Insolvency Statistics in Canada—Second Quarter of 2018

Table 5: Insolvencies Filed by Consumers by Economic Region (ER)
Province or region Volume % Change 12-Month Period Ending
Q2 2018 Q1 2018 Q2 2017 Q1 2018
to
Q2 2018
Q2 2017
to
Q2 2018
06-30-2018 06-30-2017 % Change
Newfoundland and Labrador 742 691 646 7.4 14.9 2,673 2,401 11.3
Bankruptcies 376 311 373 20.9 0.8 1,346 1,442 -6.7
Proposals 366 380 273 -3.7 34.1 1,327 959 38.4
Avalon Peninsula 433 430 357 0.7 21.3 1,566 1,302 20.3
Bankruptcies 209 176 208 18.8 0.5 757 748 1.2
Proposals 224 254 149 -11.8 50.3 809 554 46.0
South Coast – Burin Peninsula 53 38 43 39.5 23.3 165 171 -3.5
Bankruptcies 28 20 28 40.0 0.0 86 123 -30.1
Proposals 25 18 15 38.9 66.7 79 48 64.6
West Coast – Northern Peninsula – Labrador 86 79 89 8.9 -3.4 343 353 -2.8
Bankruptcies 47 40 43 17.5 9.3 193 201 -4.0
Proposals 39 39 46 0.0 -15.2 150 152 -1.3
Notre Dame – Central Bonavista Bay 169 143 157 18.2 7.6 597 574 4.0
Bankruptcies 92 74 94 24.3 -2.1 309 369 -16.3
Proposals 77 69 63 11.6 22.2 288 205 40.5
Prince Edward Island 188 191 163 -1.6 15.3 715 738 -3.1
Bankruptcies 119 112 111 6.3 7.2 419 455 -7.9
Proposals 69 79 52 -12.7 32.7 296 283 4.6
Nova Scotia 1,548 1,299 1,553 19.2 -0.3 5,648 5,944 -5.0
Bankruptcies 974 787 1,092 23.8 -10.8 3,586 4,077 -12.0
Proposals 574 512 461 12.1 24.5 2,062 1,867 10.4
Cape Breton 283 249 270 13.7 4.8 1,053 1,097 -4.0
Bankruptcies 150 120 159 25.0 -5.7 555 624 -11.1
Proposals 133 129 111 3.1 19.8 498 473 5.3
North Shore 279 230 288 21.3 -3.1 997 1,141 -12.6
Bankruptcies 185 153 220 20.9 -15.9 663 807 -17.8
Proposals 94 77 68 22.1 38.2 334 334 0.0
Annapolis Valley 196 184 199 6.5 -1.5 741 790 -6.2
Bankruptcies 146 137 158 6.6 -7.6 559 651 -14.1
Proposals 50 47 41 6.4 22.0 182 139 30.9
Southern 225 182 208 23.6 8.2 827 727 13.8
Bankruptcies 157 119 142 31.9 10.6 534 493 8.3
Proposals 68 63 66 7.9 3.0 293 234 25.2
Halifax 565 454 589 24.4 -4.1 2,030 2,189 -7.3
Bankruptcies 336 258 414 30.2 -18.8 1,275 1,503 -15.2
Proposals 229 196 175 16.8 30.9 755 686 10.1
New Brunswick 1,171 942 1,174 24.3 -0.3 4,317 4,406 -2.0
Bankruptcies 606 453 706 33.8 -14.2 2,256 2,694 -16.3
Proposals 565 489 468 15.5 20.7 2,061 1,712 20.4
Campbellton – Miramichi 234 206 227 13.6 3.1 866 876 -1.1
Bankruptcies 115 124 131 -7.3 -12.2 493 540 -8.7
Proposals 119 82 96 45.1 24.0 373 336 11.0
Moncton – Richibucto 330 244 362 35.2 -8.8 1,213 1,395 -13.0
Bankruptcies 175 105 218 66.7 -19.7 614 839 -26.8
Proposals 155 139 144 11.5 7.6 599 556 7.7
Saint John – St. Stephen 285 196 277 45.4 2.9 1,021 1,021 0.0
