0.0 0.0 0.0 0.0
Bankruptcy 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Proposal 0.4 1.2 0.4 0.0 0.0 0.0 0.0
empty cell Rate 2010 2011 2012 2013 2014 2015 2016
Nunavut Insolvency 0.0 1.2 1.2 0.0 1.1 0.0 0.8
Bankruptcy 0.0 1.2 1.2 0.0 1.1 0.0 0.8
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0

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Annual Business Insolvency Rates by Province and Economic Region — 2000–2009
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Canada Insolvency 5.7 5.8 5.2 4.8 4.2 4.1 3.5 3.2 3.1 2.9
Bankruptcy 4.9 4.9 4.4 4.0 3.5 3.4 2.9 2.6 2.6 2.4
Proposal 0.9 0.9 0.9 0.8 0.7 0.7 0.6 0.5 0.5 0.6
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Newfoundland and Labrador Insolvency 4.6 4.0 3.3 2.4 2.2 2.3 1.8 2.0 1.5 1.3
Bankruptcy 4.6 3.9 3.2 2.3 2.1 2.2 1.7 2.0 1.5 1.3
Proposal 0.0 0.1 0.1 0.2 0.1 0.2 0.0 0.0 0.0 0.0
Avalon Peninsula Insolvency 4.6 3.4 2.6 3.1 1.9 2.1 1.3 1.9 0.7 1.2
Bankruptcy 4.6 3.4 2.6 2.8 1.8 2.0 1.3 1.8 0.6 1.2
Proposal 0.0 0.0 0.1 0.3 0.1 0.1 0.0 0.1 0.1 0.0
South Coast – Burin Peninsula Insolvency 5.1 2.8 4.0 1.7 5.4 1.9 0.6 2.6 1.6 0.6
Bankruptcy 4.5 2.8 4.0 1.7 5.4 1.8 0.6 2.6 1.6 0.6
Proposal 0.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
West Coast – Northern Peninsula – Labrador Insolvency 4.2 6.2 5.6 1.8 1.5 2.9 1.4 1.2 2.1 1.4
Bankruptcy 4.2 5.9 5.4 1.8 1.1 2.5 1.4 1.2 2.1 1.4
Proposal 0.0 0.4 0.2 0.0 0.4 0.5 0.0 0.0 0.0 0.0
Notre Dame – Central Bonavista Bay Insolvency 5.0 3.6 2.4 1.6 2.7 2.4 3.7 3.0 2.7 1.7
Bankruptcy 5.0 3.6 2.4 1.6 2.7 2.4 3.5 3.0 2.7 1.5
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.2 0.0 0.0 0.2
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Prince Edward Island Insolvency 2.6 3.0 3.6 3.4 3.8 4.2 4.1 3.3 1.9 3.1
Bankruptcy 2.4 3.0 3.4 3.4 3.7 4.1 3.9 2.9 1.3 2.7
Proposal 0.2 0.0 0.2 0.0 0.1 0.1 0.2 0.4 0.6 0.4
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Nova Scotia Insolvency 8.1 8.7 6.6 5.9 5.2 5.7 4.8 4.0 3.5 3.2
Bankruptcy 7.1 7.9 6.1 5.3 4.7 5.2 4.4 3.6 2.9 2.8
Proposal 1.0 0.8 0.5 0.6 0.5 0.5 0.4 0.4 0.6 0.4
Cape Breton Insolvency 9.8 11.7 7.8 7.0 3.2 3.1 5.3 4.0 3.0 3.3
Bankruptcy 7.5 10.1 6.5 5.2 2.5 2.2 5.1 3.9 2.2 2.4
Proposal 2.3 1.6 1.3 1.8 0.7 0.9 0.2 0.1 0.8 0.8
North Shore Insolvency 5.5 8.7 6.8 5.4 4.5 5.0 5.0 4.7 4.2 2.8
Bankruptcy 4.9 8.5 6.8 5.0 4.2 4.7 4.6 4.2 3.4 2.6
Proposal 0.6 0.2 0.0 0.3 0.3 0.3 0.3 0.4 0.8 0.2
Annapolis Valley Insolvency 8.2 8.1 5.9 6.0 5.3 4.2 5.1 2.9 3.0 3.6
Bankruptcy 7.9 8.0 5.9 5.9 4.8 3.9 4.6 2.6 2.9 3.5
Proposal 0.3 0.1 0.0 0.1 0.4 0.3 0.4 0.3 0.2 0.2
Southern Insolvency 6.3 6.1 6.8 4.2 5.2 5.3 3.7 3.0 2.8 2.4
Bankruptcy 6.2 5.9 6.3 3.6 4.9 5.3 3.3 2.6 2.6 2.2
