Insolvency Statistics in Canada—First Quarter of 2012

Tables

Table 1: Total Insolvencies
Table 2: Insolvencies Filed by Consumers
Table 3: Insolvencies Filed by Businesses
Table 4: Insolvencies by NAICS Economic Sectors, Canada
Table 5: Insolvencies Filed by Consumers by ER
Table 6: Insolvencies Filed by Businesses by ER
Table 7: Insolvencies Filed by Consumers by CMA
Table 8: Insolvencies Filed by Businesses by CMA

Glossary

Consumer:: An individual with more than 50 percent of total liabilities related to consumer goods and services.
Business:: Any commercial entity or organization other than an individual, or an individual who has incurred 50 percent or more of total liabilities as a result of operating a business.
Bankruptcy:: The state of a consumer or business that has made an assignment in bankruptcy or against whom a bankruptcy order has been made.
Proposal:: An offer to creditors to settle debts under conditions other than the existing terms. A proposal is a formal agreement under the Bankruptcy and Insolvency Act.
NAICS:: North American Industry Classification System.
Economic Region (ER):: Standard geographic units created for analysis of regional economic activity (Statistics Canada's geographical definitions of ERs).
Census Metropolitan Area (CMA):: Each census metropolitan area consists of one or more adjacent municipalities situated around a major urban core. To form a census metropolitan area, the urban core must have a population of at least 100,000 (Statistics Canada's geographical definitions of CMAs).

Table 1: Total Insolvencies
Province	Volume			% Change		12-Month Period Ending
Province	Q1 2012	Q4 2011	Q1 2011	Q4 2011 to Q1 2012	Q1 2011 to Q1 2012	03-31-2012	03-31-2011	% Change
Newfoundland and Labrador	436	460	551	-5.2	-20.9	1,992	2,424	-17.8
Bankruptcies	405	431	518	-6.0	-21.8	1,868	2,280	-18.1
Proposals	31	29	33	6.9	-6.1	124	144	-13.9
Prince Edward Island	147	139	182	5.8	-19.2	602	644	-6.5
Bankruptcies	119	108	165	10.2	-27.9	489	575	-15.0
Proposals	28	31	17	-9.7	64.7	113	69	63.8
Nova Scotia	1,110	1,076	1,287	3.2	-13.8	4,492	5,287	-15.0
Bankruptcies	853	823	1,014	3.6	-15.9	3,521	4,256	-17.3
Proposals	257	253	273	1.6	-5.9	971	1,031	-5.8
New Brunswick	1,016	898	786	13.1	29.3	3,790	3,694	2.6
Bankruptcies	768	709	644	8.3	19.3	3,015	3,088	-2.4
Proposals	248	189	142	31.2	74.6	775	606	27.9
Quebec	9,847	9,350	9,918	5.3	-0.7	37,824	39,642	-4.6
Bankruptcies	6,716	6,616	7,057	1.5	-4.8	26,855	29,216	-8.1
Proposals	3,131	2,734	2,861	14.5	9.4	10,969	10,426	5.2
Ontario	12,356	12,931	13,153	-4.4	-6.1	51,277	57,066	-10.1
Bankruptcies	5,959	6,711	6,567	-11.2	-9.3	26,197	32,350	-19.0
Proposals	6,397	6,220	6,586	2.8	-2.9	25,080	24,716	1.5
Manitoba	479	537	600	-10.8	-20.2	2,108	2,665	-20.9
Bankruptcies	316	377	420	-16.2	-24.8	1,470	1,964	-25.2
Proposals	163	160	180	1.9	-9.4	638	701	-9.0
Saskatchewan	522	474	602	10.1	-13.3	2,132	2,403	-11.3
Bankruptcies	293	287	372	2.1	-21.2	1,297	1,543	-15.9
Proposals	229	187	230	22.5	-0.4	835	860	-2.9
Alberta	2,565	2,448	2,697	4.8	-4.9	10,249	11,114	-7.8
Bankruptcies	1,682	1,642	1,972	2.4	-14.7	7,003	8,298	-15.6
Proposals	883	806	725	9.6	21.8	3,246	2,816	15.3
British Columbia	3,103	2,862	3,067	8.4	1.2	11,955	12,769	-6.4
Bankruptcies	1,993	1,842	2,249	8.2	-11.4	7,976	9,628	-17.2
Proposals	1,110	1,020	818	8.8	35.7	3,979	3,141	26.7
Northwest Territories	18	8	15	125.0	20.0	50	48	4.2
Bankruptcies	10	8	8	25.0	25.0	35	31	12.9
Proposals	8	0	7	—	14.3	15	17	-11.8
Yukon	5	7	10	-28.6	-50.0	32	43	-25.6
Bankruptcies	4	6	8	-33.3	-50.0	28	37	-24.3
Proposals	1	1	2	0.0	-50.0	4	6	-33.3
Nunavut	1	0	2	—	-50.0	6	5	20.0
Bankruptcies	0	0	2	—	-100.0	4	5	-20.0
Proposals	1	0	0	—	—	2	0	—
Canada	31,605	31,190	32,870	1.3	-3.8	126,509	137,804	-8.2
Bankruptcies	19,118	19,560	20,996	-2.3	-8.9	79,758	93,271	-14.5
Proposals	12,487	11,630	11,874	7.4	5.2	46,751	44,533	5.0

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Table 2: Insolvencies Filed by Consumers
Province	Volume			% Change		12-Month Period Ending
Province	Q1 2012	Q4 2011	Q1 2011	Q4 2011 to Q1 2012	Q1 2011 to Q1 2012	03-31-2012	03-31-2011	% Change
Newfoundland and Labrador	429	456	541	-5.9	-20.7	1,969	2,396	-17.8
Bankruptcies	398	429	508	-7.2	-21.7	1,847	2,254	-18.1
Proposals	31	27	33	14.8	-6.1	122	142	-14.1
Prince Edward Island	137	133	179	3.0	-23.5	578	624	-7.4
Bankruptcies	112	102	162	9.8	-30.9	470	561	-16.2
Proposals	25	31	17	-19.4	47.1	108	63	71.4
Nova Scotia	1,084	1,055	1,246	2.7	-13.0	4,394	5,106	-13.9
Bankruptcies	832	805	978	3.4	-14.9	3,441	4,104	-16.2
Proposals	252	250	268	0.8	-6.0	953	1,002	-4.9
New Brunswick	998	892	773	11.9	29.1	3,725	3,622	2.8
Bankruptcies	752	704	637	6.8	18.1	2,963	3,029	-2.2
Proposals	246	188	136	30.9	80.9	762	593	28.5
Quebec	9,326	8,802	9,368	6.0	-0.4	35,726	37,543	-4.8
Bankruptcies	6,343	6,210	6,647	2.1	-4.6	25,323	27,680	-8.5
Proposals	2,983	2,592	2,721	15.1	9.6	10,403	9,863	5.5
Ontario	11,969	12,531	12,723	-4.5	-5.9	49,706	55,300	-10.1
Bankruptcies	5,659	6,405	6,228	-11.6	-9.1	24,960	30,902	-19.2
Proposals	6,310	6,126	6,495	3.0	-2.8	24,746	24,398	1.4
Manitoba	462	509	579	-9.2	-20.2	2,038	2,593	-21.4
Bankruptcies	305	353	406	-13.6	-24.9	1,413	1,907	-25.9
Proposals	157	156	173	0.6	-9.2	625	686	-8.9
Saskatchewan	483	446	551	8.3	-12.3	1,987	2,257	-12.0
Bankruptcies	265	269	344	-1.5	-23.0	1,193	1,449	-17.7
Proposals	218	177	207	23.2	5.3	794	808	-1.7
Alberta	2,477	2,359	2,607	5.0	-5.0	9,910	10,700	-7.4
Bankruptcies	1,618	1,575	1,894	2.7	-14.6	6,753	7,947	-15.0
Proposals	859	784	713	9.6	20.5	3,157	2,753	14.7
British Columbia	3,024	2,804	3,012	7.8	0.4	11,688	12,525	-6.7
Bankruptcies	1,937	1,794	2,204	8.0	-12.1	7,773	9,426	-17.5
Proposals	1,087	1,010	808	7.6	34.5	3,915	3,099	26.3