Bankruptcies 138 79 162 74.7 -14.8 496 589 -15.8
Proposals 147 117 115 25.6 27.8 525 432 21.5
Fredericton – Oromocto 212 184 198 15.2 7.1 762 711 7.2
Bankruptcies 115 93 124 23.7 -7.3 413 459 -10.0
Proposals 97 91 74 6.6 31.1 349 252 38.5
Edmundston – Woodstock 111 111 109 0.0 1.8 457 403 13.4
Bankruptcies 63 52 71 21.2 -11.3 241 268 -10.1
Proposals 48 59 38 -18.6 26.3 216 135 60.0
Quebec 10,596 10,743 10,877 -1.4 -2.6 41,540 42,003 -1.1
Bankruptcies 5,557 5,242 6,060 6.0 -8.3 21,767 23,355 -6.8
Proposals 5,039 5,501 4,817 -8.4 4.6 19,773 18,648 6.0
Gaspésie – Îles-de-la-Madeleine 96 119 125 -19.3 -23.2 424 484 -12.4
Bankruptcies 40 55 64 -27.3 -37.5 200 253 -20.9
Proposals 56 64 61 -12.5 -8.2 224 231 -3.0
Bas-Saint-Laurent 216 234 220 -7.7 -1.8 901 898 0.3
Bankruptcies 121 115 123 5.2 -1.6 484 514 -5.8
Proposals 95 119 97 -20.2 -2.1 417 384 8.6
Capitale-Nationale 839 887 865 -5.4 -3.0 3,485 3,295 5.8
Bankruptcies 469 428 501 9.6 -6.4 1,905 1,954 -2.5
Proposals 370 459 364 -19.4 1.6 1,580 1,341 17.8
Chaudière – Appalaches 418 455 447 -8.1 -6.5 1,683 1,671 0.7
Bankruptcies 226 268 287 -15.7 -21.3 981 1,043 -5.9
Proposals 192 187 160 2.7 20.0 702 628 11.8
Estrie 404 405 384 -0.2 5.2 1,575 1,524 3.3
Bankruptcies 257 242 268 6.2 -4.1 1,008 999 0.9
Proposals 147 163 116 -9.8 26.7 567 525 8.0
Centre-du-Québec 293 286 319 2.4 -8.2 1,145 1,193 -4.0
Bankruptcies 157 134 190 17.2 -17.4 614 688 -10.8
Proposals 136 152 129 -10.5 5.4 531 505 5.1
Montérégie 2,037 1,971 2,064 3.3 -1.3 7,731 7,878 -1.9
Bankruptcies 1,025 947 1,114 8.2 -8.0 3,891 4,218 -7.8
Proposals 1,012 1,024 950 -1.2 6.5 3,840 3,660 4.9
Montréal 2,132 2,176 2,166 -2.0 -1.6 8,401 8,571 -2.0
Bankruptcies 1,212 1,129 1,232 7.4 -1.6 4,628 4,868 -4.9
Proposals 920 1,047 934 -12.1 -1.5 3,773 3,703 1.9
Laval 544 571 596 -4.7 -8.7 2,132 2,248 -5.2
Bankruptcies 241 237 281 1.7 -14.2 927 1,062 -12.7
Proposals 303 334 315 -9.3 -3.8 1,205 1,186 1.6
Lanaudière 825 849 869 -2.8 -5.1 3,292 3,303 -0.3
Bankruptcies 349 350 450 -0.3 -22.4 1,476 1,669 -11.6
Proposals 476 499 419 -4.6 13.6 1,816 1,634 11.1
Laurentides 1,107 1,038 1,107 6.6 0.0 4,232 4,087 3.5
Bankruptcies 522 469 571 11.3 -8.6 2,048 2,118 -3.3
Proposals 585 569 536 2.8 9.1 2,184 1,969 10.9
Outaouais 632 711 717 -11.1 -11.9 2,534 2,690 -5.8
Bankruptcies 271 292 390 -7.2 -30.5 1,202 1,445 -16.8
Proposals 361 419 327 -13.8 10.4 1,332 1,245 7.0
Abitibi – Témiscamingue 161 218 179 -26.1 -10.1 688 742 -7.3
Bankruptcies 87 96 83 -9.4 4.8 330 386 -14.5
Proposals 74 122 96 -39.3 -22.9 358 356 0.6