Proposal 0.1 0.1 0.5 0.6 0.3 0.0 0.4 0.4 0.2 0.2
Halifax Insolvency 9.3 9.0 6.2 6.3 6.1 7.3 4.9 4.4 3.7 3.4
Bankruptcy 8.0 7.8 5.7 5.9 5.5 6.7 4.5 4.0 3.1 3.0
Proposal 1.3 1.2 0.6 0.4 0.6 0.6 0.4 0.4 0.6 0.4
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
New Brunswick Insolvency 5.6 6.3 5.8 5.6 5.3 5.5 5.4 4.1 5.7 3.2
Bankruptcy 5.2 5.7 5.3 4.9 4.5 4.8 4.5 3.4 4.6 2.4
Proposal 0.4 0.5 0.4 0.7 0.8 0.7 0.8 0.7 1.1 0.7
Campbellton – Miramichi Insolvency 4.9 5.5 6.2 5.5 4.9 6.2 5.0 3.6 4.2 3.2
Bankruptcy 4.8 5.2 6.0 4.9 4.5 6.0 4.8 3.2 3.8 2.7
Proposal 0.1 0.3 0.2 0.6 0.3 0.2 0.2 0.3 0.3 0.5
Moncton – Richibucto Insolvency 5.6 5.6 4.0 4.1 4.6 4.1 5.1 4.8 5.4 2.4
Bankruptcy 5.1 5.2 3.8 3.5 3.6 3.4 4.1 4.3 4.8 2.0
Proposal 0.5 0.4 0.2 0.6 1.0 0.7 1.0 0.5 0.7 0.4
Saint John – St. Stephen Insolvency 4.4 6.1 4.7 5.6 6.3 6.0 3.4 1.8 3.7 2.0
Bankruptcy 4.0 5.0 4.4 4.5 4.7 4.8 2.4 1.3 2.2 1.3
Proposal 0.4 1.1 0.3 1.0 1.7 1.2 1.0 0.5 1.5 0.7
Fredericton – Oromocto Insolvency 7.1 6.9 6.7 7.3 5.9 5.7 6.6 5.5 6.4 2.6
Bankruptcy 6.8 6.5 5.6 6.8 5.2 5.1 5.3 4.2 4.8 1.8
Proposal 0.3 0.4 1.0 0.6 0.7 0.6 1.2 1.3 1.6 0.8
Edmundston – Woodstock Insolvency 6.6 8.3 9.4 6.6 5.3 6.0 8.5 5.8 11.3 7.8
Bankruptcy 6.1 8.0 8.7 6.2 5.1 5.1 7.8 4.4 9.5 6.0
Proposal 0.6 0.4 0.7 0.4 0.2 0.9 0.8 1.3 1.8 1.8
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Quebec Insolvency 7.7 7.2 5.9 5.7 4.9 4.8 4.9 5.3 5.8 5.5
Bankruptcy 6.3 5.8 4.5 4.4 3.8 3.7 3.8 4.2 4.6 4.1
Proposal 1.5 1.4 1.4 1.3 1.1 1.1 1.1 1.0 1.2 1.4
Gaspésie – Îles-de-la-Madeleine Insolvency 6.0 7.1 4.7 4.5 3.7 5.9 4.6 5.2 4.5 1.7
Bankruptcy 4.8 5.3 4.2 4.0 2.7 4.8 3.7 4.3 2.9 1.3
Proposal 1.2 1.8 0.5 0.5 1.0 1.0 0.9 0.9 1.6 0.4
Bas-Saint-Laurent Insolvency 6.1 6.5 7.8 6.1 4.2 4.3 4.2 5.6 5.3 4.5
Bankruptcy 4.8 5.4 5.9 5.1 3.5 3.7 3.4 4.6 4.3 3.3
Proposal 1.3 1.2 1.8 1.1 0.6 0.7 0.8 1.0 1.0 1.2
Capitale-Nationale Insolvency 9.9 10.1 8.3 7.1 6.2 7.1 6.7 6.3 5.9 5.1
Bankruptcy 7.1 7.2 4.9 5.2 4.5 5.1 5.1 4.5 4.2 3.0
Proposal 2.8 2.9 3.4 1.9 1.7 1.9 1.7 1.8 1.6 2.1
Chaudière – Appalaches Insolvency 9.2 7.2 5.2 5.9 4.9 4.1 4.8 5.3 5.6 4.2
Bankruptcy 7.5 5.7 3.9 4.2 3.7 3.0 3.3 4.3 4.5 3.1
Proposal 1.7 1.6 1.3 1.7 1.2 1.1 1.5 1.0 1.1 1.1
Estrie Insolvency 7.8 6.9 5.2 4.7 3.6 3.0 3.4 4.0 4.0 5.6
Bankruptcy 6.9 6.1 4.3 4.0 3.2 2.7 2.7 3.5 3.4 4.6
Proposal 0.9 0.9 0.9 0.7 0.4 0.3 0.7 0.5 0.6 1.0
Centre-du-Québec Insolvency n.a. n.a. n.a. 7.2 4.8 4.3 5.9 4.0 4.7 2.9
Bankruptcy n.a. n.a. n.a. 5.2 3.9 3.7 4.8 3.6 3.6 2.0
Proposal n.a. n.a. n.a. 1.9 0.9 0.6 1.1 0.3 1.1 0.9
Montérégie Insolvency 6.3 5.9 4.3 4.4 4.1 3.2 3.6 3.9 4.7 4.9
Bankruptcy 5.1 4.9 3.6 3.3 3.1 2.6 2.8 3.0 3.7 3.8
Proposal 1.2 1.0 0.7 1.1 1.0 0.6 0.9 0.9 1.0 1.1