Northwest Territories	18	8	13	125.0	38.5	50	45	11.1
Bankruptcies	10	8	8	25.0	25.0	35	31	12.9
Proposals	8	0	5	—	60.0	15	14	7.1
Yukon	5	7	10	-28.6	-50.0	31	41	-24.4
Bankruptcies	4	6	8	-33.3	-50.0	27	37	-27.0
Proposals	1	1	2	0.0	-50.0	4	4	0.0
Nunavut	1	0	2	—	-50.0	6	5	20.0
Bankruptcies	0	0	2	—	-100.0	4	5	-20.0
Proposals	1	0	0	—	—	2	0	—
Canada	30,413	30,002	31,604	1.4	-3.8	121,808	132,757	-8.2
Bankruptcies	18,235	18,660	20,026	-2.3	-8.9	76,202	89,332	-14.7
Proposals	12,178	11,342	11,578	7.4	5.2	45,606	43,425	5.0

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Table 3: Insolvencies Filed by Businesses
Province	Volume			% Change		12-Month Period Ending
Province	Q1 2012	Q4 2011	Q1 2011	Q4 2011 to Q1 2012	Q1 2011 to Q1 2012	03-31-2012	03-31-2011	% Change
Newfoundland and Labrador	7	4	10	75.0	-30.0	23	28	-17.9
Bankruptcies	7	2	10	250.0	-30.0	21	26	-19.2
Proposals	0	2	0	-100.0	—	2	2	0.0
Prince Edward Island	10	6	3	66.7	233.3	24	20	20.0
Bankruptcies	7	6	3	16.7	133.3	19	14	35.7
Proposals	3	0	0	—	—	5	6	-16.7
Nova Scotia	26	21	41	23.8	-36.6	98	181	-45.9
Bankruptcies	21	18	36	16.7	-41.7	80	152	-47.4
Proposals	5	3	5	66.7	0.0	18	29	-37.9
New Brunswick	18	6	13	200.0	38.5	65	72	-9.7
Bankruptcies	16	5	7	220.0	128.6	52	59	-11.9
Proposals	2	1	6	100.0	-66.7	13	13	0.0
Quebec	521	548	550	-4.9	-5.3	2,098	2,099	0.0
Bankruptcies	373	406	410	-8.1	-9.0	1,532	1,536	-0.3
Proposals	148	142	140	4.2	5.7	566	563	0.5
Ontario	387	400	430	-3.3	-10.0	1,571	1,766	-11.0
Bankruptcies	300	306	339	-2.0	-11.5	1,237	1,448	-14.6
Proposals	87	94	91	-7.4	-4.4	334	318	5.0
Manitoba	17	28	21	-39.3	-19.0	70	72	-2.8
Bankruptcies	11	24	14	-54.2	-21.4	57	57	0.0
Proposals	6	4	7	50.0	-14.3	13	15	-13.3
Saskatchewan	39	28	51	39.3	-23.5	145	146	-0.7
Bankruptcies	28	18	28	55.6	0.0	104	94	10.6
Proposals	11	10	23	10.0	-52.2	41	52	-21.2
Alberta	88	89	90	-1.1	-2.2	339	414	-18.1
Bankruptcies	64	67	78	-4.5	-17.9	250	351	-28.8
Proposals	24	22	12	9.1	100.0	89	63	41.3
British Columbia	79	58	55	36.2	43.6	267	244	9.4
Bankruptcies	56	48	45	16.7	24.4	203	202	0.5
Proposals	23	10	10	130.0	130.0	64	42	52.4
Northwest Territories	0	0	2	—	-100.0	0	3	-100.0
Bankruptcies	0	0	0	—	—	0	0	—
Proposals	0	0	2	—	-100.0	0	3	-100.0
Yukon	0	0	0	—	—	1	2	-50.0
Bankruptcies	0	0	0	—	—	1	0	—
Proposals	0	0	0	—	—	0	2	-100.0
Nunavut	0	0	0	—	—	0	0	—
Bankruptcies	0	0	0	—	—	0	0	—
Proposals	0	0	0	—	—	0	0	—
Canada	1,192	1,188	1,266	0.3	-5.8	4,701	5,047	-6.9
Bankruptcies	883	900	970	-1.9	-9.0	3,556	3,939	-9.7
Proposals	309	288	296	7.3	4.4	1,145	1,108	3.3

Table 4: Insolvencies by NAICS Economic Sectors, Canada
empty cell	Q1 2012	Q4 2011	Q1 2011	Q4 2011 to Q1 2012	Q1 2011 to Q1 2012	03-31-2012	03-31-2011	% Change
empty cell	Volume			% Change		12-Month Period Ending
Agriculture, Forestry, Fishing and Hunting	28	26	40	7.7	-30.0	122	142	-14.1
Bankruptcies	24	20	26	20.0	-7.7	89	99	-10.1
Proposals	4	6	14	-33.3	-71.4	33	43	-23.3
Mining and Oil and Gas Extraction	2	5	9	-60.0	-77.8	19	46	-58.7
Bankruptcies	1	3	8	-66.7	-87.5	13	30	-56.7
Proposals	1	2	1	-50.0	0.0	6	16	-62.5
Utilities	4	3	3	33.3	33.3	15	8	87.5
Bankruptcies	3	3	2	0.0	50.0	11	7	57.1
Proposals	1	0	1	—	0.0	4	1	300.0
Construction	241	174	228	38.5	5.7	795	838	-5.1
Bankruptcies	172	137	183	25.5	-6.0	609	679	-10.3
Proposals	69	37	45	86.5	53.3	186	159	17.0
Manufacturing	123	155	130	-20.6	-5.4	547	539	1.5
Bankruptcies	88	116	85	-24.1	3.5	396	393	0.8
Proposals	35	39	45	-10.3	-22.2	151	146	3.4
Wholesale Trade	69	64	66	7.8	4.5	264	295	-10.5
Bankruptcies	54	47	48	14.9	12.5	204	230	-11.3
Proposals	15	17	18	-11.8	-16.7	60	65	-7.7
Retail Trade	155	165	189	-6.1	-18.0	614	725	-15.3
Bankruptcies	110	119	155	-7.6	-29.0	460	592	-22.3
Proposals	45	46	34	-2.2	32.4	154	133	15.8
Transportation and Warehousing	62	63	70	-1.6	-11.4	302	341	-11.4
Bankruptcies	49	47	58	4.3	-15.5	243	285	-14.7
Proposals	13	16	12	-18.8	8.3	59	56	5.4
Information and Cultural Industries	13	18	20	-27.8	-35.0	71	77	-7.8
Bankruptcies	13	16	14	-18.8	-7.1	52	50	4.0
Proposals	0	2	6	-100.0	-100.0	19	27	-29.6
Finance and Insurance	22	25	27	-12.0	-18.5	102	103	-1.0
Bankruptcies	17	19	23	-10.5	-26.1	74	83	-10.8
Proposals	5	6	4	-16.7	25.0	28	20	40.0
Real Estate and Rental and Leasing	37	31	50	19.4	-26.0	129	182	-29.1
Bankruptcies	26	20	33	30.0	-21.2	97	136	-28.7
Proposals	11	11	17	0.0	-35.3	32	46	-30.4
Professional, Scientific and Technical Services	83	87	75	-4.6	10.7	298	307	-2.9
Bankruptcies	60	64	49	-6.3	22.4	209	223	-6.3
Proposals	23	23	26	0.0	-11.5	89	84	6.0
Management of Companies and Enterprises	17	13	9	30.8	88.9	60	70	-14.3
Bankruptcies	12	12	7	0.0	71.4	48	49	-2.0
Proposals	5	1	2	400.0	150.0	12	21	-42.9
Administrative and Support, Waste Management and Remediation Services	57	67	46	-14.9	23.9	224	211	6.2
Bankruptcies	39	49	36	-20.4	8.3	167	173	-3.5
Proposals	18	18	10	0.0	80.0	57	38	50.0
Educational Services	10	8	8	25.0	25.0	34	39	-12.8
Bankruptcies	8	8	6	0.0	33.3	25	32	-21.9
Proposals	2	0	2	—	0.0	9	7	28.6
Health Care and Social Assistance	12	15	24	-20.0	-50.0	73	67	9.0
Bankruptcies	11	7	23	57.1	-52.2	51	50	2.0
Proposals	1	8	1	-87.5	0.0	22	17	29.4
Arts, Entertainment and Recreation	21	20	15	5.0	40.0	92	86	7.0
Bankruptcies	18	18	13	0.0	38.5	79	75	5.3
Proposals	3	2	2	50.0	50.0	13	11	18.2
Accommodation and Food Services	167	176	172	-5.1	-2.9	653	659	-0.9
Bankruptcies	119	132	134	-9.8	-11.2	495	494	0.2
Proposals	48	44	38	9.1	26.3	158	165	-4.2
Other Services (except Public Administration)	67	72	84	-6.9	-20.2	280	306	-8.5
Bankruptcies	57	62	67	-8.1	-14.9	228	256	-10.9
Proposals	10	10	17	0.0	-41.2	52	50	4.0
Public Administration	2	1	1	100.0	100.0	6	6	0.0
Bankruptcies	2	1	0	100.0	—	5	3	66.7
Proposals	0	0	1	—	-100.0	1	3	-66.7
Total	1,192	1,188	1,266	0.3	-5.8	4,701	5,047	-6.9
Bankruptcies	883	900	970	-1.9	-9.0	3,556	3,939	-9.7