Mauricie 383 347 372 10.4 3.0 1,459 1,501 -2.8
Bankruptcies 259 212 242 22.2 7.0 949 1,004 -5.5
Proposals 124 135 130 -8.1 -4.6 510 497 2.6
Saguenay – Lac-Saint-Jean 369 348 328 6.0 12.5 1,374 1,418 -3.1
Bankruptcies 239 195 205 22.6 16.6 828 856 -3.3
Proposals 130 153 123 -15.0 5.7 546 562 -2.8
Côte-Nord 126 110 100 14.5 26.0 422 446 -5.4
Bankruptcies 74 61 54 21.3 37.0 259 259 0.0
Proposals 52 49 46 6.1 13.0 163 187 -12.8
Nord-du-Québec 13 18 18 -27.8 -27.8 58 53 9.4
Bankruptcies 8 12 6 -33.3 33.3 36 24 50.0
Proposals 5 6 12 -16.7 -58.3 22 29 -24.1
Ontario 10,201 9,272 10,090 10.0 1.1 37,906 38,646 -1.9
Bankruptcies 4,025 3,458 4,218 16.4 -4.6 14,830 16,023 -7.4
Proposals 6,176 5,814 5,872 6.2 5.2 23,076 22,623 2.0
Ottawa 1,128 1,013 1,058 11.4 6.6 4,109 3,986 3.1
Bankruptcies 519 481 510 7.9 1.8 1,992 2,004 -0.6
Proposals 609 532 548 14.5 11.1 2,117 1,982 6.8
Kingston – Pembroke 414 382 437 8.4 -5.3 1,582 1,669 -5.2
Bankruptcies 186 177 209 5.1 -11.0 679 761 -10.8
Proposals 228 205 228 11.2 0.0 903 908 -0.6
Muskoka – Kawarthas 319 290 272 10.0 17.3 1,166 1,096 6.4
Bankruptcies 129 88 114 46.6 13.2 437 464 -5.8
Proposals 190 202 158 -5.9 20.3 729 632 15.3
Toronto 4,035 3,764 4,168 7.2 -3.2 15,294 15,624 -2.1
Bankruptcies 1,357 1,170 1,542 16.0 -12.0 5,113 5,509 -7.2
Proposals 2,678 2,594 2,626 3.2 2.0 10,181 10,115 0.7
Kitchener – Waterloo – Barrie 1,067 965 982 10.6 8.7 3,923 3,686 6.4
Bankruptcies 418 326 412 28.2 1.5 1,488 1,551 -4.1
Proposals 649 639 570 1.6 13.9 2,435 2,135 14.1
Hamilton – Niagara Peninsula 1,040 992 1,015 4.8 2.5 3,887 4,014 -3.2
Bankruptcies 405 380 426 6.6 -4.9 1,506 1,664 -9.5
Proposals 635 612 589 3.8 7.8 2,381 2,350 1.3
London 602 532 571 13.2 5.4 2,211 2,464 -10.3
Bankruptcies 239 212 227 12.7 5.3 891 1,082 -17.7
Proposals 363 320 344 13.4 5.5 1,320 1,382 -4.5
Windsor – Sarnia 542 421 515 28.7 5.2 1,954 2,048 -4.6
Bankruptcies 271 191 260 41.9 4.2 881 983 -10.4
Proposals 271 230 255 17.8 6.3 1,073 1,065 0.8
Stratford – Bruce Peninsula 188 159 163 18.2 15.3 629 656 -4.1
Bankruptcies 79 67 83 17.9 -4.8 296 338 -12.4
Proposals 109 92 80 18.5 36.3 333 318 4.7
Northeast 736 616 786 19.5 -6.4 2,630 2,878 -8.6
Bankruptcies 341 290 359 17.6 -5.0 1,247 1,369 -8.9
Proposals 395 326 427 21.2 -7.5 1,383 1,509 -8.3
Northwest 129 139 124 -7.2 4.0 523 524 -0.2
Bankruptcies 79 76 76 3.9 3.9 298 296 0.7
Proposals 50 63 48 -20.6 4.2 225 228 -1.3
Manitoba 787 572 627 37.6 25.5 2,699 2,549 5.9
Bankruptcies 401 261 337 53.6 19.0 1,398 1,355 3.2
Proposals 386 311 290 24.1 33.1 1,301 1,194 9.0