Montréal Insolvency 6.4 5.9 5.4 5.0 4.5 4.6 4.7 5.4 6.1 6.3
Bankruptcy 5.2 4.6 4.1 3.9 3.4 3.5 3.9 4.5 5.0 4.8
Proposal 1.1 1.2 1.2 1.1 1.1 1.0 0.8 1.0 1.1 1.4
Laval Insolvency 6.1 6.3 6.2 4.9 4.4 5.7 7.0 5.5 7.1 7.5
Bankruptcy 4.7 4.9 4.5 3.8 3.2 4.5 5.4 4.8 5.9 5.6
Proposal 1.4 1.3 1.7 1.1 1.1 1.3 1.5 0.7 1.3 1.8
Lanaudière Insolvency 7.5 6.2 4.3 3.3 3.8 4.2 3.2 3.5 4.8 5.9
Bankruptcy 6.3 5.1 3.4 2.6 3.0 3.4 2.5 2.8 3.6 4.4
Proposal 1.2 1.1 0.9 0.7 0.8 0.7 0.6 0.7 1.2 1.5
Laurentides Insolvency 6.8 6.9 5.1 5.0 4.3 4.1 4.5 5.0 6.2 6.6
Bankruptcy 5.6 5.7 4.0 3.9 3.4 3.0 3.4 3.8 4.8 4.8
Proposal 1.2 1.2 1.1 1.1 0.9 1.0 1.1 1.3 1.4 1.8
Outaouais Insolvency 13.0 12.9 9.7 11.2 10.8 9.1 6.9 8.6 8.4 5.3
Bankruptcy 10.3 9.8 7.3 8.1 7.9 5.9 5.2 6.2 6.4 3.5
Proposal 2.8 3.1 2.4 3.1 2.9 3.2 1.6 2.4 2.0 1.8
Abitibi – Témiscamingue Insolvency 10.4 9.9 7.0 7.6 4.7 4.4 3.6 5.9 4.5 4.2
Bankruptcy 9.2 9.4 6.8 7.2 4.0 3.9 3.5 5.2 4.0 3.9
Proposal 1.2 0.5 0.2 0.4 0.7 0.5 0.1 0.7 0.5 0.3
Mauricie Insolvency 5.5 5.2 4.4 9.4 7.8 8.5 8.1 7.4 7.8 7.8
Bankruptcy 4.4 4.3 3.5 7.6 6.3 6.7 6.4 5.4 5.8 5.7
Proposal 1.1 0.9 0.9 1.8 1.6 1.8 1.7 2.0 2.0 2.1
Saguenay – Lac-Saint-Jean Insolvency 12.7 10.4 10.6 10.1 8.1 6.1 7.2 9.0 8.0 5.1
Bankruptcy 9.8 8.3 7.4 7.4 6.5 4.3 5.3 7.7 6.9 4.2
Proposal 2.8 2.1 3.1 2.7 1.6 1.8 1.9 1.3 1.1 0.9
Côte-Nord and Nord-du-Québec Insolvency 8.7 10.1 8.7 6.5 6.8 6.1 4.7 4.8 7.3 3.5
Bankruptcy 8.3 8.6 7.0 4.7 6.1 4.7 3.5 4.6 6.4 3.2
Proposal 0.4 1.5 1.7 1.8 0.8 1.4 1.2 0.2 0.9 0.4
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Ontario Insolvency 4.9 5.2 4.5 4.2 3.6 4.0 3.6 3.3 3.2 3.0
Bankruptcy 4.1 4.4 3.7 3.5 3.0 3.3 3.1 2.9 2.7 2.6
Proposal 0.8 0.8 0.7 0.8 0.6 0.7 0.5 0.5 0.5 0.4
Ottawa Insolvency 6.0 5.8 5.0 4.6 4.3 5.1 4.1 3.7 3.7 3.1
Bankruptcy 4.8 4.6 3.7 3.6 3.3 3.8 3.2 3.2 3.0 2.6
Proposal 1.2 1.3 1.3 1.1 1.0 1.3 0.9 0.5 0.7 0.5
Kingston – Pembroke Insolvency 5.6 5.5 4.8 5.5 3.0 3.7 4.0 3.7 3.6 3.4
Bankruptcy 5.1 4.8 4.2 5.1 2.6 3.0 3.5 3.1 3.2 3.0
Proposal 0.5 0.8 0.6 0.4 0.4 0.6 0.5 0.6 0.4 0.4
Muskoka – Kawarthas Insolvency 5.0 4.4 3.7 3.3 2.5 3.3 2.9 2.6 2.1 2.3
Bankruptcy 4.0 3.8 3.1 2.7 2.2 2.7 2.5 2.4 2.0 2.0
Proposal 1.0 0.6 0.6 0.7 0.4 0.6 0.4 0.2 0.2 0.3
Toronto Insolvency 4.0 4.6 3.8 3.6 3.1 3.3 3.1 2.9 3.0 3.0
Bankruptcy 3.3 3.8 3.1 2.9 2.5 2.7 2.6 2.5 2.5 2.5
Proposal 0.7 0.8 0.7 0.7 0.6 0.6 0.5 0.5 0.5 0.5
Kitchener – Waterloo – Barrie Insolvency 5.1 5.0 5.1 4.8 3.4 4.2 3.5 3.5 2.9 2.9
Bankruptcy 4.2 4.2 4.2 3.9 2.7 3.3 3.1 2.9 2.5 2.5
Proposal 0.9 0.8 0.9 0.9 0.7 0.9 0.5 0.6 0.4 0.5
Hamilton – Niagara Peninsula Insolvency 6.3 6.3 5.6 5.5 4.8 5.2 3.9 4.3 3.9 3.8
Bankruptcy 5.5 5.3 4.6 4.4 3.8 4.1 3.4 3.7 3.4 3.4
Proposal 0.8 1.0 1.0 1.1 1.0 1.1 0.6 0.6 0.4 0.4