Proposals	309	288	296	7.3	4.4	1,145	1,108	3.3

Table 5: Insolvencies Filed by Consumers by ER
Province or region	Volume			% Change		12-Month Period Ending
Province or region	Q1 2012	Q4 2011	Q1 2011	Q4 2011 to Q1 2012	Q1 2011 to Q1 2012	03-31-2012	03-31-2011	% Change
Newfoundland and Labrador	429	456	541	-5.9	-20.7	1,969	2,396	-17.8
Bankruptcies	398	429	508	-7.2	-21.7	1,847	2,254	-18.1
Proposals	31	27	33	14.8	-6.1	122	142	-14.1
Avalon Peninsula	177	181	237	-2.2	-25.3	813	999	-18.6
Bankruptcies	153	163	213	-6.1	-28.2	734	913	-19.6
Proposals	24	18	24	33.3	0.0	79	86	-8.1
South Coast – Burin Peninsula	26	40	54	-35.0	-51.9	148	251	-41.0
Bankruptcies	26	39	52	-33.3	-50.0	147	241	-39.0
Proposals	0	1	2	-100.0	-100.0	1	10	-90.0
West Coast – Northern Peninsula – Labrador	99	111	92	-10.8	7.6	444	448	-0.9
Bankruptcies	95	107	88	-11.2	8.0	423	422	0.2
Proposals	4	4	4	0.0	0.0	21	26	-19.2
Notre Dame – Central Bonavista Bay	127	124	158	2.4	-19.6	566	696	-18.7
Bankruptcies	124	120	155	3.3	-20.0	544	677	-19.6
Proposals	3	4	3	-25.0	0.0	22	19	15.8
Prince Edward Island	137	133	179	3.0	-23.5	578	624	-7.4
Bankruptcies	112	102	162	9.8	-30.9	470	561	-16.2
Proposals	25	31	17	-19.4	47.1	108	63	71.4
Nova Scotia	1,084	1,055	1,246	2.7	-13.0	4,394	5,106	-13.9
Bankruptcies	832	805	978	3.4	-14.9	3,441	4,104	-16.2
Proposals	252	250	268	0.8	-6.0	953	1,002	-4.9
Cape Breton	151	173	242	-12.7	-37.6	761	955	-20.3
Bankruptcies	105	122	175	-13.9	-40.0	554	722	-23.3
Proposals	46	51	67	-9.8	-31.3	207	233	-11.2
North Shore	193	172	180	12.2	7.2	745	876	-15.0
Bankruptcies	145	133	134	9.0	8.2	562	677	-17.0
Proposals	48	39	46	23.1	4.3	183	199	-8.0
Annapolis Valley	161	164	168	-1.8	-4.2	636	720	-11.7
Bankruptcies	128	143	139	-10.5	-7.9	536	612	-12.4
Proposals	33	21	29	57.1	13.8	100	108	-7.4
Southern	138	129	179	7.0	-22.9	564	650	-13.2
Bankruptcies	101	102	147	-1.0	-31.3	450	523	-14.0
Proposals	37	27	32	37.0	15.6	114	127	-10.2
Halifax	442	416	477	6.3	-7.3	1,689	1,903	-11.2
Bankruptcies	354	304	383	16.4	-7.6	1,339	1,569	-14.7
Proposals	88	112	94	-21.4	-6.4	350	334	4.8
New Brunswick	998	892	773	11.9	29.1	3,725	3,622	2.8
Bankruptcies	752	704	637	6.8	18.1	2,963	3,029	-2.2
Proposals	246	188	136	30.9	80.9	762	593	28.5
Campbellton – Miramichi	205	185	139	10.8	47.5	740	699	5.9
Bankruptcies	169	152	113	11.2	49.6	630	596	5.7
Proposals	36	33	26	9.1	38.5	110	103	6.8
Moncton – Richibucto	244	263	236	-7.2	3.4	1,042	1,059	-1.6
Bankruptcies	171	215	196	-20.5	-12.8	820	876	-6.4
Proposals	73	48	40	52.1	82.5	222	183	21.3
Saint John – St. Stephen	263	215	170	22.3	54.7	947	819	15.6
Bankruptcies	190	165	143	15.2	32.9	733	691	6.1
Proposals	73	50	27	46.0	170.4	214	128	67.2
Fredericton – Oromocto	172	126	153	36.5	12.4	576	633	-9.0
Bankruptcies	125	95	120	31.6	4.2	429	505	-15.0
Proposals	47	31	33	51.6	42.4	147	128	14.8
Edmundston – Woodstock	114	104	74	9.6	54.1	420	412	1.9
Bankruptcies	97	77	65	26.0	49.2	351	361	-2.8
Proposals	17	27	9	-37.0	88.9	69	51	35.3
Quebec	9,326	8,802	9,368	6.0	-0.4	35,726	37,543	-4.8
Bankruptcies	6,343	6,210	6,647	2.1	-4.6	25,323	27,680	-8.5
Proposals	2,983	2,592	2,721	15.1	9.6	10,403	9,863	5.5
Gaspésie – Îles-de-la-Madeleine	98	88	118	11.4	-16.9	374	386	-3.1
Bankruptcies	63	68	83	-7.4	-24.1	268	257	4.3
Proposals	35	20	35	75.0	0.0	106	129	-17.8
Bas-Saint-Laurent	186	163	172	14.1	8.1	671	684	-1.9
Bankruptcies	138	116	109	19.0	26.6	483	519	-6.9
Proposals	48	47	63	2.1	-23.8	188	165	13.9
Capitale-Nationale	590	513	628	15.0	-6.1	2,276	2,432	-6.4
Bankruptcies	459	382	448	20.2	2.5	1,758	1,906	-7.8
Proposals	131	131	180	0.0	-27.2	518	526	-1.5
Chaudière – Appalaches	318	312	326	1.9	-2.5	1,196	1,300	-8.0
Bankruptcies	223	217	228	2.8	-2.2	861	966	-10.9
Proposals	95	95	98	0.0	-3.1	335	334	0.3
Estrie	332	316	304	5.1	9.2	1,281	1,327	-3.5
Bankruptcies	235	244	248	-3.7	-5.2	995	1,088	-8.5
Proposals	97	72	56	34.7	73.2	286	239	19.7
Centre-du-Québec	238	283	270	-15.9	-11.9	980	1,044	-6.1
Bankruptcies	160	211	208	-24.2	-23.1	739	816	-9.4
Proposals	78	72	62	8.3	25.8	241	228	5.7
Montérégie	1,749	1,726	1,663	1.3	5.2	6,678	6,869	-2.8
Bankruptcies	1,170	1,219	1,150	-4.0	1.7	4,639	4,972	-6.7
Proposals	579	507	513	14.2	12.9	2,039	1,897	7.5
Montréal	2,235	2,103	2,449	6.3	-8.7	8,921	9,858	-9.5
Bankruptcies	1,601	1,505	1,797	6.4	-10.9	6,483	7,437	-12.8
Proposals	634	598	652	6.0	-2.8	2,438	2,421	0.7
Laval	514	466	531	10.3	-3.2	1,903	2,058	-7.5
Bankruptcies	325	331	353	-1.8	-7.9	1,311	1,430	-8.3
Proposals	189	135	178	40.0	6.2	592	628	-5.7
Lanaudière	755	704	684	7.2	10.4	2,769	2,784	-0.5
Bankruptcies	443	437	434	1.4	2.1	1,735	1,862	-6.8
Proposals	312	267	250	16.9	24.8	1,034	922	12.1
Laurentides	955	893	878	6.9	8.8	3,693	3,523	4.8
Bankruptcies	597	571	608	4.6	-1.8	2,438	2,438	0.0
Proposals	358	322	270	11.2	32.6	1,255	1,085	15.7
Outaouais	603	524	573	15.1	5.2	2,146	2,168	-1.0
Bankruptcies	385	374	374	2.9	2.9	1,476	1,515	-2.6
Proposals	218	150	199	45.3	9.5	670	653	2.6
Abitibi – Témiscamingue	106	96	141	10.4	-24.8	452	586	-22.9
Bankruptcies	71	69	116	2.9	-38.8	311	480	-35.2
Proposals	35	27	25	29.6	40.0	141	106	33.0
Mauricie	299	300	280	-0.3	6.8	1,133	1,162	-2.5
Bankruptcies	238	233	233	2.1	2.1	906	925	-2.1
Proposals	61	67	47	-9.0	29.8	227	237	-4.2
Saguenay – Lac-Saint-Jean	274	253	282	8.3	-2.8	996	1,085	-8.2
Bankruptcies	179	181	203	-1.1	-11.8	714	859	-16.9
Proposals	95	72	79	31.9	20.3	282	226	24.8
Côte-Nord	60	52	59	15.4	1.7	209	233	-10.3
Bankruptcies	44	44	47	0.0	-6.4	168	178	-5.6
Proposals	16	8	12	100.0	33.3	41	55	-25.5
Nord-du-Québec	14	12	10	16.7	40.0	45	43	4.7
Bankruptcies	10	9	7	11.1	42.9	37	32	15.6
Proposals	4	3	3	33.3	33.3	8	11	-27.3
Ontario	11,969	12,531	12,723	-4.5	-5.9	49,706	55,300	-10.1
Bankruptcies	5,659	6,405	6,228	-11.6	-9.1	24,960	30,902	-19.2