Southeast 70 42 54 66.7 29.6 213 201 6.0
Bankruptcies 32 26 35 23.1 -8.6 126 121 4.1
Proposals 38 16 19 137.5 100.0 87 80 8.8
South Central 36 18 20 100.0 80.0 110 96 14.6
Bankruptcies 19 11 12 72.7 58.3 58 63 -7.9
Proposals 17 7 8 142.9 112.5 52 33 57.6
Southwest 71 62 71 14.5 0.0 282 297 -5.1
Bankruptcies 41 23 35 78.3 17.1 132 136 -2.9
Proposals 30 39 36 -23.1 -16.7 150 161 -6.8
North Central 16 10 14 60.0 14.3 66 77 -14.3
Bankruptcies 11 5 8 120.0 37.5 40 43 -7.0
Proposals 5 5 6 0.0 -16.7 26 34 -23.5
Winnipeg 527 384 404 37.2 30.4 1,748 1,613 8.4
Bankruptcies 266 166 209 60.2 27.3 888 841 5.6
Proposals 261 218 195 19.7 33.8 860 772 11.4
Interlake 42 25 28 68.0 50.0 142 132 7.6
Bankruptcies 22 12 15 83.3 46.7 85 76 11.8
Proposals 20 13 13 53.8 53.8 57 56 1.8
Parklands 14 17 18 -17.6 -22.2 71 57 24.6
Bankruptcies 6 10 12 -40.0 -50.0 38 29 31.0
Proposals 8 7 6 14.3 33.3 33 28 17.9
North 11 12 16 -8.3 -31.3 61 73 -16.4
Bankruptcies 4 7 10 -42.9 -60.0 29 45 -35.6
Proposals 7 5 6 40.0 16.7 32 28 14.3
Saskatchewan 848 772 812 9.8 4.4 3,196 3,062 4.4
Bankruptcies 310 288 387 7.6 -19.9 1,259 1,411 -10.8
Proposals 538 484 425 11.2 26.6 1,937 1,651 17.3
Regina – Moose Mountain 298 266 262 12.0 13.7 1,083 1,025 5.7
Bankruptcies 78 78 113 0.0 -31.0 322 354 -9.0
Proposals 220 188 149 17.0 47.7 761 671 13.4
Swift Current – Moose Jaw 66 65 50 1.5 32.0 230 232 -0.9
Bankruptcies 29 27 30 7.4 -3.3 111 131 -15.3
Proposals 37 38 20 -2.6 85.0 119 101 17.8
Saskatoon – Biggar 262 267 297 -1.9 -11.8 1,042 983 6.0
Bankruptcies 97 111 151 -12.6 -35.8 448 489 -8.4
Proposals 165 156 146 5.8 13.0 594 494 20.2
Yorkton – Melville 45 41 48 9.8 -6.3 184 188 -2.1
Bankruptcies 8 24 25 -66.7 -68.0 88 96 -8.3
Proposals 37 17 23 117.6 60.9 96 92 4.3
Prince Albert 166 126 143 31.7 16.1 612 604 1.3
Bankruptcies 93 46 63 102.2 47.6 272 329 -17.3
Proposals 73 80 80 -8.8 -8.8 340 275 23.6
Northern 10 7 10 42.9 0.0 40 28 42.9
Bankruptcies 4 3 4 33.3 0.0 16 11 45.5
Proposals 6 4 6 50.0 0.0 24 17 41.2
Alberta 3,833 3,416 3,366 12.2 13.9 13,814 13,168 4.9
Bankruptcies 1,302 1,196 1,302 8.9 0.0 4,883 5,207 -6.2
Proposals 2,531 2,220 2,064 14.0 22.6 8,931 7,961 12.2
Lethbridge – Medicine Hat 304 264 236 15.2 28.8 1,016 1,052 -3.4
Bankruptcies 102 95 101 7.4 1.0 376 432 -13.0
Proposals 202 169 135 19.5 49.6 640 620 3.2
Camrose – Drumheller 138 116 157 19.0 -12.1 526 577 -8.8
Bankruptcies 50 54 78 -7.4 -35.9 223 288 -22.6
Proposals 88 62 79 41.9 11.4 303 289 4.8
Calgary 1,471 1,260 1,287 16.7 14.3 5,155 4,944 4.3
