In this module:
- Budgeting overview You are here
- Budgeting process
- Budgeting template
- Making your budget
- Check your learning
When completing the modules:
- take your time, move at your own pace and take regular breaks;
- sit in a quiet place; and,
- write down any questions you may have and bring them with you to your in person counselling session.
Although the modules are presented in a certain order, it is important to remember that everyone is different, so your BIA Insolvency Counsellor can adjust your counselling to suit your needs. This may include changing the order of the online modules.
Proactive decisions involve taking control and acting in advance, rather than reacting.
Budgeting is the first step to your fresh financial start.
Budgeting allows you to make proactive decisions about your money and puts you in control of your finances.
Budgeting allows you to make deliberate decisions about your money and ensure your financial stability.
Deliberate decisions involve taking your time to carefully think about your choices.
Budgeting will help ensure that you have enough money for essentials, as well as the things that are important to you.
Budgeting is a process which will empower you!
The objective of the budgeting module is to provide you with the right information and tools to create and maintain a budget. By the end of this module, you will have developed your own budget. You will bring this budget to your in-person counselling session. During your in-person counselling you and your counsellor will work together to make sure your budget will help you be successful in the future.
This module will provide you with tips to make budgeting a comfortable part of your routine.
If you have questions, write them down and bring them to your in-person counselling session.
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