Proposals	6,310	6,126	6,495	3.0	-2.8	24,746	24,398	1.4
Ottawa	901	1,018	1,024	-11.5	-12.0	3,854	4,231	-8.9
Bankruptcies	546	625	653	-12.6	-16.4	2,403	2,778	-13.5
Proposals	355	393	371	-9.7	-4.3	1,451	1,453	-0.1
Kingston – Pembroke	410	448	425	-8.5	-3.5	1,795	1,899	-5.5
Bankruptcies	261	299	249	-12.7	4.8	1,205	1,232	-2.2
Proposals	149	149	176	0.0	-15.3	590	667	-11.5
Muskoka – Kawarthas	387	334	367	15.9	5.4	1,436	1,475	-2.6
Bankruptcies	184	182	210	1.1	-12.4	755	901	-16.2
Proposals	203	152	157	33.6	29.3	681	574	18.6
Toronto	5,151	5,251	5,505	-1.9	-6.4	21,395	23,928	-10.6
Bankruptcies	1,947	2,182	2,166	-10.8	-10.1	8,611	11,053	-22.1
Proposals	3,204	3,069	3,339	4.4	-4.0	12,784	12,875	-0.7
Kitchener – Waterloo – Barrie	1,216	1,260	1,280	-3.5	-5.0	4,967	5,505	-9.8
Bankruptcies	554	663	609	-16.4	-9.0	2,501	3,135	-20.2
Proposals	662	597	671	10.9	-1.3	2,466	2,370	4.1
Hamilton – Niagara Peninsula	1,505	1,545	1,568	-2.6	-4.0	6,075	6,715	-9.5
Bankruptcies	724	791	737	-8.5	-1.8	3,025	3,759	-19.5
Proposals	781	754	831	3.6	-6.0	3,050	2,956	3.2
London	729	923	793	-21.0	-8.1	3,364	3,684	-8.7
Bankruptcies	420	552	465	-23.9	-9.7	2,016	2,468	-18.3
Proposals	309	371	328	-16.7	-5.8	1,348	1,216	10.9
Windsor – Sarnia	692	722	777	-4.2	-10.9	2,862	3,511	-18.5
Bankruptcies	432	448	489	-3.6	-11.7	1,825	2,376	-23.2
Proposals	260	274	288	-5.1	-9.7	1,037	1,135	-8.6
Stratford – Bruce Peninsula	215	266	210	-19.2	2.4	911	859	6.1
Bankruptcies	143	162	123	-11.7	16.3	607	613	-1.0
Proposals	72	104	87	-30.8	-17.2	304	246	23.6
Northeast	595	621	617	-4.2	-3.6	2,432	2,747	-11.5
Bankruptcies	333	390	411	-14.6	-19.0	1,555	2,022	-23.1
Proposals	262	231	206	13.4	27.2	877	725	21.0
Northwest	166	142	156	16.9	6.4	614	745	-17.6
Bankruptcies	114	111	116	2.7	-1.7	456	564	-19.1
Proposals	52	31	40	67.7	30.0	158	181	-12.7
Manitoba	462	509	579	-9.2	-20.2	2,038	2,593	-21.4
Bankruptcies	305	353	406	-13.6	-24.9	1,413	1,907	-25.9
Proposals	157	156	173	0.6	-9.2	625	686	-8.9
Southeast	28	22	40	27.3	-30.0	120	193	-37.8
Bankruptcies	21	22	36	-4.5	-41.7	97	148	-34.5
Proposals	7	0	4	—	75.0	23	45	-48.9
South Central	15	21	28	-28.6	-46.4	75	110	-31.8
Bankruptcies	11	15	22	-26.7	-50.0	53	90	-41.1
Proposals	4	6	6	-33.3	-33.3	22	20	10.0
Southwest	52	71	63	-26.8	-17.5	246	290	-15.2
Bankruptcies	32	42	33	-23.8	-3.0	154	183	-15.8
Proposals	20	29	30	-31.0	-33.3	92	107	-14.0
North Central	14	17	21	-17.6	-33.3	49	76	-35.5
Bankruptcies	9	8	17	12.5	-47.1	33	51	-35.3
Proposals	5	9	4	-44.4	25.0	16	25	-36.0
Winnipeg	300	317	368	-5.4	-18.5	1,291	1,631	-20.8
Bankruptcies	201	225	266	-10.7	-24.4	902	1,224	-26.3
Proposals	99	92	102	7.6	-2.9	389	407	-4.4
Interlake	22	24	23	-8.3	-4.3	106	131	-19.1
Bankruptcies	14	19	14	-26.3	0.0	81	103	-21.4
Proposals	8	5	9	60.0	-11.1	25	28	-10.7
Parklands	8	13	14	-38.5	-42.9	71	67	6.0
Bankruptcies	3	8	7	-62.5	-57.1	39	44	-11.4
Proposals	5	5	7	0.0	-28.6	32	23	39.1
North	22	23	20	-4.3	10.0	79	96	-17.7
Bankruptcies	15	13	11	15.4	36.4	54	65	-16.9
Proposals	7	10	9	-30.0	-22.2	25	31	-19.4
Saskatchewan	483	446	551	8.3	-12.3	1,987	2,257	-12.0
Bankruptcies	265	269	344	-1.5	-23.0	1,193	1,449	-17.7
Proposals	218	177	207	23.2	5.3	794	808	-1.7
Regina – Moose Mountain	120	107	165	12.1	-27.3	518	640	-19.1
Bankruptcies	50	56	85	-10.7	-41.2	248	362	-31.5
Proposals	70	51	80	37.3	-12.5	270	278	-2.9
Swift Current – Moose Jaw	47	39	53	20.5	-11.3	188	235	-20.0
Bankruptcies	26	23	37	13.0	-29.7	119	157	-24.2
Proposals	21	16	16	31.3	31.3	69	78	-11.5
Saskatoon – Biggar	167	163	159	2.5	5.0	663	712	-6.9
Bankruptcies	99	105	100	-5.7	-1.0	426	467	-8.8
Proposals	68	58	59	17.2	15.3	237	245	-3.3
Yorkton – Melville	37	38	52	-2.6	-28.8	160	184	-13.0
Bankruptcies	21	28	38	-25.0	-44.7	110	117	-6.0
Proposals	16	10	14	60.0	14.3	50	67	-25.4
Prince Albert	98	92	104	6.5	-5.8	419	441	-5.0
Bankruptcies	63	55	68	14.5	-7.4	271	307	-11.7
Proposals	35	37	36	-5.4	-2.8	148	134	10.4
Northern	14	6	18	133.3	-22.2	39	44	-11.4
Bankruptcies	6	2	16	200.0	-62.5	19	38	-50.0
Proposals	8	4	2	100.0	300.0	20	6	233.3
Alberta	2,477	2,359	2,607	5.0	-5.0	9,910	10,700	-7.4
Bankruptcies	1,618	1,575	1,894	2.7	-14.6	6,753	7,947	-15.0
Proposals	859	784	713	9.6	20.5	3,157	2,753	14.7
Lethbridge – Medicine Hat	192	224	239	-14.3	-19.7	866	998	-13.2
Bankruptcies	134	163	166	-17.8	-19.3	625	754	-17.1
Proposals	58	61	73	-4.9	-20.5	241	244	-1.2
Camrose – Drumheller	116	110	99	5.5	17.2	439	422	4.0
Bankruptcies	85	73	74	16.4	14.9	315	312	1.0
Proposals	31	37	25	-16.2	24.0	124	110	12.7
Calgary	998	901	915	10.8	9.1	3,837	3,708	3.5
Bankruptcies	691	605	738	14.2	-6.4	2,722	2,932	-7.2
Proposals	307	296	177	3.7	73.4	1,115	776	43.7
Banff – Jasper – Rocky Mountain House	60	57	46	5.3	30.4	237	201	17.9
Bankruptcies	43	43	34	0.0	26.5	185	158	17.1
Proposals	17	14	12	21.4	41.7	52	43	20.9
Red Deer	124	111	172	11.7	-27.9	496	589	-15.8
Bankruptcies	82	76	122	7.9	-32.8	332	465	-28.6
Proposals	42	35	50	20.0	-16.0	164	124	32.3
Edmonton	771	770	910	0.1	-15.3	3,240	3,810	-15.0
Bankruptcies	441	491	605	-10.2	-27.1	2,022	2,630	-23.1
Proposals	330	279	305	18.3	8.2	1,218	1,180	3.2
Athabasca – Grande Prairie – Peace River	155	142	179	9.2	-13.4	596	755	-21.1
Bankruptcies	103	98	128	5.1	-19.5	423	556	-23.9
Proposals	52	44	51	18.2	2.0	173	199	-13.1
Wood Buffalo – Cold Lake	60	45	47	33.3	27.7	198	217	-8.8
Bankruptcies	38	26	26	46.2	46.2	127	141	-9.9
Proposals	22	19	21	15.8	4.8	71	76	-6.6
British Columbia	3,024	2,804	3,012	7.8	0.4	11,688	12,525	-6.7
Bankruptcies	1,937	1,794	2,204	8.0	-12.1	7,773	9,426	-17.5
Proposals	1,087	1,010	808	7.6	34.5	3,915	3,099	26.3
Vancouver Island and Coast	614	562	649	9.3	-5.4	2,416	2,595	-6.9
Bankruptcies	418	373	494	12.1	-15.4	1,699	2,042	-16.8
Proposals	196	189	155	3.7	26.5	717	553	29.7
Lower Mainland – Southwest	1,704	1,562	1,572	9.1	8.4	6,416	6,598	-2.8