London Insolvency 5.7 6.4 5.3 5.1 4.9 4.9 5.5 3.4 2.7 2.4
Bankruptcy 4.8 5.6 4.5 4.2 4.2 4.1 4.6 2.8 2.5 2.0
Proposal 0.9 0.9 0.8 0.8 0.7 0.8 0.9 0.7 0.2 0.4
Windsor – Sarnia Insolvency 5.9 5.8 5.6 4.3 3.9 4.9 4.7 3.9 3.7 2.5
Bankruptcy 5.3 5.3 4.9 3.8 3.6 4.4 4.7 3.5 2.8 2.3
Proposal 0.5 0.5 0.8 0.6 0.3 0.5 0.1 0.3 0.9 0.2
Stratford – Bruce Peninsula Insolvency 3.7 4.3 3.4 3.9 2.5 2.6 2.6 2.8 1.3 1.8
Bankruptcy 3.4 4.0 3.2 3.5 2.3 2.4 2.3 2.5 1.2 1.6
Proposal 0.3 0.3 0.2 0.4 0.2 0.1 0.3 0.3 0.1 0.2
Northeast Insolvency 6.4 7.0 5.9 6.2 6.1 5.4 5.2 5.1 4.9 3.4
Bankruptcy 6.1 6.6 5.7 5.7 5.8 5.1 4.8 4.7 4.6 3.3
Proposal 0.3 0.4 0.2 0.5 0.3 0.3 0.4 0.3 0.3 0.1
Northwest Insolvency 5.5 5.1 5.8 3.8 4.7 5.6 4.9 4.6 3.3 3.8
Bankruptcy 5.3 4.9 5.7 3.4 4.5 5.2 4.5 3.9 3.3 3.7
Proposal 0.2 0.2 0.1 0.4 0.1 0.4 0.3 0.6 0.0 0.2
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Manitoba Insolvency 3.7 4.3 3.7 3.5 2.7 2.4 2.4 1.4 1.5 1.1
Bankruptcy 3.4 4.0 3.3 3.2 2.3 2.0 2.1 1.3 1.3 0.9
Proposal 0.3 0.3 0.4 0.4 0.4 0.4 0.3 0.1 0.1 0.3
Southeast Insolvency 4.0 2.7 4.0 3.1 2.9 1.9 0.5 1.1 1.5 0.9
Bankruptcy 3.4 2.4 3.8 3.1 2.6 1.6 0.5 0.9 1.5 0.7
Proposal 0.6 0.3 0.1 0.0 0.3 0.3 0.0 0.1 0.0 0.1
South Central Insolvency 2.3 2.3 1.6 2.1 1.2 1.1 2.6 1.2 0.5 0.3
Bankruptcy 2.1 2.1 1.2 1.9 1.2 1.1 1.9 1.2 0.3 0.3
Proposal 0.2 0.2 0.3 0.2 0.0 0.0 0.7 0.0 0.2 0.0
Southwest Insolvency 3.9 5.1 3.8 5.2 3.4 3.1 3.4 1.8 3.2 2.1
Bankruptcy 3.5 4.7 3.3 5.0 2.9 2.7 3.0 1.8 3.0 1.7
Proposal 0.4 0.4 0.5 0.2 0.5 0.4 0.4 0.0 0.2 0.4
North Central Insolvency 3.3 4.1 2.4 2.7 3.3 1.7 3.7 2.4 1.8 2.7
Bankruptcy 3.1 4.1 2.4 2.7 3.3 1.5 3.8 2.5 1.5 2.1
Proposal 0.2 0.0 0.0 0.0 0.0 0.2 0.0 0.0 0.3 0.5
Winnipeg Insolvency 4.0 5.0 4.0 3.4 2.7 2.2 2.3 1.1 1.2 1.0
Bankruptcy 3.7 4.6 3.5 2.8 2.2 1.6 1.9 1.0 1.1 0.6
Proposal 0.3 0.4 0.5 0.6 0.6 0.6 0.4 0.1 0.1 0.4
Interlake Insolvency 1.2 2.5 3.4 3.8 1.6 2.3 2.3 1.7 2.2 0.5
Bankruptcy 1.2 2.5 3.1 3.3 1.4 2.0 2.2 1.4 2.0 0.5
Proposal 0.0 0.0 0.3 0.5 0.2 0.3 0.2 0.3 0.2 0.0
Parklands and North Insolvency 5.0 4.6 4.7 3.5 2.8 3.9 2.3 1.9 0.6 1.1
Bankruptcy 5.0 4.3 4.3 3.4 2.7 3.9 2.0 1.5 0.6 1.1
Proposal 0.0 0.3 0.4 0.1 0.1 0.0 0.3 0.4 0.0 0.0
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Saskatchewan Insolvency 5.1 5.0 4.0 4.4 4.3 4.9 4.1 2.8 2.3 2.4
Bankruptcy 4.6 4.3 3.6 3.9 3.8 3.9 3.2 2.1 1.7 1.8
Proposal 0.4 0.7 0.5 0.5 0.5 1.0 1.0 0.7 0.6 0.6
Regina – Moose Mountain Insolvency 5.0 4.7 4.9 5.5 4.7 5.4 4.7 3.6 2.3 3.3
Bankruptcy 4.5 3.8 4.2 4.7 3.9 4.3 3.4 2.7 1.5 2.3
Proposal 0.5 0.9 0.7 0.8 0.7 1.1 1.2 0.9 0.8 1.0
Swift Current – Moose Jaw Insolvency 3.3 2.9 3.2 3.3 3.8 3.3 3.2 1.8 2.3 1.8
Bankruptcy 2.8 2.5 3.1 3.0 3.2 2.8 2.2 1.4 1.7 1.1