Bankruptcies 532 421 433 26.4 22.9 1,802 1,685 6.9
Proposals 939 839 854 11.9 10.0 3,353 3,259 2.9
Banff – Jasper – Rocky Mountain House 69 64 50 7.8 38.0 250 273 -8.4
Bankruptcies 31 25 24 24.0 29.2 102 121 -15.7
Proposals 38 39 26 -2.6 46.2 148 152 -2.6
Red Deer 230 204 209 12.7 10.0 832 984 -15.4
Bankruptcies 73 79 94 -7.6 -22.3 298 408 -27.0
Proposals 157 125 115 25.6 36.5 534 576 -7.3
Edmonton 1,313 1,209 1,158 8.6 13.4 4,893 4,193 16.7
Bankruptcies 419 400 442 4.8 -5.2 1,648 1,732 -4.8
Proposals 894 809 716 10.5 24.9 3,245 2,461 31.9
Athabasca – Grande Prairie – Peace River 187 175 203 6.9 -7.9 671 830 -19.2
Bankruptcies 61 65 100 -6.2 -39.0 255 394 -35.3
Proposals 126 110 103 14.5 22.3 416 436 -4.6
Wood Buffalo – Cold Lake 123 124 68 -0.8 80.9 473 314 50.6
Bankruptcies 35 56 31 -37.5 12.9 180 146 23.3
Proposals 88 68 37 29.4 137.8 293 168 74.4
British Columbia 2,706 2,465 2,623 9.8 3.2 9,956 10,157 -2.0
Bankruptcies 1,105 1,042 1,159 6.0 -4.7 4,024 4,386 -8.3
Proposals 1,601 1,423 1,464 12.5 9.4 5,932 5,771 2.8
Vancouver Island and Coast 580 533 525 8.8 10.5 2,091 2,136 -2.1
Bankruptcies 258 258 239 0.0 7.9 939 989 -5.1
Proposals 322 275 286 17.1 12.6 1,152 1,147 0.4
Lower Mainland – Southwest 1,506 1,323 1,439 13.8 4.7 5,437 5,454 -0.3
Bankruptcies 564 515 590 9.5 -4.4 2,027 2,144 -5.5
Proposals 942 808 849 16.6 11.0 3,410 3,310 3.0
Thompson – Okanagan 352 368 365 -4.3 -3.6 1,416 1,381 2.5
Bankruptcies 163 167 171 -2.4 -4.7 609 672 -9.4
Proposals 189 201 194 -6.0 -2.6 807 709 13.8
Kootenay 88 86 72 2.3 22.2 333 305 9.2
Bankruptcies 45 37 39 21.6 15.4 160 156 2.6
Proposals 43 49 33 -12.2 30.3 173 149 16.1
Cariboo 89 96 127 -7.3 -29.9 381 518 -26.4
Bankruptcies 37 38 68 -2.6 -45.6 167 258 -35.3
Proposals 52 58 59 -10.3 -11.9 214 260 -17.7
North Coast 21 14 26 50.0 -19.2 72 85 -15.3
Bankruptcies 10 5 16 100.0 -37.5 29 41 -29.3
Proposals 11 9 10 22.2 10.0 43 44 -2.3
Nechako 17 9 11 88.9 54.5 48 66 -27.3
Bankruptcies 7 3 9 133.3 -22.2 18 38 -52.6
Proposals 10 6 2 66.7 400.0 30 28 7.1
Northeast 51 35 58 45.7 -12.1 172 213 -19.2
Bankruptcies 20 19 27 5.3 -25.9 73 89 -18.0
Proposals 31 16 31 93.8 0.0 99 124 -20.2
Northwest Territories 25 24 15 4.2 66.7 103 62 66.1
Bankruptcies 15 9 9 66.7 66.7 63 33 90.9
Proposals 10 15 6 -33.3 66.7 40 29 37.9
Yukon 9 10 8 -10.0 12.5 40 38 5.3
Bankruptcies 4 4 7 0.0 -42.9 16 20 -20.0
Proposals 5 6 1 -16.7 400.0 24 18 33.3
Nunavut 2 0 0 n/a n/a 6 3 100.0
Bankruptcies 0 0 0 n/a n/a 2 1 100.0
Proposals 2 0 0 n/a n/a 4 2 100.0
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