Bankruptcies	1,055	1,001	1,129	5.4	-6.6	4,171	4,913	-15.1
Proposals	649	561	443	15.7	46.5	2,245	1,685	33.2
Thompson – Okanagan	407	415	526	-1.9	-22.6	1,697	1,983	-14.4
Bankruptcies	262	241	365	8.7	-28.2	1,089	1,420	-23.3
Proposals	145	174	161	-16.7	-9.9	608	563	8.0
Kootenay	99	75	87	32.0	13.8	365	409	-10.8
Bankruptcies	73	47	68	55.3	7.4	249	298	-16.4
Proposals	26	28	19	-7.1	36.8	116	111	4.5
Cariboo	127	123	123	3.3	3.3	507	532	-4.7
Bankruptcies	78	85	105	-8.2	-25.7	349	421	-17.1
Proposals	49	38	18	28.9	172.2	158	111	42.3
North Coast	26	24	11	8.3	136.4	99	130	-23.8
Bankruptcies	17	17	8	0.0	112.5	72	110	-34.5
Proposals	9	7	3	28.6	200.0	27	20	35.0
Nechako	15	18	21	-16.7	-28.6	67	117	-42.7
Bankruptcies	9	13	18	-30.8	-50.0	47	96	-51.0
Proposals	6	5	3	20.0	100.0	20	21	-4.8
Northeast	30	25	24	20.0	25.0	119	162	-26.5
Bankruptcies	24	18	18	33.3	33.3	96	127	-24.4
Proposals	6	7	6	-14.3	0.0	23	35	-34.3
Northwest Territories	18	8	13	125.0	38.5	50	45	11.1
Bankruptcies	10	8	8	25.0	25.0	35	31	12.9
Proposals	8	0	5	—	60.0	15	14	7.1
Yukon Territory	5	7	10	-28.6	-50.0	31	41	-24.4
Bankruptcies	4	6	8	-33.3	-50.0	27	37	-27.0
Proposals	1	1	2	0.0	-50.0	4	4	0.0
Nunavut	1	0	2	—	-50.0	6	5	20.0
Bankruptcies	0	0	2	—	-100.0	4	5	-20.0
Proposals	1	0	0	—	—	2	0	—

Table 6: Insolvencies Filed by Businesses by ER
Province or region	Volume			% Change		12-Month Period Ending
Province or region	Q1 2012	Q4 2011	Q1 2011	Q4 2011 to Q1 2012	Q1 2011 to Q1 2012	03-31-2012	03-31-2011	% Change
Newfoundland and Labrador	7	4	10	75.0	-30.0	23	28	-17.9
Bankruptcies	7	2	10	250.0	-30.0	21	26	-19.2
Proposals	0	2	0	-100.0	—	2	2	0.0
Avalon Peninsula	2	0	5	—	-60.0	7	15	-53.3
Bankruptcies	2	0	5	—	-60.0	7	13	-46.2
Proposals	0	0	0	—	—	0	2	-100.0
South Coast – Burin Peninsula	1	1	0	0.0	—	3	0	—
Bankruptcies	1	1	0	0.0	—	3	0	—
Proposals	0	0	0	—	—	0	0	—
West Coast – Northern Peninsula – Labrador	3	1	2	200.0	50.0	8	7	14.3
Bankruptcies	3	1	2	200.0	50.0	8	7	14.3
Proposals	0	0	0	—	—	0	0	—
Notre Dame – Central Bonavista Bay	1	2	3	-50.0	-66.7	5	6	-16.7
Bankruptcies	1	0	3	—	-66.7	3	6	-50.0
Proposals	0	2	0	-100.0	—	2	0	—
Prince Edward Island	10	6	3	66.7	233.3	24	20	20.0
Bankruptcies	7	6	3	16.7	133.3	19	14	35.7
Proposals	3	0	0	—	—	5	6	-16.7
Nova Scotia	26	21	41	23.8	-36.6	98	181	-45.9
Bankruptcies	21	18	36	16.7	-41.7	80	152	-47.4
Proposals	5	3	5	66.7	0.0	18	29	-37.9
Cape Breton	5	2	3	150.0	66.7	8	12	-33.3
Bankruptcies	4	2	2	100.0	100.0	7	10	-30.0
Proposals	1	0	1	—	0.0	1	2	-50.0
North Shore	5	5	2	0.0	150.0	18	12	50.0
Bankruptcies	4	4	1	0.0	300.0	13	11	18.2
Proposals	1	1	1	0.0	0.0	5	1	400.0
Annapolis Valley	3	3	4	0.0	-25.0	12	24	-50.0
Bankruptcies	3	3	4	0.0	-25.0	11	22	-50.0
Proposals	0	0	0	—	—	1	2	-50.0
Southern	0	2	2	-100.0	-100.0	9	18	-50.0
Bankruptcies	0	2	2	-100.0	-100.0	8	12	-33.3
Proposals	0	0	0	—	—	1	6	-83.3
Halifax	12	9	29	33.3	-58.6	50	116	-56.9
Bankruptcies	9	7	26	28.6	-65.4	40	98	-59.2
Proposals	3	2	3	50.0	0.0	10	18	-44.4
New Brunswick	18	6	13	200.0	38.5	65	72	-9.7
Bankruptcies	16	5	7	220.0	128.6	52	59	-11.9
Proposals	2	1	6	100.0	-66.7	13	13	0.0
Campbellton – Miramichi	0	1	3	-100.0	-100.0	13	22	-40.9
Bankruptcies	0	1	2	-100.0	-100.0	12	19	-36.8
Proposals	0	0	1	—	-100.0	1	3	-66.7
Moncton – Richibucto	8	1	4	700.0	100.0	21	29	-27.6
Bankruptcies	7	1	3	600.0	133.3	17	26	-34.6
Proposals	1	0	1	—	0.0	4	3	33.3
Saint John – St. Stephen	5	2	3	150.0	66.7	17	10	70.0
Bankruptcies	5	1	0	400.0	—	13	4	225.0
Proposals	0	1	3	-100.0	-100.0	4	6	-33.3
Fredericton – Oromocto	0	1	1	-100.0	-100.0	4	6	-33.3
Bankruptcies	0	1	0	-100.0	—	3	5	-40.0
Proposals	0	0	1	—	-100.0	1	1	0.0
Edmundston – Woodstock	5	0	2	—	150.0	10	5	100.0
Bankruptcies	4	0	2	—	100.0	7	5	40.0
Proposals	1	0	0	—	—	3	0	—
Quebec	521	548	550	-4.9	-5.3	2,098	2,099	0.0
Bankruptcies	373	406	410	-8.1	-9.0	1,532	1,536	-0.3
Proposals	148	142	140	4.2	5.7	566	563	0.5
Gaspésie – Îles-de-la-Madeleine	3	3	5	0.0	-40.0	27	19	42.1
Bankruptcies	1	2	5	-50.0	-80.0	14	16	-12.5
Proposals	2	1	0	100.0	—	13	3	333.3
Bas-Saint-Laurent	8	14	10	-42.9	-20.0	50	42	19.0
Bankruptcies	6	11	9	-45.5	-33.3	35	32	9.4
Proposals	2	3	1	-33.3	100.0	15	10	50.0
Capitale-Nationale	46	35	45	31.4	2.2	155	150	3.3
Bankruptcies	33	24	31	37.5	6.5	114	112	1.8
Proposals	13	11	14	18.2	-7.1	41	38	7.9
Chaudière – Appalaches	18	26	17	-30.8	5.9	88	73	20.5
Bankruptcies	13	18	12	-27.8	8.3	64	55	16.4
Proposals	5	8	5	-37.5	0.0	24	18	33.3
Estrie	11	16	14	-31.3	-21.4	47	50	-6.0
Bankruptcies	7	11	10	-36.4	-30.0	33	37	-10.8
Proposals	4	5	4	-20.0	0.0	14	13	7.7
Centre-du-Québec	14	9	13	55.6	7.7	60	56	7.1
Bankruptcies	12	7	9	71.4	33.3	47	39	20.5
Proposals	2	2	4	0.0	-50.0	13	17	-23.5
Montérégie	99	93	94	6.5	5.3	364	330	10.3
Bankruptcies	72	76	76	-5.3	-5.3	281	243	15.6
Proposals	27	17	18	58.8	50.0	83	87	-4.6
Montréal	166	159	159	4.4	4.4	621	681	-8.8
Bankruptcies	124	120	126	3.3	-1.6	451	501	-10.0
Proposals	42	39	33	7.7	27.3	170	180	-5.6
Laval	30	54	41	-44.4	-26.8	153	164	-6.7
Bankruptcies	17	35	26	-51.4	-34.6	103	105	-1.9
Proposals	13	19	15	-31.6	-13.3	50	59	-15.3
Lanaudière	26	40	34	-35.0	-23.5	126	122	3.3
Bankruptcies	19	28	20	-32.1	-5.0	98	85	15.3
Proposals	7	12	14	-41.7	-50.0	28	37	-24.3
Laurentides	39	45	48	-13.3	-18.8	173	183	-5.5
Bankruptcies	26	33	33	-21.2	-21.2	126	131	-3.8
Proposals	13	12	15	8.3	-13.3	47	52	-9.6
Outaouais	15	19	23	-21.1	-34.8	70	74	-5.4
Bankruptcies	11	13	15	-15.4	-26.7	43	54	-20.4
Proposals	4	6	8	-33.3	-50.0	27	20	35.0
Abitibi – Témiscamingue	4	3	6	33.3	-33.3	16	36	-55.6
Bankruptcies	2	3	6	-33.3	-66.7	14	31	-54.8
Proposals	2	0	0	—	—	2	5	-60.0
Mauricie	14	16	19	-12.5	-26.3	70	60	16.7
Bankruptcies	7	11	13	-36.4	-46.2	45	46	-2.2
Proposals	7	5	6	40.0	16.7	25	14	78.6
Saguenay – Lac-Saint-Jean	24	13	14	84.6	71.4	62	44	40.9