Proposal 0.5 0.3 0.1 0.3 0.6 0.5 1.0 0.4 0.6 0.7
Saskatoon – Biggar Insolvency 6.6 6.0 4.3 4.7 4.7 5.3 4.2 2.9 2.4 2.0
Bankruptcy 6.0 5.3 3.8 4.3 4.1 3.6 3.3 2.2 1.7 1.7
Proposal 0.6 0.7 0.6 0.4 0.6 1.7 0.9 0.7 0.7 0.3
Yorkton – Melville Insolvency 4.9 4.8 2.7 4.4 4.5 5.4 3.7 2.3 2.3 2.4
Bankruptcy 4.4 4.2 2.6 4.2 4.4 5.0 3.0 2.0 1.7 2.0
Proposal 0.5 0.6 0.1 0.3 0.1 0.5 0.7 0.4 0.6 0.4
Prince Albert and Northern Insolvency 4.6 5.6 4.0 3.7 3.5 4.7 4.3 2.6 2.2 2.3
Bankruptcy 4.5 4.9 3.5 3.3 3.1 4.0 3.4 1.8 1.8 1.6
Proposal 0.1 0.7 0.5 0.4 0.4 0.7 0.9 0.8 0.4 0.7
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Alberta Insolvency 7.1 7.0 7.9 6.4 5.9 4.7 2.6 1.7 1.5 1.5
Bankruptcy 6.4 6.2 6.9 5.6 5.0 3.9 2.1 1.4 1.3 1.2
Proposal 0.7 0.8 1.0 0.8 0.9 0.8 0.5 0.3 0.2 0.2
Lethbridge – Medicine Hat Insolvency 8.1 7.2 9.2 8.5 7.1 5.8 3.4 1.9 2.1 0.5
Bankruptcy 7.7 7.0 8.5 8.2 6.6 5.5 3.1 1.8 1.8 0.5
Proposal 0.3 0.2 0.7 0.3 0.5 0.3 0.3 0.1 0.2 0.1
Camrose – Drumheller Insolvency 9.1 6.7 10.1 4.2 4.7 2.9 2.2 1.6 0.7 0.8
Bankruptcy 8.3 6.2 9.3 4.0 4.5 2.5 2.0 1.3 0.6 0.7
Proposal 0.7 0.5 0.8 0.2 0.2 0.5 0.2 0.3 0.1 0.1
Calgary Insolvency 7.2 7.6 8.7 6.7 6.3 4.9 3.1 1.9 1.7 1.6
Bankruptcy 6.3 6.6 7.5 5.8 5.2 3.9 2.3 1.6 1.4 1.3
Proposal 0.8 1.0 1.2 0.9 1.2 0.9 0.8 0.3 0.2 0.3
Banff – Jasper – Rocky Mountain House Insolvency 4.3 4.4 5.3 7.0 4.5 4.4 1.5 1.0 1.3 1.0
Bankruptcy 3.8 4.1 4.7 6.5 3.7 3.9 1.5 0.9 1.2 0.9
Proposal 0.5 0.2 0.6 0.6 0.8 0.4 0.0 0.1 0.1 0.1
Red Deer Insolvency 5.8 7.6 8.8 10.0 6.9 6.7 2.8 2.2 2.1 1.9
Bankruptcy 5.2 6.9 7.5 8.0 6.0 5.7 2.5 2.1 1.8 1.7
Proposal 0.7 0.6 1.3 1.9 0.9 1.0 0.4 0.2 0.3 0.2
Edmonton Insolvency 7.7 7.5 7.2 5.9 5.9 4.7 2.4 1.4 1.3 1.2
Bankruptcy 7.0 6.4 6.2 4.9 4.9 3.8 1.9 1.0 1.0 0.9
Proposal 0.8 1.1 1.0 1.0 1.0 0.9 0.5 0.5 0.2 0.3
Athabasca – Grande Prairie – Peace River Insolvency 9.5 8.2 9.4 5.2 4.7 3.5 1.5 1.2 1.8 2.5
Bankruptcy 9.1 7.5 8.6 4.6 4.2 2.9 1.0 1.0 1.4 2.2
Proposal 0.4 0.7 0.9 0.5 0.5 0.6 0.5 0.1 0.4 0.2
Wood Buffalo – Cold Lake Insolvency 2.5 2.1 2.6 3.6 4.6 5.3 2.0 1.2 2.3 3.6
Bankruptcy 2.1 2.0 2.5 2.8 4.0 4.4 2.0 1.1 2.0 3.3
Proposal 0.4 0.1 0.2 0.8 0.6 0.9 0.0 0.1 0.4 0.3
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
British Columbia Insolvency 4.0 4.2 4.3 3.7 3.2 2.7 2.0 1.6 1.5 1.4
Bankruptcy 3.3 3.6 3.6 3.1 2.7 2.4 1.7 1.3 1.2 1.1
Proposal 0.7 0.6 0.7 0.6 0.5 0.4 0.4 0.3 0.2 0.3
Vancouver Island and Coast Insolvency 5.0 4.2 4.4 3.6 2.8 2.7 1.9 1.6 1.9 1.6
Bankruptcy 4.5 3.7 3.7 3.1 2.5 2.3 1.4 1.2 1.6 0.8
Proposal 0.5 0.5 0.6 0.5 0.3 0.4 0.5 0.4 0.3 0.8
Lower Mainland – Southwest Insolvency 3.3 3.9 3.8 3.0 2.7 2.2 1.5 1.3 1.0 1.2
Bankruptcy 2.6 3.1 3.0 2.4 2.3 1.8 1.3 1.0 0.8 1.0