Bankruptcies	19	12	13	58.3	46.2	51	38	34.2
Proposals	5	1	1	400.0	400.0	11	6	83.3
Côte-Nord	1	1	1	0.0	0.0	13	8	62.5
Bankruptcies	1	1	1	0.0	0.0	11	7	57.1
Proposals	0	0	0	—	—	2	1	100.0
Nord-du-Québec	0	0	2	—	-100.0	1	5	-80.0
Bankruptcies	0	0	2	—	-100.0	1	4	-75.0
Proposals	0	0	0	—	—	0	1	-100.0
Ontario	387	400	430	-3.3	-10.0	1,571	1,766	-11.0
Bankruptcies	300	306	339	-2.0	-11.5	1,237	1,448	-14.6
Proposals	87	94	91	-7.4	-4.4	334	318	5.0
Ottawa	26	37	37	-29.7	-29.7	128	147	-12.9
Bankruptcies	22	26	24	-15.4	-8.3	98	119	-17.6
Proposals	4	11	13	-63.6	-69.2	30	28	7.1
Kingston – Pembroke	6	6	9	0.0	-33.3	30	42	-28.6
Bankruptcies	6	4	7	50.0	-14.3	25	38	-34.2
Proposals	0	2	2	-100.0	-100.0	5	4	25.0
Muskoka – Kawarthas	5	5	11	0.0	-54.5	36	35	2.9
Bankruptcies	4	5	11	-20.0	-63.6	33	33	0.0
Proposals	1	0	0	—	—	3	2	50.0
Toronto	210	223	240	-5.8	-12.5	858	953	-10.0
Bankruptcies	162	169	184	-4.1	-12.0	664	758	-12.4
Proposals	48	54	56	-11.1	-14.3	194	195	-0.5
Kitchener – Waterloo – Barrie	34	35	30	-2.9	13.3	137	140	-2.1
Bankruptcies	23	24	23	-4.2	0.0	108	119	-9.2
Proposals	11	11	7	0.0	57.1	29	21	38.1
Hamilton – Niagara Peninsula	45	41	38	9.8	18.4	170	205	-17.1
Bankruptcies	33	34	33	-2.9	0.0	134	173	-22.5
Proposals	12	7	5	71.4	140.0	36	32	12.5
London	12	12	19	0.0	-36.8	46	64	-28.1
Bankruptcies	11	9	17	22.2	-35.3	37	51	-27.5
Proposals	1	3	2	-66.7	-50.0	9	13	-30.8
Windsor – Sarnia	17	15	14	13.3	21.4	64	70	-8.6
Bankruptcies	16	14	13	14.3	23.1	57	60	-5.0
Proposals	1	1	1	0.0	0.0	7	10	-30.0
Stratford – Bruce Peninsula	8	6	13	33.3	-38.5	28	32	-12.5
Bankruptcies	5	5	11	0.0	-54.5	23	29	-20.7
Proposals	3	1	2	200.0	50.0	5	3	66.7
Northeast	15	14	8	7.1	87.5	51	51	0.0
Bankruptcies	11	12	6	-8.3	83.3	39	43	-9.3
Proposals	4	2	2	100.0	100.0	12	8	50.0
Northwest	8	4	9	100.0	-11.1	22	25	-12.0
Bankruptcies	6	3	9	100.0	-33.3	19	24	-20.8
Proposals	2	1	0	100.0	—	3	1	200.0
Manitoba	17	28	21	-39.3	-19.0	70	72	-2.8
Bankruptcies	11	24	14	-54.2	-21.4	57	57	0.0
Proposals	6	4	7	50.0	-14.3	13	15	-13.3
Southeast	5	0	0	—	—	9	1	800.0
Bankruptcies	0	0	0	—	—	4	0	—
Proposals	5	0	0	—	—	5	1	400.0
South Central	1	2	1	-50.0	0.0	6	7	-14.3
Bankruptcies	1	2	0	-50.0	—	6	6	0.0
Proposals	0	0	1	—	-100.0	0	1	-100.0
Southwest	3	2	2	50.0	50.0	13	15	-13.3
Bankruptcies	3	0	2	—	50.0	10	15	-33.3
Proposals	0	2	0	-100.0	—	3	0	—
North Central	2	4	2	-50.0	0.0	6	4	50.0
Bankruptcies	2	4	0	-50.0	—	6	2	200.0
Proposals	0	0	2	—	-100.0	0	2	-100.0
Winnipeg	5	16	11	-68.8	-54.5	28	32	-12.5
Bankruptcies	4	14	10	-71.4	-60.0	23	25	-8.0
Proposals	1	2	1	-50.0	0.0	5	7	-28.6
Interlake	0	1	0	-100.0	—	3	2	50.0
Bankruptcies	0	1	0	-100.0	—	3	2	50.0
Proposals	0	0	0	—	—	0	0	—
Parklands	0	2	4	-100.0	-100.0	2	9	-77.8
Bankruptcies	0	2	1	-100.0	-100.0	2	5	-60.0
Proposals	0	0	3	—	-100.0	0	4	-100.0
North	1	0	1	—	0.0	2	1	100.0
Bankruptcies	1	0	1	—	0.0	2	1	100.0
Proposals	0	0	0	—	—	0	0	—
Saskatchewan	39	28	51	39.3	-23.5	145	146	-0.7
Bankruptcies	28	18	28	55.6	0.0	104	94	10.6
Proposals	11	10	23	10.0	-52.2	41	52	-21.2
Regina – Moose Mountain	10	12	17	-16.7	-41.2	53	48	10.4
Bankruptcies	8	9	7	-11.1	14.3	41	28	46.4
Proposals	2	3	10	-33.3	-80.0	12	20	-40.0
Swift Current – Moose Jaw	6	4	7	50.0	-14.3	14	18	-22.2
Bankruptcies	4	0	2	—	100.0	7	9	-22.2
Proposals	2	4	5	-50.0	-60.0	7	9	-22.2
Saskatoon – Biggar	11	4	13	175.0	-15.4	31	43	-27.9
Bankruptcies	9	4	12	125.0	-25.0	24	38	-36.8
Proposals	2	0	1	—	100.0	7	5	40.0
Yorkton – Melville	6	3	7	100.0	-14.3	20	17	17.6
Bankruptcies	2	1	3	100.0	-33.3	10	7	42.9
Proposals	4	2	4	100.0	0.0	10	10	0.0
Prince Albert	5	4	6	25.0	-16.7	22	19	15.8
Bankruptcies	5	3	3	66.7	66.7	18	12	50.0
Proposals	0	1	3	-100.0	-100.0	4	7	-42.9
Northern	0	1	0	-100.0	—	4	1	300.0
Bankruptcies	0	1	0	-100.0	—	4	1	300.0
Proposals	0	0	0	—	—	0	0	—
Alberta	88	89	90	-1.1	-2.2	339	414	-18.1
Bankruptcies	64	67	78	-4.5	-17.9	250	351	-28.8
Proposals	24	22	12	9.1	100.0	89	63	41.3
Lethbridge – Medicine Hat	4	6	8	-33.3	-50.0	15	22	-31.8
Bankruptcies	2	4	8	-50.0	-75.0	11	18	-38.9
Proposals	2	2	0	0.0	—	4	4	0.0
Camrose – Drumheller	3	2	5	50.0	-40.0	10	15	-33.3
Bankruptcies	2	2	2	0.0	0.0	7	11	-36.4
Proposals	1	0	3	—	-66.7	3	4	-25.0
Calgary	35	42	39	-16.7	-10.3	138	146	-5.5
Bankruptcies	28	30	35	-6.7	-20.0	102	130	-21.5
Proposals	7	12	4	-41.7	75.0	36	16	125.0
Banff – Jasper – Rocky Mountain House	2	2	1	0.0	100.0	9	13	-30.8
Bankruptcies	2	1	1	100.0	100.0	8	12	-33.3
Proposals	0	1	0	-100.0	—	1	1	0.0
Red Deer	6	2	5	200.0	20.0	20	35	-42.9
Bankruptcies	2	2	3	0.0	-33.3	13	31	-58.1
Proposals	4	0	2	—	100.0	7	4	75.0
Edmonton	30	23	24	30.4	25.0	111	108	2.8
Bankruptcies	23	20	22	15.0	4.5	84	95	-11.6
Proposals	7	3	2	133.3	250.0	27	13	107.7
Athabasca – Grande Prairie – Peace River	4	9	5	-55.6	-20.0	27	55	-50.9
Bankruptcies	3	6	5	-50.0	-40.0	19	44	-56.8
Proposals	1	3	0	-66.7	—	8	11	-27.3
Wood Buffalo – Cold Lake	4	2	3	100.0	33.3	7	18	-61.1
Bankruptcies	2	2	2	0.0	0.0	5	9	-44.4
Proposals	2	0	1	—	100.0	2	9	-77.8
British Columbia	79	58	55	36.2	43.6	267	244	9.4
Bankruptcies	56	48	45	16.7	24.4	203	202	0.5
Proposals	23	10	10	130.0	130.0	64	42	52.4
Vancouver Island and Coast	13	12	9	8.3	44.4	49	49	0.0
Bankruptcies	5	5	8	0.0	-37.5	30	42	-28.6
Proposals	8	7	1	14.3	700.0	19	7	171.4
Lower Mainland – Southwest	38	31	30	22.6	26.7	140	136	2.9
Bankruptcies	27	28	26	-3.6	3.8	109	109	0.0
Proposals	11	3	4	266.7	175.0	31	27	14.8
Thompson – Okanagan	17	8	10	112.5	70.0	49	40	22.5
Bankruptcies	13	8	6	62.5	116.7	39	35	11.4
Proposals	4	0	4	—	0.0	10	5	100.0
Kootenay	9	2	2	350.0	350.0	15	9	66.7
Bankruptcies	9	2	2	350.0	350.0	14	8	75.0
Proposals	0	0	0	—	—	1	1	0.0
Cariboo	1	2	1	-50.0	0.0	4	4	0.0
Bankruptcies	1	2	1	-50.0	0.0	3	2	50.0
Proposals	0	0	0	—	—	1	2	-50.0
North Coast	0	1	0	-100.0	—	2	0	—
Bankruptcies	0	1	0	-100.0	—	2	0	—
Proposals	0	0	0	—	—	0	0	—
Nechako	0	0	1	—	-100.0	1	2	-50.0
Bankruptcies	0	0	1	—	-100.0	0	2	-100.0
Proposals	0	0	0	—	—	1	0	—
Northeast	1	1	0	0.0	—	6	3	100.0
Bankruptcies	1	1	0	0.0	—	5	3	66.7
Proposals	0	0	0	—	—	1	0	—
Northwest Territories	0	0	2	—	-100.0	0	3	-100.0
Bankruptcies	0	0	0	—	—	0	0	—
Proposals	0	0	2	—	-100.0	0	3	-100.0
Yukon Territory	0	0	0	—	—	1	2	-50.0
Bankruptcies	0	0	0	—	—	1	0	—
Proposals	0	0	0	—	—	0	2	-100.0
Nunavut	0	0	0	—	—	0	0	—
Bankruptcies	0	0	0	—	—	0	0	—
Proposals	0	0	0	—	—	0	0	—

Table 7: Insolvencies Filed by Consumers by CMA
City	Prov.	Volume			% Change		12-Month Period Ending
City	Prov.	Q1 2012	Q4 2011	Q1 2011	Q4 2011 to Q1 2012	Q1 2011 to Q1 2012	03-31-2012	03-31-2011	% Change
St. John's	N.L.	135	134	187	0.7	-27.8	605	740	-18.2
Bankruptcies		113	118	170	-4.2	-33.5	544	680	-20.0
Proposals		22	16	17	37.5	29.4	61	60	1.7
Halifax	N.S.	422	395	457	6.8	-7.7	1,605	1,824	-12.0
Bankruptcies	empty cell	337	292	368	15.4	-8.4	1,276	1,506	-15.3
Proposals	empty cell	85	103	89	-17.5	-4.5	329	318	3.5
Moncton	N.B.	173	177	160	-2.3	8.1	714	721	-1.0
Bankruptcies	empty cell	117	140	129	-16.4	-9.3	556	589	-5.6
Proposals	empty cell	56	37	31	51.4	80.6	158	132	19.7
Saint John	N.B.	199	150	133	32.7	49.6	707	602	17.4
Bankruptcies	empty cell	146	116	110	25.9	32.7	552	505	9.3
Proposals	empty cell	53	34	23	55.9	130.4	155	97	59.8
Saguenay	Que.	158	152	164	3.9	-3.7	590	627	-5.9
Bankruptcies	empty cell	94	107	116	-12.1	-19.0	402	487	-17.5
Proposals	empty cell	64	45	48	42.2	33.3	188	140	34.3
Québec	Que.	614	562	647	9.3	-5.1	2,353	2,495	-5.7
Bankruptcies	empty cell	470	408	463	15.2	1.5	1,799	1,941	-7.3
Proposals	empty cell	144	154	184	-6.5	-21.7	554	554	0.0
Sherbrooke	Que.	197	194	201	1.5	-2.0	782	841	-7.0
Bankruptcies	empty cell	148	149	168	-0.7	-11.9	622	709	-12.3
Proposals	empty cell	49	45	33	8.9	48.5	160	132	21.2
Trois-Rivières	Que.	171	172	153	-0.6	11.8	627	619	1.3
Bankruptcies	empty cell	135	137	129	-1.5	4.7	497	511	-2.7
Proposals	empty cell	36	35	24	2.9	50.0	130	108	20.4
Montréal	Que.	4,724	4,408	4,792	7.2	-1.4	18,253	19,447	-6.1
Bankruptcies	empty cell	3,151	3,031	3,350	4.0	-5.9	12,634	14,011	-9.8
Proposals	empty cell	1,573	1,377	1,442	14.2	9.1	5,619	5,436	3.4
Ottawa – Gatineau	Ont./ Que.	1,062	1,062	1,095	0.0	-3.0	4,122	4,342	-5.1
Bankruptcies	empty cell	659	674	685	-2.2	-3.8	2,631	2,848	-7.6
Proposals	empty cell	403	388	410	3.9	-1.7	1,491	1,494	-0.2
Kingston	Ont.	120	146	139	-17.8	-13.7	563	628	-10.4
Bankruptcies	empty cell	76	108	93	-29.6	-18.3	402	390	3.1
Proposals	empty cell	44	38	46	15.8	-4.3	161	238	-32.4
Peterborough	Ont.	110	97	129	13.4	-14.7	428	487	-12.1
Bankruptcies	empty cell	56	53	76	5.7	-26.3	219	308	-28.9
Proposals	empty cell	54	44	53	22.7	1.9	209	179	16.8
Oshawa	Ont.	438	438	471	0.0	-7.0	1,691	1,933	-12.5
Bankruptcies	empty cell	163	182	179	-10.4	-8.9	666	900	-26.0
Proposals	empty cell	275	256	292	7.4	-5.8	1,025	1,033	-0.8
Toronto	Ont.	4,656	4,751	4,988	-2.0	-6.7	19,436	21,820	-10.9
Bankruptcies	empty cell	1,771	1,974	1,963	-10.3	-9.8	7,858	10,129	-22.4
Proposals	empty cell	2,885	2,777	3,025	3.9	-4.6	11,578	11,691	-1.0
Hamilton	Ont.	737	791	814	-6.8	-9.5	3,103	3,438	-9.7
Bankruptcies	empty cell	332	383	372	-13.3	-10.8	1,479	1,865	-20.7
Proposals	empty cell	405	408	442	-0.7	-8.4	1,624	1,573	3.2
St. Catharines – Niagara	Ont.	478	452	451	5.8	6.0	1,811	2,067	-12.4
Bankruptcies	empty cell	247	247	217	0.0	13.8	973	1,212	-19.7
Proposals	empty cell	231	205	234	12.7	-1.3	838	855	-2.0
Kitchener	Ont.	415	428	479	-3.0	-13.4	1,695	2,108	-19.6
Bankruptcies	empty cell	209	240	253	-12.9	-17.4	938	1,242	-24.5
Proposals	empty cell	206	188	226	9.6	-8.8	757	866	-12.6
Brantford	Ont.	143	170	175	-15.9	-18.3	591	671	-11.9
Bankruptcies	empty cell	71	96	79	-26.0	-10.1	302	381	-20.7
Proposals	empty cell	72	74	96	-2.7	-25.0	289	290	-0.3
Guelph	Ont.	108	87	110	24.1	-1.8	429	520	-17.5
Bankruptcies	empty cell	41	39	42	5.1	-2.4	201	274	-26.6
Proposals	empty cell	67	48	68	39.6	-1.5	228	246	-7.3
London	Ont.	532	695	604	-23.5	-11.9	2,509	2,834	-11.5
Bankruptcies	empty cell	290	407	341	-28.7	-15.0	1,469	1,855	-20.8
Proposals	empty cell	242	288	263	-16.0	-8.0	1,040	979	6.2
Windsor	Ont.	342	383	421	-10.7	-18.8	1,485	1,902	-21.9
Bankruptcies	empty cell	205	242	256	-15.3	-19.9	929	1,251	-25.7
Proposals	empty cell	137	141	165	-2.8	-17.0	556	651	-14.6
Barrie	Ont.	269	258	270	4.3	-0.4	1,062	1,089	-2.5
Bankruptcies	empty cell	102	128	103	-20.3	-1.0	469	563	-16.7
Proposals	empty cell	167	130	167	28.5	0.0	593	526	12.7
Greater Sudbury	Ont.	185	177	176	4.5	5.1	715	808	-11.5
Bankruptcies	empty cell	84	108	108	-22.2	-22.2	403	582	-30.8
Proposals	empty cell	101	69	68	46.4	48.5	312	226	38.1
Thunder Bay	Ont.	108	80	105	35.0	2.9	365	443	-17.6
Bankruptcies	empty cell	75	67	81	11.9	-7.4	277	342	-19.0
Proposals	empty cell	33	13	24	153.8	37.5	88	101	-12.9
Winnipeg	Man.	296	320	363	-7.5	-18.5	1,304	1,643	-20.6
Bankruptcies	empty cell	199	227	265	-12.3	-24.9	915	1,241	-26.3
Proposals	empty cell	97	93	98	4.3	-1.0	389	402	-3.2
Regina	Sask.	93	84	123	10.7	-24.4	395	485	-18.6
Bankruptcies	empty cell	39	43	63	-9.3	-38.1	190	263	-27.8
Proposals	empty cell	54	41	60	31.7	-10.0	205	222	-7.7
Saskatoon	Sask.	136	139	138	-2.2	-1.4	548	579	-5.4
Bankruptcies	empty cell	79	84	87	-6.0	-9.2	341	379	-10.0
Proposals	empty cell	57	55	51	3.6	11.8	207	200	3.5
Calgary	Alta.	880	802	843	9.7	4.4	3,421	3,389	0.9
Bankruptcies	empty cell	610	535	686	14.0	-11.1	2,420	2,685	-9.9
Proposals	empty cell	270	267	157	1.1	72.0	1,001	704	42.2
Edmonton	Alta.	720	728	867	-1.1	-17.0	3,063	3,598	-14.9
Bankruptcies	empty cell	410	465	575	-11.8	-28.7	1,909	2,465	-22.6
Proposals	empty cell	310	263	292	17.9	6.2	1,154	1,133	1.9
Kelowna	B.C.	143	157	201	-8.9	-28.9	629	739	-14.9
Bankruptcies	empty cell	88	86	125	2.3	-29.6	384	516	-25.6