Proposal 0.8 0.8 0.8 0.6 0.5 0.3 0.2 0.3 0.2 0.2
Thompson – Okanagan Insolvency 5.6 5.6 6.7 5.4 4.4 4.4 3.4 2.5 2.3 1.7
Bankruptcy 4.8 5.2 6.0 4.8 3.8 4.0 2.9 2.3 2.0 1.6
Proposal 0.8 0.4 0.7 0.6 0.6 0.4 0.6 0.3 0.3 0.1
Kootenay Insolvency 5.1 3.1 4.6 5.5 4.0 3.6 2.7 1.4 2.4 1.2
Bankruptcy 4.6 2.9 3.8 5.4 3.6 3.0 2.5 1.2 1.5 0.8
Proposal 0.6 0.2 0.8 0.2 0.4 0.6 0.2 0.2 0.9 0.4
Cariboo Insolvency 4.9 5.1 5.7 6.9 6.4 5.3 4.6 3.5 4.0 3.8
Bankruptcy 4.5 4.9 5.1 6.6 5.5 4.5 3.3 3.2 3.7 3.1
Proposal 0.5 0.2 0.6 0.3 0.9 0.8 1.3 0.3 0.3 0.7
North Coast and Nechako Insolvency 4.3 6.5 3.7 6.3 5.0 4.7 3.6 1.0 2.4 1.6
Bankruptcy 3.7 6.4 3.2 5.6 4.7 4.7 3.0 0.9 1.9 1.6
Proposal 0.6 0.1 0.5 0.6 0.3 0.0 0.6 0.2 0.4 0.0
Northeast Insolvency 3.3 3.4 3.2 3.6 3.4 1.5 1.8 1.8 1.6 0.9
Bankruptcy 3.3 3.4 3.0 3.3 3.0 1.4 1.3 1.5 1.3 0.6
Proposal 0.0 0.0 0.2 0.3 0.4 0.2 0.4 0.3 0.3 0.3
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Yukon Territory Insolvency 1.4 2.5 1.4 0.7 1.4 1.8 1.0 0.7 1.4 0.7
Bankruptcy 1.4 2.5 1.4 0.7 1.4 1.8 1.0 0.7 1.4 0.0
Proposal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.7
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Northwest Territories Insolvency 3.1 2.6 3.7 2.2 3.6 3.0 2.2 0.7 0.4 0.8
Bankruptcy 2.7 2.3 1.8 0.7 3.2 2.2 1.8 0.7 0.4 0.0
Proposal 0.4 0.4 1.8 1.5 0.4 0.7 0.4 0.0 0.0 0.8
empty cell Rate 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009
Nunavut Insolvency 1.5 0.0 0.0 0.0 2.2 1.1 2.2 4.5 0.0 1.3
Bankruptcy 1.5 0.0 0.0 0.0 1.1 1.1 0.0 2.2 0.0 0.0
Proposal 0.0 0.0 0.0 0.0 1.1 0.0 2.2 2.2 0.0 1.3

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Annual Business Insolvency Rates by Province and Economic Region — 1998–1999
empty cell Rate 1998 1999
Canada Insolvency 8.1 6.3
Bankruptcy 7.2 5.5
Proposal 0.9 0.9
empty cell Rate 1998 1999
Newfoundland and Labrador Insolvency 5.6 3.2
Bankruptcy 5.5 3.0
Proposal 0.1 0.1
Avalon Peninsula Insolvency 6.5 4.1
Bankruptcy 6.3 3.9
Proposal 0.2 0.2
South Coast – Burin Peninsula Insolvency 1.3 1.2
Bankruptcy 1.3 1.2
Proposal 0.0 0.0
West Coast – Northern Peninsula – Labrador Insolvency 3.8 2.7
Bankruptcy 3.8 2.5
Proposal 0.0 0.2
Notre Dame – Central Bonavista Bay Insolvency 6.6 2.3
Bankruptcy 6.6 2.3
Proposal 0.0 0.0
empty cell Rate 1998 1999
Prince Edward Island Insolvency 4.1 4.4
Bankruptcy 3.6 4.2
Proposal 0.5 0.2
empty cell Rate 1998 1999
Nova Scotia Insolvency 9.5 6.9
Bankruptcy 8.7 6.3
Proposal 0.9 0.6
Cape Breton Insolvency 11.0 6.4
Bankruptcy 9.3 5.1
Proposal 1.7 1.3
North Shore Insolvency 8.6 6.2
Bankruptcy 8.1 6.2
Proposal 0.6 0.0
Annapolis Valley Insolvency 5.6 6.7
Bankruptcy 5.2 6.4
Proposal 0.4 0.2
Southern Insolvency 9.4 6.0
Bankruptcy 9.0 5.5
Proposal 0.5 0.4