Proposals	empty cell	55	71	76	-22.5	-27.6	245	223	9.9
Abbotsford	B.C.	158	143	112	10.5	41.1	559	483	15.7
Bankruptcies	empty cell	103	86	93	19.8	10.8	353	378	-6.6
Proposals	empty cell	55	57	19	-3.5	189.5	206	105	96.2
Vancouver	B.C.	1,357	1,237	1,287	9.7	5.4	5,156	5,390	-4.3
Bankruptcies	empty cell	827	787	898	5.1	-7.9	3,315	3,953	-16.1
Proposals	empty cell	530	450	389	17.8	36.2	1,841	1,437	28.1
Victoria	B.C.	277	245	267	13.1	3.7	1,047	1,140	-8.2
Bankruptcies	empty cell	189	155	213	21.9	-11.3	722	895	-19.3
Proposals	empty cell	88	90	54	-2.2	63.0	325	245	32.7

Table 8: Insolvencies Filed by Businesses by CMA
empty cell	Prov.	Q1 2012	Q4 2011	Q1 2011	Q4 2011 to Q1 2012	Q1 2011 to Q1 2012	03-31-2012	03-31-2011	% Change
empty cell	Prov.	Volume			% Change		12-Month Period Ending
St. John's	N.L.	1	0	5	—	-80.0	5	8	-37.5
Bankruptcies		1	0	5	—	-80.0	5	8	-37.5
Proposals		0	0	0	—	—	0	0	—
Halifax	N.S.	11	9	28	22.2	-60.7	47	107	-56.1
Bankruptcies	empty cell	9	7	25	28.6	-64.0	38	91	-58.2
Proposals	empty cell	2	2	3	0.0	-33.3	9	16	-43.8
Moncton	N.B.	7	0	3	—	133.3	14	25	-44.0
Bankruptcies	empty cell	6	0	2	—	200.0	12	22	-45.5
Proposals	empty cell	1	0	1	—	0.0	2	3	-33.3
Saint John	N.B.	3	2	2	50.0	50.0	8	6	33.3
Bankruptcies	empty cell	3	1	0	200.0	—	6	3	100.0
Proposals	empty cell	0	1	2	-100.0	-100.0	2	3	-33.3
Saguenay	Que.	13	4	8	225.0	62.5	26	21	23.8
Bankruptcies	empty cell	11	4	7	175.0	57.1	22	17	29.4
Proposals	empty cell	2	0	1	—	100.0	4	4	0.0
Québec	Que.	46	39	53	17.9	-13.2	165	164	0.6
Bankruptcies	empty cell	35	25	37	40.0	-5.4	124	124	0.0
Proposals	empty cell	11	14	16	-21.4	-31.3	41	40	2.5
Sherbrooke	Que.	5	9	10	-44.4	-50.0	20	24	-16.7
Bankruptcies	empty cell	2	8	6	-75.0	-66.7	14	17	-17.6
Proposals	empty cell	3	1	4	200.0	-25.0	6	7	-14.3
Trois-Rivières	Que.	9	12	10	-25.0	-10.0	37	30	23.3
Bankruptcies	empty cell	6	10	7	-40.0	-14.3	29	20	45.0
Proposals	empty cell	3	2	3	50.0	0.0	8	10	-20.0
Montréal	Que.	302	323	309	-6.5	-2.3	1,202	1,229	-2.2
Bankruptcies	empty cell	216	244	229	-11.5	-5.7	889	884	0.6
Proposals	empty cell	86	79	80	8.9	7.5	313	345	-9.3
Ottawa – Gatineau	Ont./ Que.	27	47	51	-42.6	-47.1	145	165	-12.1
Bankruptcies	empty cell	19	32	33	-40.6	-42.4	100	125	-20.0
Proposals	empty cell	8	15	18	-46.7	-55.6	45	40	12.5
Kingston	Ont.	4	1	5	300.0	-20.0	11	16	-31.3
Bankruptcies	empty cell	4	1	3	300.0	33.3	10	14	-28.6
Proposals	empty cell	0	0	2	—	-100.0	1	2	-50.0
Peterborough	Ont.	1	0	1	—	0.0	13	2	550.0
Bankruptcies	empty cell	1	0	1	—	0.0	12	2	500.0
Proposals	empty cell	0	0	0	—	—	1	0	—
Oshawa	Ont.	12	5	16	140.0	-25.0	34	58	-41.4
Bankruptcies	empty cell	11	5	16	120.0	-31.3	31	51	-39.2
Proposals	empty cell	1	0	0	—	—	3	7	-57.1
Toronto	Ont.	191	211	217	-9.5	-12.0	793	875	-9.4
Bankruptcies	empty cell	145	161	162	-9.9	-10.5	611	686	-10.9
Proposals	empty cell	46	50	55	-8.0	-16.4	182	189	-3.7
Hamilton	Ont.	20	18	14	11.1	42.9	82	100	-18.0
Bankruptcies	empty cell	16	14	12	14.3	33.3	64	84	-23.8
Proposals	empty cell	4	4	2	0.0	100.0	18	16	12.5
St. Catharines – Niagara	Ont.	8	11	17	-27.3	-52.9	42	67	-37.3
Bankruptcies	empty cell	5	10	15	-50.0	-66.7	36	59	-39.0
Proposals	empty cell	3	1	2	200.0	50.0	6	8	-25.0
Kitchener	Ont.	13	12	13	8.3	0.0	40	43	-7.0
Bankruptcies	empty cell	9	10	9	-10.0	0.0	31	35	-11.4
Proposals	empty cell	4	2	4	100.0	0.0	9	8	12.5
Brantford	Ont.	8	6	5	33.3	60.0	23	22	4.5
Bankruptcies	empty cell	4	5	4	-20.0	0.0	13	18	-27.8
Proposals	empty cell	4	1	1	300.0	300.0	10	4	150.0
Guelph	Ont.	4	6	2	-33.3	100.0	14	6	133.3
Bankruptcies	empty cell	4	2	2	100.0	100.0	9	6	50.0
Proposals	empty cell	0	4	0	-100.0	—	5	0	—
London	Ont.	9	8	10	12.5	-10.0	30	45	-33.3
Bankruptcies	empty cell	8	6	9	33.3	-11.1	24	35	-31.4
Proposals	empty cell	1	2	1	-50.0	0.0	6	10	-40.0
Windsor	Ont.	10	9	7	11.1	42.9	33	37	-10.8
Bankruptcies	empty cell	9	8	6	12.5	50.0	28	32	-12.5
Proposals	empty cell	1	1	1	0.0	0.0	5	5	0.0
Barrie	Ont.	6	8	4	-25.0	50.0	29	35	-17.1
Bankruptcies	empty cell	4	7	4	-42.9	0.0	25	30	-16.7
Proposals	empty cell	2	1	0	100.0	—	4	5	-20.0
Greater Sudbury	Ont.	3	0	2	—	50.0	6	7	-14.3
Bankruptcies	empty cell	3	0	1	—	200.0	5	6	-16.7
Proposals	empty cell	0	0	1	—	-100.0	1	1	0.0
Thunder Bay	Ont.	5	4	8	25.0	-37.5	16	16	0.0
Bankruptcies	empty cell	3	3	8	0.0	-62.5	13	15	-13.3
Proposals	empty cell	2	1	0	100.0	—	3	1	200.0
Winnipeg	Man.	5	18	10	-72.2	-50.0	30	32	-6.3
Bankruptcies	empty cell	4	16	9	-75.0	-55.6	25	25	0.0
Proposals	empty cell	1	2	1	-50.0	0.0	5	7	-28.6
Regina	Sask.	7	10	6	-30.0	16.7	38	31	22.6
Bankruptcies	empty cell	6	7	2	-14.3	200.0	30	17	76.5
Proposals	empty cell	1	3	4	-66.7	-75.0	8	14	-42.9
Saskatoon	Sask.	11	3	13	266.7	-15.4	26	33	-21.2
Bankruptcies	empty cell	9	3	12	200.0	-25.0	19	28	-32.1
Proposals	empty cell	2	0	1	—	100.0	7	5	40.0
Calgary	Alta.	30	33	32	-9.1	-6.3	119	127	-6.3
Bankruptcies	empty cell	25	27	28	-7.4	-10.7	92	112	-17.9
Proposals	empty cell	5	6	4	-16.7	25.0	27	15	80.0
Edmonton	Alta.	27	22	21	22.7	28.6	103	99	4.0
Bankruptcies	empty cell	20	19	19	5.3	5.3	78	86	-9.3
Proposals	empty cell	7	3	2	133.3	250.0	25	13	92.3
Kelowna	B.C.	6	5	6	20.0	0.0	23	21	9.5
Bankruptcies	empty cell	2	5	4	-60.0	-50.0	16	18	-11.1
Proposals	empty cell	4	0	2	—	100.0	7	3	133.3
Abbotsford	B.C.	4	1	0	300.0	—	10	3	233.3
Bankruptcies	empty cell	1	1	0	0.0	—	7	3	133.3
Proposals	empty cell	3	0	0	—	—	3	0	—
Vancouver	B.C.	29	29	27	0.0	7.4	118	120	-1.7
Bankruptcies	empty cell	21	26	23	-19.2	-8.7	90	94	-4.3
Proposals	empty cell	8	3	4	166.7	100.0	28	26	7.7
Victoria	B.C.	4	7	9	-42.9	-55.6	23	30	-23.3
Bankruptcies	empty cell	2	4	8	-50.0	-75.0	16	27	-40.7
Proposals	empty cell	2	3	1	-33.3	100.0	7	3	133.3

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Insolvency Statistics in Canada—First Quarter of 2012

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