Halifax Insolvency 10.9 7.8
Bankruptcy 9.8 7.0
Proposal 1.0 0.8
empty cell Rate 1998 1999
New Brunswick Insolvency 7.6 5.3
Bankruptcy 7.0 4.6
Proposal 0.6 0.7
Campbellton – Miramichi Insolvency 5.2 6.4
Bankruptcy 4.9 5.4
Proposal 0.3 1.0
Moncton – Richibucto Insolvency 7.1 5.3
Bankruptcy 6.6 4.3
Proposal 0.5 1.0
Saint John – St. Stephen Insolvency 8.8 4.8
Bankruptcy 8.2 4.3
Proposal 0.6 0.5
Fredericton – Oromocto Insolvency 9.2 4.8
Bankruptcy 8.0 4.5
Proposal 1.3 0.3
Edmundston – Woodstock Insolvency 8.9 4.6
Bankruptcy 8.2 4.1
Proposal 0.7 0.4
empty cell Rate 1998 1999
Quebec Insolvency 13.6 9.0
Bankruptcy 11.8 7.5
Proposal 1.8 1.5
Gaspésie – Îles-de-la-Madeleine Insolvency 10.5 10.4
Bankruptcy 9.9 8.3
Proposal 0.6 2.1
Bas-Saint-Laurent Insolvency 12.2 6.7
Bankruptcy 10.4 5.9
Proposal 1.7 0.8
Capitale-Nationale Insolvency 20.1 11.5
Bankruptcy 16.6 8.8
Proposal 3.6 2.7
Chaudière – Appalaches Insolvency 12.4 8.7
Bankruptcy 10.8 7.2
Proposal 1.6 1.5
Estrie Insolvency 11.2 7.2
Bankruptcy 11.0 6.5
Proposal 0.2 0.7
Centre-du-Québec Insolvency 12.7 n.a.
Bankruptcy 11.8 n.a.
Proposal 0.9 n.a.
Montérégie Insolvency 10.3 6.6
Bankruptcy 9.1 5.7
Proposal 1.2 0.9
Montréal Insolvency 12.0 7.8
Bankruptcy 10.2 6.3
Proposal 1.9 1.5
Laval Insolvency 11.0 8.2
Bankruptcy 8.8 7.0
Proposal 2.2 1.1
Lanaudière Insolvency 14.2 7.9
Bankruptcy 12.8 6.9
Proposal 1.4 1.0
Laurentides Insolvency 12.2 8.1
Bankruptcy 10.9 6.9
Proposal 1.3 1.2
Outaouais Insolvency 25.5 18.6
Bankruptcy 19.4 15.1
Proposal 6.1 3.5
Abitibi – Témiscamingue Insolvency 10.3 10.7
Bankruptcy 10.0 10.5
Proposal 0.3 0.2
Mauricie Insolvency 21.6 7.5
Bankruptcy 19.9 6.3
Proposal 1.7 1.1
Saguenay – Lac-Saint-Jean Insolvency 22.0 14.6
Bankruptcy 19.6 12.1
Proposal 2.5 2.5
Côte-Nord & Nord-du-Québec Insolvency 16.2 14.3
Bankruptcy 15.2 12.7
Proposal 1.0 1.6
empty cell Rate 1998 1999
Ontario Insolvency 6.9 5.5
Bankruptcy 6.2 4.6
Proposal 0.7 0.8
Ottawa Insolvency 9.6 7.6
Bankruptcy 7.2 5.4
Proposal 2.4 2.2
Kingston – Pembroke Insolvency 6.5 5.5
Bankruptcy 6.1 5.0
Proposal 0.4 0.5
Muskoka – Kawarthas Insolvency 6.5 6.1
Bankruptcy 6.0 5.2
Proposal 0.5 0.9
Toronto Insolvency 6.3 4.4
Bankruptcy 5.7 3.8
Proposal 0.5 0.6
Kitchener – Waterloo – Barrie Insolvency 6.2 6.0
Bankruptcy 5.9 5.3
Proposal 0.3 0.7
Hamilton – Niagara Peninsula Insolvency 8.0 6.3
Bankruptcy 7.4 5.5
Proposal 0.6 0.8
London Insolvency 8.4 7.3
Bankruptcy 7.4 6.3
Proposal 1.0 1.0
Windsor – Sarnia Insolvency 6.5 5.7
Bankruptcy 5.8 4.7
Proposal 0.6 1.0
Stratford – Bruce Peninsula Insolvency 6.2 4.4
Bankruptcy 5.8 3.9
Proposal 0.4 0.5
Northeast Insolvency 7.1 7.9
Bankruptcy 6.8 7.1
Proposal 0.3 0.8
Northwest Insolvency 5.7 4.0
Bankruptcy 5.2 3.9
Proposal 0.5 0.1
empty cell Rate 1998 1999
Manitoba Insolvency 4.9 3.4
Bankruptcy 4.5 3.2
Proposal 0.4 0.2
Southeast Insolvency 5.9 2.7
Bankruptcy 5.5 2.6
Proposal 0.4 0.2
South Central Insolvency 0.4 1.6
Bankruptcy 0.4 1.6
Proposal 0.0 0.0
Southwest Insolvency 6.1 3.6
Bankruptcy 5.4 3.5
Proposal 0.7 0.1
North Central Insolvency 2.0 2.1
Bankruptcy 1.7 2.1
Proposal 0.3 0.0
Winnipeg Insolvency 5.8 4.0
Bankruptcy 5.4 3.7
Proposal 0.4 0.3
Interlake Insolvency 3.8 2.1
Bankruptcy 3.6 2.1
Proposal 0.2 0.0
Parklands and North Insolvency 4.4 3.7
Bankruptcy 4.3 3.7
Proposal 0.2 0.0
empty cell Rate 1998 1999
Saskatchewan Insolvency 6.3 5.2
Bankruptcy 5.6 4.9
Proposal 0.7 0.3
Regina – Moose Mountain Insolvency 8.6 6.5
Bankruptcy 7.5 5.8
Proposal 1.1 0.7
Swift Current – Moose Jaw Insolvency 5.0 2.9
Bankruptcy 4.3 2.8
Proposal 0.6 0.1
Saskatoon – Biggar Insolvency 6.0 5.3
Bankruptcy 5.7 4.9
Proposal 0.4 0.4
Yorkton – Melville Insolvency 6.4 6.3
Bankruptcy 4.8 6.3
Proposal 1.6 0.0
Prince Albert and Northern Insolvency 5.2 4.7
Bankruptcy 4.8 4.6
Proposal 0.4 0.1
empty cell Rate 1998 1999
Alberta Insolvency 7.6 7.4
Bankruptcy 6.9 6.7
Proposal 0.7 0.7
Lethbridge – Medicine Hat Insolvency 8.0 9.6
Bankruptcy 7.8 9.1
Proposal 0.2 0.4
Camrose – Drumheller Insolvency 5.1 9.2
Bankruptcy 4.9 8.6
Proposal 0.3 0.6
Calgary Insolvency 9.2 7.2
Bankruptcy 8.1 6.3
Proposal 1.1 0.9
Banff – Jasper – Rocky Mountain House Insolvency 6.9 4.1
Bankruptcy 6.4 4.0
Proposal 0.5 0.1
Red Deer Insolvency 6.7 6.9
Bankruptcy 6.4 6.4
Proposal 0.4 0.5
Edmonton Insolvency 7.6 7.5
Bankruptcy 6.8 6.7
Proposal 0.7 0.8
Athabasca – Grande Prairie – Peace River Insolvency 5.2 9.7
Bankruptcy 4.9 9.0
Proposal 0.3 0.7
Wood Buffalo – Cold Lake Insolvency 7.7 4.7
Bankruptcy 7.3 4.6
Proposal 0.4 0.1
empty cell Rate 1998 1999
British Columbia Insolvency 5.2 4.6
Bankruptcy 4.6 4.1
Proposal 0.5 0.6
Vancouver Island and Coast Insolvency 6.3 5.0
Bankruptcy 5.8 4.6
Proposal 0.5 0.4
Lower Mainland – Southwest Insolvency 4.4 4.1
Bankruptcy 3.8 3.4
Proposal 0.6 0.7
Thompson – Okanagan Insolvency 6.7 6.6
Bankruptcy 6.3 6.2
Proposal 0.4 0.3
Kootenay Insolvency 7.1 4.4
Bankruptcy 6.8 4.2
Proposal 0.3 0.1
Cariboo Insolvency 7.5 5.7
Bankruptcy 6.5 5.0
Proposal 1.0 0.7
North Coast and Nechako Insolvency 3.3 3.6
Bankruptcy 2.8 2.9
Proposal 0.5 0.7
Northeast Insolvency 2.5 4.3
Bankruptcy 2.5 4.2
Proposal 0.0 0.0
empty cell Rate 1998 1999
Yukon Territory Insolvency 0.9 1.5
Bankruptcy 0.9 1.5
Proposal 0.0 0.0
empty cell Rate 1998 1999
Northwest Territories Insolvency 4.2 4.9
Bankruptcy 2.8 4.5
Proposal 1.4 0.4
empty cell Rate 1998 1999
Nunavut Insolvency 0.0 3.1
Bankruptcy 0.0 1.6
Proposal 0.0 1.6
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